📈 Brazil to Peru Money Transfer Snapshot Today
- Best BRL to PEN exchange rate today: PEN 0.6934, offered by Revolut
- Number of money transfer providers compared: 2
- Exchange rate range: PEN 0.6934 to PEN 0.6366
- Potential savings on BRL 1000: PEN 56.80
- Number of deals and promo codes: 1
- Mid-market
ⓘThe mid-market exchange rate (also called the interbank rate) is the real BRL to PEN exchange rate before providers add their margin or fees. exchange rate: 1 BRL = PEN 0.6928 (Updated about an hour ago)
See detailed Brazil to Peru money transfer comparison below.
Brazil to Peru money transfer providers that matched the search criteria
If you are making international business money transfers or payments, RemitFinder can assist by matching you with the best options to suit your unique business needs. Get in touch now to see how we can help protect your business revenue by getting you higher exchange rates and lower transfer fees on international business FX.
💡What these rates mean for sending money to Peru from Brazil today
Compare top-rated money transfer providers to find the best way to remit money to Peru from Brazil. Check today's BRL to PEN exchange rates, read detailed provider reviews, and discover exclusive deals and promo codes.
RemitFinder compared 2 providers for Brazil to Peru money transfers today. Here is what the competition looks like right now:
Today's Most Competitive Providers to Transfer Money to Peru from Brazil
🥇 Revolut with 1 BRL = 0.6934 PEN (best BRL to PEN exchange rate today).
🥈 Wise offering 1 BRL = 0.6366 PEN.
The 2 providers compared today offer exchange rates from PEN 0.6366 to PEN 0.6934. On a BRL 1000 transfer from Brazil to Peru, that spread means up to PEN 56.80 in potential savings — simply by choosing the right provider.
Brazilian Real to Peruvian Nuevo Sol exchange rates fluctuate throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate offered can significantly impact how much PEN your recipient receives in Peru.
Compare the providers above to maximize every BRL you send to Peru. The best Brazilian Real to Peruvian Nuevo Sol transfer rate changes daily, so comparing today matters.
🔄 Looking for the reverse corridor? Send money from Peru to Brazil instead.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Brazil.
👇 There is more to a great transfer than today's BRL to PEN exchange rate — 5 years of historical pricing data reveals what really drives the total cost of sending money to Peru from Brazil.
Whilst Brazilian Real to Peruvian Nuevo Sol exchange rate is crucial, historical data shows that transfer fees, BRL amount sent and payment and delivery methods can also significantly influence your final payout.
Below, we analyze 5 years of Brazil to Peru remittance data to show you exactly where costs arise, and the best practices that maximize your PEN payout on every transfer.
Cost insights to remit money from Brazil to Peru (data-backed)
When you send money internationally from Brazil to Peru, the following 4 key factors determine how much your recipient actually receives:
- BRL to PEN exchange rate
- Transfer fee
- Payment method
- Delivery method
Ideally, optimizing all four factors together gives your recipient in Peru the maximum PEN payout on every transfer.
Another counter-balancing aspect is money transfer speed. If you need to transfer money from Brazil to Peru urgently, you may have to compromise on some of the above factors whilst optimizing for speed.
To understand what actually drives cost, we analyzed historical remittance pricing1 for BRL to PEN money transfers — comparing transfer costs, FX margins, fees, and payment and delivery methods across providers.
This analysis is based on 155 actual Brazil to Peru money transfers handled by 7 providers over the last 5 years (for a BRL 370 remittance benchmark).
This analysis of real Brazilian Real to Peruvian Nuevo Sol transfer data identifies the lowest-cost payment and delivery combinations — so you keep more of every Brazilian Real you send.
Before we deep dive, here are the key trends:
📌 Key Cost Insights: Transferring money from Brazil to Peru
- Average total cost: 7.91% (range -2.56% to 20.85%, spread 23.41 percentage points)
- Potential payout difference: On a BRL 370 transfer, the above variation can save you up to BRL 86.62.
- Average FX markup: 4.33% (range -6.94%
ⓘA negative markup generally represents a promotional exchange rate whereby a provider offers an exchange rate that is even higher than the mid-market rate, often on smaller amounts. to 14.24%, spread 21.18 percentage points) - Average transfer fee: BRL 13.20 (range BRL 0.00 to BRL 30.00)
- Cheapest payment/delivery method combo: Bank Account Transfer → Bank Deposit (5.70% avg cost); most expensive is Cash → Cash Pickup (9.70%)
- Payment/delivery method choice impact: Cheapest vs most expensive combo saves 4.00% (BRL 14.81 on BRL 370 transfer).
- Market coverage: ~7 providers on average (competition level: moderate)
- Average speed: About 16 hours
🛠️ Key takeaway: Compare providers using both exchange rate and fees, then optimize your payment and delivery methods to reduce total cost.
Below, we break down each of these factors in detail — so you know exactly where to focus when comparing providers for your next money transfer to Peru from Brazil.
📈 BRL to PEN Exchange Rate: The biggest factor when you send Brazilian Real to Peruvian Nuevo Sol
The exchange rate on your Brazil to Peru money transfer is the single biggest factor determining your overall BRL cost — and how many Peruvian Nuevo Sol your recipient actually receives.
To analyze exchange rates, we use the exchange rate markup (also called FX margin) — the difference between the mid-market exchange rate
Here is what 5 years of historical data shows for FX markup on Brazilian Real to Peru transfers:
- Average markup: 4.33%
- Median markup: 3.65%
- Lowest markup: -6.94%
ⓘA negative markup generally represents a promotional exchange rate whereby a provider offers an exchange rate that is even higher than the mid-market rate, often on smaller amounts. - Highest markup: 14.24%
That is a spread of 21.18 percentage points between the lowest and highest observed FX markups.
To put this into perspective — on a BRL 370 transfer, that spread is PEN 78.37 in differences purely from the exchange rate. On a BRL 920 transfer, that gap grows to PEN 194.86.
🛠️ How to use this insight: When comparing providers for Brazil to Peru remittances, pay close attention to the exchange rate you receive. A small difference in the FX markup can quickly outweigh other factors like fees, and the gap generally grows as transfer amounts increase.
The BRL to PEN exchange rate is the single most critical factor in the cost of your transfer. When comparing providers, always check the rate first — it matters more than you might expect.
💰 Transfer Fees: What to watch when you remit money from Brazil to Peru
Whilst exchange rate gets most of the attention, the transfer fee can also have a big impact on how much of your Brazilian Real actually reaches your recipient in Peru.
Based on 5 years of pricing data, here is what we see on Brazilian Real to Peru money transfer fees:
- Average fee: BRL 13.20
- Median fee: BRL 14.80
- Lowest fee: BRL 0.00
- Highest fee: BRL 30.00
The average fee of BRL 13.20 represents 3.57% of a BRL 370 transfer, a meaningful cost on its own.
And even when two providers offer identical exchange rates, the difference between the lowest and highest fee means a payout difference of up to BRL 30.00.
🛠️ How to use this insight: For your next money transfer from Brazil to Peruvian Nuevo Sol, look for providers that offer lower (or even 0) transfer fees.
One important caveat: watch out for hidden fees. Some providers advertise zero or low fees but offset it with a lower BRL to PEN exchange rate. The money lost through an inferior FX rate is just as real as a visible fee — but since it does not show up as a line item, it is called a hidden fee.
This is why comparing total cost (fee + FX markup combined) always gives you a clearer picture instead of looking at rates or fees alone.
Finally, keep in mind that fixed fees matter more on smaller transfers. On a BRL 200 transfer, a BRL 5 fee is 2.5% of your total amount. On a BRL 2,000 transfer, that same fee is just 0.25%. If you send smaller Brazilian Real to Peruvian Nuevo Sol transfers regularly, pay even more attention to fees.
Transfer fees can be just as costly as a poor exchange rate — always look at the total cost of your BRL to PEN transfer, not just rates or fees alone.
💸 Payment & Delivery Methods that reduce your cost to transfer money to Peru from Brazil
Based on our analysis of historical Brazil to Peru remittance data, we see consistent variation in overall cost amongst various payment method and delivery methods.
Even when Brazilian Real to Peruvian Nuevo Sol exchange rates are similar, different combinations of payment and delivery options can lead to meaningful differences in what you pay.
💳 Average Cost by Payment Method
Here is the average cost for popular payment methods used to send money to Peru from Brazil:
- Bank Account Transfer: 5.84%
- Debit Card: 6.76%
- Cash: 9.70%
That is a spread of 3.87 percentage points.
👉 On a BRL 370 transfer, this means you could save up to BRL 14.30 simply by choosing a lower-cost payment method.
These savings increase further for larger BRL transfer amounts.
📥 Average Cost by Delivery Method
Here is the average cost of popular delivery methods used to remit money from Brazil to Peru:
- Bank Deposit: 5.83%
- Cash Pickup: 8.79%
This is a difference of 2.96 percentage points.
👉 On a BRL 370 transfer, you could save up to BRL 10.96 by choosing Bank Deposit instead of Cash Pickup.
Different combinations of payment methods in Brazil and delivery methods in Peru can lead to very different total costs when sending or remitting money.
Here is a summary of the average cost of payment and delivery method combinations for Brazil to PEN money transfers.
| Payment Method | Delivery Method | Average Cost (%) |
|---|---|---|
| Bank Account Transfer | Bank Deposit | 5.70 |
| Bank Account Transfer | Cash Pickup | 6.11 |
| Debit Card | Bank Deposit | 6.56 |
| Debit Card | Cash Pickup | 6.90 |
| Cash | Cash Pickup | 9.70 |
Sorted by Average Cost % (cheapest to most expensive).
The difference between these BRL to PEN payment and delivery options is significant.
- Lowest cost: Bank Account Transfer → Bank Deposit (5.70%)
- Highest cost: Cash → Cash Pickup (9.70%)
- Difference: 4.00 percentage points
👉 On a BRL 370 transfer, you could save up to BRL 35.89
👉 On a BRL 920 transfer, savings increase to BRL 89.25
Here is a quick summary of the average historical cost of various payment and delivery methods for BRL to Peru money transfers.
💸 Cheapest Payment & Delivery Methods to send BRL to PEN transfers (data-backed)
- Cheapest payment method: Bank Account Transfer (5.84%) vs Cash (9.70%)
- Cheapest delivery method: Bank Deposit (5.83%) vs Cash Pickup (8.79%)
- Cheapest combination: Bank Account Transfer → Bank Deposit (5.70%) vs Cash → Cash Pickup (9.70%)
🛠️ How to use this insight: As you compare money transfer providers for your next Brazil to Peru international money transfer, strive to pair the lowest-cost payment method with the lowest-cost delivery method.
This can help you avoid the pitfall of "great exchange rate, expensive methods".
You can save money on your Brazil to Peru remittances by carefully choosing the cheapest payment and delivery methods.
🏦 Are banks more expensive than money transfer services for Brazil to Peru money transfers?
When we compared Brazil banks with money transfer providers based on 5 years of remittance data, we noticed some patterns.
Interestingly, for Brazil to Peru remittances, traditional banks are 3.84 percentage points cheaper on average than money transfer providers.
This means money transfer companies tend to be approximately 0.54x more expensive than banks on average.
Here are the key stats behind this comparison:
| Banks | MTOs^ | Difference | |
|---|---|---|---|
| Average transfer fee | BRL 6.49 | BRL 14.25 | BRL -7.76 |
| Exchange rate markup | 2.76% | 4.58% | -1.83 pp* |
| Average total cost (%) | 4.59% | 8.43% | -3.84 pp* |
^MTO: Money transfer operator, a commonly used term for a money transfer provider
*Percentage points
🛠️ How to use this insight: Historical data shows that banks in Brazil can be competitive. However, pricing still varies by provider, transfer amount, and method — so comparing options can still be beneficial.
📊 Does sending more money reduce the cost to remit money from Brazil to Peru?
To see if transfer cost varies based on the amount sent, we compared the average cost of sending BRL 370 vs BRL 920 from Brazil to Peru.
We found that sending a higher amount (BRL 920) is typically cheaper — average cost drops from 7.91% to 7.68%, a reduction of 0.23 percentage points.
The cost of your transfer usually continues to drop as transfer amount increases. That said, always check the latest exchange rates and fees for your intended transfer amount.
🛠️ How to use this insight: Since it is generally cheaper to send higher Brazilian Real amounts to Peru, consider consolidating smaller, more frequent transfers into fewer, larger ones. Doing so may reduce the total cost you pay.
🏛 How competitive is the market for sending money to Peru from Brazil?
Based on data from the last 5 years, Brazilian Real to Peruvian Nuevo Sol money transfers are provided on an average by 7 remittance companies. With this number of providers, we consider the level of market competition to be moderate.
Traditional banks account for only 28.6% of active providers (2 out of 7), whilst money transfer services make up the majority. This means you have more options beyond banks when you transfer BRL to Peru.
A remittance market with more active providers is typically more competitive. This means you can get a better pricing and more payment and delivery options for your Brazil to Peru remittances.
This is why comparing providers is especially important when you transfer money from Brazil to Peru.
⏱️ How fast can you transfer Brazilian Real to Peruvian Nuevo Sol?
If your recipient in Peru needs funds urgently, transfer speed becomes just as important as cost when sending money.
Here is what we see for Brazil to Peru transfers:
- Average transfer time: About 16 hours.
- Fastest transfer time: About less than 1 hour.
- Slowest transfer time: About 96 hours (~4.0 days).
- Average speed at BRL 370: About 16 hours.
- Average speed at BRL 920: About 16 hours.
Banks vs money transfer providers speed comparison: Banks take 37 hours longer on average than money transfer providers.
In many cases, the fastest providers are not always the cheapest, so balancing speed and cost is important when you transfer BRL to Peru.
🛠️ How to use this insight: If you need to send money from Brazil to Peru in a hurry, compare providers not just on exchange rate, but also on expected speed. Speed also varies based on the delivery method (bank vs cash vs wallet) you choose for Peru.
Transfer speed for Brazil to Peru money transfers can vary widely across providers. For time-sensitive transfers, compare speed alongside cost and choose faster payment and delivery methods.
Frequently Asked Questions: Sending money to Peru from Brazil
These FAQs use data from RemitFinder's historical analysis of Brazil to Peru money transfers over several years.
What factors affect the total cost of sending money from Brazil to Peru?
The total cost of your Brazilian Real to Peruvian Nuevo Sol money transfer depends on how you fund the transaction (payment method), how the recipient receives it (delivery method), the exchange rate you get, and any transfer fee charged by the provider.
To avoid overpaying for your transfer, compare money transfer providers.
How much does the exchange rate affect transferring money to Peru from Brazil?
Historical Brazilian Real to Peruvian Nuevo Sol exchange rate markup ranges from -6.94% to 14.24%, a spread of 21.18 percentage points. Even small differences in the exchange rate markup can impact your final payout significantly.
Can you get a better-than-market rate when you send Brazilian Real to Peru?
Sometimes, money transfer providers may offer promotional exchange rates that are better than the mid-market exchange rate, resulting in a negative BRL to PEN remittance rate markup.
Such offers are generally limited by transfer amount, eligibility, or duration. Compare providers to see if you can take advantage of any ongoing special offers.
Exchange Rate vs Transfer Fee: What matters more when you send money to Peru from Brazil?
Exchange rate markup ranges from -6.94% to 14.24% (a spread of 21.18 percentage points).
Transfer fees range from BRL 0.00 to BRL 30.00, which equals roughly 8.11% on a BRL 370.00 transfer.
At both BRL 370.00 and BRL 920.00, the exchange rate markup shows larger variation than the other component.
Regardless, our recommendation is that it is important to compare both exchange rates and fees when choosing a provider for Brazil to Peru money transfers.
As the transfer amount increases, the % impact of fees decreases (because the fee gets spread across a larger BRL amount), whilst exchange rate markup remains a percentage-based cost that can scale with transfer size.
For smaller transfers, fees can matter more, whilst for larger transfers, exchange rate often becomes the bigger driver. Either way, comparing both helps you get the most PEN for your BRL.
How much can costs vary between providers when sending money from Brazil to Peru?
Historical transfer cost ranges from -2.56% to 20.85% for BRL transfers to Peru. That is a spread of 23.41 percentage points, indicating significant differences between various money transfer providers.
A major contributor to this variation is exchange rate markup. FX markup alone ranges from -6.94% to 14.24% (a spread of 21.18 percentage points). Thus, even small differences in FX margin can have a big impact on the final PEN payout.
Why do Money Transfer Providers charge different rates for Brazilian Real to Peruvian Nuevo Sol money transfers?
If you send the same Brazilian Real amount to Peru via different providers, the cost of each transfer will be different because of variations in FX markup, fees, and payment and delivery methods.
Even small differences among all the above factors can change the final PEN payout in Peru in a big way.
How stable are the costs to remit money to Peru from Brazil?
When we analyzed the historical total cost for BRL to PEN transfers, we observed a range from -2.56% to 20.85% (23.41 percentage points difference), along with a variability (standard deviation) of 3.85%.
A major driver of cost in this market is exchange rate markup. FX markup ranges from -6.94% to 14.24% (21.18 percentage points difference), with a standard deviation of 3.44%. Fees and payment/delivery method choices can contribute to further volatility.
This is exactly why we recommend comparing money transfer providers to get the most of your Brazilian Real to Peruvian Nuevo Sol transfers.
Which Payment Method is the cheapest to send money from Brazil to Peru?
Bank Account Transfer is the cheapest payment method in Brazil based on its average cost at 5.84% (compared to Cash at 9.70%, a difference of 3.87 percentage points).
Based on this, we recommend paying for your BRL transfer with Bank Account Transfer, and avoiding Cash if possible.
Which Delivery Method is cheapest when you remit money to Peru from Brazil?
Bank Deposit is the cheapest delivery method in Peru as it costs 5.83% (compared to Cash Pickup at 8.79%, a spread of 2.96 percentage points).
If your recipient in Peru can accept Bank Deposit, we recommend choosing it as your preferred delivery option for Brazilian Real to Peruvian Nuevo Sol transfers.
Is Bank Deposit cheaper than Cash Pickup when you send money to Peru from Brazil?
Bank Deposit is cheaper for Brazilian Real transfers to Peru given its 5.83% average cost (versus 8.79% for Cash Pickup, a difference of 2.96 percentage points).
To save more, consider choosing the cheapest delivery option for Peru.
What is the cheapest way to send money from Brazil to Peru?
We evaluated 5 payment and delivery method combinations for Brazil to Peru remittances.
Based on historical data, Bank Account Transfer → Bank Deposit is the cheapest combination with 5.70% cost.
At the other end of the spectrum, Cash → Cash Pickup is the most expensive combination at 9.70% cost. That is a difference of 4.00 percentage points between the cheapest and most expensive combinations.
Money transfer providers price payment and delivery methods for Brazil to Peru remittances differently. As you compare options, look for the cheapest combination to maximize the value of your BRL to PEN transfers.
Does sending more money reduce the cost to transfer money to Peru from Brazil?
Larger Brazilian Real to Peruvian Nuevo Sol transfers are cheaper on average.
The cost of a BRL 370 transfer averages 7.91% as compared to 7.68% for a BRL 920 transfer, a difference of 0.23 percentage points.
How long does it take to send BRL to PEN money transfers?
Based on our analysis, the average transfer time for Brazilian Real to Peruvian Nuevo Sol transfers is 16 hours, with the fastest transfers completing in less than one hour and the slowest in 96 hours (~4.0 days).
Can you instantly transfer money from Brazil to Peru?
Yes, historical data shows that some transfers to Peru from Brazil can complete in less than one hour.
Note that the actual speed of your BRL to PEN transfer will depend on the chosen provider, payment method, delivery method, and eligibility checks.
Are banks more expensive than money transfer companies for Brazil to Peru remittances?
Banks in Brazil are competitive and can be cheaper than money transfer providers.
The average cost of banks is 4.59% compared to 8.43% for money transfer providers in Brazil, a difference of -3.84 percentage points.
How competitive is the market for sending money from Brazil to Peru?
Based on historical data, the competition level in Brazil to Peru is considered moderate with 7 active providers.
Money transfer providers represent about 71.4% of identified providers in Brazil.
Can you overpay if you do not compare providers before transferring money to Peru from Brazil?
Historically, total BRL to PEN transfer cost has varied by 23.41 percentage points. On a BRL 370 transfer, that can translate to BRL 86.62 in savings.
Brazilian Real to Peruvian Nuevo Sol exchange rate markup also varies across providers. The average markup spread has been about 21.18 percentage points. On a BRL 370 transfer, that could be BRL 78.37 saved from FX alone.
Fees can also make a big difference in this market, with a difference of about BRL 30.00 across providers.
That is why comparing providers can materially change how much of the BRL you send your recipient receives in Peru.
Latest Exchange Rates for Sending Money to Peru from Brazil
Here are some latest BRL to PEN (Brazilian Real to Peruvian Nuevo Sol) exchange rates for popular conversion amounts*.
| 1 BRL | 0.69 PEN |
| 5 BRL | 3.46 PEN |
| 10 BRL | 6.93 PEN |
| 25 BRL | 17.32 PEN |
| 50 BRL | 34.64 PEN |
| 100 BRL | 69.28 PEN |
| 150 BRL | 103.92 PEN |
| 200 BRL | 138.56 PEN |
| 250 BRL | 173.20 PEN |
| 300 BRL | 207.84 PEN |
| 400 BRL | 277.12 PEN |
| 500 BRL | 346.40 PEN |
| 600 BRL | 415.68 PEN |
| 700 BRL | 484.96 PEN |
| 800 BRL | 554.24 PEN |
| 1000 BRL | 692.80 PEN |
| 1500 BRL | 1,039.20 PEN |
| 2000 BRL | 1,385.60 PEN |
| 2500 BRL | 1,732.00 PEN |
| 3000 BRL | 2,078.40 PEN |
| 4000 BRL | 2,771.20 PEN |
| 5000 BRL | 3,464.00 PEN |
| 10000 BRL | 6,928.00 PEN |
| 15000 BRL | 10,392.00 PEN |
| 20000 BRL | 13,856.00 PEN |
| 30000 BRL | 20,784.00 PEN |
| 40000 BRL | 27,712.00 PEN |
| 50000 BRL | 34,640.00 PEN |
| 100000 BRL | 69,280.00 PEN |
*Based on the Mid-market Exchange Rate
1 Based on 155 pricing observations across 7 firms over the last 5 years for a BRL 370 money transfer from Brazil to Peru. Data Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org.
How we analyze remittance data?
Insights are derived from the World Bank's Remittance Prices Worldwide dataset, which collects standardized provider pricing information at defined transfer amounts.
We aggregate this data across multiple providers and multi-year periods to calculate averages, medians, and variability measures in order to identify consistent pricing patterns for the Brazil to Peru remittance corridor.
RemitFinder does not modify the underlying World Bank data. The analysis presented here is independently calculated from published datasets and is intended for informational and comparison purposes only.