Best Way to Send Money to Antigua and Barbuda from USA (USD to XCD)

Sending money from USA to Antigua and Barbuda: what today's data shows

RemitFinder compares 4 providers and 13 ways to send money from USA to Antigua and Barbuda. The mid-market rate is XCD 2.7026 per USD. 1 provider has no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Antigua and Barbuda from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 4 providers offering 13 ways to send US Dollar (USD) to East Caribbean Dollar (XCD).

💰 Most XCD received today, by amount sent:

The same three providers lead at every amount shown.

At USD 1,000, the top three providers are Western Union, Ria Money Transfer and Remitly, giving XCD 2,702.50, XCD 2,646.70 and ≈ XCD 2,612.15 respectively. XCD 90.35 separates Western Union in first place from Remitly in third.

🔀 Ways to receive, with the most received at USD 1,000:

Cash Pickup is the most widely offered way to receive, with 3 providers, followed by Bank Account (1). At USD 1,000, receiving as Cash Pickup gets your recipient the most: up to XCD 2,702.50.

💱 How to get the best USD to XCD exchange rate?

The mid-market US Dollar to East Caribbean Dollar rate today is XCD 2.7026 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is XCD 2,702.60, and each 1% of markup costs about XCD 27.03.

• 📊 Rates run from XCD 1.00 to XCD 2.7025 per USD across all amounts. The top three rates are from Western Union (XCD 2.7025), Ria Money Transfer (XCD 2.66 for transfers of USD 100 to USD 5,000) and Remitly (XCD 2.6556 for transfers up to USD 20,000).
• 📏 Typical markup: 1.66%. The median provider's best rate is 1.66% below the mid-market rate.
• 💳 How you pay rarely changes the rate. At USD 1,000, 2 of the 2 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 1.58% below the mid-market rate for money received as Cash Pickup and 1.74% below it in a Bank Account.

💸 What is the cheapest way to send money to Antigua and Barbuda from USA?

At USD 1,000, the three cheapest providers today are Western Union (paying by Debit Card, received as Cash Pickup), Ria Money Transfer (paying from a Bank Account, received as Cash Pickup) and Remitly (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets XCD 2,702.50, XCD 2,646.70 and ≈ XCD 2,612.15 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 4.82% at USD 200, 3.04% at USD 1,000 and 2.78% at USD 5,000, so larger transfers cost less.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying by ACH has the lowest typical total cost at USD 1,000 (0.00%), and paying by Credit Card the highest (5.08%). On USD 1,000, that difference is worth about XCD 137 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (3.00%), and receiving in a Bank Account the highest (3.38%). On USD 1,000, that difference is worth about XCD 10 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of 0.00%. The most expensive is paying by Credit Card, received as Cash Pickup, at 5.08%.

On USD 1,000, your recipient typically gets XCD 2,702.50 with the cheapest combination and XCD 2,566.90 with the most expensive: XCD 135.60 more with the cheapest combination.

Choosing well is worth XCD 1,737.49 more on USD 1,000. The most your recipient can get today is XCD 2,702.50, and the least is XCD 965.01.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 8 is 4.00% of USD 200 but only 0.16% of USD 5,000.
• 🆓 1 provider charges no fee on some ways to send or some amounts: Western Union.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Antigua and Barbuda through a bank?

3 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 1 provider.

Bank Transfer or Card? At USD 1,000, the typical total cost is 0.00% paying by ACH, 1.54% paying by Debit Card, 2.73% paying from a Bank Account and 5.08% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Antigua and Barbuda.

⚡ How to send money from USA to Antigua and Barbuda fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive instantly as Cash Pickup. Where no time is published, money typically arrives in a Bank Account in 2–4 days.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Credit Card, received as Cash Pickup), with a total cost of 66.50%. The cheapest way overall has a total cost of 0.00%, 66.49 percentage points less.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Antigua and Barbuda from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Western Union, Ria Money Transfer and Remitly give your recipient the most on USD 1,000 today.
• 💱 Western Union, Ria Money Transfer and Remitly offer the highest exchange rates, from XCD 2.6556 to XCD 2.7025 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (6), followed by Western Union (5) and MoneyGram (1).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Antigua and Barbuda.
• 🆓 1 provider has no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 1 provider has RemitFinder deals for this corridor.

📋 All 4 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 4 providers accept the transfer. Among them, your recipient gets between XCD 965.01 and XCD 2,702.50, and half of the providers give at least XCD 2,629.42.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to XCD exchange rate today

• 💱 MoneyGram's US Dollar to East Caribbean Dollar exchange rate is XCD 1.00 per USD, 63.00% below the mid-market rate.
• 💸 MoneyGram charges 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500).
• 🏦 With MoneyGram, you pay by Credit Card, and your recipient gets the money as Cash Pickup.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets XCD 965.01 with MoneyGram (paying by Credit Card, received as Cash Pickup).

Remitly USD to XCD exchange rate today

• 💱 Remitly's US Dollar to East Caribbean Dollar exchange rate is XCD 2.6556 per USD, 1.74% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to XCD transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about XCD 2,612.15 with Remitly (paying from a Bank Account, received in a Bank Account).

Ria Money Transfer USD to XCD exchange rate today

• 💱 Ria Money Transfer's US Dollar to East Caribbean Dollar exchange rate is XCD 2.66 per USD, 1.58% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets XCD 2,646.70 with Ria Money Transfer (paying from a Bank Account, received as Cash Pickup).

Western Union USD to XCD exchange rate today

• 💱 Western Union's US Dollar to East Caribbean Dollar exchange rate is XCD 2.7025 per USD, the same as the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money as Cash Pickup.
• ⏱️ With Western Union, money arrives as Cash Pickup typically within 2 hours.
• 💰 On USD 1,000, your recipient gets XCD 2,702.50 with Western Union (paying by Debit Card, received as Cash Pickup).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Antigua and Barbuda

1. Compare providers. RemitFinder lists 4 providers and 13 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying by ACH has the lowest typical total cost (0.00%).
3. Choose how your recipient gets the money. Cash Pickup (3 providers) or Bank Account (1 provider).
4. Check the limits. Published maximums start at USD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Antigua and Barbuda.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Antigua and Barbuda from USA

These FAQs use data from RemitFinder's live comparison of 4 providers for USA to Antigua and Barbuda money transfers.

• How do I send money from USA to Antigua and Barbuda?

  Compare 4 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Antigua and Barbuda from USA?

  At USD 1,000, Western Union, Ria Money Transfer and Remitly give your recipient the most today: XCD 2,702.50, XCD 2,646.70 and ≈ XCD 2,612.15 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Antigua and Barbuda?

  At USD 1,000, the cheapest providers today are Western Union, Ria Money Transfer and Remitly. The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of 0.00%. 1 provider charges no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Antigua and Barbuda?

  At USD 1,000, your recipient gets between XCD 965.01 and XCD 2,702.50, depending on the provider and how you send. Comparing can get them XCD 1,737.49 more on one transfer. Western Union gives the most today, paying by Debit Card, received as Cash Pickup.

• What is the USD to XCD exchange rate today?

  The mid-market rate is XCD 2.7026 per USD. Providers' rates run from XCD 1.00 to XCD 2.7025.

• Exchange rate or fee: what matters more when you send money to Antigua and Barbuda?

  At USD 200, the typical fee is 3.08% of the amount, and the typical exchange rate has a markup of 1.58%. At USD 5,000, the typical fee is 1.20% of the amount, and the typical exchange rate has a markup of 1.58%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Antigua and Barbuda lower the cost?

  Yes. The typical total cost is 4.82% at USD 200, 3.04% at USD 1,000 and 2.78% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Antigua and Barbuda?

  Paying by ACH has the lowest typical total cost at USD 1,000 (0.00%), and paying by Credit Card the highest (5.08%). On USD 1,000, that difference is worth about XCD 137 more to your recipient. The provider giving your recipient the most when paying by ACH is Western Union.

• Is Debit Card cheaper than Credit Card for sending money to Antigua and Barbuda?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 1.54%, compared with 5.08% paying by Credit Card. On USD 1,000, that difference is worth about XCD 96 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Antigua and Barbuda from USA?

  Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (3.00%), and receiving in a Bank Account the highest (3.38%). On USD 1,000, that difference is worth about XCD 10 more to your recipient. The providers giving your recipient the most when receiving as Cash Pickup are Western Union, Ria Money Transfer and MoneyGram.

• Is Bank Account cheaper than Cash Pickup for sending money to Antigua and Barbuda?

  No. At USD 1,000, receiving in a Bank Account has a typical total cost of 3.38%, compared with 3.00% receiving as Cash Pickup. On USD 1,000, that difference is worth about XCD 10 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Antigua and Barbuda from USA?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Antigua and Barbuda. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Antigua and Barbuda?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Antigua and Barbuda instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is XCD 965.01, with MoneyGram (paying by Credit Card, received as Cash Pickup).

• How much money can I send to Antigua and Barbuda from USA?

  Each provider sets its own limits. The lowest published maximum is USD 5,000, and 1 of 4 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Antigua and Barbuda without fees?

  Yes, with Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Antigua and Barbuda?

  RemitFinder compares 4 providers: MoneyGram, Remitly, Ria Money Transfer and Western Union.

• Which app is best to send money to Antigua and Barbuda?

  It depends on your amount and how you pay. RemitFinder compares 4 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Antigua and Barbuda?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 2 providers that offer more than one way to pay change the rate with it.