RemitFinder helps you compare international money transfer services when remitting money from Nigeria. Whether you are sending money to support family, pay bills abroad, or manage international expenses, comparing providers can help you save on exchange rates and fees.
On this page, you can explore where you can send money out of Nigeria, see which providers support each destination, and compare rates, transfer speed, payout options, and limits.
Not sure where to start? Browse all sending countries on our send money from hub.
Where Can You Send Money From Nigeria To?
Below are the destinations you can send Nigeria remittances from, grouped by region for easier browsing.
The below regions of the world are sorted alphabetically, and the countries within these regions are also sorted alphabetically for easier lookup.
Once you have located your destination country, click on it to compare numerous money transfer options for your chosen country combination.
Browse by region:
Africa | Asia | Caribbean | Europe | North America | Oceania | Polar Territories | South AmericaCountries in Africa you can send money to from Nigeria
Here are various countries in Africa that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in Africa.
Countries in Asia you can send money to from Nigeria
Here are various countries in Asia that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in Asia.
Countries in Caribbean you can send money to from Nigeria
Here are various countries in Caribbean that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in Caribbean.
Countries in Europe you can send money to from Nigeria
Here are various countries in Europe that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in Europe.
Countries in North America you can send money to from Nigeria
Here are various countries in North America that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in North America.
Countries in Oceania you can send money to from Nigeria
Here are various countries in Oceania that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in Oceania.
Countries in Polar Territories you can send money to from Nigeria
Here are various countries in Polar Territories that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in Polar Territories.
Countries in South America you can send money to from Nigeria
Here are various countries in South America that you can send Nigeria based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Nigerian Naira remittances out of Nigeria to your chosen destination in South America.
How can I send money from Nigeria?
Sending money internationally from Nigeria is easy. Simply search for your destination country to send Nigerian Naira money transfers from Nigeria. RemitFinder compares many money transfer operators for Nigeria remittances to your chosen destination in an easy to understand format.
Can someone from Nigeria send money?
Unless there are any sanctions or political restrictions in place in Nigeria, it should be permissible to send Nigerian Naira transfers out of the country. In case it is not allowed to send money from Nigeria, transfer companies will not accept remittance requests.
What is the best way to send money from Nigeria?
To find the best options to send NGN from Nigeria, simply compare available providers and pick the one that suits your needs best.
Cannot find your country? All supported destination countries are listed above, grouped by region.
Want to compare instantly? Use the transfer search below.
Simply choose your destination country for money transfers originating out of Nigeria, and change the transfer amount if needed to easily compare numerous money transfer providers for your next international money transfer.
Compare various money transfer operators to send money from Nigeria to your chosen destination easily. Simply choose your destination country above and search and compare options.
Popular Money Transfer Corridors From Nigeria
These are some of the most commonly used international money transfer routes from Nigeria.
Popular corridors
What Is The Currency In Nigeria?
The official currency of Nigeria is important to know when sending or receiving money internationally. Understanding the local currency helps you compare exchange rates, fees, and the final amount your recipient will receive.
Which currency is used in Nigeria?
The official currency of Nigeria is the Nigerian Naira (ISO code: NGN), and it is commonly represented by "₦".
How is Nigerian Naira written, and how many decimals does it use?
NGN amounts are typically shown with 2 decimal places.
- NGN 1250.50
- ₦ 1250.50
- NGN 0.25 = 25 kobo
What is the subunit of 1 Nigerian Naira?
The subunit of Nigerian Naira is kobo, and 1 NGN is divided into 100 kobo.
Which other countries use the Nigerian Naira?
Nigeria is the main country that uses the Nigerian Naira.
When sending money from Nigeria, what currency do providers use?
International transfers from Nigeria are typically funded in Nigerian Naira and converted into the recipient's local currency before payout. Most providers covering Nigeria quote exchange rates directly in NGN, making the rate you receive a key factor in how much money arrives.
Why do NGN exchange rates vary between providers?
Exchange rates often differ due to FX spreads rather than visible fees, which means two transfers of the same NGN amount from Nigeria can result in different payout values.
What is the best way to compare the true cost of a NGN transfer from Nigeria?
The true cost of Nigerian Naira transfers sent from Nigeria is best understood by comparing the exchange rate alongside any applicable fees. This helps avoid overpaying and ensures your recipient receives maximum value.
Does comparing Nigerian Naira exchange rates really make a difference?
Yes. If you send money from Nigeria regularly, comparing Nigerian Naira exchange rates can make a meaningful difference over time.
Why Compare Money Transfer Services From Nigeria?
The cost and experience of sending money internationally can vary widely depending on where you are sending from. Money transfer services often price the same corridor differently based on local market conditions, which means Nigerian Naira exchange rates, fees, and transfer options from Nigeria may not match what is offered in other countries.
Fees also depend heavily on how you fund your NGN transfer from Nigeria. Bank transfers, debit cards, and credit cards can carry different costs, limits, and processing times in Nigeria, even when using the same provider.
Coverage is another important factor when sending money from Nigeria. Not all money transfer services support the same destination countries, payout methods, or currencies when transfers are initiated in NGN from Nigeria.
Transfer limits and verification requirements in Nigeria can further affect how much NGN you can send and how quickly your Nigerian Naira transfer is processed. These limits often vary by provider and funding method and may change once verification is completed.
Comparing money transfer services side by side helps you identify which providers actually work from Nigeria and which offer the best balance of Nigerian Naira exchange rates, fees, transfer speed, and reliability for your needs.
How Sending Money From Nigeria Works
Sending money from Nigeria typically involves choosing a transfer provider, selecting a funding method, and sending funds in NGN to a recipient abroad. Costs, processing time, and availability can vary based on local banking practices in Nigeria and the destination country.
What funding methods can I use to send NGN from Nigeria?
Most international transfers from Nigeria in NGN are funded using bank transfers, debit cards, or credit cards. Bank-funded transfers are often the most cost-effective option in Nigeria, while card-funded Nigerian Naira transfers can be faster but may come with higher fees or less favorable exchange rates.
What verification is required to send money from Nigeria?
When sending money from Nigeria, you are usually required to provide basic identity details. Additional verification may apply for higher-value NGN transfers or first-time transfers. These checks help keep Nigerian Naira transfers secure and compliant with regulations in Nigeria.
Are there limits on how much NGN I can send from Nigeria?
Transfer limits depend on the funding method you use and how frequently you send money from Nigeria. Some methods allow higher NGN limits once verification is complete, while others are restricted to lower amounts regardless of transfer history.
How long do NGN transfers from Nigeria take?
Some Nigerian Naira transfers from Nigeria are processed on the same day, while others may take longer. Processing time can be affected by banking hours, weekends, and public holidays in Nigeria.
Why can processing times vary when sending money from Nigeria?
Local banking practices in Nigeria, such as cut-off times, business days, and identification requirements, can influence when a Nigerian Naira transfer is processed and settled.
How can I avoid delays when sending money from Nigeria?
Comparing providers, choosing the right funding method, and understanding local rules in Nigeria can help ensure a smoother NGN transfer with fewer delays or surprises.
Payment Methods Available in Nigeria
The way you fund your money transfer from Nigeria can directly affect cost, speed, and convenience. Available payment methods are influenced by local banking adoption, card usage, and global remittance norms, which means options for sending NGN from Nigeria may differ from what is available elsewhere.
Payment method availability in Nigeria is determined by a combination of:
- Global remittance standards
- Local banking and card penetration prevalent in Nigeria
- Declining or limited use of cash-based funding methods within Nigeria
Below are the most common ways to fund international money transfers from Nigeria.
Pay by BankRecommended
Pay by Bank enables funding payments directly from a bank account in Nigeria. If your money transfer operator supports Pay by Bank, it can be cheaper than cards and feel more local.
Bank Transfer
Bank transfers are a common way to fund an international money transfer in Nigeria, especially for larger Nigerian Naira amounts. They are often priced more competitively than cards, but processing can depend on bank cut-off times, weekends, and local holidays in Nigeria.
Debit / Credit Card
Card payments in Nigeria can be convenient and are often the fastest way to fund a transfer sent in Nigerian Naira. They may come with higher fees or a less favorable NGN exchange rate than bank transfers, especially on larger amounts.
Cash
Cash-funded transfers in Nigeria can be useful when banking access is limited. Availability varies by country and provider, and cash options may involve extra steps or partner locations in Nigeria for payment and pickup.
Payment methods shown above for Nigeria include badges that highlight common characteristics. These indicators are based on typical usage patterns when sending NGN from Nigeria, but actual costs and speeds can vary by provider and destination.
Here are the badges and their definitions that we have used above to present payment methods in Nigeria:
- 🟢 Cheapest: This funding method often has lower fees or more competitive Nigerian Naira exchange rates.
- ⚡ Fastest: This method typically processes transfers more quickly, especially for smaller amounts.
- ⭐ Most Common: This funding method is widely supported for transfers from Nigeria.
- 🏦 Local Payment Method: This funding method is local to Nigeria and may be cheaper and faster as compared to other methods.
Payment method FAQs for Nigeria
Payment methods available in Nigeria can affect how quickly money is delivered and how much the transfer costs. Understanding the common options helps you choose the most suitable way to send or receive funds.
What payment methods are available in Nigeria?
In Nigeria, common payment options include Pay by Bank, Bank Transfer, Debit / Credit Card, and Cash. Availability, fees, and processing times can vary by provider and destination.
What is the recommended payment method in Nigeria?
Pay by Bank is often a solid default because it balances cost, speed, and availability. Your best option may still depend on the amount and provider.
Which payment method is usually the cheapest in Nigeria?
Pay by Bank is often the most cost-effective option for Nigerian Naira (NGN), though final costs depend on fees and exchange rates.
Which payment method is usually the fastest in Nigeria?
Pay by Bank is often the fastest option, especially for smaller transfers, though processing times can vary by provider.
What is the most common payment method in Nigeria?
Pay by Bank is widely supported across providers and is a reliable option for many transfers.
Which payment method is best for lower fees in Nigeria?
Pay by Bank and Bank Transfer are often best for lower fees in Nigeria. Often a good choice if you want to minimize fees and improve overall value. Actual costs and speed still depend on the provider.
Which payment method is best for convenience in Nigeria?
Pay by Bank and Debit / Credit Card are often best for convenience in Nigeria. Often easier to use with fewer steps to complete payment and receipt of funds. Actual costs and speed still depend on the provider.
Which payment method is best for faster checkout in Nigeria?
Pay by Bank, Debit / Credit Card, and Cash are often best for faster checkout in Nigeria. Can reduce checkout friction with quicker transaction confirmation. Actual costs and speed still depend on the provider.
Which payment method is best for larger amounts in Nigeria?
Pay by Bank and Bank Transfer are often best for larger amounts in Nigeria. Often a better fit when sending and receiving bigger amounts, where fees and exchange rate margins matter more. Actual costs and speed still depend on the provider.
Which payment method is best for speed in Nigeria?
Debit / Credit Card is often best for speed in Nigeria. Often useful when you want to send and receive funds quickly. Actual costs and speed still depend on the provider.
Which payment method is best for smaller amounts in Nigeria?
Debit / Credit Card is often best for smaller amounts in Nigeria. Often convenient for smaller transfers, though fees can still vary by provider. Actual costs and speed still depend on the provider.
Which payment method is best for limited banking access in Nigeria?
Cash is often best for limited banking access in Nigeria. Can help if banking access is limited in the country, depending on local availability. Actual costs and speed still depend on the provider.
Which payment method is best for cash senders in Nigeria?
Cash is often best for cash senders in Nigeria. Can work well if you prefer cash, though availability and limits vary by provider. Actual costs and speed still depend on the provider.
Tips For Sending Money From Nigeria
Sending money from Nigeria can be simple and cost-effective if you know what to look for. Below are practical tips to help you get better value, avoid common mistakes, and make the most of your Nigerian Naira (NGN) transfers.
Compare exchange rates from various providers in Nigeria
Many providers often advertise "low" or even "zero" fees, but make up the difference by offering weaker exchange rates.
When sending money from Nigeria in NGN, always compare the final amount the recipient receives, not just the upfront fee. A slightly higher fee with a stronger exchange rate can often work out cheaper overall.
The exchange rate on an international money transfer sent from Nigeria is one of the most important factors you should pay attention to.
Choose the right payment method for Nigerian Naira remittances
The way you fund your transfer from Nigeria matters.
Bank transfers are often the most cost-effective for larger NGN amounts, whilst debit or credit cards can be faster, but may come with higher fees or less favorable exchange rates.
Look for local payment methods in Nigeria (if available) as they can offer a good balance of speed and cost.
If you send Nigerian Naira overseas regularly, experimenting with different payment methods can lead to meaningful savings over time.
Be aware of transfer limits and regulations in Nigeria
Providers operating in Nigeria often apply different limits depending on how you send NGN and whether your account is fully verified. From Nigeria, higher-value transfers may require additional identity checks. Completing KYC (know your customer) and other regulatory requirements early can unlock better limits and reduce delays later.
NGN transfer timing can affect speed and cost
Bank-funded transfers from Nigeria usually follow local banking hours. Transfers initiated late in the day, on weekends, or during public holidays may take longer to process.
If speed matters, check cut-off times and consider faster payment options in Nigeria when available.
Watch out for Nigerian Naira conversion traps
In rare cases, some card issuers in Nigeria automatically convert NGN into another currency before the transfer is processed, often at poor rates.
To avoid this, send in NGN and let the money transfer provider handle the conversion, as this is usually cheaper and more transparent.
Find the best provider for the destination country
Not all providers offer the same pricing or payout options for every corridor from Nigeria. A service that works well for one destination may be expensive or slow for another.
Always compare providers specifically for your chosen destination to get the best payout for your Nigerian Naira money transfers.
We also recommend having accounts with several money transfer companies in Nigeria so you can capitalize on better rates and deals from them.
Small differences add up
If you send money from Nigeria regularly, even small improvements in NGN exchange rates or fees can make a big difference over time. Comparing providers before each transfer helps ensure more of your Nigerian Naira reaches its destination.
At RemitFinder, we make it easy to compare trusted money transfer services side by side, so you can send money from Nigeria knowing you are getting the best available option for your needs.
FAQs About Sending Money From Nigeria
Here are some additional questions that sometimes come up from our readers in Nigeria when it comes to sending money abroad.
Is it legal to send money from Nigeria to another country?
Sending money internationally from Nigeria is generally legal. Licensed money transfer providers operate under local and international regulations, which means transfers in Nigerian Naira (NGN) must meet standard identity and compliance checks.
That said, global political situations and financial restrictions may be in place for certain countries. Always check before you send NGN from Nigeria.
How can someone from Nigeria send me money?
If you wish to receive money from Nigeria, have the sender search for a suitable provider that supports Nigerian Naira transfers. Once they choose a suitable money transfer operator in Nigeria, they will need your bank or related information to send you the funds.
Do I need a bank account to send money from Nigeria?
Not always. Many providers allow you to send money from Nigeria using bank transfers, debit cards, or sometimes cash, depending on what is commonly supported locally.
Also, lookout for local payment options in Nigeria that can be cheaper and faster.
Overall payment method availability in Nigeria can vary by provider, transfer amount, and destination country.
Are there limits on how much I can send from Nigeria?
Yes. Transfer limits from Nigeria depend on the provider, the payment method you use, and whether your account is fully verified. Bank-funded transfers in NGN usually allow higher limits than card-based or cash-funded transfers.
How to send money internationally from Nigeria?
To send NGN from Nigeria, simply located your destination country above, or directly search for your chosen corridor. RemitFinder will show you a comparison table with various providers in Nigeria for your chosen destination.
Once you locate the provider of your choice, use their service to send money from Nigeria.
How can I reduce the cost of sending money from Nigeria?
The most effective way to lower the cost of Nigerian Naira transfers is to compare providers before you send.
Exchange rates, fees, and payout methods can vary significantly when sending Nigerian Naira from Nigeria, even for the same destination. Comparing options helps ensure more of your NGN reaches the recipient.
Which app is best to send money from Nigeria?
Depending on your chosen destination to send NGN from Nigeria, there may be several providers available. To easily compare them, use RemitFinder’s online comparison engine and pick the best provider for your Nigeria remittances.