RemitFinder helps you compare international money transfer services when remitting money from Togo. Whether you are sending money to support family, pay bills abroad, or manage international expenses, comparing providers can help you save on exchange rates and fees.
On this page, you can explore where you can send money out of Togo, see which providers support each destination, and compare rates, transfer speed, payout options, and limits.
Not sure where to start? Browse all sending countries on our send money from hub.
Where Can You Send Money From Togo To?
Below are the destinations you can send Togo remittances from, grouped by region for easier browsing.
The below regions of the world are sorted alphabetically, and the countries within these regions are also sorted alphabetically for easier lookup.
Once you have located your destination country, click on it to compare numerous money transfer options for your chosen country combination.
Browse by region:
Africa | Asia | Caribbean | Europe | North America | Oceania | Polar Territories | South AmericaCountries in Africa you can send money to from Togo
Here are various countries in Africa that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in Africa.
Countries in Asia you can send money to from Togo
Here are various countries in Asia that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in Asia.
Countries in Caribbean you can send money to from Togo
Here are various countries in Caribbean that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in Caribbean.
Countries in Europe you can send money to from Togo
Here are various countries in Europe that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in Europe.
Countries in North America you can send money to from Togo
Here are various countries in North America that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in North America.
Countries in Oceania you can send money to from Togo
Here are various countries in Oceania that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in Oceania.
Countries in Polar Territories you can send money to from Togo
Here are various countries in Polar Territories that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in Polar Territories.
Countries in South America you can send money to from Togo
Here are various countries in South America that you can send Togo based money transfers to. Simply click on your destination country below to see the best exchange rates for sending CFA Franc BCEAO remittances out of Togo to your chosen destination in South America.
How can I send money from Togo?
Sending money internationally from Togo is easy. Simply search for your destination country to send CFA Franc BCEAO money transfers from Togo. RemitFinder compares many money transfer operators for Togo remittances to your chosen destination in an easy to understand format.
Can someone from Togo send money?
Unless there are any sanctions or political restrictions in place in Togo, it should be permissible to send CFA Franc BCEAO transfers out of the country. In case it is not allowed to send money from Togo, transfer companies will not accept remittance requests.
What is the best way to send money from Togo?
To find the best options to send XOF from Togo, simply compare available providers and pick the one that suits your needs best.
Cannot find your country? All supported destination countries are listed above, grouped by region.
Want to compare instantly? Use the transfer search below.
Simply choose your destination country for money transfers originating out of Togo, and change the transfer amount if needed to easily compare numerous money transfer providers for your next international money transfer.
Compare various money transfer operators to send money from Togo to your chosen destination easily. Simply choose your destination country above and search and compare options.
Popular Money Transfer Corridors From Togo
These are some of the most commonly used international money transfer routes from Togo.
Popular corridors
What Is The Currency In Togo?
The official currency of Togo is important to know when sending or receiving money internationally. Understanding the local currency helps you compare exchange rates, fees, and the final amount your recipient will receive.
Which currency is used in Togo?
The official currency of Togo is the CFA Franc BCEAO (ISO code: XOF), and it is commonly represented by "₣".
How is CFA Franc BCEAO written, and how many decimals does it use?
XOF amounts are typically shown with 2 decimal places.
- XOF 1250.50
- ₣ 1250.50
- XOF 0.25 = 25 centimes
What is the subunit of 1 CFA Franc BCEAO?
The subunit of CFA Franc BCEAO is centime, and 1 XOF is divided into 100 centimes.
Which other countries use the CFA Franc BCEAO?
The CFA Franc BCEAO is also used in Benin, Burkina Faso, Cameroon, Central African Republic, Chad, Republic of Congo, Cote d'ivoire (Ivory Coast), Equatorial Guinea, Gabon, Guinea-Bissau, Mali, Niger, and Senegal.
When sending money from Togo, what currency do providers use?
International transfers from Togo are typically funded in CFA Franc BCEAO and converted into the recipient's local currency before payout. Most providers covering Togo quote exchange rates directly in XOF, making the rate you receive a key factor in how much money arrives.
Why do XOF exchange rates vary between providers?
Exchange rates often differ due to FX spreads rather than visible fees, which means two transfers of the same XOF amount from Togo can result in different payout values.
What is the best way to compare the true cost of a XOF transfer from Togo?
The true cost of CFA Franc BCEAO transfers sent from Togo is best understood by comparing the exchange rate alongside any applicable fees. This helps avoid overpaying and ensures your recipient receives maximum value.
Does comparing CFA Franc BCEAO exchange rates really make a difference?
Yes. If you send money from Togo regularly, comparing CFA Franc BCEAO exchange rates can make a meaningful difference over time.
Why Compare Money Transfer Services From Togo?
The cost and experience of sending money internationally can vary widely depending on where you are sending from. Money transfer services often price the same corridor differently based on local market conditions, which means CFA Franc BCEAO exchange rates, fees, and transfer options from Togo may not match what is offered in other countries.
Fees also depend heavily on how you fund your XOF transfer from Togo. Bank transfers, debit cards, and credit cards can carry different costs, limits, and processing times in Togo, even when using the same provider.
Coverage is another important factor when sending money from Togo. Not all money transfer services support the same destination countries, payout methods, or currencies when transfers are initiated in XOF from Togo.
Transfer limits and verification requirements in Togo can further affect how much XOF you can send and how quickly your CFA Franc BCEAO transfer is processed. These limits often vary by provider and funding method and may change once verification is completed.
Comparing money transfer services side by side helps you identify which providers actually work from Togo and which offer the best balance of CFA Franc BCEAO exchange rates, fees, transfer speed, and reliability for your needs.
How Sending Money From Togo Works
Sending money from Togo typically involves choosing a transfer provider, selecting a funding method, and sending funds in XOF to a recipient abroad. Costs, processing time, and availability can vary based on local banking practices in Togo and the destination country.
What funding methods can I use to send XOF from Togo?
Most international transfers from Togo in XOF are funded using bank transfers, debit cards, or credit cards. Bank-funded transfers are often the most cost-effective option in Togo, while card-funded CFA Franc BCEAO transfers can be faster but may come with higher fees or less favorable exchange rates.
What verification is required to send money from Togo?
When sending money from Togo, you are usually required to provide basic identity details. Additional verification may apply for higher-value XOF transfers or first-time transfers. These checks help keep CFA Franc BCEAO transfers secure and compliant with regulations in Togo.
Are there limits on how much XOF I can send from Togo?
Transfer limits depend on the funding method you use and how frequently you send money from Togo. Some methods allow higher XOF limits once verification is complete, while others are restricted to lower amounts regardless of transfer history.
How long do XOF transfers from Togo take?
Some CFA Franc BCEAO transfers from Togo are processed on the same day, while others may take longer. Processing time can be affected by banking hours, weekends, and public holidays in Togo.
Why can processing times vary when sending money from Togo?
Local banking practices in Togo, such as cut-off times, business days, and identification requirements, can influence when a CFA Franc BCEAO transfer is processed and settled.
How can I avoid delays when sending money from Togo?
Comparing providers, choosing the right funding method, and understanding local rules in Togo can help ensure a smoother XOF transfer with fewer delays or surprises.
Payment Methods Available in Togo
The way you fund your money transfer from Togo can directly affect cost, speed, and convenience. Available payment methods are influenced by local banking adoption, card usage, and global remittance norms, which means options for sending XOF from Togo may differ from what is available elsewhere.
Payment method availability in Togo is determined by a combination of:
- Global remittance standards
- Local banking and card penetration prevalent in Togo
- Declining or limited use of cash-based funding methods within Togo
Below are the most common ways to fund international money transfers from Togo.
Bank TransferRecommended
Bank transfers are a common way to fund an international money transfer in Togo, especially for larger CFA Franc BCEAO amounts. They are often priced more competitively than cards, but processing can depend on bank cut-off times, weekends, and local holidays in Togo.
Debit / Credit Card
Card payments in Togo can be convenient and are often the fastest way to fund a transfer sent in CFA Franc BCEAO. They may come with higher fees or a less favorable XOF exchange rate than bank transfers, especially on larger amounts.
Payment methods shown above for Togo include badges that highlight common characteristics. These indicators are based on typical usage patterns when sending XOF from Togo, but actual costs and speeds can vary by provider and destination.
Here are the badges and their definitions that we have used above to present payment methods in Togo:
- 🟢 Cheapest: This funding method often has lower fees or more competitive CFA Franc BCEAO exchange rates.
- ⚡ Fastest: This method typically processes transfers more quickly, especially for smaller amounts.
- ⭐ Most Common: This funding method is widely supported for transfers from Togo.
- 🏦 Local Payment Method: This funding method is local to Togo and may be cheaper and faster as compared to other methods.
Payment method FAQs for Togo
Payment methods available in Togo can affect how quickly money is delivered and how much the transfer costs. Understanding the common options helps you choose the most suitable way to send or receive funds.
What payment methods are available in Togo?
In Togo, common payment options include Bank Transfer and Debit / Credit Card. Availability, fees, and processing times can vary by provider and destination.
What is the recommended payment method in Togo?
Bank Transfer is often a solid default because it balances cost, speed, and availability. Your best option may still depend on the amount and provider.
Which payment method is usually the fastest in Togo?
Debit / Credit Card is often the fastest option, especially for smaller transfers, though processing times can vary by provider.
What is the most common payment method in Togo?
Bank Transfer is widely supported across providers and is a reliable option for many transfers.
Which payment method is best for larger amounts in Togo?
Bank Transfer is often best for larger amounts in Togo. Often a better fit when sending and receiving bigger amounts, where fees and exchange rate margins matter more. Actual costs and speed still depend on the provider.
Which payment method is best for lower fees in Togo?
Bank Transfer is often best for lower fees in Togo. Often a good choice if you want to minimize fees and improve overall value. Actual costs and speed still depend on the provider.
Which payment method is best for speed in Togo?
Debit / Credit Card is often best for speed in Togo. Often useful when you want to send and receive funds quickly. Actual costs and speed still depend on the provider.
Which payment method is best for smaller amounts in Togo?
Debit / Credit Card is often best for smaller amounts in Togo. Often convenient for smaller transfers, though fees can still vary by provider. Actual costs and speed still depend on the provider.
Which payment method is best for faster checkout in Togo?
Debit / Credit Card is often best for faster checkout in Togo. Can reduce checkout friction with quicker transaction confirmation. Actual costs and speed still depend on the provider.
Which payment method is best for convenience in Togo?
Debit / Credit Card is often best for convenience in Togo. Often easier to use with fewer steps to complete payment and receipt of funds. Actual costs and speed still depend on the provider.
Tips For Sending Money From Togo
Sending money from Togo can be simple and cost-effective if you know what to look for. Below are practical tips to help you get better value, avoid common mistakes, and make the most of your CFA Franc BCEAO (XOF) transfers.
Compare exchange rates from various providers in Togo
Many providers often advertise "low" or even "zero" fees, but make up the difference by offering weaker exchange rates.
When sending money from Togo in XOF, always compare the final amount the recipient receives, not just the upfront fee. A slightly higher fee with a stronger exchange rate can often work out cheaper overall.
The exchange rate on an international money transfer sent from Togo is one of the most important factors you should pay attention to.
Choose the right payment method for CFA Franc BCEAO remittances
The way you fund your transfer from Togo matters.
Bank transfers are often the most cost-effective for larger XOF amounts, whilst debit or credit cards can be faster, but may come with higher fees or less favorable exchange rates.
Look for local payment methods in Togo (if available) as they can offer a good balance of speed and cost.
If you send CFA Franc BCEAO overseas regularly, experimenting with different payment methods can lead to meaningful savings over time.
Be aware of transfer limits and regulations in Togo
Providers operating in Togo often apply different limits depending on how you send XOF and whether your account is fully verified. From Togo, higher-value transfers may require additional identity checks. Completing KYC (know your customer) and other regulatory requirements early can unlock better limits and reduce delays later.
XOF transfer timing can affect speed and cost
Bank-funded transfers from Togo usually follow local banking hours. Transfers initiated late in the day, on weekends, or during public holidays may take longer to process.
If speed matters, check cut-off times and consider faster payment options in Togo when available.
Watch out for CFA Franc BCEAO conversion traps
In rare cases, some card issuers in Togo automatically convert XOF into another currency before the transfer is processed, often at poor rates.
To avoid this, send in XOF and let the money transfer provider handle the conversion, as this is usually cheaper and more transparent.
Find the best provider for the destination country
Not all providers offer the same pricing or payout options for every corridor from Togo. A service that works well for one destination may be expensive or slow for another.
Always compare providers specifically for your chosen destination to get the best payout for your CFA Franc BCEAO money transfers.
We also recommend having accounts with several money transfer companies in Togo so you can capitalize on better rates and deals from them.
Small differences add up
If you send money from Togo regularly, even small improvements in XOF exchange rates or fees can make a big difference over time. Comparing providers before each transfer helps ensure more of your CFA Franc BCEAO reaches its destination.
At RemitFinder, we make it easy to compare trusted money transfer services side by side, so you can send money from Togo knowing you are getting the best available option for your needs.
FAQs About Sending Money From Togo
Here are some additional questions that sometimes come up from our readers in Togo when it comes to sending money abroad.
Is it legal to send money from Togo to another country?
Sending money internationally from Togo is generally legal. Licensed money transfer providers operate under local and international regulations, which means transfers in CFA Franc BCEAO (XOF) must meet standard identity and compliance checks.
That said, global political situations and financial restrictions may be in place for certain countries. Always check before you send XOF from Togo.
How can someone from Togo send me money?
If you wish to receive money from Togo, have the sender search for a suitable provider that supports CFA Franc BCEAO transfers. Once they choose a suitable money transfer operator in Togo, they will need your bank or related information to send you the funds.
Do I need a bank account to send money from Togo?
Not always. Many providers allow you to send money from Togo using bank transfers, debit cards, or sometimes cash, depending on what is commonly supported locally.
Also, lookout for local payment options in Togo that can be cheaper and faster.
Overall payment method availability in Togo can vary by provider, transfer amount, and destination country.
Are there limits on how much I can send from Togo?
Yes. Transfer limits from Togo depend on the provider, the payment method you use, and whether your account is fully verified. Bank-funded transfers in XOF usually allow higher limits than card-based or cash-funded transfers.
How to send money internationally from Togo?
To send XOF from Togo, simply located your destination country above, or directly search for your chosen corridor. RemitFinder will show you a comparison table with various providers in Togo for your chosen destination.
Once you locate the provider of your choice, use their service to send money from Togo.
How can I reduce the cost of sending money from Togo?
The most effective way to lower the cost of CFA Franc BCEAO transfers is to compare providers before you send.
Exchange rates, fees, and payout methods can vary significantly when sending CFA Franc BCEAO from Togo, even for the same destination. Comparing options helps ensure more of your XOF reaches the recipient.
Which app is best to send money from Togo?
Depending on your chosen destination to send XOF from Togo, there may be several providers available. To easily compare them, use RemitFinder’s online comparison engine and pick the best provider for your Togo remittances.