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Compare today's ZMW to XOF (Zambian Kwacha to CFA Franc BCEAO) exchange rates

Zambia
Republic of Congo
ZMW

Interbank Exchange Rate: 1 ZMW = 28.4093 XOF
Updated about an hour ago

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All you need to know about Zambian Kwacha to CFA Franc BCEAO money transfers

Easily compare money transfer providers in one place to send money from Zambia to Republic of Congo. Send money overseas to your loved ones by comparing Zambian Kwacha (ZMW) to CFA Franc BCEAO (XOF) remittance exchange rates. Read remittance service provider reviews and check out deals, promotions and discounts. Transfer online or send cash based on services offered by these providers.

Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Zambia.

Were you looking to send money from Republic of Congo to Zambia instead?

If you need to send international business money transfers and payments, get in touch with us to see how we can help protect your revenue.

Did not find the providers you were looking for? Please reach out to us at info@remitfinder.com, and we will do our best to add them to our platform.


Latest ZMW to XOF Conversion Rates

Here are some latest ZMW to XOF (Zambian Kwacha to CFA Franc BCEAO) exchange rates for popular conversion amounts*.

1 ZMW28.41 XOF
5 ZMW142.05 XOF
10 ZMW284.09 XOF
25 ZMW710.23 XOF
50 ZMW1,420.47 XOF
100 ZMW2,840.93 XOF
150 ZMW4,261.40 XOF
200 ZMW5,681.86 XOF
250 ZMW7,102.33 XOF
300 ZMW8,522.79 XOF
400 ZMW11,363.72 XOF
500 ZMW14,204.65 XOF
600 ZMW17,045.58 XOF
700 ZMW19,886.51 XOF
800 ZMW22,727.44 XOF
1,000 ZMW28,409.30 XOF
1,500 ZMW42,613.95 XOF
2,000 ZMW56,818.60 XOF
2,500 ZMW71,023.25 XOF
3,000 ZMW85,227.90 XOF
4,000 ZMW113,637.20 XOF
5,000 ZMW142,046.50 XOF
10,000 ZMW284,093.00 XOF
15,000 ZMW426,139.50 XOF
20,000 ZMW568,186.00 XOF
30,000 ZMW852,279.00 XOF
40,000 ZMW1,136,372.00 XOF
50,000 ZMW1,420,465.00 XOF
100,000 ZMW2,840,930.00 XOF

*Based on the Interbank Exchange Rate. Actual payout may vary based on the chosen money transfer provider.


What's the best way to send money to Congo from Zambia?

It can be very confusing when sending money from Zambia to Congo given so many choices. Additionally, Zambian Kwacha to XOF exchange rates fluctuate all the time. Remitfinder gives you the option to compare money transfers companies to choose the best exchange rate among this volatility while making the best deals and promotions available to you.

Choose Zambia to Congo as your country combination and click search. We then compare many money transfer companies to bring you the best exchange rates to send money to Congo from Zambia. In one single place, you can easily compare many providers to see which one is the best option for your next transfer.

To further help you maximize the return on your money, our partners add various promotions and discounts on our site. You can take advantage of various deals we have for Zambian Kwacha to CFA Franc BCEAO remittances.


How to get the best remit rate for transferring money from Zambia to Congo?

With ever changing remittance exchange rates, and umpteen new companies and startups to send money abroad coming up, it may seem hard at first to decide when to send money and which company to choose from for your Zambia to Congo transfers.

RemitFinder provides a single place to compare many options so you can quickly and easily decide who to go with. Compare various banks, foreign exchange specialists, Fintech startups, remittance service providers, multi currency bank accounts and others in a single view to maximize the return on your ZMW to CFA Franc BCEAO international money transfers.

To help save your precious time and hard earned money, we also created the RemitFinder exchange rate alert. This is a totally free notification that will keep you updated daily on the latest Zambian Kwacha to CFA Franc BCEAO exchange rates and ongoing deals and promotions. You can sign up for our rate alert and start saving now.


What's the cheapest way to send money to Congo from Zambia?

Finding the cheapest way to send money from Zambia to Congo might not be that easy given the umpteen choices available. You have to look at various parameters like exchange rates and fees to determine if the cost of one money transfer operator is less than that of another or not.

It may also be tempting to use some of the traditional funds transfer services like foreign currency exchanges or operators located in shopping malls, grocery stores and other local outlets. While you can certainly transfer ZMW to XOF via these channels, they may not be the most economical way to send money internationally. Typically, brick and mortar services charge higher fees and may also provide lower rates. All this contributes to making your foreign exchange transfer more expensive.

Online money transfers tend to be more cost effective, and RemitFinder provides you quite a number of good choices to ensure you are able to get optimum Zambia to Congo exchange rate. Many of our partners also provide promotions and offers that are exclusive to our customers; availing these will definitely reduce the cost of your foreign exchange transaction further.


Should I use my bank to send money from Zambia to Congo?

We do not recommend using your local bank in Zambia for your next ZMW to XOF overseas funds transfer. The reason for this is that banks are known to give you worse exchange rates and yet charge high foreign exchange fees. That is a double whammy that will make the transaction much more expensive for you.

That said, there may be circumstances you may want to consider your bank for your international funds transfer. For example, if you need to move a very large sum of money from Zambia to Congo (for property purchase, or any such high value transaction), and do not want smaller transactions. In such cases, be sure to carefully inspect all details of the remittance transaction that your bank offers you. You can use the RemitFinder remittance search engine to compare your bank's quote with many other money transfer companies to try to negotiate a better deal with your bank.

Notwithstanding any unique circumstances as above, you will generally save more by relying on online foreign exchange companies for sending XOF to Congo. These companies will let you use your local bank account in Zambia to pay for your Congo money transfer, but will likely save you a lot of money by affording better rates and citing lower foreign exchange transaction fees.


How to send money to Congo from Zambia fast?

It could be a stressful experience if you need to rush money quickly from Zambia to Congo. How do you decide which option to pick to ensure your funds arrive at the destination in the fastest possible way?

First, you should ensure that you are picking the right payment method to convert ZMW to XOF. Most remittance companies will allow you to pay by cash, with credit or debit cards, via a direct bank transfer, through a wire transfer, and so on. Digital payment methods like wire transfers and bank transfers will certainly delay your transaction as compared to cash payments.

Similarly, on the receiving side, your recipient also has multiple options to collect their monies in CFA Franc BCEAO. The payout choices generally include cash pickup, direct bank transfer, loading up a mobile wallet, and mobile airtime top up. If transaction speed is important, you could choose cash pickup if the receiver can access a close by pickup location. Just be aware that the exchange rate on cash transactions may not be the best, and there is risk in handling cash, especially for larger amounts. Otherwise, a mobile airtime top up or a bank deposit may be the next fastest possible ways unless there are bank holidays going on.

Foreign exchange transaction speed also depends on some additional factors like transfer amount, compliance and regulatory processes and vary from provider to provider. Check out our remittance guide to answer any questions you may have on how remittances work in general, and what factors affect the speed of your Zambia to Congo money transfers.


Which are the best money transfer companies to transfer money to Congo from Zambia?

The first step in selecting the best money transfer operators for Zambia to Congo remittances is to have a list of potential companies that you could use. You can rely on RemitFinder for giving you several good options to start with. Simply give us your sending and receiving countries, and we will present numerous providers for you to easily compare.

The next part in deciding which provider to go with would depend on what you are looking for. There are many parameters on which these companies can be compared against each other, and it all depends on your preferences. For example, are you looking for low or 0 fees, the highest rate, quick transfer speed, etc.

Another factor that may help you decide which provider to go with would be any coupons and deals available for Zambian Kwacha to CFA Franc BCEAO money transfers. Availing promotions is a sure shot way to help reduce your cost, and should be part of the criteria to decide which are your top candidates for sending money to Congo.


Step by step guide to send money to Congo from Zambia

There are many important aspects of Zambia to Congo remittances that will impact the yield you get. The most important one is the selection of the best money transfer company. For this, you can rely on RemitFinder's expertise in searching and comparing many global companies to present you many options in one simple, easy to understand view.

Once you have honed down on the company you want to go with, the below step by step tutorial will help you execute your transfer in an effective manner.

  • Step 1 - Create your account with the chosen remittance company. Please be aware that you will likely be asked for identification documents and personal information. This is an important step for the company to ensure that you are a genuine person and ensure you comply with various legal regulations like anti money laundering.
  • Step 2 - Provision the manner in which you will fund your remittance transaction. The forex company may accept payment in multiple ways - Zambia bank account, credit and debit cards, and sometimes even cash that you can pay with by walking into a branch or outlet.
  • Step 3 - Similar to the previous step, also provision the manner in which the receiver will access the funds. The most common delivery methods include XOF bank deposit, cash pick up in a physical provider location or agent's office, mobile wallet credit and mobile airtime popup.
  • Step 4 - Provision recipient details including name and address.
  • Step 5 - Decide how much Zambian Kwacha amount you want to send from Zambia.
  • Step 6 - Optionally, check if there are any deals or promotions going on. You can rely on RemitFinder to provide you this information. Discounts help you save even more, so be sure to use one if available.
  • Step 7 - Validate all the information for accuracy and start your transaction.

From this point on, the remittance company will keep you posted on the progress of your transaction. Be sure to check with your recipient in Congo to validate that they get the money once the transaction clears.