Best Way to Send Money to Macedonia from USA (USD to MKD)

Sending money from USA to Macedonia: what today's data shows

RemitFinder compares 4 providers and 17 ways to send money from USA to Macedonia. The mid-market rate is MKD 54.644 per USD. 3 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Macedonia from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 4 providers offering 17 ways to send US Dollar (USD) to Macedonian Denar (MKD).

💰 Most MKD received today, by amount sent:

The same three providers lead at every amount shown.

At USD 1,000, the top three providers are Western Union, Ria Money Transfer and XE Money Transfer, giving MKD 54,486.80, MKD 53,781.04 and MKD 51,378.60 respectively. MKD 3,108.20 separates Western Union in first place from XE Money Transfer in third.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 3 providers, followed by Cash Pickup (1). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to MKD 54,486.80.

💱 How to get the best USD to MKD exchange rate?

The mid-market US Dollar to Macedonian Denar rate today is MKD 54.644 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is MKD 54,644.00, and each 1% of markup costs about MKD 546.44.

• 📊 Rates run from MKD 1.00 to MKD 54.4868 per USD across all amounts. The top three rates are from Western Union (MKD 54.4868), Ria Money Transfer (MKD 54.0513 for transfers of USD 100 to USD 5,000) and XE Money Transfer (MKD 51.3786).
• 📏 Typical markup: 3.53%. The median provider's best rate is 3.53% below the mid-market rate.
• 💳 How you pay rarely changes the rate. At USD 1,000, 4 of the 4 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 1.08% below the mid-market rate for money received in a Bank Account and 98.17% below it as Cash Pickup.

💸 What is the cheapest way to send money to Macedonia from USA?

At USD 1,000, the three cheapest providers today are Western Union (paying by Debit Card, received in a Bank Account), Ria Money Transfer (paying from a Bank Account, received in a Bank Account) and XE Money Transfer (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets MKD 54,486.80, MKD 53,781.04 and MKD 51,378.60 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 5.08% at USD 200, 3.29% at USD 1,000 and 3.29% at USD 5,000.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying with Apple Pay has the lowest typical total cost at USD 1,000 (1.44%), and paying in Cash the highest (98.17%). On USD 1,000, that difference is worth about MKD 52,859 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (2.94%), and receiving as Cash Pickup the highest (98.17%). On USD 1,000, that difference is worth about MKD 52,040 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying with Apple Pay, received in a Bank Account, with a typical total cost of 1.44%. The most expensive is paying in Cash, received as Cash Pickup, at 98.17%.

On USD 1,000, your recipient typically gets MKD 53,863.67 with the cheapest combination and MKD 1,000.00 with the most expensive: MKD 52,863.67 more with the cheapest combination.

Choosing well is worth MKD 53,486.80 more on USD 1,000. The most your recipient can get today is MKD 54,486.80, and the least is MKD 1,000.00.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4.50 is 2.25% of USD 200 but only 0.09% of USD 5,000.
• 🆓 3 providers charge no fee on some ways to send or some amounts: MoneyGram, Western Union and XE Money Transfer.

🏦 How to send money from USA to Macedonia through a bank?

3 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 3 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 3.13% paying by ACH, 3.78% paying from a Bank Account, 4.53% paying by Debit Card and 4.58% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Macedonia.

⚡ How to send money from USA to Macedonia fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive instantly as Cash Pickup. Where no time is published, money typically arrives in a Bank Account in 2–4 days.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Debit Card, received as Cash Pickup), with a total cost of 98.17%. The cheapest way overall has a total cost of 0.29%, 97.88 percentage points less.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Macedonia from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Western Union, Ria Money Transfer and XE Money Transfer give your recipient the most on USD 1,000 today.
• 💱 Western Union, Ria Money Transfer and XE Money Transfer offer the highest exchange rates, from MKD 51.3786 to MKD 54.4868 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (6), followed by Western Union (5) and XE Money Transfer (4).
• 💵 MoneyGram offers Cash Pickup in Macedonia.
• 🆓 3 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

📋 All 4 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 4 providers accept the transfer. Among them, your recipient gets between MKD 1,000.00 and MKD 54,486.80, and half of the providers give at least MKD 52,579.82.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to MKD exchange rate today

• 💱 MoneyGram's US Dollar to Macedonian Denar exchange rate is MKD 1.00 per USD, 98.17% below the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Debit Card or in Cash, and your recipient gets the money as Cash Pickup.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly.
• 📏 MoneyGram accepts up to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets MKD 1,000.00 with MoneyGram (paying by Debit Card, received as Cash Pickup).

Ria Money Transfer USD to MKD exchange rate today

• 💱 Ria Money Transfer's US Dollar to Macedonian Denar exchange rate is MKD 54.0513 per USD, 1.08% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets MKD 53,781.04 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Western Union USD to MKD exchange rate today

• 💱 Western Union's US Dollar to Macedonian Denar exchange rate is MKD 54.4868 per USD, 0.29% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets MKD 54,486.80 with Western Union (paying by Debit Card, received in a Bank Account).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

XE Money Transfer USD to MKD exchange rate today

• 💱 XE Money Transfer's US Dollar to Macedonian Denar exchange rate is MKD 51.3786 per USD, 5.98% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets MKD 51,378.60 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Macedonia

1. Compare providers. RemitFinder lists 4 providers and 17 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying with Apple Pay has the lowest typical total cost (1.44%).
3. Choose how your recipient gets the money. Bank Account (3 providers) or Cash Pickup (1 provider).
4. Check the limits. Published maximums start at USD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Macedonia.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Macedonia from USA

These FAQs use data from RemitFinder's live comparison of 4 providers for USA to Macedonia money transfers.

• How do I send money from USA to Macedonia?

  Compare 4 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Macedonia from USA?

  At USD 1,000, Western Union, Ria Money Transfer and XE Money Transfer give your recipient the most today: MKD 54,486.80, MKD 53,781.04 and MKD 51,378.60 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Macedonia?

  At USD 1,000, the cheapest providers today are Western Union, Ria Money Transfer and XE Money Transfer. The cheapest combination is paying with Apple Pay, received in a Bank Account, with a typical total cost of 1.44%. 3 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Macedonia?

  At USD 1,000, your recipient gets between MKD 1,000.00 and MKD 54,486.80, depending on the provider and how you send. Comparing can get them MKD 53,486.80 more on one transfer. Western Union gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to MKD exchange rate today?

  The mid-market rate is MKD 54.644 per USD. Providers' rates run from MKD 1.00 to MKD 54.4868.

• Exchange rate or fee: what matters more when you send money to Macedonia?

  At USD 200, the typical fee is 2.50% of the amount, and the typical exchange rate has a markup of 1.08%. At USD 5,000, the typical fee is 0.40% of the amount, and the typical exchange rate has a markup of 1.08%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Macedonia lower the cost?

  Not always. The typical total cost is 5.08% at USD 200, 3.29% at USD 1,000 and 3.29% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Macedonia?

  Paying with Apple Pay has the lowest typical total cost at USD 1,000 (1.44%), and paying in Cash the highest (98.17%). On USD 1,000, that difference is worth about MKD 52,859 more to your recipient. The providers giving your recipient the most when paying with Apple Pay are Western Union and Ria Money Transfer.

• Is Debit Card cheaper than Credit Card for sending money to Macedonia?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 4.53%, compared with 4.58% paying by Credit Card. On USD 1,000, that difference is worth about MKD 30 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Macedonia from USA?

  Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (2.94%), and receiving as Cash Pickup the highest (98.17%). On USD 1,000, that difference is worth about MKD 52,040 more to your recipient. The providers giving your recipient the most when receiving in a Bank Account are Western Union, Ria Money Transfer and XE Money Transfer.

• Is Bank Account cheaper than Cash Pickup for sending money to Macedonia?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 2.94%, compared with 98.17% receiving as Cash Pickup. On USD 1,000, that difference is worth about MKD 52,040 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Macedonia from USA?

  MoneyGram offers Cash Pickup in Macedonia. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Macedonia?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Macedonia instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is MKD 1,000.00, with MoneyGram (paying by Debit Card, received as Cash Pickup).

• How much money can I send to Macedonia from USA?

  Each provider sets its own limits. The lowest published maximum is USD 5,000, and 2 of 4 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Macedonia without fees?

  Yes, with MoneyGram, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Macedonia?

  RemitFinder compares 4 providers: MoneyGram, Ria Money Transfer, Western Union and XE Money Transfer.

• Which app is best to send money to Macedonia?

  It depends on your amount and how you pay. RemitFinder compares 4 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Macedonia?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 4 providers that offer more than one way to pay change the rate with it.