Best Way to Send Money to Seychelles from USA (USD to SCR)

Sending money from USA to Seychelles: what today's data shows

RemitFinder compares 4 providers and 20 ways to send money from USA to Seychelles. The mid-market rate is SCR 13.8357 per USD. 1 provider has no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Seychelles from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 4 providers offering 20 ways to send US Dollar (USD) to Seychellois Rupee (SCR).

💰 Most SCR received today, by amount sent:

The same three providers lead at every amount shown.

At USD 1,000, the top three providers are Western Union, MoneyGram and Ria Money Transfer, giving SCR 14,842.30, SCR 14,665.98 and SCR 14,245.61 respectively. SCR 596.69 separates Western Union in first place from Ria Money Transfer in third.

🔀 Ways to receive, with the most received at USD 1,000:

Cash Pickup is the most widely offered way to receive, with 3 providers, followed by Debit Card (1) and Bank Account (1). At USD 1,000, receiving as Cash Pickup gets your recipient the most: up to SCR 14,842.30.

💱 How to get the best USD to SCR exchange rate?

The mid-market US Dollar to Seychellois Rupee rate today is SCR 13.8357 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is SCR 13,835.70, and each 1% of markup costs about SCR 138.36.

• 📊 Rates run from SCR 14.0112 to SCR 14.9043 per USD across all amounts. The top three rates are from MoneyGram (SCR 14.9043 for transfers up to USD 1,000), Western Union (SCR 14.8423) and Ria Money Transfer (SCR 14.31 for transfers of USD 100 to USD 29,999.99).
• 📏 No typical markup. The median provider's best rate is 5.35% above the mid-market rate.
• ✅ 4 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Remitly, Ria Money Transfer and Western Union.
• 💳 How you pay rarely changes the rate. At USD 1,000, 3 of the 3 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 7.28% above the mid-market rate for money received as Cash Pickup, 2.42% above it in a Bank Account and 1.27% above it on a Debit Card.

💸 What is the cheapest way to send money to Seychelles from USA?

At USD 1,000, the three cheapest providers today are Western Union (paying by Debit Card, received as Cash Pickup), MoneyGram (paying by Debit Card, received as Cash Pickup) and Ria Money Transfer (paying from a Bank Account, received as Cash Pickup). With these providers, your recipient gets SCR 14,842.30, SCR 14,665.98 and SCR 14,245.61 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is −1.27% at USD 200, −2.74% at USD 1,000 and −3.13% at USD 5,000, so larger transfers cost less. At USD 1,000, all three of the cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Paying in Cash has the lowest typical total cost at USD 1,000 (−6.12%), and paying from a Bank Account the highest (−2.04%). On USD 1,000, that difference is worth about SCR 565 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🏦 Cheapest way to receive, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (−4.28%), and receiving in a Bank Account the highest (−1.10%). On USD 1,000, that difference is worth about SCR 440 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of −7.28%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying with Google Pay, received on a Debit Card, at 1.73%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets SCR 14,842.30 with the cheapest combination and SCR 13,590.86 with the most expensive: SCR 1,251.44 more with the cheapest combination.

Choosing well is worth SCR 1,251.44 more on USD 1,000. The most your recipient can get today is SCR 14,842.30, and the least is SCR 13,590.86.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4.99 is 2.50% of USD 200 but only 0.10% of USD 5,000.
• 🆓 1 provider charges no fee on some ways to send or some amounts: Western Union.

🏦 How to send money from USA to Seychelles through a bank?

3 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 1 provider.

Bank Transfer or Card? At USD 1,000, the typical total cost is −4.43% paying by Debit Card, −4.27% paying by ACH, −2.58% paying by Credit Card and −2.04% paying from a Bank Account.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Seychelles.

⚡ How to send money from USA to Seychelles fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive instantly as Cash Pickup. Where no time is published, money typically arrives on a Debit Card in 1–2 days and in a Bank Account in 2–4 days.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Debit Card, received as Cash Pickup), with a total cost of −6.12%. The cheapest way overall has a total cost of −7.28%, 1.15 percentage points less.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Seychelles from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Western Union, MoneyGram and Ria Money Transfer give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Western Union and Ria Money Transfer offer the highest exchange rates, from SCR 14.31 to SCR 14.9043 per USD.
• 🔀 Western Union offers the most ways to send (10), followed by Ria Money Transfer (6) and MoneyGram (3).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Seychelles.
• 🆓 1 provider has no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 1 provider has RemitFinder deals for this corridor.

📋 All 4 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 4 providers accept the transfer. Among them, your recipient gets between SCR 13,983.29 and SCR 14,842.30, and half of the providers give at least SCR 14,455.79.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to SCR exchange rate today

• 💱 MoneyGram's US Dollar to Seychellois Rupee exchange rate runs from SCR 14.606 to SCR 14.9043 per USD. Its best rate applies to transfers up to USD 1,000 and is 7.72% above the mid-market rate.
• 💸 MoneyGram charges 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when you pay by Credit Card and 0.75% + USD 4.74 (1% + USD 3.99 from USD 300, 1% + USD 5.99 from USD 700.01) when you pay by Debit Card or in Cash.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money as Cash Pickup.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly.
• 📏 MoneyGram accepts up to USD 7,510 per transfer.
• 💰 On USD 1,000, your recipient gets SCR 14,665.98 with MoneyGram (paying by Debit Card, received as Cash Pickup).

Remitly USD to SCR exchange rate today

• 💱 Remitly's US Dollar to Seychellois Rupee exchange rate is SCR 14.17 per USD, 2.42% above the mid-market rate.
• 💸 Remitly's fee is not published for USD to SCR transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about SCR 13,983.29 with Remitly (paying from a Bank Account, received in a Bank Account).

Ria Money Transfer USD to SCR exchange rate today

• 💱 Ria Money Transfer's US Dollar to Seychellois Rupee exchange rate is SCR 14.31 per USD, 3.43% above the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
• 💰 On USD 1,000, your recipient gets SCR 14,245.61 with Ria Money Transfer (paying from a Bank Account, received as Cash Pickup).

Western Union USD to SCR exchange rate today

• 💱 Western Union's US Dollar to Seychellois Rupee exchange rate runs from SCR 14.0112 to SCR 14.8423 per USD. Its best rate applies to all amounts and is 7.28% above the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money as Cash Pickup or on a Debit Card.
• ⏱️ With Western Union, money arrives as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
• 💰 On USD 1,000, your recipient gets SCR 14,842.30 with Western Union (paying by Debit Card, received as Cash Pickup).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Seychelles

1. Compare providers. RemitFinder lists 4 providers and 20 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−6.12%).^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.
3. Choose how your recipient gets the money. Cash Pickup (3 providers), Debit Card (1 provider) or Bank Account (1 provider).
4. Check the limits. Published maximums start at USD 7,510 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Seychelles.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Seychelles from USA

These FAQs use data from RemitFinder's live comparison of 4 providers for USA to Seychelles money transfers.

• How do I send money from USA to Seychelles?

  Compare 4 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Seychelles from USA?

  At USD 1,000, Western Union, MoneyGram and Ria Money Transfer give your recipient the most today: SCR 14,842.30, SCR 14,665.98 and SCR 14,245.61 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Seychelles?

  At USD 1,000, the cheapest providers today are Western Union, MoneyGram and Ria Money Transfer. The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of −7.28%. 1 provider charges no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Seychelles?

  At USD 1,000, your recipient gets between SCR 13,590.86 and SCR 14,842.30, depending on the provider and how you send. Comparing can get them SCR 1,251.44 more on one transfer. Western Union gives the most today, paying by Debit Card, received as Cash Pickup.

• What is the USD to SCR exchange rate today?

  The mid-market rate is SCR 13.8357 per USD. Providers' rates run from SCR 14.0112 to SCR 14.9043.

• Can I get a better rate than the mid-market USD to SCR rate?

  Yes. Four providers, led by MoneyGram, Western Union and Ria Money Transfer, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Seychelles?

  At USD 200, the typical fee is 3.00% of the amount, and the typical exchange rate is 3.43% above the mid-market rate. At USD 5,000, the typical fee is 0.30% of the amount, and the typical exchange rate is 3.43% above the mid-market rate. So the fee matters more at every amount shown. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Seychelles lower the cost?

  Yes. The typical total cost is −1.27% at USD 200, −2.74% at USD 1,000 and −3.13% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Seychelles?

  Paying in Cash has the lowest typical total cost at USD 1,000 (−6.12%), and paying from a Bank Account the highest (−2.04%). On USD 1,000, that difference is worth about SCR 565 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Seychelles?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of −4.43%, compared with −2.58% paying by Credit Card. On USD 1,000, that difference is worth about SCR 257 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Seychelles from USA?

  Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (−4.28%), and receiving in a Bank Account the highest (−1.10%). On USD 1,000, that difference is worth about SCR 440 more to your recipient. The providers giving your recipient the most when receiving as Cash Pickup are Western Union, MoneyGram and Ria Money Transfer.

• Is Bank Account cheaper than Cash Pickup for sending money to Seychelles?

  No. At USD 1,000, receiving in a Bank Account has a typical total cost of −1.10%, compared with −4.28% receiving as Cash Pickup. On USD 1,000, that difference is worth about SCR 440 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Seychelles from USA?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Seychelles. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Seychelles?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Seychelles instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is SCR 14,665.98, with MoneyGram (paying by Debit Card, received as Cash Pickup).

• How much money can I send to Seychelles from USA?

  Each provider sets its own limits. The lowest published maximum is USD 7,510, and 1 of 4 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Seychelles without fees?

  Yes, with Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Seychelles?

  RemitFinder compares 4 providers: MoneyGram, Remitly, Ria Money Transfer and Western Union.

• Which app is best to send money to Seychelles?

  It depends on your amount and how you pay. RemitFinder compares 4 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Seychelles?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 3 providers that offer more than one way to pay change the rate with it.