Best Way to Send Money to Macao from USA (USD to MOP)

Sending money from USA to Macao: what today's data shows

RemitFinder compares 2 providers and 11 ways to send money from USA to Macao. The mid-market rate is MOP 8.0795 per USD. 1 provider has no-fee options.

🧭 What is the best way to send money to Macao from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 2 providers offering 11 ways to send US Dollar (USD) to Macanese Pataca (MOP).

💰 Most MOP received today, by amount sent:

The same two providers lead at every amount shown.

At USD 1,000, the top two providers are Western Union and Ria Money Transfer, giving MOP 7,870.00 and MOP 7,701.30 respectively. MOP 168.70 separates Western Union in first place from Ria Money Transfer in second.

🔀 Ways to receive, with the most received at USD 1,000:

Cash Pickup is the only way to receive, offered by 2 providers.

💱 How to get the best USD to MOP exchange rate?

The mid-market US Dollar to Macanese Pataca rate today is MOP 8.0795 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is MOP 8,079.50, and each 1% of markup costs about MOP 80.79.

• 📊 Rates run from MOP 7.74 to MOP 7.87 per USD across all amounts. The top two rates are from Western Union (MOP 7.87) and Ria Money Transfer (MOP 7.74 for transfers of USD 100 to USD 5,000).
• 💳 How you pay rarely changes the rate. At USD 1,000, 2 of the 2 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

💸 What is the cheapest way to send money to Macao from USA?

At USD 1,000, the two cheapest providers today are Western Union (paying by Debit Card, received as Cash Pickup) and Ria Money Transfer (paying from a Bank Account, received as Cash Pickup). With these providers, your recipient gets MOP 7,870.00 and MOP 7,701.30 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 6.70% at USD 200, 5.59% at USD 1,000 and 5.40% at USD 5,000, so larger transfers cost less.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying by ACH has the lowest typical total cost at USD 1,000 (2.59%), and paying by Credit Card the highest (6.65%). On USD 1,000, that difference is worth about MOP 328 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of 2.59%. The most expensive is paying by Credit Card, received as Cash Pickup, at 6.65%.

On USD 1,000, your recipient typically gets MOP 7,870.00 with the cheapest combination and MOP 7,551.50 with the most expensive: MOP 318.50 more with the cheapest combination.

Choosing well is worth MOP 400.90 more on USD 1,000. The most your recipient can get today is MOP 7,870.00, and the least is MOP 7,469.10.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 8 is 4.00% of USD 200 but only 0.16% of USD 5,000.
• 🆓 1 provider charges no fee on some ways to send or some amounts: Western Union.

🏦 How to send money from USA to Macao through a bank?

2 providers accept payment by Bank Transfer.

Bank Transfer or Card? At USD 1,000, the typical total cost is 2.59% paying by ACH, 4.15% paying by Debit Card, 4.70% paying from a Bank Account and 6.65% paying by Credit Card.

⚡ How to send money from USA to Macao fast?

No provider publishes a delivery time for this corridor, so these are typical times by delivery method.

Where no time is published, money typically arrives as Cash Pickup within 2 hours.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Macao from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Western Union and Ria Money Transfer give your recipient the most on USD 1,000 today.
• 💱 Western Union and Ria Money Transfer offer the highest exchange rates, from MOP 7.74 to MOP 7.87 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (6), followed by Western Union (5).
• 💵 Ria Money Transfer and Western Union offer Cash Pickup in Macao.
• 🆓 1 provider has no-fee options.
• 🎁 1 provider has RemitFinder deals for this corridor.

📋 Both providers, by what your recipient gets for USD 1,000:

At USD 1,000, both providers accept the transfer. Among them, your recipient gets between MOP 7,701.30 and MOP 7,870.00, and half of the providers give at least MOP 7,785.65.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Ria Money Transfer USD to MOP exchange rate today

• 💱 Ria Money Transfer's US Dollar to Macanese Pataca exchange rate is MOP 7.74 per USD, 4.20% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets MOP 7,701.30 with Ria Money Transfer (paying from a Bank Account, received as Cash Pickup).

Western Union USD to MOP exchange rate today

• 💱 Western Union's US Dollar to Macanese Pataca exchange rate is MOP 7.87 per USD, 2.59% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money as Cash Pickup.
• ⏱️ With Western Union, money arrives as Cash Pickup typically within 2 hours.
• 💰 On USD 1,000, your recipient gets MOP 7,870.00 with Western Union (paying by Debit Card, received as Cash Pickup).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Macao

1. Compare providers. RemitFinder lists 2 providers and 11 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying by ACH has the lowest typical total cost (2.59%).
3. Choose how your recipient gets the money. Cash Pickup (2 providers).
4. Check the limits. Published maximums start at USD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Their name as on their ID for Cash Pickup.
7. Pay and track the transfer. The provider shows when the money should arrive.

Frequently Asked Questions: Sending money to Macao from USA

These FAQs use data from RemitFinder's live comparison of 2 providers for USA to Macao money transfers.

• How do I send money from USA to Macao?

  Compare 2 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Macao from USA?

  At USD 1,000, Western Union and Ria Money Transfer give your recipient the most today: MOP 7,870.00 and MOP 7,701.30 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Macao?

  At USD 1,000, the cheapest providers today are Western Union and Ria Money Transfer. The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of 2.59%. 1 provider charges no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Macao?

  At USD 1,000, your recipient gets between MOP 7,469.10 and MOP 7,870.00, depending on the provider and how you send. Comparing can get them MOP 400.90 more on one transfer. Western Union gives the most today, paying by Debit Card, received as Cash Pickup.

• What is the USD to MOP exchange rate today?

  The mid-market rate is MOP 8.0795 per USD. Providers' rates run from MOP 7.74 to MOP 7.87.

• Exchange rate or fee: what matters more when you send money to Macao?

  At USD 200, the typical fee is 3.00% of the amount, and the typical exchange rate has a markup of 4.20%. At USD 5,000, the typical fee is 1.20% of the amount, and the typical exchange rate has a markup of 3.40%. So the exchange rate matters more at every amount shown. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Macao lower the cost?

  Yes. The typical total cost is 6.70% at USD 200, 5.59% at USD 1,000 and 5.40% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Macao?

  Paying by ACH has the lowest typical total cost at USD 1,000 (2.59%), and paying by Credit Card the highest (6.65%). On USD 1,000, that difference is worth about MOP 328 more to your recipient. The provider giving your recipient the most when paying by ACH is Western Union.

• Is Debit Card cheaper than Credit Card for sending money to Macao?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 4.15%, compared with 6.65% paying by Credit Card. On USD 1,000, that difference is worth about MOP 202 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• How can I send cash to Macao from USA?

  Ria Money Transfer and Western Union offer Cash Pickup in Macao. Cash Pickup is typically ready within 2 hours.

• How much money can I send to Macao from USA?

  Each provider sets its own limits. The lowest published maximum is USD 5,000, and 1 of 2 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Macao without fees?

  Yes, with Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Macao?

  RemitFinder compares 2 providers: Ria Money Transfer and Western Union.

• Which app is best to send money to Macao?

  It depends on your amount and how you pay. RemitFinder compares 2 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Macao?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 2 providers that offer more than one way to pay change the rate with it.