Best Way to Send Money to Ghana from Japan (JPY to GHS)

Sending money from Japan to Ghana: what today's data shows

RemitFinder compares 3 providers and 5 ways to send money from Japan to Ghana. The mid-market rate is GHS 0.0735 per JPY. 2 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Ghana from Japan?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 3 providers offering 5 ways to send Japanese Yen (JPY) to Ghana Cedi (GHS).

🔀 Ways to receive:

Bank Account is the only way to receive, offered by 3 providers.

💱 How to get the best JPY to GHS exchange rate?

The mid-market Japanese Yen to Ghana Cedi rate today is GHS 0.0735 per JPY. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, JPY 1,000 is GHS 73.50, and each 1% of markup costs about GHS 0.74.

• 📊 Rates run from GHS 0.0734 to GHS 0.0737 per JPY across all amounts. The top three rates are from Wise (GHS 0.0737 for transfers of JPY 582.13 to JPY 1,000,000), Key Currency (GHS 0.0734 for transfers from JPY 1,062,111) and Regency FX (GHS 0.0734).
• 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
• ✅ Wise offers a rate above the mid-market rate on some amounts.

💸 What is the cheapest way to send money to Ghana from Japan?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 2 providers charge no fee on some ways to send or some amounts: Key Currency and Regency FX.

🏦 How to send money from Japan to Ghana through a bank?

3 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 3 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Ghana.

⚡ How to send money from Japan to Ghana fast?

The fastest published delivery arrives instantly, with Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Ghana from Japan?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, Key Currency and Regency FX offer the highest exchange rates, from GHS 0.0734 to GHS 0.0737 per JPY.
• 🔀 Wise offers the most ways to send (3), followed by Key Currency (1) and Regency FX (1).
• 🆓 2 providers have no-fee options.
• ⚡ Wise publishes the fastest delivery: instant.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Key Currency JPY to GHS exchange rate today

• 💱 Key Currency's Japanese Yen to Ghana Cedi exchange rate is GHS 0.0734 per JPY, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from JPY 1,062,111 per transfer.

Regency FX JPY to GHS exchange rate today

• 💱 Regency FX's Japanese Yen to Ghana Cedi exchange rate is GHS 0.0734 per JPY, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Wise JPY to GHS exchange rate today

• 💱 Wise's Japanese Yen to Ghana Cedi exchange rate is GHS 0.0737 per JPY, 0.27% above the mid-market rate.
• 💸 Wise charges 1.6% + JPY 505 (1.66% + JPY 505.89 from JPY 3,000.01) when you pay from a Bank Account and 4.75% + JPY 488.46 when you pay by Debit Card or with Apple Pay.
• 🏦 With Wise, you pay from a Bank Account, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts JPY 582.13 to JPY 1,000,000 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Japan to Ghana

1. Compare providers. RemitFinder lists 3 providers and 5 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Debit Card or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (3 providers).
4. Check the limits. Published maximums start at JPY 1,000,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details. Find the bank code: SWIFT codes for banks in Ghana.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Ghana from Japan

These FAQs use data from RemitFinder's live comparison of 3 providers for Japan to Ghana money transfers.

• How do I send money from Japan to Ghana?

  Compare 3 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Ghana from Japan?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Ghana?

  2 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the JPY to GHS exchange rate today?

  The mid-market rate is GHS 0.0735 per JPY. Providers' rates run from GHS 0.0734 to GHS 0.0737.

• Can I get a better rate than the mid-market JPY to GHS rate?

  Yes. Wise offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• What is the fastest way to send money to Ghana?

  By their published times, Wise delivers fastest, instantly.

• Can I send money from Japan to Ghana instantly?

  Yes. Wise publishes delivery within an hour on some ways to send.

• How much money can I send to Ghana from Japan?

  Each provider sets its own limits. The lowest published maximum is JPY 1,000,000, and 2 of 3 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Ghana without fees?

  Yes, with Key Currency and Regency FX on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Japan to Ghana?

  RemitFinder compares 3 providers: Key Currency, Regency FX and Wise.

• Which app is best to send money to Ghana?

  It depends on your amount and how you pay. RemitFinder compares 3 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Ghana?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.