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Compare today's ZMW to EUR (Zambian Kwacha to Euro) exchange rates

Zambia
Montenegro
ZMW

Interbank Exchange Rate: 1 ZMW = 0.0434 EUR
Updated about an hour ago

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All you need to know about Zambian Kwacha to Euro money transfers

Easily compare money transfer providers in one place to send money from Zambia to Montenegro. Send money overseas to your loved ones by comparing Zambian Kwacha (ZMW) to Euro (EUR) remittance exchange rates. Read remittance service provider reviews and check out deals, promotions and discounts. Transfer online or send cash based on services offered by these providers.

Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Zambia.

Were you looking to send money from Montenegro to Zambia instead?

If you need to send international business money transfers and payments, get in touch with us to see how we can help protect your revenue.

Did not find the providers you were looking for? Please reach out to us at info@remitfinder.com, and we will do our best to add them to our platform.


Latest ZMW to EUR Conversion Rates

Here are some latest ZMW to EUR (Zambian Kwacha to Euro) exchange rates for popular conversion amounts*.

1 ZMW0.04 EUR
5 ZMW0.22 EUR
10 ZMW0.43 EUR
25 ZMW1.09 EUR
50 ZMW2.17 EUR
100 ZMW4.34 EUR
150 ZMW6.51 EUR
200 ZMW8.68 EUR
250 ZMW10.85 EUR
300 ZMW13.02 EUR
400 ZMW17.36 EUR
500 ZMW21.70 EUR
600 ZMW26.04 EUR
700 ZMW30.38 EUR
800 ZMW34.72 EUR
1,000 ZMW43.40 EUR
1,500 ZMW65.10 EUR
2,000 ZMW86.80 EUR
2,500 ZMW108.50 EUR
3,000 ZMW130.20 EUR
4,000 ZMW173.60 EUR
5,000 ZMW217.00 EUR
10,000 ZMW434.00 EUR
15,000 ZMW651.00 EUR
20,000 ZMW868.00 EUR
30,000 ZMW1,302.00 EUR
40,000 ZMW1,736.00 EUR
50,000 ZMW2,170.00 EUR
100,000 ZMW4,340.00 EUR

*Based on the Interbank Exchange Rate. Actual payout may vary based on the chosen money transfer provider.


What's the best way to send money from Zambia to Montenegro?

Sending money internationally to Montenegro from Zambia can be a challenging task given so many companies willing to move your money overseas. You can rely on RemitFinder to choose the best provider who can offer the most value while ensuring safety and security at the same time.

Our money transfer comparison engine does a real time comparison of exchange rates from various foreign exchange providers to bring you the best choices for your Zambian Kwacha to EUR remittances.

Every company listed on our platform has been fully vetted by our team to ensure you get access to safe, secure and reliable providers to help you send money to Montenegro. Our partners also provide exclusive offers and discounts to our customers so they can save even more on their next money transfer. You can take advantage of these promotions so your loved ones back home get the maximum amount in Euro.


How to get the best rate to transfer money to Montenegro from Zambia?

Foreign exchange rates are highly volatile, and it may seem difficult to decide the best timing for your next transfer to Montenegro from Zambia. Another added complexity is the multitude of choices at your disposal - ranging from your bank, to established operators like WesterUnion and Moneygram, to so many remittance startups and companies, to multi currency bank accounts. It would be ideal if there was an automated way to stay updated with the ever changing remittance landscape.

One way you could eliminate the manual work to search and compare providers for your ZMW to Euro money transfers is by signing up for the RemitFinder daily rate alert. It is completely free; we do the hard work of comparing various remittance companies, and send you all the info you need.

We are also constantly adding new partners for the Zambia to Montenegro corridor to give you more good choices for your next EUR money transfer. This way you do not miss out on additional options to potentially save more.


What's the cheapest way for transferring money to Montenegro from Zambia?

The final amount your recipient gets when you send ZMW to EUR is the most important number that matters. In other words, you should try to minimize the impact of fees and other hidden charges (bad exchange rate is one of them) to achieve the most cost effective cross border remittance.

Before the dawn of the modern internet era, traditional methods to send money from Zambia to Montenegro used to be banks, and small, local remittance players located in retail outlets and convenience stores. Unfortunately, all these options entail high fees and often provide low exchange rates - this results in an expensive money transfer whereby a big chunk of your hard earned money does not reach your recipient.

A great way to find the cheapest options to send Euro is by comparing numerous foreign exchange operators and service providers on RemitFinder. By eliminating the process of manually searching and comparing various companies, you can easily compare all your options in one place, thereby saving time and money. This way, you can get the best Zambian Kwacha to Montenegro exchange rate. Further savings can be realized by utilizing many exclusive offers and promotions from our partners. These deals can help lower the cost of a money transfer even more, thereby giving you a higher return.


How to send money to Montenegro from Zambia through a bank?

We do not recommend using your local bank in Zambia for your next ZMW to EUR overseas funds transfer. The reason for this is that banks are known to give you worse exchange rates and yet charge high foreign exchange fees. That is a double whammy that will make the transaction much more expensive for you.

That said, there may be circumstances you may want to consider your bank for your international funds transfer. For example, if you need to move a very large sum of money from Zambia to Montenegro (for property purchase, or any such high value transaction), and do not want smaller transactions. In such cases, be sure to carefully inspect all details of the remittance transaction that your bank offers you. You can use the RemitFinder remittance search engine to compare your bank's quote with many other money transfer companies to try to negotiate a better deal with your bank.

Notwithstanding any unique circumstances as above, you will generally save more by relying on online foreign exchange companies for sending EUR to Montenegro. These companies will let you use your local bank account in Zambia to pay for your Montenegro money transfer, but will likely save you a lot of money by affording better rates and citing lower foreign exchange transaction fees.


What is the fastest way to transfer money from Zambia to Montenegro?

It could be a stressful experience if you need to rush money quickly from Zambia to Montenegro. How do you decide which option to pick to ensure your funds arrive at the destination in the fastest possible way?

First, you should ensure that you are picking the right payment method to convert ZMW to EUR. Most remittance companies will allow you to pay by cash, with credit or debit cards, via a direct bank transfer, through a wire transfer, and so on. Digital payment methods like wire transfers and bank transfers will certainly delay your transaction as compared to cash payments.

Similarly, on the receiving side, your recipient also has multiple options to collect their monies in Euro. The payout choices generally include cash pickup, direct bank transfer, loading up a mobile wallet, and mobile airtime top up. If transaction speed is important, you could choose cash pickup if the receiver can access a close by pickup location. Just be aware that the exchange rate on cash transactions may not be the best, and there is risk in handling cash, especially for larger amounts. Otherwise, a mobile airtime top up or a bank deposit may be the next fastest possible ways unless there are bank holidays going on.

Foreign exchange transaction speed also depends on some additional factors like transfer amount, compliance and regulatory processes and vary from provider to provider. Check out our remittance guide to answer any questions you may have on how remittances work in general, and what factors affect the speed of your Zambia to Montenegro money transfers.


Which are the best money transfer companies to send money to Montenegro from Zambia?

Since the Zambian Kwacha to Euro money transfer ecosystem has so many players in it, selecting the right company might not be that simple. You have so many to choose from - established organizations like Western Union and MoneyGram to multi currency bank accounts to up and coming Fintech companies. Then, there is always your local bank in Zambia that may also be able to send money to Montenegro. With all these possibilities staring at you, it can be difficult to pick the company to give your business to.

The RemitFinder remittance engine will certainly help you to chart a path forward. Once you have selected your source and destination countries, we compare numerous companies to present you with an easy to digest comparison table. Here, you can easily see which companies meet your unique needs.

To further decrease the cost of your ZMW to EUR money transfers, we also source exclusive coupons and promotions from various remittance providers. This will increase the final amount your recipient in Montenegro gets, so make sure to factor in deals as a part of your decision making process to select the best provider for your next Zambia to Montenegro transaction.


Step by step guide to do a money transfer from Zambia to Montenegro

With so many possible ways to transfer Zambian Kwacha to Euro, and exchange rates that are changing by the second, it can be difficult to make the best choice to save time and money. RemitFinder's online remittance comparison platform helps you find the best companies to move your funds abroad.

Once you have picked the right company for your Zambia to Montenegro remittance transaction, you can follow the below step by step procedure.

  • Create an account at your chosen operator.
  • You may be asked for photo IDs and address proofs; please provide these as they help the operator ensure legal and regulatory compliance.
  • Add bank accounts for both the sender in Zambia and the receiver in Montenegro. Using bank deposits can be the cheapest option to send money.
  • Decide when you want to send money and the transfer amount. When ready, choose the amount and start your transaction.
  • At this point, you are pretty much done, and the operator will take it on from here.
  • Watch out for updates from the operator on the progress of your transaction.

We also recommend that you have more than one remittance company in your portfolio so you can maximize the return on your ZMW to Euro money transfers. This way, you can pick whoever is the best at the time you are ready to initiate your transaction.