Compare today's SAR to EGP (Saudi Riyal to Egyptian Pound) exchange rates
📈 Saudi Arabia to Egypt Money Transfer Snapshot Today
- Best SAR to EGP exchange rate today: EGP 13.9484, offered by Regency FX
- Number of money transfer providers compared: 4
- Exchange rate range: EGP 13.8437 to EGP 13.9484
- Potential savings on SAR 1000: EGP 104.70
- Number of deals and promo codes: 0
- Mid-market
ⓘThe mid-market exchange rate (also called the interbank rate) is the real SAR to EGP exchange rate before providers add their margin or fees. exchange rate: 1 SAR = EGP 13.9469 (Updated about an hour ago)
See detailed Saudi Arabia to Egypt money transfer comparison below.
Money Transfer Providers that matched the search criteria
📢 B2B transfers only
If you are making international business money transfers or payments, RemitFinder can assist by matching you with the best options to suit your unique business needs. Get in touch now to see how we can help protect your business revenue by getting you higher exchange rates and lower transfer fees on international business FX.
💡What today's SAR-EGP exchange rates mean for you
Compare today's SAR-EGP exchange rates and send money from Saudi Arabia to Egypt after comparing numerous money transfer providers. Check the latest exchange rates, read detailed provider reviews, and discover deals and promo codes — all in one place.
RemitFinder compared 4 providers that you can rely on for Saudi Arabia to Egypt money transfers today. Here is a summary of how the competition looks like right now:
Today's Most Competitive Saudi Arabia to Egypt Providers
🥇 Regency FX with 1 SAR = 13.9484 EGP (best SAR to EGP exchange rate today).
🥈 Key Currency offering 1 SAR = 13.9484 EGP.
🥉 Currencyflow & Verto are also providing good FX rate today.
The exchange rate provided by these 4 providers ranges from EGP 13.8437 to EGP 13.9484. For a SAR 1000 money transfer from Saudi Arabia to Egypt, that could mean up to EGP 104.70 saved on FX alone.
SAR-EGP exchange rates fluctuate throughout the day, and top positions can change quickly. This volatility can significantly impact the final EGP payout that your recipient gets in Egypt.
That's why we recommend comparing money transfer providers to ensure you can maximize the value of your Saudi Arabia to Egypt remittances.
🔄 Looking for the reverse corridor? Send money from Egypt to Saudi Arabia instead.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Saudi Arabia.
👇 We also suggest looking beyond today's SAR-EGP exchange rate — historical pricing trends show many factors that can affect the overall transfer cost of your transfer.
Whilst SAR-EGP exchange rate is crucial, historical data shows that transfer fees, SAR amount sent and payment and delivery methods can also significantly influence your final payout.
Below, we analyze Saudi Arabia to Egypt historical remittance data to help you understand where costs may arise and share some best practices to try to maximize your EGP payout.
Data-driven cost insights for Saudi Arabia to Egypt money transfers
When you send money internationally from Saudi Arabia to Egypt, the key factors that will influence the overall cost of your transaction are:
- SAR-EGP exchange rate
- Transfer fee
- Payment method
- Delivery method
Ideally, you would want to optimize these 4 factors to try to get the maximum EGP payout for your overseas recipient in Egypt.
Another counter-balancing aspect is money transfer speed. If you need to rush money from Saudi Arabia to Egypt, you may have to compromise on some of the above factors whilst optimizing for speed.
To put this into a better perspective using a data-driven approach, we analyzed historical remittance pricing1 for Saudi Arabia to Egypt money transfers to compare transfer costs, FX margins, fees, and payment and delivery methods across providers.
This analysis is based on 190 actual Saudi Arabia to Egypt money transfers handled by 9 providers over the last 5 years (for a SAR 750 remittance benchmark).
This data-driven approach using real SAR-EGP transfer data provides useful insights into identifying the lowest-cost payment and delivery combinations, thereby helping you reduce costs and maximize the amount received.
Before we deep dive, here are the key trends from our analysis, summarized in an easy to read format.
📌 Key insights for Saudi Arabia to Egypt money transfers
- Average total cost: 4.49% (range 0.55% to 13.60%, spread 13.05 percentage points)
- Potential payout difference: On a SAR 750 transfer, the above variation can save you up to SAR 97.87.
- Average FX markup: 1.11% (range -1.49%
ⓘA negative markup generally represents a promotional exchange rate whereby a provider offers an exchange rate that is even higher than the mid-market rate, often on smaller amounts. to 6.68%, spread 8.17 percentage points) - Average transfer fee: SAR 25.37 (range SAR 0.00 to SAR 80.40)
- Cheapest payment/delivery method combo: Mobile Wallet → Bank Deposit (3.05% avg cost); most expensive is Cash → Bank Deposit (5.78%)
- Payment/delivery method choice impact: Cheapest vs most expensive combo saves 2.73% (SAR 20.51 on SAR 750 transfer).
- Market coverage: ~9 providers on average (competition level: moderate)
- Average speed: About 19 hours
🛠️ Key takeaway: Compare providers using both exchange rate and fees, then optimize your payment and delivery methods to reduce total cost.
Below, we provide detailed data-driven insights on various factors that influence the total cost of your Saudi Arabia to Egypt money transfers.
📈 SAR to EGP exchange rate is often the biggest driver of both cost and payout
The exchange rate on your Saudi Arabia to Egypt money transfers is usually the single biggest factor that will determine your overall SAR cost and your recipient's EGP payout.
To analyze exchange rates, we will rely on the exchange rate markup (also called FX margin) which is the difference between the mid-market exchange rate
Based on historical pricing data for a SAR 750 money transfer benchmark, we see the following FX markup ranges for Saudi Riyal to Egypt transfers:
- Average markup: 1.11%
- Median markup: 0.96%
- Lowest markup: -1.49%
ⓘA negative markup generally represents a promotional exchange rate whereby a provider offers an exchange rate that is even higher than the mid-market rate, often on smaller amounts. - Highest markup: 6.68%
That is a spread of 8.17 percentage points between the lowest and highest observed FX markups.
To put this into perspective, on a SAR 750 transfer, the above markup range is equivalent to roughly EGP 61.28 purely from differences in the exchange rate. That incremental saving increases to EGP 152.78 for a SAR 1870 transfer.
🛠️ How to use this insight: When comparing providers for Saudi Arabia to Egypt remittances, pay close attention to the exchange rate you receive. A small difference in the FX markup can quickly outweigh other factors like fees, and the gap generally grows as transfer amounts increase.
SAR to EGP exchange rate can be the single most critical factor that determines the cost of your transfer. When comparing providers, keep an eye on the rate you will get.
💰 Transfer fees affect your total Saudi Arabia to Egypt remittance cost
Whilst exchange rate is a major factor affecting total transfer cost, the transfer fee can also have a big impact on how much of your Saudi Riyal reaches your recipient in Egypt.
Based on data from last 5 years, we notice the below about Saudi Riyal to Egypt money transfer fees:
- Average fee: SAR 25.37
- Median fee: SAR 17.25
- Lowest fee: SAR 0.00
- Highest fee: SAR 80.40
The average fee amount of SAR 25.37 noted above represents 3.38% of the total amount sent.
Also note that even if two providers provide the same exchange rate, a best vs worst case transfer fee can increase the payout by SAR 80.40.
🛠️ How to use this insight: For your next money transfer from Saudi Arabia to Egyptian Pound, look for providers that provide lower (or even 0) fees.
One caveat to this, though, is something called the hidden fee. Some providers may hide their real fees by offering a 0 or low fee, but providing a lower exchange rate. The money lost due to an inferior FX rate affects your bottom line and is referred to as a hidden fee. Therefore, you should also keep an eye on rates whilst paying attention to fees.
Another point that you should keep in mind is that for larger transfers, fixed fees become a lesser percentage of total amount. But for smaller transfers, fees can be a major part of total cost.
💸 Payment and delivery methods matter for SAR-EGP remittances
Based on our detailed analysis of historical Saudi Arabia to Egypt data, we see consistent variation in overall cost amongst the payment method and delivery method you choose.
Here is the average cost for popular payment methods used to send money to Egypt from Saudi Arabia:
- Mobile Wallet: 3.31%
- Cash: 4.69%
- Bank Account Transfer: 5.19%
That is a total spread of 1.88 percentage points.
This means that on a SAR 750 transfer, you could save up to SAR 14.07 simply by choosing the best priced payment method.
These savings will only multiply for higher SAR amounts.
Here is the average cost of popular delivery methods used to send money from Saudi Arabia to Egypt:
- Cash Pickup: 3.73%
- Bank Deposit: 5.10%
The cost difference between the above delivery methods is 1.37 percentage points.
Once again, this means that you could save up to SAR 10.25 on a SAR 750 transfer to Egypt by choosing Cash Pickup versus Bank Deposit.
As you can imagine, the possible combinations of Saudi Arabia payment methods and Egypt delivery methods will all have disparate cost. Let us look at that next.
Here is a summary of the average cost of payment and delivery method combinations for Saudi Arabia to EGP money transfers.
| Payment Method | Delivery Method | Average Cost (%) |
|---|---|---|
| Mobile Wallet | Bank Deposit | 3.05 |
| Mobile Wallet | Cash Pickup | 3.46 |
| Cash | Cash Pickup | 3.85 |
| Bank Account Transfer | Bank Deposit | 5.19 |
| Cash | Bank Deposit | 5.78 |
Sorted by Average Cost % (cheapest to most expensive).
As you can see, the difference between these SAR-EGP payment and delivery options is significant. Here are some observations:
- Mobile Wallet → Bank Deposit has the lowest average cost at 3.05%.
- Cash → Bank Deposit has the highest average cost at 5.78%.
- Mobile Wallet → Bank Deposit average cost is 2.73 percentage points lower than that of Cash → Bank Deposit.
- This means that on a SAR 750 money transfer, you could save up to SAR 43.35 simply by choosing the best payment and delivery method combo.
- Further, on a SAR 1870 money transfer, the savings increase to SAR 108.08.
Here is a quick summary of the average historical cost of various payment and delivery methods for SAR to Egypt money transfers.
💸 Cheapest payment and delivery methods (data-backed)
- Cheapest payment method: Mobile Wallet averaged 3.31%, compared to 5.19% for Bank Account Transfer, a difference of 1.88 percentage points.
- Cheapest delivery method: Cash Pickup averaged 3.73%, compared to 5.10% for Bank Deposit (1.37 percentage points higher).
- Cheapest combo: Mobile Wallet → Bank Deposit averaged 3.05%, which is 2.73 percentage points lower than Cash → Bank Deposit (5.78%).
🛠️ How to use this insight: As you compare money transfer providers for your next Saudi Arabia to Egypt international money transfer, strive to pair the lowest-cost payment method with the lowest-cost delivery method.
This can help you avoid the pitfall of "great exchange rate, expensive methods".
You can save money on your Saudi Arabia to Egypt remittances by carefully choosing the most economical payment and delivery methods.
🏦 Are banks more expensive than money transfer providers for SAR-EGP remittances?
When we compared Saudi Arabia banks with money transfer providers based on 5 years of remittance data, we noticed some patterns.
We observed that traditional banks charged 3.34 percentage points more on average than money transfer providers for Saudi Arabia to Egypt remittances.
This means banks tend to be approximately 1.93x more expensive than money transfer companies.
Here are the key stats behind this comparison:
| Banks | MTOs^ | Difference | |
|---|---|---|---|
| Average transfer fee | SAR 46.31 | SAR 17.69 | SAR 28.62 |
| Exchange rate markup | 0.77% | 1.24% | -0.47 pp* |
| Average total cost (%) | 6.94% | 3.60% | 3.34 pp* |
^MTO: Money transfer operator, a commonly used term for a money transfer provider
*Percentage points
🛠️ How to use this insight: Whilst banks in Saudi Arabia may offer convenience and familiarity, money transfer providers often deliver lower overall cost due to their better exchange rates and lower fees. Even if you want to send money overseas with your bank in Saudi Arabia, we recommend comparing with money transfer companies to find your best options.
📊 Does sending more money reduce the cost of SAR-EGP money transfers?
To see if transfer cost varies based on the amount sent, we compared the average cost of sending SAR 750 vs SAR 1870 from Saudi Arabia to Egypt.
We found that sending a higher amount (SAR 1870) tends to be cheaper - average cost drops from 4.49% to 2.50%, a reduction of 2.00 percentage points.
The cost of your transfer usually continues to drop as transfer amount increases. That said, always check the latest exchange rates and fees for your intended transfer amount.
🛠️ How to use this insight: Since it is generally cheaper to send higher Saudi Riyal amounts to Egypt, consider consolidating smaller, more frequent transfers into fewer, larger ones. Doing so may reduce the total cost you pay.
🏛 How competitive is the Saudi Arabia to Egypt remittance market?
Based on data from the last 5 years, SAR-EGP money transfers are provided on an average by 9 remittance companies. With around 9 providers serving this market, we consider the level of competition to be moderate.
Traditional banks have represented only 33.3% of active providers in this corridor (3 out of 9), meaning money transfer companies make up the majority.
A remittance market with more active providers is typically more competitive. This means you can get a better pricing and more payment and delivery options for your Saudi Arabia to Egypt remittances.
⏱️ How fast are SAR-EGP money transfers?
If your recipient in Egypt needs funds urgently, you may need to optimize your transfer for speed.
Here is what we see for Saudi Arabia to Egypt transfers when it comes to processing time:
- Average transfer time: About 19 hours.
- Fastest transfer time: About less than 1 hour.
- Slowest transfer time: About 96 hours (~4.0 days).
- Average speed at SAR 750: About 19 hours.
- Average speed at SAR 1870: About 19 hours.
Banks vs money transfer providers speed comparison: Banks take 14 hours longer on average than money transfer providers.
🛠️ How to use this insight: If you need to send money from Saudi Arabia to Egypt in a hurry, compare providers not just on exchange rate, but also on expected speed. Speed also varies based on the delivery method (bank vs cash vs wallet) you choose for Egypt.
Saudi Arabia to Egypt transfer speed varies across providers, so compare transfer speed along with cost for time-sensitive money transfers. In addition, pick the fastest payment and delivery methods for faster processing.
Frequently Asked Questions about Saudi Arabia to Egypt money transfers
These FAQs use data from RemitFinder's historical analysis of Saudi Arabia to Egypt money transfers over several years.
What factors affect the total cost of sending money from Saudi Arabia to Egypt?
The total cost of your SAR-EGP money transfer depends on how you fund the transaction (payment method), how the recipient receives it (delivery method), the exchange rate you get, and any transfer fee charged by the provider.
To avoid overpaying for your transfer, compare money transfer providers.
How much does the exchange rate affect Saudi Arabia to Egypt transfers?
Historical SAR to EGP exchange rate markup ranges from -1.49% to 6.68%, a spread of 8.17 percentage points. Even small differences in the exchange rate markup can impact your final payout significantly.
Can SAR-EGP exchange rate markup be negative?
Sometimes, money transfer providers may offer promotional exchange rates that are better than the mid-market exchange rate, resulting in a negative SAR-EGP exchange rate markup.
Such offers are generally limited by transfer amount, eligibility, or duration. Compare providers to see if you can take advantage of any ongoing special offers.
Is the exchange rate or the transfer fee more important for Saudi Arabia to Egypt transfers?
Exchange rate markup ranges from -1.49% to 6.68% (a spread of 8.17 percentage points).
Transfer fees range from SAR 0.00 to SAR 80.40, which equals roughly 10.72% on a SAR 750.00 transfer.
At SAR 750.00, the larger driver of overall cost is the transfer fee, whilst at SAR 1870.00, it shifts toward exchange rate markup.
Regardless, our recommendation is that it is important to compare both exchange rates and fees when choosing a provider for Saudi Arabia to Egypt transfers.
As the transfer amount increases, the % impact of fees decreases (because the fee gets spread across a larger SAR amount), whilst exchange rate markup remains a percentage-based cost that can scale with transfer size.
For smaller transfers, fees can matter more, whilst for larger transfers, exchange rate often becomes the bigger driver. Either way, comparing both helps you get the most EGP for your SAR.
How much can Saudi Arabia to Egypt transfer costs vary between providers?
Historical transfer cost ranges from 0.55% to 13.60% for SAR transfers to Egypt. That is a spread of 13.05 percentage points, meaning significant differences between various money transfer providers.
A major contributor to this variation is exchange rate markup. FX markup alone ranges from -1.49% to 6.68% (a spread of 8.17 percentage points). Thus, even small differences in FX margin can have a big impact on the final EGP payout.
Why do various money transfer providers price SAR to Egypt transfers differently?
If you send the same Saudi Riyal amount to Egypt via different providers, the cost of each transfer will be different because of variations in FX markup, fees, and payment and delivery methods.
Even small differences among all the above factors can change the final EGP payout in Egypt in a big way.
How stable are transfer costs in the Saudi Arabia to Egypt corridor?
When we analyzed the historical total cost for SAR-EGP transfers, we observed a range from 0.55% to 13.60% (13.05 percentage points difference), along with a variability (standard deviation) of 2.85%.
A major driver of cost in this market is exchange rate markup. FX markup ranges from -1.49% to 6.68% (8.17 percentage points difference), with a standard deviation of 1.08%. Fees and payment/delivery method choices can contribute to further volatility.
This is exactly why we recommend comparing money transfer providers to get the most of your SAR-EGP transfers.
Which payment method is cheapest for Saudi Arabia to Egypt remittances?
Mobile Wallet is the cheapest payment method in Saudi Arabia based on its average cost at 3.31% (compared to Bank Account Transfer at 5.19%, a difference of 1.88 percentage points).
Based on this, we recommend paying for your SAR transfer with Mobile Wallet, and avoiding Bank Account Transfer if possible.
Which delivery method is cheapest for SAR-EGP money transfers?
Cash Pickup is the cheapest delivery method in Egypt as it costs 3.73% (compared to Bank Deposit at 5.10%, a spread of 1.37 percentage points).
If your recipient in Egypt can accept Cash Pickup, we recommend choosing it as your preferred delivery option for SAR-EGP transfers.
Is Bank Deposit cheaper than Cash Pickup for Saudi Arabia to Egypt transfers?
Cash Pickup is cheaper for transfers to Egypt given its 5.10% average cost (versus 3.73% for Cash Pickup, a difference of 1.37 percentage points).
To save more, consider choosing the cheapest delivery option for Egypt.
What is the cheapest way to send money from Saudi Arabia to Egypt?
We evaluated 5 payment and delivery method combinations for Saudi Arabia to Egypt remittances.
Based on historical data, Mobile Wallet → Bank Deposit is the cheapest combination with 3.05% cost.
At the other end of the spectrum, Cash → Bank Deposit is the most expensive combination at 5.78% cost. That is a difference of 2.73 percentage points between the cheapest and most expensive combinations.
Money transfer providers tend to price payment and delivery methods for Saudi Arabia to Egypt remittances differently. As you compare options, look for the cheapest payment-delivery method combo to maximize the value of your SAR-EGP transfers.
Does sending more money reduce the cost for Saudi Arabia to Egypt transfers?
Larger SAR-EGP transfers are cheaper on average.
The cost of a SAR 750 transfer averages 4.49% as compared to 2.50% for a SAR 1870 transfer, a difference of 2.00 percentage points.
How long does it take to send money from Saudi Arabia to Egypt?
Based on our analysis, the average transfer time for SAR-EGP transfers is 19 hours, with the fastest transfers completing in less than one hour and the slowest in 96 hours (~4.0 days).
Are instant transfers available from Saudi Arabia to Egypt?
Yes, historical data shows that some transfers to Egypt from Saudi Arabia can complete in less than one hour.
Note that the actual speed of your SAR-EGP transfer will depend on the chosen provider, payment method, delivery method, and eligibility checks.
Are banks more expensive than money transfer companies for Saudi Arabia to Egypt?
Banks in Saudi Arabia are more expensive than money transfer providers.
The average cost of banks is 6.94% compared to 3.60% for money transfer providers in Saudi Arabia, a difference of 3.34 percentage points.
Why do banks charge more for Saudi Arabia to Egypt transfers?
Bank transfers in Saudi Arabia cost 6.94% compared to 3.60% for money transfer companies.
The difference is often due to the fact that banks in Saudi Arabia provider lower exchange rates and charge high wire transfer fees.
How competitive is the Saudi Arabia to Egypt remittance market?
Based on historical data, the competition level in Saudi Arabia to Egypt is considered moderate with 9 active providers.
Money transfer providers represent about 66.7% of identified providers in Saudi Arabia.
Do I risk overpaying if I do not compare providers for Saudi Arabia to Egypt?
Historically, total SAR-EGP transfer cost has varied by 13.05 percentage points. On a SAR 750 transfer, that can translate to SAR 97.87 in savings.
SAR-EGP exchange rate markup also varies across providers. The average markup spread has been about 8.17 percentage points. On a SAR 750 transfer, that could be SAR 61.27 saved from FX alone.
Fees can also make a big difference in this market, with a difference of about SAR 80.40 across providers.
That is why comparing providers can materially change how much of the SAR you send does your recipient receive in Egypt in Egypt.
Latest SAR to EGP Conversion Rates
Here are some latest SAR to EGP (Saudi Riyal to Egyptian Pound) exchange rates for popular conversion amounts*.
| 1 SAR | 13.95 EGP |
| 5 SAR | 69.73 EGP |
| 10 SAR | 139.47 EGP |
| 25 SAR | 348.67 EGP |
| 50 SAR | 697.35 EGP |
| 100 SAR | 1,394.69 EGP |
| 150 SAR | 2,092.04 EGP |
| 200 SAR | 2,789.38 EGP |
| 250 SAR | 3,486.73 EGP |
| 300 SAR | 4,184.07 EGP |
| 400 SAR | 5,578.76 EGP |
| 500 SAR | 6,973.45 EGP |
| 600 SAR | 8,368.14 EGP |
| 700 SAR | 9,762.83 EGP |
| 800 SAR | 11,157.52 EGP |
| 1000 SAR | 13,946.90 EGP |
| 1500 SAR | 20,920.35 EGP |
| 2000 SAR | 27,893.80 EGP |
| 2500 SAR | 34,867.25 EGP |
| 3000 SAR | 41,840.70 EGP |
| 4000 SAR | 55,787.60 EGP |
| 5000 SAR | 69,734.50 EGP |
| 10000 SAR | 139,469.00 EGP |
| 15000 SAR | 209,203.50 EGP |
| 20000 SAR | 278,938.00 EGP |
| 30000 SAR | 418,407.00 EGP |
| 40000 SAR | 557,876.00 EGP |
| 50000 SAR | 697,345.00 EGP |
| 100000 SAR | 1,394,690.00 EGP |
*Based on the Mid-market Exchange Rate
1 Based on 190 pricing observations across 9 firms over the last 5 years for a SAR 750 money transfer from Saudi Arabia to Egypt. Data Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org.
How we analyze remittance data?
Insights are derived from the World Bank's Remittance Prices Worldwide dataset, which collects standardized provider pricing information at defined transfer amounts.
We aggregate this data across multiple providers and multi-year periods to calculate averages, medians, and variability measures in order to identify consistent pricing patterns for the Saudi Arabia to Egypt remittance corridor.
RemitFinder does not modify the underlying World Bank data. The analysis presented here is independently calculated from published datasets and is intended for informational and comparison purposes only.