Send money overseas with Bancoli to take advantage of bank-beating exchange rates

RemitFinder helps you compare international money transfer services when remitting money from China. Whether you are sending money to support family, pay bills abroad, or manage international expenses, comparing providers can help you save on exchange rates and fees.

On this page, you can explore where you can send money out of China, see which providers support each destination, and compare rates, transfer speed, payout options, and limits.

Not sure where to start? Browse all sending countries on our send money from hub.



Where Can You Send Money From China To?

Below are the destinations you can send China remittances from, grouped by region for easier browsing.

The below regions of the world are sorted alphabetically, and the countries within these regions are also sorted alphabetically for easier lookup.

Once you have located your destination country, click on it to compare numerous money transfer options for your chosen country combination.

Browse by region:

Africa | Asia | Caribbean | Europe | North America | Oceania | Polar Territories | South America

Countries in Africa you can send money to from China

Here are various countries in Africa that you can send China based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Chinese Yuan remittances out of China to your chosen destination in Africa.


Countries in Asia you can send money to from China

Here are various countries in Asia that you can send China based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Chinese Yuan remittances out of China to your chosen destination in Asia.


Countries in Europe you can send money to from China

Here are various countries in Europe that you can send China based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Chinese Yuan remittances out of China to your chosen destination in Europe.


Countries in North America you can send money to from China

Here are various countries in North America that you can send China based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Chinese Yuan remittances out of China to your chosen destination in North America.


Countries in Oceania you can send money to from China

Here are various countries in Oceania that you can send China based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Chinese Yuan remittances out of China to your chosen destination in Oceania.


Countries in Polar Territories you can send money to from China

Here are various countries in Polar Territories that you can send China based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Chinese Yuan remittances out of China to your chosen destination in Polar Territories.


Countries in South America you can send money to from China

Here are various countries in South America that you can send China based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Chinese Yuan remittances out of China to your chosen destination in South America.


How can I send money from China?

Sending money internationally from China is easy. Simply search for your destination country to send Chinese Yuan money transfers from China. RemitFinder compares many money transfer operators for China remittances to your chosen destination in an easy to understand format.

Can someone from China send money?

Unless there are any sanctions or political restrictions in place in China, it should be permissible to send Chinese Yuan transfers out of the country. In case it is not allowed to send money from China, transfer companies will not accept remittance requests.

What is the best way to send money from China?

To find the best options to send CNY from China, simply compare available providers and pick the one that suits your needs best.


Cannot find your country? All supported destination countries are listed above, grouped by region.

Want to compare instantly? Use the transfer search below.

China
Sending to?
CNY

Simply choose your destination country for money transfers originating out of China, and change the transfer amount if needed to easily compare numerous money transfer providers for your next international money transfer.

Compare various money transfer operators to send money from China to your chosen destination easily. Simply choose your destination country above and search and compare options.



Popular Money Transfer Corridors From China

These are some of the most commonly used international money transfer routes from China.

Popular corridorsPopularity is determined using a combination of global remittance trend data and aggregated, anonymized search activity on RemitFinder. for China are determined using global remittance trends alongside aggregated RemitFinder money transfer search data.



What Is The Currency In China?

The official currency of China is important to know when sending or receiving money internationally. Understanding the local currency helps you compare exchange rates, fees, and the final amount your recipient will receive.


Which currency is used in China?

The official currency of China is the Chinese Yuan (ISO code: CNY), and it is commonly represented by "¥元" and "CN¥".


How is Chinese Yuan written, and how many decimals does it use?

CNY amounts are typically shown with 2 decimal places.

Examples:
  • CNY 1250.50
  • CN¥ 1250.50
  • CNY 0.25 = 25 fen

What is the subunit of 1 Chinese Yuan?

The subunit of Chinese Yuan is fen, and 1 CNY is divided into 100 fen.


Which other countries use the Chinese Yuan?

China is the main country that uses the Chinese Yuan.


When sending money from China, what currency do providers use?

International transfers from China are typically funded in Chinese Yuan and converted into the recipient's local currency before payout. Most providers covering China quote exchange rates directly in CNY, making the rate you receive a key factor in how much money arrives.


Why do CNY exchange rates vary between providers?

Exchange rates often differ due to FX spreads rather than visible fees, which means two transfers of the same CNY amount from China can result in different payout values.


What is the best way to compare the true cost of a CNY transfer from China?

The true cost of Chinese Yuan transfers sent from China is best understood by comparing the exchange rate alongside any applicable fees. This helps avoid overpaying and ensures your recipient receives maximum value.


Does comparing Chinese Yuan exchange rates really make a difference?

Yes. If you send money from China regularly, comparing Chinese Yuan exchange rates can make a meaningful difference over time.



Why Compare Money Transfer Services From China?

The cost and experience of sending money internationally can vary widely depending on where you are sending from. Money transfer services often price the same corridor differently based on local market conditions, which means Chinese Yuan exchange rates, fees, and transfer options from China may not match what is offered in other countries.

Fees also depend heavily on how you fund your CNY transfer from China. Bank transfers, debit cards, and credit cards can carry different costs, limits, and processing times in China, even when using the same provider.

Coverage is another important factor when sending money from China. Not all money transfer services support the same destination countries, payout methods, or currencies when transfers are initiated in CNY from China.

Transfer limits and verification requirements in China can further affect how much CNY you can send and how quickly your Chinese Yuan transfer is processed. These limits often vary by provider and funding method and may change once verification is completed.

Comparing money transfer services side by side helps you identify which providers actually work from China and which offer the best balance of Chinese Yuan exchange rates, fees, transfer speed, and reliability for your needs.



How Sending Money From China Works

Sending money from China typically involves choosing a transfer provider, selecting a funding method, and sending funds in CNY to a recipient abroad. Costs, processing time, and availability can vary based on local banking practices in China and the destination country.


What funding methods can I use to send CNY from China?

Most international transfers from China in CNY are funded using bank transfers, debit cards, or credit cards. Bank-funded transfers are often the most cost-effective option in China, while card-funded Chinese Yuan transfers can be faster but may come with higher fees or less favorable exchange rates.


What verification is required to send money from China?

When sending money from China, you are usually required to provide basic identity details. Additional verification may apply for higher-value CNY transfers or first-time transfers. These checks help keep Chinese Yuan transfers secure and compliant with regulations in China.


Are there limits on how much CNY I can send from China?

Transfer limits depend on the funding method you use and how frequently you send money from China. Some methods allow higher CNY limits once verification is complete, while others are restricted to lower amounts regardless of transfer history.


How long do CNY transfers from China take?

Some Chinese Yuan transfers from China are processed on the same day, while others may take longer. Processing time can be affected by banking hours, weekends, and public holidays in China.


Why can processing times vary when sending money from China?

Local banking practices in China, such as cut-off times, business days, and identification requirements, can influence when a Chinese Yuan transfer is processed and settled.


How can I avoid delays when sending money from China?

Comparing providers, choosing the right funding method, and understanding local rules in China can help ensure a smoother CNY transfer with fewer delays or surprises.



Payment Methods Available in China

The way you fund your money transfer from China can directly affect cost, speed, and convenience. Available payment methods are influenced by local banking adoption, card usage, and global remittance norms, which means options for sending CNY from China may differ from what is available elsewhere.

Payment method availability in China is determined by a combination of:

  • Global remittance standards
  • Local banking and card penetration prevalent in China
  • Declining or limited use of cash-based funding methods within China

Below are the most common ways to fund international money transfers from China.

AlipayRecommended

FastestThis method typically processes transfers more quickly, especially for smaller or time-sensitive payments. Processing times may vary.
Most CommonThis funding method is widely supported across destinations and providers for transfers from this country.
🏦Local payment methodThis funding method is local to this country and may be cheaper and faster as compared to other methods.
🟢CheapestThis funding method often has lower fees or more competitive exchange rates compared to other options. Actual costs can vary by destination and amount.

Alipay is a leading mobile payment system in China. Owned and developed by the Ant Group and used by more than a billion users, Alipay can make checkout fast and familiar for many senders.

Best for:ConvenienceFaster checkoutSpeedSmaller amounts

WeChat Pay

FastestThis method typically processes transfers more quickly, especially for smaller or time-sensitive payments. Processing times may vary.
Most CommonThis funding method is widely supported across destinations and providers for transfers from this country.
🏦Local payment methodThis funding method is local to this country and may be cheaper and faster as compared to other methods.
🟢CheapestThis funding method often has lower fees or more competitive exchange rates compared to other options. Actual costs can vary by destination and amount.

WeChat Pay is another widely used mobile wallet and payment provider in China. Developed by Tencent, WeChat Pay harnesses the power of WeChat and can provide a smooth, mobile-first checkout experience.

Best for:ConvenienceFaster checkoutSpeedSmaller amounts

Bank Transfer

Most CommonThis funding method is widely supported across destinations and providers for transfers from this country.
🟢CheapestThis funding method often has lower fees or more competitive exchange rates compared to other options. Actual costs can vary by destination and amount.

Bank transfers are a common way to fund an international money transfer in China, especially for larger Chinese Yuan amounts. They are often priced more competitively than cards, but processing can depend on bank cut-off times, weekends, and local holidays in China.

Best for:Larger amountsLower fees

Debit / Credit Card

FastestThis method typically processes transfers more quickly, especially for smaller or time-sensitive payments. Processing times may vary.

Card payments in China can be convenient and are often the fastest way to fund a transfer sent in Chinese Yuan. They may come with higher fees or a less favorable CNY exchange rate than bank transfers, especially on larger amounts.

Best for:SpeedSmaller amountsFaster checkoutConvenience

Cash

Cash-funded transfers in China can be useful when banking access is limited. Availability varies by country and provider, and cash options may involve extra steps or partner locations in China for payment and pickup.

Best for:Limited banking accessCash sendersFaster checkout

Payment methods shown above for China include badges that highlight common characteristics. These indicators are based on typical usage patterns when sending CNY from China, but actual costs and speeds can vary by provider and destination.

Here are the badges and their definitions that we have used above to present payment methods in China:

  • 🟢 Cheapest: This funding method often has lower fees or more competitive Chinese Yuan exchange rates.
  • ⚡ Fastest: This method typically processes transfers more quickly, especially for smaller amounts.
  • ⭐ Most Common: This funding method is widely supported for transfers from China.
  • 🏦 Local Payment Method: This funding method is local to China and may be cheaper and faster as compared to other methods.

Payment method FAQs for China

Payment methods available in China can affect how quickly money is delivered and how much the transfer costs. Understanding the common options helps you choose the most suitable way to send or receive funds.


What payment methods are available in China?

In China, common payment options include Alipay, WeChat Pay, Bank Transfer, Debit / Credit Card, and Cash. Availability, fees, and processing times can vary by provider and destination.


What is the recommended payment method in China?

Alipay is often a solid default because it balances cost, speed, and availability. Your best option may still depend on the amount and provider.


Which payment method is usually the cheapest in China?

Alipay is often the most cost-effective option for Chinese Yuan (CNY), though final costs depend on fees and exchange rates.


Which payment method is usually the fastest in China?

Alipay is often the fastest option, especially for smaller transfers, though processing times can vary by provider.


What is the most common payment method in China?

Alipay is widely supported across providers and is a reliable option for many transfers.


Which payment method is best for convenience in China?

Alipay, WeChat Pay, and Debit / Credit Card are often best for convenience in China. Often easier to use with fewer steps to complete payment and receipt of funds. Actual costs and speed still depend on the provider.


Which payment method is best for faster checkout in China?

Alipay, WeChat Pay, Debit / Credit Card, and Cash are often best for faster checkout in China. Can reduce checkout friction with quicker transaction confirmation. Actual costs and speed still depend on the provider.


Which payment method is best for speed in China?

Alipay, WeChat Pay, and Debit / Credit Card are often best for speed in China. Often useful when you want to send and receive funds quickly. Actual costs and speed still depend on the provider.


Which payment method is best for smaller amounts in China?

Alipay, WeChat Pay, and Debit / Credit Card are often best for smaller amounts in China. Often convenient for smaller transfers, though fees can still vary by provider. Actual costs and speed still depend on the provider.


Which payment method is best for larger amounts in China?

Bank Transfer is often best for larger amounts in China. Often a better fit when sending and receiving bigger amounts, where fees and exchange rate margins matter more. Actual costs and speed still depend on the provider.


Which payment method is best for lower fees in China?

Bank Transfer is often best for lower fees in China. Often a good choice if you want to minimize fees and improve overall value. Actual costs and speed still depend on the provider.


Which payment method is best for limited banking access in China?

Cash is often best for limited banking access in China. Can help if banking access is limited in the country, depending on local availability. Actual costs and speed still depend on the provider.


Which payment method is best for cash senders in China?

Cash is often best for cash senders in China. Can work well if you prefer cash, though availability and limits vary by provider. Actual costs and speed still depend on the provider.



Tips For Sending Money From China

Sending money from China can be simple and cost-effective if you know what to look for. Below are practical tips to help you get better value, avoid common mistakes, and make the most of your Chinese Yuan (CNY) transfers.


Compare exchange rates from various providers in China

Many providers often advertise "low" or even "zero" fees, but make up the difference by offering weaker exchange rates.

When sending money from China in CNY, always compare the final amount the recipient receives, not just the upfront fee. A slightly higher fee with a stronger exchange rate can often work out cheaper overall.

The exchange rate on an international money transfer sent from China is one of the most important factors you should pay attention to.


Choose the right payment method for Chinese Yuan remittances

The way you fund your transfer from China matters.

Bank transfers are often the most cost-effective for larger CNY amounts, whilst debit or credit cards can be faster, but may come with higher fees or less favorable exchange rates.

Look for local payment methods in China (if available) as they can offer a good balance of speed and cost.

If you send Chinese Yuan overseas regularly, experimenting with different payment methods can lead to meaningful savings over time.


Be aware of transfer limits and regulations in China

Providers operating in China often apply different limits depending on how you send CNY and whether your account is fully verified. From China, higher-value transfers may require additional identity checks. Completing KYC (know your customer) and other regulatory requirements early can unlock better limits and reduce delays later.


CNY transfer timing can affect speed and cost

Bank-funded transfers from China usually follow local banking hours. Transfers initiated late in the day, on weekends, or during public holidays may take longer to process.

If speed matters, check cut-off times and consider faster payment options in China when available.


Watch out for Chinese Yuan conversion traps

In rare cases, some card issuers in China automatically convert CNY into another currency before the transfer is processed, often at poor rates.

To avoid this, send in CNY and let the money transfer provider handle the conversion, as this is usually cheaper and more transparent.


Find the best provider for the destination country

Not all providers offer the same pricing or payout options for every corridor from China. A service that works well for one destination may be expensive or slow for another.

Always compare providers specifically for your chosen destination to get the best payout for your Chinese Yuan money transfers.

We also recommend having accounts with several money transfer companies in China so you can capitalize on better rates and deals from them.


Small differences add up

If you send money from China regularly, even small improvements in CNY exchange rates or fees can make a big difference over time. Comparing providers before each transfer helps ensure more of your Chinese Yuan reaches its destination.


At RemitFinder, we make it easy to compare trusted money transfer services side by side, so you can send money from China knowing you are getting the best available option for your needs.



FAQs About Sending Money From China

Here are some additional questions that sometimes come up from our readers in China when it comes to sending money abroad.


Is it legal to send money from China to another country?

Sending money internationally from China is generally legal. Licensed money transfer providers operate under local and international regulations, which means transfers in Chinese Yuan (CNY) must meet standard identity and compliance checks.

That said, global political situations and financial restrictions may be in place for certain countries. Always check before you send CNY from China.


How can someone from China send me money?

If you wish to receive money from China, have the sender search for a suitable provider that supports Chinese Yuan transfers. Once they choose a suitable money transfer operator in China, they will need your bank or related information to send you the funds.


Do I need a bank account to send money from China?

Not always. Many providers allow you to send money from China using bank transfers, debit cards, or sometimes cash, depending on what is commonly supported locally.

Also, lookout for local payment options in China that can be cheaper and faster.

Overall payment method availability in China can vary by provider, transfer amount, and destination country.


Are there limits on how much I can send from China?

Yes. Transfer limits from China depend on the provider, the payment method you use, and whether your account is fully verified. Bank-funded transfers in CNY usually allow higher limits than card-based or cash-funded transfers.


How to send money internationally from China?

To send CNY from China, simply located your destination country above, or directly search for your chosen corridor. RemitFinder will show you a comparison table with various providers in China for your chosen destination.

Once you locate the provider of your choice, use their service to send money from China.


How can I reduce the cost of sending money from China?

The most effective way to lower the cost of Chinese Yuan transfers is to compare providers before you send.

Exchange rates, fees, and payout methods can vary significantly when sending Chinese Yuan from China, even for the same destination. Comparing options helps ensure more of your CNY reaches the recipient.


Which app is best to send money from China?

Depending on your chosen destination to send CNY from China, there may be several providers available. To easily compare them, use RemitFinder’s online comparison engine and pick the best provider for your China remittances.