Best Way to Send Money to Mongolia from USA (USD to MNT)

Sending money from USA to Mongolia: what today's data shows

RemitFinder compares 5 providers and 25 ways to send money from USA to Mongolia. The mid-market rate is MNT 3,599.00 per USD. 2 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Mongolia from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 5 providers offering 25 ways to send US Dollar (USD) to Mongolian Togrog (MNT).

💰 Most MNT received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: MoneyGram, Western Union, Remitly and Ria Money Transfer.

At USD 1,000, the top three providers are MoneyGram, Remitly and Western Union, giving MNT 3,659,760.00, ≈ MNT 3,593,631.55 and MNT 3,558,600.00 respectively. MNT 101,160.00 separates MoneyGram in first place from Western Union in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 4 providers, followed by Cash Pickup (2) and Mobile Wallet (1). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to MNT 3,659,760.00.

💱 How to get the best USD to MNT exchange rate?

The mid-market US Dollar to Mongolian Togrog rate today is MNT 3,599.00 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is MNT 3,599,000.00, and each 1% of markup costs about MNT 35,990.00.

• 📊 Rates run from MNT 1.00 to MNT 3,659.76 per USD across all amounts. The top three rates are from MoneyGram (MNT 3,659.76 for transfers up to USD 1,000), Remitly (MNT 3,611.69 for transfers up to USD 20,000) and Revolut (MNT 3,592.8461 for transfers of USD 175.20 to USD 417.50).
• 📏 Typical markup: 0.17%. The median provider's best rate is 0.17% below the mid-market rate.
• ✅ 2 providers offer a rate above the mid-market rate on some amounts: MoneyGram and Remitly.
• 💳 How you pay rarely changes the rate. At USD 1,000, 3 of the 3 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 0.09% above the mid-market rate for money received in a Bank Account, 1.12% below it in a Mobile Wallet and 51.59% below it as Cash Pickup.

💸 What is the cheapest way to send money to Mongolia from USA?

At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Remitly (paying from a Bank Account, received in a Bank Account) and Western Union (paying by Debit Card, received in a Mobile Wallet). With these providers, your recipient gets MNT 3,659,760.00, ≈ MNT 3,593,631.55 and MNT 3,558,600.00 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is 6.36% at USD 200, 3.86% at USD 1,000 and 4.12% at USD 5,000. At USD 1,000, one of the three cheapest providers has a total cost below zero, so your recipient gets more than at the mid-market rate.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying by ACH has the lowest typical total cost at USD 1,000 (1.12%), and paying in Cash the highest (49.14%). On USD 1,000, that difference is worth about MNT 1,728,220 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (1.12%), and receiving as Cash Pickup the highest (5.71%). On USD 1,000, that difference is worth about MNT 165,045 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −1.69%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying in Cash, received as Cash Pickup, at 99.97%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets MNT 3,659,760.00 with the cheapest combination and MNT 1,000.00 with the most expensive: MNT 3,658,760.00 more with the cheapest combination.

Choosing well is worth MNT 3,658,794.99 more on USD 1,000. The most your recipient can get today is MNT 3,659,760.00, and the least is MNT 965.01.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 8 is 4.00% of USD 200 but only 0.16% of USD 5,000.
• 🆓 2 providers charge no fee on some ways to send or some amounts: MoneyGram and Western Union.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Mongolia through a bank?

3 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 4 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 1.12% paying by ACH, 2.86% paying from a Bank Account, 3.86% paying by Debit Card and 5.86% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Mongolia.

⚡ How to send money from USA to Mongolia fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup. Where no time is published, money typically arrives in a Mobile Wallet within 30 minutes.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Mongolia from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 MoneyGram, Remitly and Western Union give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Remitly and Revolut offer the highest exchange rates, from MNT 3,592.8461 to MNT 3,659.76 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (12), followed by MoneyGram (6) and Western Union (5).
• 💵 MoneyGram and Ria Money Transfer offer Cash Pickup in Mongolia.
• 🆓 2 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

📋 All 5 providers, by what your recipient gets for USD 1,000:

At USD 1,000, 4 of the 5 providers accept the transfer. Among them, your recipient gets between MNT 3,496,380.25 and MNT 3,659,760.00, and half of the providers give at least MNT 3,576,115.78.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to MNT exchange rate today

• 💱 MoneyGram's US Dollar to Mongolian Togrog exchange rate runs from MNT 1.00 to MNT 3,659.76 per USD. Its best rate applies to transfers up to USD 1,000 and is 1.69% above the mid-market rate.
• 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when your recipient gets the money in a Bank Account and 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets MNT 3,659,760.00 with MoneyGram (paying by Debit Card, received in a Bank Account).

Remitly USD to MNT exchange rate today

• 💱 Remitly's US Dollar to Mongolian Togrog exchange rate is MNT 3,611.69 per USD, 0.35% above the mid-market rate.
• 💸 Remitly's fee is not published for USD to MNT transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about MNT 3,593,631.55 with Remitly (paying from a Bank Account, received in a Bank Account).

Revolut USD to MNT exchange rate today

• 💱 Revolut's US Dollar to Mongolian Togrog exchange rate is MNT 3,592.8461 per USD, 0.17% below the mid-market rate.
• 💸 Revolut charges USD 75.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 17 hours.
• 📏 Revolut accepts USD 175.20 to USD 417.50 per transfer.
• 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.

Ria Money Transfer USD to MNT exchange rate today

• 💱 Ria Money Transfer's US Dollar to Mongolian Togrog exchange rate runs from MNT 3,483.53 to MNT 3,513.95 per USD. Its best rate applies to transfers of USD 100 to USD 5,000 and is 2.36% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets MNT 3,496,380.25 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Western Union USD to MNT exchange rate today

• 💱 Western Union's US Dollar to Mongolian Togrog exchange rate is MNT 3,558.60 per USD, 1.12% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Mobile Wallet.
• ⏱️ With Western Union, money arrives in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets MNT 3,558,600.00 with Western Union (paying by Debit Card, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Mongolia

1. Compare providers. RemitFinder lists 5 providers and 25 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying by ACH has the lowest typical total cost (1.12%).
3. Choose how your recipient gets the money. Bank Account (4 providers), Cash Pickup (2 providers) or Mobile Wallet (1 provider).
4. Check the limits. Published maximums start at USD 417.50 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Mongolia.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Mongolia from USA

These FAQs use data from RemitFinder's live comparison of 5 providers for USA to Mongolia money transfers.

• How do I send money from USA to Mongolia?

  Compare 5 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Mongolia from USA?

  At USD 1,000, MoneyGram, Remitly and Western Union give your recipient the most today: MNT 3,659,760.00, ≈ MNT 3,593,631.55 and MNT 3,558,600.00 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Mongolia?

  At USD 1,000, the cheapest providers today are MoneyGram, Remitly and Western Union. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of −1.69%. 2 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Mongolia?

  At USD 1,000, your recipient gets between MNT 965.01 and MNT 3,659,760.00, depending on the provider and how you send. Comparing can get them MNT 3,658,794.99 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to MNT exchange rate today?

  The mid-market rate is MNT 3,599.00 per USD. Providers' rates run from MNT 1.00 to MNT 3,659.76.

• Can I get a better rate than the mid-market USD to MNT rate?

  Yes. MoneyGram and Remitly offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Mongolia?

  At USD 200, the typical fee is 4.00% of the amount, and the typical exchange rate has a markup of 2.36%. At USD 5,000, the typical fee is 1.20% of the amount, and the typical exchange rate has a markup of 2.36%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Mongolia lower the cost?

  Not always. The typical total cost is 6.36% at USD 200, 3.86% at USD 1,000 and 4.12% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Mongolia?

  Paying by ACH has the lowest typical total cost at USD 1,000 (1.12%), and paying in Cash the highest (49.14%). On USD 1,000, that difference is worth about MNT 1,728,220 more to your recipient. The provider giving your recipient the most when paying by ACH is Western Union.

• Is Debit Card cheaper than Credit Card for sending money to Mongolia?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 3.86%, compared with 5.86% paying by Credit Card. On USD 1,000, that difference is worth about MNT 71,980 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Mongolia from USA?

  Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (1.12%), and receiving as Cash Pickup the highest (5.71%). On USD 1,000, that difference is worth about MNT 165,045 more to your recipient. The provider giving your recipient the most when receiving in a Mobile Wallet is Western Union.

• Is Bank Account cheaper than Cash Pickup for sending money to Mongolia?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 2.86%, compared with 5.71% receiving as Cash Pickup. On USD 1,000, that difference is worth about MNT 102,400 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Mongolia from USA?

  MoneyGram and Ria Money Transfer offer Cash Pickup in Mongolia. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Mongolia?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Mongolia instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is MNT 3,659,760.00, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Mongolia from USA?

  Each provider sets its own limits. The lowest published maximum is USD 417.50, and 1 of 5 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Mongolia without fees?

  Yes, with MoneyGram and Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Mongolia?

  RemitFinder compares 5 providers: MoneyGram, Remitly, Revolut, Ria Money Transfer and Western Union.

• Which app is best to send money to Mongolia?

  It depends on your amount and how you pay. RemitFinder compares 5 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Mongolia?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 3 providers that offer more than one way to pay change the rate with it.