Compare today's GBP to PKR (British Pound to Pakistani Rupee) exchange rates
📈 UK to Pakistan Money Transfer Snapshot Today
- Best GBP to PKR exchange rate today: PKR 377.1787, offered by Sendwave
- Number of money transfer providers compared: 19
- Exchange rate range: PKR 367.9689 to PKR 377.1787
- Potential savings on GBP 1000: PKR 9,209.80
- Number of deals and promo codes: 13
- Mid-market
ⓘThe mid-market exchange rate (also called the interbank rate) is the real GBP to PKR exchange rate before providers add their margin or fees. exchange rate: 1 GBP = PKR 373.7239 (Updated about an hour ago)
See detailed UK to Pakistan money transfer comparison below.
Money Transfer Providers that matched the search criteria
📢 Special exchange rate applied for first transfer
📢 Get promotional rate on your first transfer
📢 Special exchange rate applied for first transfer
📢 Special exchange rate applied for first transfer
📢 B2B transfers only
📢 New! Cash pickup available
📢 B2B transfers only
If you are making international business money transfers or payments, RemitFinder can assist by matching you with the best options to suit your unique business needs. Get in touch now to see how we can help protect your business revenue by getting you higher exchange rates and lower transfer fees on international business FX.
💡What today's GBP-PKR exchange rates mean for you
Compare today's GBP-PKR exchange rates and send money from UK to Pakistan with confidence. View provider pricing, read detailed reviews, and discover current deals and promotional offers — all in one place.
We compared 19 providers serving this corridor today. Here is how the market looks like right now:
Today's Most Competitive UK to Pakistan Providers
🥇 Sendwave with 1 GBP = 377.1787 PKR (best GBP to PKR exchange rate today).
🥈 Remitly offering 1 GBP = 376.1400 PKR.
🥉 Profee & WorldRemit are also pricing GBP-PKR competitively today.
GBP-PKR exchange rates fluctuate throughout the day, and top positions can change quickly. The best provider for a GBP 1000 transfer may not be the cheapest for larger amounts.
That's why comparing money transfer providers can significantly impact the final PKR received in Pakistan.
🔄 Looking for the reverse route? Send money from Pakistan to UK instead.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from UK.
👇 Look beyond today's GBP-PKR exchange rate — historical pricing trends show how they can affect the overall transfer cost of your transfer.
Whilst the exchange rate matters, long-term pricing patterns show that exchange rate markup, transfer fees, and payment and delivery methods can significantly influence your final payout.
Below, we analyze UK to Pakistan historical remittance data to help you understand where costs may arise and strategies to potentially maximize your PKR payout.
Data-driven cost insights for UK to Pakistan money transfers
When you send money internationally from UK to Pakistan, the key factors that will influence the overall cost of your transaction are:
- GBP-PKR exchange rate
- Transfer fee
- Payment method
- Delivery method
Ideally, you would want to optimize these 4 factors to try to get the maximum PKR payout for your overseas recipient in Pakistan.
Another counter-balancing aspect is money transfer speed. If you need to rush money from UK to Pakistan, you may have to compromise on some or all of the above factors.
To put these factors into a better perspective with a data-driven approach, we have analyzed historical remittance pricing1 for the UK to Pakistan corridor, comparing total transfer costs, FX margins, fees, and payment and delivery methods across providers.
This historical analysis based on actual GBP-PKR transfer data could prove useful in identifying the lowest-cost funding options and payout combinations, thereby helping you reduce transfer costs and maximize the amount received.
Before we deep dive, here are the key trends from our analysis, summarized in an easy to read manner.
📌 Key insights for UK to Pakistan money transfers
- Typical total cost: 2.47% (range -1.12% to 12.57%, spread 13.69 pp)
- Potential value difference: On a GBP 120 transfer, that spread can save you up to GBP 16.43.
- FX markup (exchange rate margin): 0.91% (range -1.12% to 5.37%, spread 6.49 pp)
- Average transfer fee: GBP 1.87 (range GBP 0.00 to GBP 9.90)
- Cheapest payment/delivery method combo: Bank Account Transfer → Mobile Wallet (1.25% avg cost); most expensive is Cash → Cash Pickup (5.20%)
- Method choice impact: Cheapest vs most expensive combo differs by about 3.95 percentage points.
- Market coverage: ~12 active providers (competition level: competitive)
- Typical speed: About 11 hours
What to do next: Compare providers using both exchange rate and fees, then optimize your payment and delivery methods to reduce total cost.
Below, we provide various useful and detailed insights for UK to Pakistan money transfers.
📈 GBP to PKR exchange rate markup can be the biggest hidden cost
The exchange rate on your UK to Pakistan money transfers can often be the single biggest factor that will determine your overall GBP cost and your recipient's PKR payout.
To analyze exchange rates, we will rely on the exchange rate markup (also called FX margin) which is the difference between the mid-market
Based on 439 pricing observations across 12 providers over the last 3 years (for a GBP 120 money transfer benchmark), we see the following exchange rate markup ranges for British Pound to Pakistan transfers:
- Average exchange rate markup: 0.91%
- Median exchange rate markup: 0.70%
- Lowest observed markup: -1.12%
ⓘA negative markup generally represents a promotional exchange rate whereby a provider offers an exchange rate that is even higher than the mid-market rate, often on smaller amounts. - Highest observed markup: 5.37%
That is an FX markup spread of 6.49 percentage points between the lowest and highest observed exchange rate markups.
This spread is important because FX markup is not consistent across providers or payment methods. In other words, a "good deal" on one day or transfer amount can look very different on another.
For example, on a GBP 120 transfer, the above markup range is equivalent to roughly PKR 7.79 purely from differences in the exchange rate. That incremental saving can be PKR 19.47 for a GBP 300 transfer.
How to use this insight: When comparing providers for UK to Pakistan international remittances, always compare the exchange rate you receive (not just fees). A small difference in the FX markup can outweigh fees quickly, and the impact typically grows as transfer amounts increase.
GBP to PKR exchange rate can be the single most critical cost determining factor for your transfer. When comparing providers, pay close attention to the rate you will get.
💰 Transfer fees influence your total UK to Pakistan remittance cost
Whilst exchange rate is a major factor affecting total percentage cost, the transfer fee itself can also have a major impact on how much of your British Pound amount actually reaches your recipient in Pakistan.
Based on 439 pricing observations across 12 providers over the last 3 years (GBP 120 benchmark), we notice the following fee patterns for British Pound to Pakistan money transfers:
- Average transfer fee: GBP 1.87
- Median transfer fee: GBP 1.19
- Lowest observed fee: GBP 0.00
- Highest observed fee: GBP 9.90
On a GBP 120 transfer, the average fee amount of GBP 1.87 represents 1.56% of the total amount sent.
Looking at the overall fee variation, even if two providers provide similar exchange rates, a worst case transfer fee can reduce the final payout by GBP 9.90 on the same transfer amount.
For larger transfers, fixed fees generally become less significant as a percentage of the total amount. But for smaller transfers, fees can represent a substantial portion of total cost.
How to use this insight: For your next money transfer from UK to Pakistani Rupee, look for providers that provide lower (or even 0) fees.
One caveat to this, though, is something called the hidden fee. Some providers may hide their fees by providing lower exchange rates (referred to as a hidden fee), so you should also keep an eye on rates whilst paying attention to fees.
💸 Payment and delivery methods matter for GBP-PKR remittances
Based on our detailed analysis of historical pricing on the UK to Pakistan corridor, we see meaningful variation in overall cost depending on the payment method and delivery method you choose.
Based on 439 pricing observations across 12 providers over the last 3 years (GBP 120 money transfer benchmark), the lowest-cost payment and delivery options consistently differ from the highest-cost ones.
For example, here is the average cost variation for popular payment methods used to send money to Pakistan from UK:
- Bank Account Transfer: 1.68%
- Debit Card: 2.46%
- Credit Card: 2.59%
- Cash: 5.20%
That is a total spread of 3.52 percentage points.
This means that on a GBP 120 GBP-PKR transfer, you could save (or lose) up to GBP 4.23 simply by choosing from amongst the available payment methods.
The savings will only multiply for higher GBP amounts.
Similarly, here is the average cost of popular delivery methods used to send money to Pakistan:
- Mobile Wallet: 1.22%
- Bank Deposit: 1.73%
- Cash Pickup: 2.97%
The difference between the above delivery methods is 1.76 percentage points.
Once again, this means that you could save up to GBP 2.11 on a GBP 120 transfer to Pakistan by choosing Mobile Wallet versus Cash Pickup.
As you can imagine, the possible combinations of UK payment methods and Pakistan delivery methods will all have disparate cost associated with them. Let us look at that next.
Here is a summary table that shows the average cost of payment and delivery method combinations for UK to PKR money transfers.
| Payment Method | Delivery Method | Avg cost (%) |
|---|---|---|
| Bank Account Transfer | Mobile Wallet | 1.25 |
| Credit Card | Mobile Wallet | 1.25 |
| Debit Card | Mobile Wallet | 1.25 |
| Bank Account Transfer | Bank Deposit | 1.58 |
| Debit Card | Bank Deposit | 1.88 |
| Bank Account Transfer | Cash Pickup | 1.88 |
| Credit Card | Bank Deposit | 2.35 |
| Debit Card | Cash Pickup | 2.84 |
| Credit Card | Cash Pickup | 2.85 |
| Cash | Cash Pickup | 5.20 |
Combinations are sorted by average total cost % (cheapest to most expensive).
As you can see, the cost differential between these GBP-PKR payment and delivery options is significant. To put this in further perspective:
- Bank Account Transfer → Mobile Wallet has the lowest average cost at 1.25%.
- Cash → Cash Pickup has the highest average cost at 5.20%.
- Bank Account Transfer → Mobile Wallet average cost is 3.95 percentage points lower than Cash → Cash Pickup.
- This means that on a GBP 120 money transfer, you could save up to GBP 6.24 simply by choosing the best payment and delivery method combo.
- Further, on a GBP 300 money transfer, the savings increase to GBP 15.61.
Here is a quick summary of the average historical cost of various payment and delivery methods for GBP to Pakistan money transfers.
💸 Cheapest payment and delivery methods (data-backed)
- Cheapest payment method: Cost of Bank Account Transfer averaged 1.68%, compared to 5.20% for Cash, a difference of 3.52 percentage points.
- Cheapest delivery method: Cost of Mobile Wallet averaged 1.22%, compared to 2.97% for Cash Pickup (1.76 percentage points higher).
- Cheapest combo: Cost of Bank Account Transfer → Mobile Wallet averaged 1.25%, which is 3.95 percentage points lower than Cash → Cash Pickup (5.20%).
How to use this insight: As you compare money transfer providers for your next UK to Pakistan international money transfer, strive to pair the lowest-cost payment method with the lowest-cost delivery method.
This approach can help you avoid a common remittance pitfall of "cheap exchange rate, expensive methods" that can raise total cost even when the headline exchange rate looks attractive.
You can save money on your UK to Pakistan remittances by carefully choosing the most economical payment and delivery methods.
🏦 Are banks more expensive than specialist providers for GBP-PKR money transfers?
We compared traditional banks with specialist money transfer providers based on 3 years of pricing data for UK to Pakistan transfers (GBP 120 benchmark), and noticed some patterns.
Interestingly, on the UK to Pakistan remittance corridor, traditional banks are 0.61 percentage points cheaper on average than specialist money transfer providers.
In other words, specialist money transfer companies are approximately 0.76x more expensive than banks on average for this benchmark.
Here are the key stats behind this comparison:
| Banks | Specialists | Difference | |
|---|---|---|---|
| Average transfer fee | GBP 1.50 | GBP 1.90 | GBP -0.40 |
| Exchange rate markup | 0.65% | 0.92% | -0.28 pp |
| Average total cost (%) | 1.90% | 2.50% | -0.61 pp |
How to use this insight: Historical data shows that banks in UK can be competitive in this corridor. However, pricing still varies by provider, transfer amount, and method — so comparing options can still be beneficial.
📊 Does sending more reduce the cost of GBP-PKR money transfers?
To see if transfer cost varies based on the amount sent, we compared the average costs of sending GBP 120 vs GBP 300 from UK to Pakistan.
We found that sending the higher amount (GBP 300) tends to be cheaper - average cost drops from 2.47% to 1.52%, a reduction of 0.95 percentage points.
It is possible that the cost may continue to drop for higher transfer amounts. That said, always check the latest exchange rates and fees for your transfer amount.
How to use this insight: Since it is generally cheaper to send higher British Pound amounts to Pakistan, consider consolidating smaller, more frequent transfers into fewer, larger sends as doing so may reduce the total cost you pay.
🏛 How competitive is the UK to Pakistan remittance market?
Based on 439 pricing observations over the last 3 years (GBP 120 money transfer benchmark), the GBP-PKR corridor is served by 12 active providers on an average.
With 12 providers serving this market, we consider the level of competition in this corridor to be competitive.
Traditional banks represent only 8.3% of active providers in this corridor (1 out of 12), meaning specialist money transfer companies make up the majority.
A corridor with more active providers is typically more competitive, which can translate into better pricing and more payment and delivery options for your UK to Pakistan remittances.
⏱️ How fast are GBP-PKR money transfers?
Transfer speed can matter just as much as cost, especially when your recipient in Pakistan needs funds urgently.
Based on 439 historical pricing observations across 12 providers over the last 3 years (GBP 120 benchmark), here is what we see for UK to Pakistan transfers:
- Typical transfer time: About 11 hours.
- Fastest transfer time: About less than 1 hour.
- Slowest transfer time: About 96 hours (~4.0 days).
- Average speed at GBP 120: About 11 hours.
- Average speed at GBP 300: About 11 hours.
Banks vs money transfer providers: We observed that banks take on average 11 hours longer than specialist money transfer providers on this corridor.
How to use this insight: If you need to send money from UK to Pakistan in a hurry, compare providers not just on exchange rate, but also on expected speed. Speed often varies by payout method (bank vs cash vs wallet) and local rails in Pakistan.
On the UK to Pakistan corridor, delivery speed can vary across providers, so it is worth comparing transfer speed alongside total cost for time-sensitive money transfers.
Frequently Asked Questions about UK to Pakistan money transfers
These FAQs use data from RemitFinder's historical analysis of UK to Pakistan money transfers over several years.
What factors affect the total cost of sending money from UK to Pakistan?
GBP-PKR exchange rate markup, transfer fees, payment method and delivery method all affect total cost.
The total cost of your GBP-PKR money transfer depends on how you fund the transaction (payment method), how the recipient receives it (delivery method), the exchange rate markup applied, and any transfer fee charged by the provider. You can generally avoid overpaying by comparing various providers.
How much does the exchange rate markup affect UK to Pakistan transfers?
GBP-PKR exchange rate markup can significantly affect your final payout.
Historical British Pound to PKR FX markup ranges from -1.12% to 5.37%, a spread of 6.49 percentage points. As you can see, even small differences in the exchange rate markup can easily outweigh fees.
Can GBP-PKR exchange rate markup be negative?
Yes, negative markup can occur for UK to Pakistan transfers, usually representing a promotional rate.
In some cases, providers may offer promotional exchange rates that are better than the mid-market rate, resulting in a negative GBP-PKR exchange rate markup. These offers are typically limited in size, eligibility, or duration. Compare providers to see if you can take advantage of such special offers.
Is the exchange rate or the fee more important for UK to Pakistan transfers?
Both exchange rate markup and transfer fees matter for GBP-PKR transfers — their relative impact changes with transfer amount.
Exchange rate markup ranges from -1.12% to 5.37% (a spread of 6.49 percentage points). Transfer fees range from GBP 0.00 to GBP 9.90, which equals roughly 8.25 percentage points of a GBP 120.00 transfer.
At GBP 120.00, the larger driver of overall cost variation is the transfer fee, whilst at GBP 300.00, it shifts toward exchange rate markup.
But regardless, our recommendation is that it is important to compare both exchange rates and fees when choosing a provider for UK to Pakistan transfers.
As the transfer amount increases, the % impact of fees often decreases (because the fee gets spread across a larger GBP amount), whilst exchange rate markup remains a percentage-based cost that can scale with transfer size.
For smaller transfers, fees can matter more, whilst for larger transfers, exchange rate markup often becomes the bigger driver. Either way, comparing both helps you get the most PKR for your GBP.
How much can UK to Pakistan transfer costs vary between providers?
Transfer costs can vary significantly depending on provider and method.
Historical transfer costs range from -1.12% to 12.57% for GBP transfers to Pakistan. That is a spread of 13.69 percentage points, meaning the difference between providers can be material.
A major contributor to this variation is exchange rate markup. Markup alone ranges from -1.12% to 5.37% (a spread of 6.49 percentage points). Even small differences in FX margin, therefore, can significantly change the final PKR payout.
Why does the same GBP transfer cost different amounts when sending PKR to Pakistan?
Payment method, delivery method, exchange rate markup, and fees all affect total GBP-PKR cost.
Costs vary because providers apply different British Pound exchange rate markups, charge different transfer fees, and offer different payment and delivery methods. Even small differences amongst all these factors can significantly change the final payout in PKR in Pakistan.
How stable are transfer costs in the UK to Pakistan corridor?
Money transfer costs can vary meaningfully across providers and methods in the UK to Pakistan market.
When we analyzed the historical total cost for GBP-PKR transfers, we observed a range from -1.12% to 12.57% (13.69 percentage points), along with a variability (standard deviation) of about 2.41%.
A major driver of cost in this market is exchange rate markup. Markup ranges from -1.12% to 5.37% (6.49 percentage points), with a standard deviation of about 0.99%. Fees and method choices can contribute to further volatility.
This reinforces why comparing money transfer providers and their services can matter when it comes to getting the most of your GBP-PKR transfers.
Which payment method is cheapest for UK to Pakistan remittances?
Bank Account Transfer is the cheapest payment method in UK based on average cost.
Bank Account Transfer averages 1.68% of total cost compared to Cash at 5.20%, a difference of 3.52 percentage points.
Based on this, we recommend paying for your GBP transfer with Bank Account Transfer, and avoiding Cash if possible.
Is Debit Card cheaper than Credit Card for UK to Pakistan transfers?
Debit Card is cheaper on average when sending money to Pakistan from UK.
For GBP-PKR transfers, Debit Card funding averages 2.46% compared to 2.59% for Credit Card payments, a difference of 0.13 percentage points.
As a result, we recommend that you avoid paying for your transfer to Pakistan with a Credit Card.
Which delivery method is cheapest for GBP-PKR money transfers?
Mobile Wallet is the cheapest delivery method in Pakistan on average.
Mobile Wallet averages 1.22% total cost compared to Cash Pickup at 2.97%, a spread of 1.76 percentage points.
If your recipient in Pakistan can accept Mobile Wallet, we recommend choose it as your preferred delivery option for GBP-PKR transfers.
Is Bank Deposit cheaper than Cash Pickup for UK to Pakistan transfers?
Bank Deposit is cheaper on average for transfers to Pakistan.
For GBP transfers to Pakistan, Bank Deposit averages 1.73% versus 2.97% for Cash Pickup, a difference of 1.24 percentage points. To save more, consider choosing the cheapest delivery option for Pakistan.
What is the cheapest way to send money from UK to Pakistan?
For GBP-PKR transfers, Bank Account Transfer → Mobile Wallet has the lowest-cost combination on average.
We evaluated 10 payment and delivery method combinations in the UK to Pakistan remittance market.
Based on historical averages, Bank Account Transfer → Mobile Wallet costs about 1.25% on average. At the other end of the spectrum, Cash → Cash Pickup is the most expensive combination at about 5.20% on average.
The spread between the cheapest and most expensive method combinations is approximately 3.95 percentage points when sending GBP to Pakistan.
Money transfer providers tend to price payment and delivery methods for UK to Pakistan remittances differently. As you compare options, look for the cheapest payment-delivery method combo to maximize the value of your GBP-PKR transfers.
Does sending more money reduce the cost for UK to Pakistan transfers?
Larger GBP-PKR transfers are cheaper as a percentage on average.
The cost of a GBP 120 transfer averages 2.47% as compared to 1.52% for a GBP 300 transfer, a difference of 0.95 percentage points.
Note that transfer cost can change quickly based on the GBP amount you send, so ensure to carefully compare providers.
How long does it take to send money from UK to Pakistan?
Most GBP-PKR transfers complete in about 11 hours.
Based on our analysis, the average transfer time is 11 hours, with the fastest transfers completing in less than one hour and the slowest in 96 hours (~4.0 days).
Are instant transfers available from UK to Pakistan?
Yes, some transfers to Pakistan from UK can complete in less than one hour.
Historical data shows that certain providers can complete transfers in under one hour.
Note that the actual speed of your GBP-PKR transfer will depend on the chosen provider, payment method, delivery method, and eligibility checks.
Are banks more expensive than money transfer companies for UK to Pakistan?
Banks in UK are competitive and can be cheaper than specialist money transfer providers here.
Banks average 1.90% total cost compared to 2.50% for specialist money transfer providers in UK, a difference of -0.61 percentage points.
How competitive is the UK to Pakistan remittance market?
On an average, there have been 12 active providers facilitating GBP-PKR transfers.
Based on historical data, the competition level in UK to Pakistan is considered competitive with 12 active providers.
Specialist money transfer providers represent about 91.7% of identified providers in UK.
Do I risk overpaying if I do not compare providers for UK to Pakistan?
The difference between providers servicing UK to Pakistan can be meaningful, especially as the GBP transfer amounts increase.
Historically, total GBP-PKR transfer cost has varied by about 13.69 percentage points. On a GBP 120 transfer, that can translate to roughly GBP 16.43 in savings.
GBP-PKR exchange rate markup also varies across providers. The average markup spread has been about 6.49 percentage points. On a GBP 120 transfer, that is roughly GBP 7.79 saved from FX alone.
Fees can also make a big difference in this market. The fee difference across providers has been about GBP 9.90 traditionally.
That is why comparing providers can materially change how much of the GBP you send does your recipient receive in Pakistan in Pakistan.
Latest GBP to PKR Conversion Rates
Here are some latest GBP to PKR (British Pound to Pakistani Rupee) exchange rates for popular conversion amounts*.
| 1 GBP | 373.72 PKR |
| 5 GBP | 1,868.62 PKR |
| 10 GBP | 3,737.24 PKR |
| 25 GBP | 9,343.10 PKR |
| 50 GBP | 18,686.20 PKR |
| 100 GBP | 37,372.39 PKR |
| 150 GBP | 56,058.59 PKR |
| 200 GBP | 74,744.78 PKR |
| 250 GBP | 93,430.98 PKR |
| 300 GBP | 112,117.17 PKR |
| 400 GBP | 149,489.56 PKR |
| 500 GBP | 186,861.95 PKR |
| 600 GBP | 224,234.34 PKR |
| 700 GBP | 261,606.73 PKR |
| 800 GBP | 298,979.12 PKR |
| 1000 GBP | 373,723.90 PKR |
| 1500 GBP | 560,585.85 PKR |
| 2000 GBP | 747,447.80 PKR |
| 2500 GBP | 934,309.75 PKR |
| 3000 GBP | 1,121,171.70 PKR |
| 4000 GBP | 1,494,895.60 PKR |
| 5000 GBP | 1,868,619.50 PKR |
| 10000 GBP | 3,737,239.00 PKR |
| 15000 GBP | 5,605,858.50 PKR |
| 20000 GBP | 7,474,478.00 PKR |
| 30000 GBP | 11,211,717.00 PKR |
| 40000 GBP | 14,948,956.00 PKR |
| 50000 GBP | 18,686,195.00 PKR |
| 100000 GBP | 37,372,390.00 PKR |
*Based on the Mid-market
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1 Based on 439 pricing observations across 12 firms over the last 3 years for a GBP 120 money transfer from UK to Pakistan. Data Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org.
How we analyze remittance data?
Insights are derived from the World Bank's Remittance Prices Worldwide dataset, which collects standardized provider pricing information at defined transfer amounts.
We aggregate this data across multiple providers and multi-year periods to calculate averages, medians, and variability measures in order to identify consistent pricing patterns for the UK to Pakistan remittance corridor.
RemitFinder does not modify the underlying World Bank data. The analysis presented here is independently calculated from published datasets and is intended for informational and comparison purposes only.