Question 1

What's the best way to do India to China money transfers?

Accepted Answer

With the global remittance market booming, there are so many choices for Indian Rupee to CNY money transfers. To make it even more complicated, new Fintech companies keep entering the space, making it harder for remitters to decide which company to choose to send money overseas.

Our money transfer comparison engine does all the hard work for you by searching and comparing numerous companies that specialize in foreign exchange transactions, and picking the best ones for sending money to China from India. This way, you do not have to manually search and compare these companies which is very time consuming. All remittance companies on our platform are established, secure providers that our expert team has selected.

We also provide you with attractive deals and promotions from our partners; these offers help you further maximize the final CNY amount that your recipient gets. We, along with our partners, work hard to provide you with the best discounts and offers that you can use when you send money internationally.

Question 2

How to get the best exchange rate for your money transfers from India to China?

Accepted Answer

One of the key factors in getting the best rate for your next money transfer is awareness of what your choices are. With so many remittance service providers out there, you would want to choose the one that suits your needs best for sending money to China.

The RemitFinder comparison platform compares several forex service providers so you can get the maximum return on your India to China transfer. Simply search for your countries and inspect various options in one place. This will allow you to decide which company is the most appropriate one for you.

You may also want to sign up for our free exchange rate alert for your INR to Chinese Yuan money transfers. This way, you can get notified of the best rates on a daily basis, and send money when rates are higher.

Question 3

What's the cheapest way to send money to China from India?

Accepted Answer

When you want to send money to China from India, you obviously want the cheapest possible option to maximize the money your recipient gets in Chinese Yuan. Transaction speed, security and privacy concerns notwithstanding, your biggest lever to make the most of your hard earned money is relying on the cheapest ways to do your INR to CNY money transfers.

Some of the traditional ways to send money may not be the cheapest options available. For example, a particular company may seem like a convenient way to do international funds transfers from India to China. But it is entirely possible that you may end up paying high fees as well as get sub optimal exchange rate on your foreign currency transaction.

That is why it is very useful to rely on the RemitFinder remittance comparison platform to see what are the cheapest money transfer options for getting the best India to China exchange rate. You also get access to many promotions and discounts from our partners; these offers help to reduce your cost and may be a major differentiator in helping you choose the most cost effective way to send Chinese Yuan overseas.

Question 4

How to send money from India to China through a bank?

Accepted Answer

We do not recommend using your local bank in India for your next INR to CNY overseas funds transfer. The reason for this is that banks are known to give you worse exchange rates and yet charge high foreign exchange fees. That is a double whammy that will make the transaction much more expensive for you.

That said, there may be circumstances you may want to consider your bank for your international funds transfer. For example, if you need to move a very large sum of money from India to China (for property purchase, or any such high value transaction), and do not want smaller transactions. In such cases, be sure to carefully inspect all details of the remittance transaction that your bank offers you. You can use the RemitFinder remittance search engine to compare your bank's quote with many other money transfer companies to try to negotiate a better deal with your bank.

Notwithstanding any unique circumstances as above, you will generally save more by relying on online foreign exchange companies for sending CNY to China. These companies will let you use your local bank account in India to pay for your China money transfer, but will likely save you a lot of money by affording better rates and citing lower foreign exchange transaction fees.

Question 5

What is the fastest way to transfer money from India to China?

Accepted Answer

It could be a stressful experience if you need to rush money quickly from India to China. How do you decide which option to pick to ensure your funds arrive at the destination in the fastest possible way?

First, you should ensure that you are picking the right payment method to convert INR to CNY. Most remittance companies will allow you to pay by cash, with credit or debit cards, via a direct bank transfer, through a wire transfer, and so on. Digital payment methods like wire transfers and bank transfers will certainly delay your transaction as compared to cash payments.

Similarly, on the receiving side, your recipient also has multiple options to collect their monies in Chinese Yuan. The payout choices generally include cash pickup, direct bank transfer, loading up a mobile wallet, and mobile airtime top up. If transaction speed is important, you could choose cash pickup if the receiver can access a close by pickup location. Just be aware that the exchange rate on cash transactions may not be the best, and there is risk in handling cash, especially for larger amounts. Otherwise, a mobile airtime top up or a bank deposit may be the next fastest possible ways unless there are bank holidays going on.

Foreign exchange transaction speed also depends on some additional factors like transfer amount, compliance and regulatory processes and vary from provider to provider. Check out our remittance guide to answer any questions you may have on how remittances work in general, and what factors affect the speed of your India to China money transfers.

Question 6

Which are the best money transfer companies to send money to China from India?

Accepted Answer

The definition of "best" is very personal for everyone. It may even vary from one transaction to the next depending on various factors involved. When it comes to sending money from India to China, we can help you in choosing the best provider.

There are several key points you would want to check for; these include, but are not limited to, the best Indian Rupee to Chinese Yuan exchange rate, transfer amount limits, transaction fees, transfer speed, variety of payment and delivery methods available, fixed vs indicative rate, and availability of any deals and promotions.

After you see the initial list of remittance companies we present you with, use the above criteria to fine tune your choices. That way, you can see which providers are a better fit for the requirements of your CNY money transfers to China. Keep an open mind as it is very much possible that different providers suit different transfer scenarios better than others.

Finally, you should definitely take into account any ongoing promotions from these providers. Offers and discounts will lower your cost to make the money transfer and result in your recipient in China getting more money for every Indian Rupee you send.

Question 7

Step by step guide to do a money transfer from India to China

Accepted Answer

Sending money internationally is very common these days, especially given the large communities of expats living abroad. If you are one of them, and need to send money from India to China, then please continue to read.

One of the hardest things in the foreign currency transaction world is to find the best company to move your money abroad. There are so many choices to remit funds from India to China that you may feel a bit lost. This is where RemitFinder comes in. You can relax as we do all the hard work to search and compare numerous money transfer companies for you.

Once you identify your provider of choice, follow the below step by step guide to send money.

Provide your name, address, photo ID and other related information as part of the signup process. Forex companies are regulated to ensure that your money is safe, so providing this information ensures compliance laws are adhered to.
Provide information about the receiver - name, address and a bank account in China where they can receive monies in Chinese Yuan.
Then, provide details of your India bank account so you can transfer the funds to the provider to allow them to do the transaction on your behalf.
Finally, select the amount you want to transfer, and click Send.
The provider will start your transaction, and keep you updated on the progress of your transfer.

Also, keep an eye on any discount or promotional coupon codes as they may help lower the cost of your remittance. The process is quite easy and you can see your INR travel to another part of the globe.

1 INR	0.07 CNY
5 INR	0.37 CNY
10 INR	0.74 CNY
25 INR	1.84 CNY
50 INR	3.68 CNY
100 INR	7.35 CNY
150 INR	11.02 CNY
200 INR	14.70 CNY
250 INR	18.38 CNY
300 INR	22.05 CNY
400 INR	29.40 CNY
500 INR	36.75 CNY
600 INR	44.10 CNY
700 INR	51.45 CNY
800 INR	58.80 CNY
1000 INR	73.50 CNY
1500 INR	110.25 CNY
2000 INR	147.00 CNY
2500 INR	183.75 CNY
3000 INR	220.50 CNY
4000 INR	294.00 CNY
5000 INR	367.50 CNY
10000 INR	735.00 CNY
15000 INR	1,102.50 CNY
20000 INR	1,470.00 CNY
30000 INR	2,205.00 CNY
40000 INR	2,940.00 CNY
50000 INR	3,675.00 CNY
100000 INR	7,350.00 CNY

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