Best Way to Send Money to Cambodia from USA (USD to KHR)

Sending money from USA to Cambodia: what today's data shows

RemitFinder compares 3 providers and 19 ways to send money from USA to Cambodia. The mid-market rate is KHR 4,065.528 per USD. 1 provider has no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Cambodia from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 3 providers offering 19 ways to send US Dollar (USD) to Cambodian Riel (KHR).

💰 Most KHR received today, by amount sent:

The same three providers lead at every amount shown.

At USD 1,000, the top three providers are MoneyGram, Ria Money Transfer and Remitly, giving KHR 4,079,502.80, KHR 4,020,532.46 and ≈ KHR 3,996,047.69 respectively. KHR 83,455.11 separates MoneyGram in first place from Remitly in third.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 3 providers, followed by Cash Pickup (2) and Mobile Wallet (1). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to KHR 4,079,502.80.

💱 How to get the best USD to KHR exchange rate?

The mid-market US Dollar to Cambodian Riel rate today is KHR 4,065.528 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is KHR 4,065,528.00, and each 1% of markup costs about KHR 40,655.28.

• 📊 Rates run from KHR 3,998.388 to KHR 4,079.5028 per USD across all amounts. The top three rates are from MoneyGram (KHR 4,079.5028 for transfers up to USD 1,000), Ria Money Transfer (KHR 4,026.1691 for transfers of USD 100 to USD 29,999.99) and Remitly (KHR 4,001.65 for transfers up to USD 20,000).
• 📏 Typical markup: 0.97%. The median provider's best rate is 0.97% below the mid-market rate.
• ✅ MoneyGram offers a rate above the mid-market rate on some amounts.
• 💳 How you pay rarely changes the rate. At USD 1,000, 2 of the 2 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 0.62% below the mid-market rate for money received in a Mobile Wallet, 0.65% below it as Cash Pickup and 0.97% below it in a Bank Account.

💸 What is the cheapest way to send money to Cambodia from USA?

At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Ria Money Transfer (paying from a Bank Account, received in a Bank Account) and Remitly (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets KHR 4,079,502.80, KHR 4,020,532.46 and ≈ KHR 3,996,047.69 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is 3.60% at USD 200, 1.71% at USD 1,000 and 1.66% at USD 5,000, so larger transfers cost less. At USD 1,000, one of the three cheapest providers has a total cost below zero, so your recipient gets more than at the mid-market rate.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying in Cash has the lowest typical total cost at USD 1,000 (0.14%), and paying by Credit Card the highest (3.94%). On USD 1,000, that difference is worth about KHR 154,731 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (0.62%), and receiving as Cash Pickup the highest (3.05%). On USD 1,000, that difference is worth about KHR 98,845 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −0.34%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Credit Card, received in a Bank Account, at 4.27%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets KHR 4,079,502.80 with the cheapest combination and KHR 3,893,305.52 with the most expensive: KHR 186,197.28 more with the cheapest combination.

Choosing well is worth KHR 217,059.99 more on USD 1,000. The most your recipient can get today is KHR 4,079,502.80, and the least is KHR 3,862,442.81.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 3.90 is 1.95% of USD 200 but only 0.08% of USD 5,000.
• 🆓 1 provider charges no fee on some ways to send or some amounts: MoneyGram.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Cambodia through a bank?

2 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 3 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 0.89% paying by Debit Card, 1.71% paying from a Bank Account and 3.94% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Cambodia.

⚡ How to send money from USA to Cambodia fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account or in a Mobile Wallet and instantly as Cash Pickup.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Cambodia from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 MoneyGram, Ria Money Transfer and Remitly give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Ria Money Transfer and Remitly offer the highest exchange rates, from KHR 4,001.65 to KHR 4,079.5028 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (12), followed by MoneyGram (6) and Remitly (1).
• 💵 MoneyGram and Ria Money Transfer offer Cash Pickup in Cambodia.
• 🆓 1 provider has no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.

📋 All 3 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 3 providers accept the transfer. Among them, your recipient gets between KHR 3,996,047.69 and KHR 4,079,502.80, and half of the providers give at least KHR 4,020,532.46.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to KHR exchange rate today

• 💱 MoneyGram's US Dollar to Cambodian Riel exchange rate runs from KHR 4,011.2686 to KHR 4,079.5028 per USD. Its best rate applies to transfers up to USD 1,000 and is 0.34% above the mid-market rate.
• 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup and 3% when your recipient gets the money in a Mobile Wallet.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money as Cash Pickup, in a Mobile Wallet or in a Bank Account.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly, in a Mobile Wallet within 30 minutes and in a Bank Account within 30 minutes.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets KHR 4,079,502.80 with MoneyGram (paying by Debit Card, received in a Bank Account).

Remitly USD to KHR exchange rate today

• 💱 Remitly's US Dollar to Cambodian Riel exchange rate is KHR 4,001.65 per USD, 1.57% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to KHR transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about KHR 3,996,047.69 with Remitly (paying from a Bank Account, received in a Bank Account).

Ria Money Transfer USD to KHR exchange rate today

• 💱 Ria Money Transfer's US Dollar to Cambodian Riel exchange rate runs from KHR 3,998.388 to KHR 4,026.1691 per USD. Its best rate applies to transfers of USD 100 to USD 29,999.99 and is 0.97% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
• 💰 On USD 1,000, your recipient gets KHR 4,020,532.46 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Cambodia

1. Compare providers. RemitFinder lists 3 providers and 19 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (0.14%).
3. Choose how your recipient gets the money. Bank Account (3 providers), Cash Pickup (2 providers) or Mobile Wallet (1 provider), including eMoney and Wing.
4. Check the limits. Published maximums start at USD 10,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Cambodia.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Cambodia from USA

These FAQs use data from RemitFinder's live comparison of 3 providers for USA to Cambodia money transfers.

• How do I send money from USA to Cambodia?

  Compare 3 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Cambodia from USA?

  At USD 1,000, MoneyGram, Ria Money Transfer and Remitly give your recipient the most today: KHR 4,079,502.80, KHR 4,020,532.46 and ≈ KHR 3,996,047.69 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Cambodia?

  At USD 1,000, the cheapest providers today are MoneyGram, Ria Money Transfer and Remitly. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −0.34%. 1 provider charges no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Cambodia?

  At USD 1,000, your recipient gets between KHR 3,862,442.81 and KHR 4,079,502.80, depending on the provider and how you send. Comparing can get them KHR 217,059.99 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to KHR exchange rate today?

  The mid-market rate is KHR 4,065.528 per USD. Providers' rates run from KHR 3,998.388 to KHR 4,079.5028.

• Can I get a better rate than the mid-market USD to KHR rate?

  Yes. MoneyGram offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Cambodia?

  At USD 200, the typical fee is 1.95% of the amount, and the typical exchange rate has a markup of 0.97%. At USD 5,000, the typical fee is 0.06% of the amount, and the typical exchange rate has a markup of 1.06%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Cambodia lower the cost?

  Yes. The typical total cost is 3.60% at USD 200, 1.71% at USD 1,000 and 1.66% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Cambodia?

  Paying in Cash has the lowest typical total cost at USD 1,000 (0.14%), and paying by Credit Card the highest (3.94%). On USD 1,000, that difference is worth about KHR 154,731 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Cambodia?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 0.89%, compared with 3.94% paying by Credit Card. On USD 1,000, that difference is worth about KHR 123,999 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Cambodia from USA?

  Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (0.62%), and receiving as Cash Pickup the highest (3.05%). On USD 1,000, that difference is worth about KHR 98,845 more to your recipient. The provider giving your recipient the most when receiving in a Mobile Wallet is MoneyGram.

• Is Bank Account cheaper than Cash Pickup for sending money to Cambodia?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 1.17%, compared with 3.05% receiving as Cash Pickup. On USD 1,000, that difference is worth about KHR 76,567 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Cambodia from USA?

  MoneyGram and Ria Money Transfer offer Cash Pickup in Cambodia. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Cambodia?

  MoneyGram sends to Mobile Wallet accounts in Cambodia, including eMoney and Wing.

• What is the fastest way to send money to Cambodia?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Cambodia instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is KHR 4,079,502.80, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Cambodia from USA?

  Each provider sets its own limits. The lowest published maximum is USD 10,000. Checks and the rules in both countries also apply.

• Can I send money to Cambodia without fees?

  Yes, with MoneyGram on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Cambodia?

  RemitFinder compares 3 providers: MoneyGram, Remitly and Ria Money Transfer.

• Which app is best to send money to Cambodia?

  It depends on your amount and how you pay. RemitFinder compares 3 providers and ranks every way to send for the amount you enter.