Aspora Detailed Review

Rates, Fees, Limits, Safety and More

Last updated: October 09, 2025

What is Aspora? An introduction

Aspora is a money transfer app explicitly designed for NRIs to send money securely from the US, UK, UAE, and parts of Europe to India. As a leading remittance service provider, Aspora combines Google-matching exchange rates, the lowest fees in the market, and a seamless transfer experience, making it the top choice for over 600,000 NRIs who trust the platform for their financial needs.

Powered by industry giants like LuLu International Exchange in the UAE and regulated by the FCA in the UK, Aspora ensures your funds are safe. With over USD 2 Billion moved across borders, Aspora delivers fast, reliable, and transparent transactions that give users peace of mind with every transfer.

Aspora's easy-to-use interface and secure processes are designed to make international money transfers as smooth and hassle-free as possible for NRIs. With dedicated 24/7 support, Aspora is more than just a service – it’s a trusted partner for NRIs across the globe.

Aspora company information

• Founded by: Parth Garg
• Founded in: 2022
• Headquarters: London, United Kingdom

Aspora is backed by several popular venture capital firms, and has had the following rounds of funding so far:

• USD 35 million in Series A funding last December led by Sequoia, with participation from Greylock, Y Combinator, Hummingbird Ventures, and Global Founders Capital.
• USD 53 million in Series B funding, co-led by Sequoia and Greylock, with Quantum Light Ventures.

Aspora by the numbers

The below statistics help put Aspora's financial and customer reach and impact in perspective.

• 600,000+ users globally
• An NRI app built by NRIs for NRIs around the globe
• 3+ years in the currency business spread across multiple geographies
• 4.3 Stars with over 2K reviews on App Store

Aspora is an international money transfer app for NRIs built by NRIs. Based by several investors who funded the company via Series A and B funding rounds, Aspora has been in the money transfer business for over 3 years and have more than 600,000 users.

What services does Aspora provide?

Currently, Aspora provides money transfer (remittances) services to NRIs in the US, UK, UAE and Europe.

The team at Aspora has been building technology that connects banking infrastructures across the globe so you get a unified, smooth & trusted banking experience no matter what part of the world you are in.

Which countries does Aspora operate in?

Aspora operates in the US, UK, UAE and EU regions with the ability to send international money transfers to India.

Where can I send money from with Aspora?

On the Aspora app, you can send money from:

• United States (USA) to India [USD - United States Dollar to INR - Indian Rupee]
• United Kingdom (UK) to India [GBP - British pound to INR - Indian Rupee]
• United Arab Emirates (UAE) to India [AED - United Arab Emirates Dirham to INR - Indian Rupee]
• Germany & Ireland to India [EUR - Euro to INR Indian Rupee]

Where can I send money to with Aspora?

With Aspora, you can send money to India. You can send money directly into your recipient's savings or NRO bank account in an Indian bank.

Aspora enables you to send money from USA, UK, UAE, Germany and Ireland to recipients in India. You can send money directly into the recipients bank account in India.

What are Aspora's fees and exchange rates?

Aspora offers live Google exchange rates for all transfers, ensuring transparency and the best value for your money.

When it comes to Aspora's money transfer fees, here is all you need to know:

• USA: First 3 transfers free. Then it's a flat USD 3 fee for all transfers.
• UAE: Zero Fees for all transfers, always.
• UK: First transfer free, then flat GBP 3 fee for all transfers.

Are Aspora exchange rates good?

Aspora offers the live Google exchange rate for all your transfers. This makes it a highly competitive money transfer company since you avoid paying high FX margins that may other money transfer companies often charge.

That said, we always suggest to our readers to always shop around and see what other remittance service providers are offering. More information will help you best choose a partner to send money with. When you compare money transfer providers, the chances of your getting the most benefit on your international money transfers increase significantly.

Whilst you can compare remittance companies manually, a quick and convenient way to do so is to rely on RemitFinder's online money transfer comparison engine. RemitFinder compares umpteen providers side-by-side to give you accurate and updated information about exchange rates and deals.

Is Aspora a cheap way to send money overseas?

Aspora utilizes live Google exchange rates for all transfers, ensuring transparency and favorable conversion rates without hidden fees or unfavorable markups.

Additionally, Aspora charges low, transparent fees as below:

• United States: Transfers from the USA to India incur a flat fee of USD 3 per transaction, with first three transfers offered at zero fees.
• United Kingdom: Transfers from the UK to India incur a flat fee of GBP 3 per transaction, with the first transfer offered at zero fees.
• United Arab Emirates: Transfers from the UAE to India are free, with no additional charges.

Given the above 2 points, Aspora can be a highly cost-effective way to send money abroad.

How do I avoid Aspora fees?

Aspora charges 0 fees in the UAE. For US and UK, the first 3 transfers and the first transfer are free of cost, respectively.

Once you have used up your free transfers, there is no way to avoid Aspora's transfer fees.

How much money can I send with Aspora?

Here are Aspora's international money transfer limits:

• United States: USD 30,000 maximum per transfer
• United Kingdom: GBP 400,000 maximum per transfer
• United Arab Emirates: AED 150,000 maximum per transfer
• Europe: EUR 30,000 maximum per transfer

Aspora has fairly high transfer limits; this makes it a great choice for sending larger amounts of money overseas.

How long does it take for Aspora to send money overseas?

With Aspora, sending money to India is fairly quick and hassle-free.

Whether you are in the US, UK or the UAE, you can transfer funds directly to your recipient's Indian bank account. Aspora supports transfers to major banks such as State Bank of India (SBI), HDFC Bank, Kotak Mahindra Bank, Bank of Baroda, Canara Bank, Axis Bank, ICICI Bank, Yes Bank, HSBC, Federal Bank, and many more.

How can I pay for my Aspora money transfer?

To be able to complete an international money transfer, you first need to send your funds in local currency to the money transfer company you choose. The mechanism to pay for your remittance transaction is called a payment method.

You can easily pay for your money transfer directly from your bank account on Aspora.

In the US, Aspora supports linking bank accounts and making transfers to India for most major banks such as HDFC, ICICI bank, and many more. They also support making transfers to India by linking your VISA or Mastercard cards, allowing their US customers with multiple options to seamlessly transfer money to India.

In the UK, Aspora supports linking a bank account and making transfers to India from major banks such as HSBC, NatWest, Royal Bank of Scotland, Nationwide, Santander UK, Monzo, Revolut, and many more.

In the UAE, Aspora supports zero-fee transfers from leading banks including Emirates NBD, Abu Dhabi Commercial Bank (ADCB), Dubai Islamic Bank, First Abu Dhabi Bank (FAB), HSBC, Mashreq Bank, RAKBANK, Standard Chartered, and others. There are multiple ways to make transfers on Aspora in the UAE - linking bank accounts to Aspora or using a Debit Card for payments.

Aspora supports paying for your money transfer with your bank account by linking your bank account to your Aspora account, or linking your eligible card.

Which payment method should I use to pay for my Aspora money transfer?

Aspora mostly supports bank account as their standard payment method. We recommend using the same as direct debit fees are usually 0, or very minimal. This will save you money as compared to paying with credit cards, etc.

How can my recipient get paid with Aspora?

The method you choose to credit your overseas receiver is generally called a delivery method.

Whether you are in the US, UK or the UAE, you can transfer funds directly to your recipient's Indian bank account.

Aspora supports transfers to major banks such as State Bank of India (SBI), HDFC Bank, Kotak Mahindra Bank, Bank of Baroda, Canara Bank, Axis Bank, ICICI Bank, Yes Bank, HSBC, Federal Bank, and many more.

With Aspora, you can pay your recipient directly into their bank account in India. Most major Indian banks are supported.

Which delivery method should I use for my Aspora money transfer?

Aspora support paying your recipient directly into their bank account as their standard delivery method. We recommend double checking your recipient's bank information to ensure there are no errors.

Are there any Aspora coupon codes or promotions I can use?

Aspora has several attractive promotions as below:

• United States: First 3 transfers are free
• United Kingdom: 1st transfer is free + GBP 20 Sign-up Bonus on transfer of GBP 500 or more
• United Arab Emirates: Get up to 5% cash back on your first transfer
• Europe: 1st transfer is free

If Aspora runs any offers or promotions in the future, we will add them on this page. Check this Aspora review periodically to ensure that you do not miss out on any future deals.

Whilst you can check for Aspora deals and discounts manually, doing so is time consuming. A better way is to sign up for the RemitFinder daily exchange rate alert. Our daily alert is totally free of cost; we will keep you posted on exchange rates and latest offers from many money transfer companies.

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How can I find Aspora near me?

Aspora is an online-only money transfer company, so there are no physical offices, agent locations or branch offices to go to. Simply access the Aspora using your mobile 24x7 from the convenience of your home or office.

What is the best way to find a Aspora Sending Location near me?

Since Aspora is a digital company, you do not need to go to a sending location to send money with them.

Why should I go to an Aspora Sending Location to send money in person?

Aspora operates fully digitally so there is no need to go to a sending location to transfer money in person. Just download the app, and start sending money back home.

What is the best way to find an Aspora Payment Location overseas?

Aspora supports transfers to major banks such as State Bank of India (SBI), HDFC Bank, Kotak Mahindra Bank, Bank of Baroda, Canara Bank, Axis Bank, ICICI Bank, Yes Bank, HSBC, Federal Bank, and many more, so there is no need to find a location to collect the money.

Is Aspora a safe way to send money abroad?

As a global brand, Aspora implements many security measures and industry best practices to ensure they keep the focus on safety and security paramount.

Can I trust Aspora?

A major aspect of trusting a financial institution entails inspecting their legal and regulatory status in the countries of their operation. When it comes to Aspora, we notice the below pertinent information:

• In the US, Aspora (Vance Money Services LLC) is registered as a Money Services Business (MSB) with FinCEN and is licensed as a Money Transmitter in multiple states.
• In the UK, Aspora is regulated by and collaborates with partners regulated by the Financial Conduct Authority (FCA), ensuring compliance with stringent financial standards.
• In the UAE, Aspora has partnered with LuLu International Exchange to provide a secure and compliant platform for international money transfers, ensuring transactions are conducted transparently and in accordance with applicable laws.

Aspora implements many security measures and industry best practices to ensure they keep your money and information safe. In addition, Aspora also ensures full legal and regulatory compliance in all the markets they operate in.

How good is Aspora's service?

Aspora is a popular international money transfer service used by over 600,000 NRIs from the US, UK, UAE and a few EU regions.

That said, one of the most reliable ways to check if a service is good or not is to see what other customers have to say about it. We will do the same to see if Aspora's customers are happy with their service or not.

What do users have to say about Aspora?

In this section, we look into Aspora's ratings and reviews^ on popular review platforms and major mobile app stores to see what users think about their service.

• On Trustpilot, Aspora is rated 4.5/5.0 with more than 1100 reviews
• On the Google Play Store, Aspora is rated 3.5/5.0 with 10.8K reviews and more than 500K downloads
• On the Apple App Store, Aspora is rated 4.3/5.0 with 2.6K ratings

^Ratings on various platforms as on October 09, 2025

Aspora has excellent ratings and reviews on Trustpilot and Apple App Store. Google Play rating is a bit lower but in general, customers seems to like Aspora's international money transfer service.

Have you used Aspora yet? If so, please consider leaving a review on RemitFinder so other users can benefit from your expertise and experience.

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Is Aspora the best choice for me?

Given our detailed analysis of Aspora international money transfer service and related aspects, it is clear that Aspora has many strengths. Here are some areas where we find Aspora standing tall in the international remittance use case:

• Made by NRIs for NRIs: Aspora has created a niche presence in the Non-Resident Indian (NRI) community overseas. Since the creators of Aspora are NRIs themselves, they understand the unique needs and preferences of overseas Indians and hence have curated Aspora to cater to the community.
• Highly competitive exchange rates: Aspora helps you send money overseas at Google exchange rates that are highly competitive. This means that you do not have to pay high FX margins if you send money to India with Aspora.
• Low, transparent fees: Aspora's transfer fees are transparent yet low. In some countries, you get some free transfers but even after those have been used, you pay USD 3 and GBP 3 in the US and UK for every transaction. For larger amount, this low fee will become virtually very low when calculated as a percentage of your transfer amount.
• Generous transfer limits: Aspora lets you send large sums of money abroad in each transaction. For example, you can send up to USD 30,000 from the US and up to GBP 400,000 from the UK.
• Wide coverage for Indian banks: When it comes to paying your overseas recipient in India, Aspora supports all the major banks in the country. Some of these include State Bank of India (SBI), HDFC Bank, Kotak Mahindra Bank, Bank of Baroda, Canara Bank, Axis Bank, ICICI Bank, Yes Bank, HSBC, Federal Bank, and many more.
• Attractive deals and promotions: Aspora runs many attractive deals and promotions from time to time. For example, you can earn a GBP 20 bonus for signing up from the UK as long as you send at least GBP 500 in your first transfer.
• Safe and regulated company: Aspora implements various security best practices to keep your money and information safe. In addition, it is also regulated in each country of its operation.

RemitFinder likes Aspora for creating a curated money transfer experience for Non-Resident Indians (NRIs), providing highly competitive exchange rates, charging low and transparent transfer fees, providing generous transfer limits, offering useful deals and coupons and covering all major banks in India for recipient payouts.

What are the best reasons to use Aspora?

Aspora's key advantages make it a very good choice for quite a few international money transfer use cases. Based on the in-depth analysis that we have conducted on Aspora's remittance service in prior sections of this review, we notice that it can be a great fit for many international money transfer scenarios.

Here are some examples where Aspora can prove to be a reliable ally for your next overseas funds transfer.

• If you are an NRI residing in US, UK, UAE or Europe, you may find Aspora's money transfer service to be useful since it has a strong focus on NRIs who wish to send money to India.
• Aspora provides Google exchange rates. This means that you do not have to pay expensive FX markups, which saves you money and can thus make Aspora a good choice for sending money to India.
• If you need to send larger amounts of money abroad, Aspora can be a great choice as it has pretty high transfer limits. This can be really useful for larger transfers aimed at property purchase, investment, etc.
• You can save even more as Aspora's fees are low and transparent. This becomes even more useful when you send larger amounts as the percentage fee will be miniscule as compared to other providers who charge higher fees.
• If your recipient has a bank account in India, Aspora can be a good choice to send money to them as they are connected with all major banks in India.
• To maximize the reach of your money further, Aspora offers attractive deals and promotions from time to time. This can help you put even more of your money in yours or your recipient's pocket.

Aspora's strengths and advantages make it a very good choice for many money transfer scenarios for remitting money to India.

What type of transfers can I make with Aspora?

Aspora offers online money transfer from a source country and currency to a destination country and currency.

It is simple and easy to send money via Aspora, and once you have added the needed documentation, your money transfer proceeds forward pretty quickly.

What are various ways to send money with Aspora?

Aspora is a mobile only platform, this means there are no physical locations or branches to go to.

Using Aspora's Mobile App, available on both Google Play Store and App Store, you can send money back home from the US, UK, UAE and some regions in the EU.

How to send and receive money with Aspora?

It is quick and easy to send money internationally with Aspora. In fact, the whole flow from start to finish can be completed on any of Aspora's channels to send money with in just a few minutes. Check out the section below for the exact steps needed to do an overseas money transfer with Aspora.

Step by step guide to send money with Aspora

With Aspora, sending money overseas takes only a few clicks. Here are the steps you need to undertake to finish an end-to-end money transfer with Aspora:

• Step 1: Decide if you want to send your next money transfer with Aspora. With the recent explosion of money transfer operators, it may seem daunting to even choose who to go with. One helpful way to reach a decision is to compare various money transfer companies using RemitFinder's real-time money transfer comparison platform. RemitFinder does all the heavy lifting to assist you to easily compare the relative strengths and weaknesses of many remittance companies side by side. This can really help you to narrow down the choices that meet your selection criteria and therefore, help you to select who to go with.





• Step 2: Sign up for your Aspora account. Once you have determined that you want to send money abroad with Aspora, the next step is to download the Aspora app. Then open the Aspora app and sign up on Aspora.
• Step 3: Verify your identity. An important step after creating your new Aspora account is to verify your identity. This is part of the KYC (Know Your Customer) implementation that Aspora has in place to protect you and your account.
• Step 4: Start a new money transfer. Enter the desired amount, check live Google rates and click "Send Now".
• Step 5: Add recipient bank details. After passing KYC validation checks, it is time to add your recipient's bank details. For Indian residents, add their savings bank account information. For non-resident Indians (NRIs), you can add their NRO bank account information and post this review the transfer details.
• Step 6: Pay for your transfer. Click "Proceed to Pay" to access the payment gateway. Then choose your bank, enter your bank details, and authorize the payment through your banking app.

At this point, you are done. After Aspora has received your money, they will confirm the transfer via email and app. And they will also let you and your recipient know when the money's coming.

It is quick and easy to send money overseas with Aspora. The whole process can be finished in just a few minutes with the Aspora mobile app.

How can Aspora help me send money?

With Aspora, it is as easy as sending money to someone in your region. Download Aspora App, sign up, complete your KYC, add recipients and make the transfer to friends and family back home.

Do I need a Aspora account to receive money?

No, your recipient in India does not require an Aspora account to receive money.

This is because Aspora money transfer recipients receive money in their own bank account. Aspora supports transfers to major banks such as State Bank of India (SBI), HDFC Bank, Kotak Mahindra Bank, Bank of Baroda, Canara Bank, Axis Bank, ICICI Bank, Yes Bank, HSBC, Federal Bank, and many more.

Does Aspora have a mobile app?

Yes, Aspora is available on both Google Play Store and App Store.

How do I track my Aspora transfer?

To track your transfer, simply look for your transaction history and select your recent transfer in the Aspora app. Aspora will also keep you updated as your transaction progresses.

Can I use Aspora for international bank transfers?

Yes, Aspora supports international transfers from UK, US, and UAE to banks in India including HDFC, ICICI, SBI, Axis Bank, Kotak Mahindra, IndusInd, Federal Bank, PNB, and more.

Is Aspora online better than sending money in-person in stores?

Aspora is a digital only provider and does not have any branches or locations where you can go physically to send money from. You do not need to visit any branches, agent locations or partner outlets to send money internationally with Aspora.

Does Aspora have a rewards program?

Aspora does have rewards programs that vary from country to country. Below is a summary of their rewards programs in various regions.

• United States: Refer your friend and you will both earn USD 25 when they send USD 500 or more (friend also gets first 3 transfers free).
• United Kingdom: Refer your friend and earn GBP 50 when they send GBP 1,000 or more; your friend will also get GBP 20 when they send GBP 500.
• United Arab Emirates: Refer your friend and you will both earn AED 50 when they send AED 5,000 or more (friend also gets 5% cashback + AED 50).
• Europe: Refer your friend and you will both earn EUR 25 when they send EUR 1,000 or more.

What customer support options are available with Aspora?

In case you need any help with your Aspora money transfer, or have any other general questions, you can contact the Aspora customer support team.

There are many easy ways to get in touch with Aspora customer support as below:

• Email Support: Contact the support team at help@aspora.com for prompt assistance.
• In-App Chat: For immediate help, use the in-app chat feature to connect with support agents directly.

Aspora offers comprehensive customer support to ensure a seamless experience for its users. Assistance is available 24/7 through multiple channels.

Can I cancel my Aspora transfer?

Once a transfer is initiated, it cannot be reversed. However, if any other issue arises, the amount will be refunded to your account.

How do I delete my Aspora account?

If you wish to delete your Aspora account, get in touch with their customer support team and someone will assist you.

Additional Information

Legal and Regulatory Compliance

Aspora ensures the safety and legality of international money transfers by adhering to the regulatory frameworks of the United Kingdom (UK), the United Arab Emirates (UAE), and the Reserve Bank of India (RBI).

• In the US, Aspora (Vance Money Services LLC) is registered as a Money Services Business (MSB) with FinCEN and is licensed as a Money Transmitter in multiple states.
• In the UK, Aspora is regulated by and collaborates with partners regulated by the Financial Conduct Authority (FCA), ensuring compliance with stringent financial standards.
• In the UAE, Aspora operates in accordance with the Central Bank’s regulations, which mandate adherence to anti-money laundering (AML) laws and customer due diligence procedures.

By aligning with these regulations, Aspora provides a secure and compliant platform for international money transfers, ensuring transactions are conducted transparently and in accordance with applicable laws.

Awards, Prizes and News

TechCrunch article: Aspora gets $50M from Sequoia to build remittance and banking solutions for Indian diaspora