Best Way to Send Money to Moldova from USA (USD to MDL)

Sending money from USA to Moldova: what today's data shows

RemitFinder compares 4 providers and 33 ways to send money from USA to Moldova. The mid-market rate is MDL 17.9327 per USD. 2 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Moldova from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 4 providers offering 33 ways to send US Dollar (USD) to Moldovan Leu (MDL).

💰 Most MDL received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: MoneyGram, Ria Money Transfer, Western Union and Revolut.

At USD 1,000, the top three providers are MoneyGram, Ria Money Transfer and Western Union, giving MDL 17,887.90, MDL 17,533.69 and MDL 17,204.10 respectively. MDL 683.80 separates MoneyGram in first place from Western Union in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 4 providers, followed by Cash Pickup (3) and Debit Card (1). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to MDL 17,887.90.

💱 How to get the best USD to MDL exchange rate?

The mid-market US Dollar to Moldovan Leu rate today is MDL 17.9327 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is MDL 17,932.70, and each 1% of markup costs about MDL 179.33.

• 📊 Rates run from MDL 1.00 to MDL 17.8879 per USD across all amounts. The top three rates are from MoneyGram (MDL 17.8879 for transfers up to USD 1,000), Revolut (MDL 17.8699 for transfers of USD 214.90 to USD 55,959.96) and Ria Money Transfer (MDL 17.6218 for transfers of USD 100 to USD 5,000).
• 📏 Typical markup: 1.04%. The median provider's best rate is 1.04% below the mid-market rate.
• 📈 Bigger transfers get better rates with 1 provider.
  • Western Union gives MDL 17.2041 per USD for transfers from USD 300, compared with MDL 16.9151 for transfers up to USD 299.99.
• 💳 How you pay rarely changes the rate. At USD 1,000, 3 of the 3 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 1.04% below the mid-market rate for money received in a Bank Account, 4.06% below it as Cash Pickup and 4.67% below it on a Debit Card.

💸 What is the cheapest way to send money to Moldova from USA?

At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Ria Money Transfer (paying from a Bank Account, received in a Bank Account) and Western Union (paying by Debit Card, received in a Bank Account). With these providers, your recipient gets MDL 17,887.90, MDL 17,533.69 and MDL 17,204.10 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 5.73% at USD 200, 4.06% at USD 1,000 and 4.06% at USD 5,000.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying from a Bank Account has the lowest typical total cost at USD 1,000 (2.23%), and paying in Cash the highest (47.34%). On USD 1,000, that difference is worth about MDL 8,088 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (3.81%), and receiving on a Debit Card the highest (4.67%). On USD 1,000, that difference is worth about MDL 156 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of 0.25%. The most expensive is paying in Cash, received as Cash Pickup, at 94.42%.

On USD 1,000, your recipient typically gets MDL 17,887.90 with the cheapest combination and MDL 1,000.00 with the most expensive: MDL 16,887.90 more with the cheapest combination.

Choosing well is worth MDL 16,887.90 more on USD 1,000. The most your recipient can get today is MDL 17,887.90, and the least is MDL 1,000.00.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 8 is 4.00% of USD 200 but only 0.16% of USD 5,000.
• 🆓 2 providers charge no fee on some ways to send or some amounts: MoneyGram and Western Union.

🏦 How to send money from USA to Moldova through a bank?

2 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 4 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 2.23% paying from a Bank Account, 4.06% paying by Debit Card, 4.06% paying by ACH and 6.15% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Moldova.

⚡ How to send money from USA to Moldova fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup. Where no time is published, money typically arrives on a Debit Card in 1–2 days.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Moldova from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 MoneyGram, Ria Money Transfer and Western Union give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Revolut and Ria Money Transfer offer the highest exchange rates, from MDL 17.6218 to MDL 17.8879 per USD.
• 🔀 Western Union offers the most ways to send (15), followed by Ria Money Transfer (12) and MoneyGram (5).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Moldova.
• 🆓 2 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

📋 All 4 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 4 providers accept the transfer. Among them, your recipient gets between MDL 16,529.66 and MDL 17,887.90, and half of the providers give at least MDL 17,368.90.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to MDL exchange rate today

• 💱 MoneyGram's US Dollar to Moldovan Leu exchange rate runs from MDL 1.00 to MDL 17.8879 per USD. Its best rate applies to transfers up to USD 1,000 and is 0.25% below the mid-market rate.
• 💸 MoneyGram charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when you pay by Credit Card and no fee when you pay by Debit Card or in Cash.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets MDL 17,887.90 with MoneyGram (paying by Debit Card, received in a Bank Account).

Revolut USD to MDL exchange rate today

• 💱 Revolut's US Dollar to Moldovan Leu exchange rate is MDL 17.8699 per USD, 0.35% below the mid-market rate.
• 💸 Revolut charges USD 75 (0.15% from USD 50,000).
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 2 days.
• 📏 Revolut accepts USD 214.90 to USD 55,959.96 per transfer.
• 💰 On USD 1,000, your recipient gets MDL 16,529.66 with Revolut (paying by Revolut Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.

Ria Money Transfer USD to MDL exchange rate today

• 💱 Ria Money Transfer's US Dollar to Moldovan Leu exchange rate is MDL 17.6218 per USD, 1.73% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets MDL 17,533.69 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Western Union USD to MDL exchange rate today

• 💱 Western Union's US Dollar to Moldovan Leu exchange rate runs from MDL 16.9151 to MDL 17.2041 per USD. Its best rate applies to transfers from USD 300 and is 4.06% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
• 💰 On USD 1,000, your recipient gets MDL 17,204.10 with Western Union (paying by Debit Card, received in a Bank Account).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Moldova

1. Compare providers. RemitFinder lists 4 providers and 33 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying from a Bank Account has the lowest typical total cost (2.23%).
3. Choose how your recipient gets the money. Bank Account (4 providers), Cash Pickup (3 providers) or Debit Card (1 provider), including Fincom Bank.
4. Check the limits. Published maximums start at USD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Moldova.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Moldova from USA

These FAQs use data from RemitFinder's live comparison of 4 providers for USA to Moldova money transfers.

• How do I send money from USA to Moldova?

  Compare 4 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Moldova from USA?

  At USD 1,000, MoneyGram, Ria Money Transfer and Western Union give your recipient the most today: MDL 17,887.90, MDL 17,533.69 and MDL 17,204.10 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Moldova?

  At USD 1,000, the cheapest providers today are MoneyGram, Ria Money Transfer and Western Union. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of 0.25%. 2 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Moldova?

  At USD 1,000, your recipient gets between MDL 1,000.00 and MDL 17,887.90, depending on the provider and how you send. Comparing can get them MDL 16,887.90 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to MDL exchange rate today?

  The mid-market rate is MDL 17.9327 per USD. Providers' rates run from MDL 1.00 to MDL 17.8879.

• Exchange rate or fee: what matters more when you send money to Moldova?

  At USD 200, the typical fee is 3.00% of the amount, and the typical exchange rate has a markup of 5.07%. At USD 5,000, the typical fee is 1.20% of the amount, and the typical exchange rate has a markup of 4.06%. So the exchange rate matters more at every amount shown. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Moldova lower the cost?

  Not always. The typical total cost is 5.73% at USD 200, 4.06% at USD 1,000 and 4.06% at USD 5,000. Western Union gives a better exchange rate on larger transfers.

• Which payment method is cheapest for sending money from USA to Moldova?

  Paying from a Bank Account has the lowest typical total cost at USD 1,000 (2.23%), and paying in Cash the highest (47.34%). On USD 1,000, that difference is worth about MDL 8,088 more to your recipient. The provider giving your recipient the most when paying from a Bank Account is Ria Money Transfer.

• Is Debit Card cheaper than Credit Card for sending money to Moldova?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 4.06%, compared with 6.15% paying by Credit Card. On USD 1,000, that difference is worth about MDL 374 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Moldova from USA?

  Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (3.81%), and receiving on a Debit Card the highest (4.67%). On USD 1,000, that difference is worth about MDL 156 more to your recipient. The providers giving your recipient the most when receiving in a Bank Account are MoneyGram, Ria Money Transfer and Western Union.

• Is Bank Account cheaper than Cash Pickup for sending money to Moldova?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 3.81%, compared with 4.06% receiving as Cash Pickup. On USD 1,000, that difference is worth about MDL 46 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Moldova from USA?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Moldova. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Moldova?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Moldova instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is MDL 17,887.90, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Moldova from USA?

  Each provider sets its own limits. The lowest published maximum is USD 5,000, and 1 of 4 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Moldova without fees?

  Yes, with MoneyGram and Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Moldova?

  RemitFinder compares 4 providers: MoneyGram, Revolut, Ria Money Transfer and Western Union.

• Which app is best to send money to Moldova?

  It depends on your amount and how you pay. RemitFinder compares 4 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Moldova?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 3 providers that offer more than one way to pay change the rate with it.