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RemitFinder helps you compare international money transfer services when remitting money from Philippines. Whether you are sending money to support family, pay bills abroad, or manage international expenses, comparing providers can help you save on exchange rates and fees.

On this page, you can explore where you can send money out of Philippines, see which providers support each destination, and compare rates, transfer speed, payout options, and limits.

Not sure where to start? Browse all sending countries on our send money from hub.



Where Can You Send Money From Philippines To?

Below are the destinations you can send Philippines remittances from, grouped by region for easier browsing.

The below regions of the world are sorted alphabetically, and the countries within these regions are also sorted alphabetically for easier lookup.

Once you have located your destination country, click on it to compare numerous money transfer options for your chosen country combination.

Browse by region:

Africa | Asia | Caribbean | Europe | North America | Oceania | Polar Territories | South America

Countries in Africa you can send money to from Philippines

Here are various countries in Africa that you can send Philippines based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Philippine Peso remittances out of Philippines to your chosen destination in Africa.


Countries in Asia you can send money to from Philippines

Here are various countries in Asia that you can send Philippines based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Philippine Peso remittances out of Philippines to your chosen destination in Asia.


Countries in Europe you can send money to from Philippines

Here are various countries in Europe that you can send Philippines based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Philippine Peso remittances out of Philippines to your chosen destination in Europe.


Countries in North America you can send money to from Philippines

Here are various countries in North America that you can send Philippines based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Philippine Peso remittances out of Philippines to your chosen destination in North America.


Countries in Oceania you can send money to from Philippines

Here are various countries in Oceania that you can send Philippines based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Philippine Peso remittances out of Philippines to your chosen destination in Oceania.


Countries in Polar Territories you can send money to from Philippines

Here are various countries in Polar Territories that you can send Philippines based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Philippine Peso remittances out of Philippines to your chosen destination in Polar Territories.


Countries in South America you can send money to from Philippines

Here are various countries in South America that you can send Philippines based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Philippine Peso remittances out of Philippines to your chosen destination in South America.


How can I send money from Philippines?

Sending money internationally from Philippines is easy. Simply search for your destination country to send Philippine Peso money transfers from Philippines. RemitFinder compares many money transfer operators for Philippines remittances to your chosen destination in an easy to understand format.

Can someone from Philippines send money?

Unless there are any sanctions or political restrictions in place in Philippines, it should be permissible to send Philippine Peso transfers out of the country. In case it is not allowed to send money from Philippines, transfer companies will not accept remittance requests.

What is the best way to send money from Philippines?

To find the best options to send PHP from Philippines, simply compare available providers and pick the one that suits your needs best.


Cannot find your country? All supported destination countries are listed above, grouped by region.

Want to compare instantly? Use the transfer search below.

Philippines
Sending to?
PHP

Simply choose your destination country for money transfers originating out of Philippines, and change the transfer amount if needed to easily compare numerous money transfer providers for your next international money transfer.

Compare various money transfer operators to send money from Philippines to your chosen destination easily. Simply choose your destination country above and search and compare options.



Popular Money Transfer Corridors From Philippines

These are some of the most commonly used international money transfer routes from Philippines.

Popular corridorsPopularity is determined using a combination of global remittance trend data and aggregated, anonymized search activity on RemitFinder. for Philippines are determined using global remittance trends alongside aggregated RemitFinder money transfer search data.



What Is The Currency In Philippines?

The official currency of Philippines is important to know when sending or receiving money internationally. Understanding the local currency helps you compare exchange rates, fees, and the final amount your recipient will receive.


Which currency is used in Philippines?

The official currency of Philippines is the Philippine Peso (ISO code: PHP), and it is commonly represented by "₱".


How is Philippine Peso written, and how many decimals does it use?

PHP amounts are typically shown with 2 decimal places.

Examples:
  • PHP 1250.50
  • ₱ 1250.50
  • PHP 0.25 = 25 sentimo

What is the subunit of 1 Philippine Peso?

The subunit of Philippine Peso is sentimo, and 1 PHP is divided into 100 sentimo.


Which other countries use the Philippine Peso?

Philippines is the main country that uses the Philippine Peso.


When sending money from Philippines, what currency do providers use?

International transfers from Philippines are typically funded in Philippine Peso and converted into the recipient's local currency before payout. Most providers covering Philippines quote exchange rates directly in PHP, making the rate you receive a key factor in how much money arrives.


Why do PHP exchange rates vary between providers?

Exchange rates often differ due to FX spreads rather than visible fees, which means two transfers of the same PHP amount from Philippines can result in different payout values.


What is the best way to compare the true cost of a PHP transfer from Philippines?

The true cost of Philippine Peso transfers sent from Philippines is best understood by comparing the exchange rate alongside any applicable fees. This helps avoid overpaying and ensures your recipient receives maximum value.


Does comparing Philippine Peso exchange rates really make a difference?

Yes. If you send money from Philippines regularly, comparing Philippine Peso exchange rates can make a meaningful difference over time.



Why Compare Money Transfer Services From Philippines?

The cost and experience of sending money internationally can vary widely depending on where you are sending from. Money transfer services often price the same corridor differently based on local market conditions, which means Philippine Peso exchange rates, fees, and transfer options from Philippines may not match what is offered in other countries.

Fees also depend heavily on how you fund your PHP transfer from Philippines. Bank transfers, debit cards, and credit cards can carry different costs, limits, and processing times in Philippines, even when using the same provider.

Coverage is another important factor when sending money from Philippines. Not all money transfer services support the same destination countries, payout methods, or currencies when transfers are initiated in PHP from Philippines.

Transfer limits and verification requirements in Philippines can further affect how much PHP you can send and how quickly your Philippine Peso transfer is processed. These limits often vary by provider and funding method and may change once verification is completed.

Comparing money transfer services side by side helps you identify which providers actually work from Philippines and which offer the best balance of Philippine Peso exchange rates, fees, transfer speed, and reliability for your needs.



How Sending Money From Philippines Works

Sending money from Philippines typically involves choosing a transfer provider, selecting a funding method, and sending funds in PHP to a recipient abroad. Costs, processing time, and availability can vary based on local banking practices in Philippines and the destination country.


What funding methods can I use to send PHP from Philippines?

Most international transfers from Philippines in PHP are funded using bank transfers, debit cards, or credit cards. Bank-funded transfers are often the most cost-effective option in Philippines, while card-funded Philippine Peso transfers can be faster but may come with higher fees or less favorable exchange rates.


What verification is required to send money from Philippines?

When sending money from Philippines, you are usually required to provide basic identity details. Additional verification may apply for higher-value PHP transfers or first-time transfers. These checks help keep Philippine Peso transfers secure and compliant with regulations in Philippines.


Are there limits on how much PHP I can send from Philippines?

Transfer limits depend on the funding method you use and how frequently you send money from Philippines. Some methods allow higher PHP limits once verification is complete, while others are restricted to lower amounts regardless of transfer history.


How long do PHP transfers from Philippines take?

Some Philippine Peso transfers from Philippines are processed on the same day, while others may take longer. Processing time can be affected by banking hours, weekends, and public holidays in Philippines.


Why can processing times vary when sending money from Philippines?

Local banking practices in Philippines, such as cut-off times, business days, and identification requirements, can influence when a Philippine Peso transfer is processed and settled.


How can I avoid delays when sending money from Philippines?

Comparing providers, choosing the right funding method, and understanding local rules in Philippines can help ensure a smoother PHP transfer with fewer delays or surprises.



Payment Methods Available in Philippines

The way you fund your money transfer from Philippines can directly affect cost, speed, and convenience. Available payment methods are influenced by local banking adoption, card usage, and global remittance norms, which means options for sending PHP from Philippines may differ from what is available elsewhere.

Payment method availability in Philippines is determined by a combination of:

  • Global remittance standards
  • Local banking and card penetration prevalent in Philippines
  • Declining or limited use of cash-based funding methods within Philippines

Below are the most common ways to fund international money transfers from Philippines.

GCashRecommended

FastestThis method typically processes transfers more quickly, especially for smaller or time-sensitive payments. Processing times may vary.
Most CommonThis funding method is widely supported across destinations and providers for transfers from this country.
🏦Local payment methodThis funding method is local to this country and may be cheaper and faster as compared to other methods.
🟢CheapestThis funding method often has lower fees or more competitive exchange rates compared to other options. Actual costs can vary by destination and amount.

GCash is a widely used mobile wallet in the Philippines, offering fast and convenient payments. You can link GCash to your bank account and directly make payments without having to use cards or cash.

Best for:SpeedConvenienceFaster checkoutSmaller amounts

Bank Transfer

Most CommonThis funding method is widely supported across destinations and providers for transfers from this country.
🟢CheapestThis funding method often has lower fees or more competitive exchange rates compared to other options. Actual costs can vary by destination and amount.

Bank transfers are a common way to fund an international money transfer in Philippines, especially for larger Philippine Peso amounts. They are often priced more competitively than cards, but processing can depend on bank cut-off times, weekends, and local holidays in Philippines.

Best for:Larger amountsLower fees

Debit / Credit Card

FastestThis method typically processes transfers more quickly, especially for smaller or time-sensitive payments. Processing times may vary.

Card payments in Philippines can be convenient and are often the fastest way to fund a transfer sent in Philippine Peso. They may come with higher fees or a less favorable PHP exchange rate than bank transfers, especially on larger amounts.

Best for:SpeedSmaller amountsFaster checkoutConvenience

Cash

Cash-funded transfers in Philippines can be useful when banking access is limited. Availability varies by country and provider, and cash options may involve extra steps or partner locations in Philippines for payment and pickup.

Best for:Limited banking accessCash sendersFaster checkout

Payment methods shown above for Philippines include badges that highlight common characteristics. These indicators are based on typical usage patterns when sending PHP from Philippines, but actual costs and speeds can vary by provider and destination.

Here are the badges and their definitions that we have used above to present payment methods in Philippines:

  • 🟢 Cheapest: This funding method often has lower fees or more competitive Philippine Peso exchange rates.
  • ⚡ Fastest: This method typically processes transfers more quickly, especially for smaller amounts.
  • ⭐ Most Common: This funding method is widely supported for transfers from Philippines.
  • 🏦 Local Payment Method: This funding method is local to Philippines and may be cheaper and faster as compared to other methods.

Payment method FAQs for Philippines

Payment methods available in Philippines can affect how quickly money is delivered and how much the transfer costs. Understanding the common options helps you choose the most suitable way to send or receive funds.


What payment methods are available in Philippines?

In Philippines, common payment options include GCash, Bank Transfer, Debit / Credit Card, and Cash. Availability, fees, and processing times can vary by provider and destination.


What is the recommended payment method in Philippines?

GCash is often a solid default because it balances cost, speed, and availability. Your best option may still depend on the amount and provider.


Which payment method is usually the cheapest in Philippines?

GCash is often the most cost-effective option for Philippine Peso (PHP), though final costs depend on fees and exchange rates.


Which payment method is usually the fastest in Philippines?

GCash is often the fastest option, especially for smaller transfers, though processing times can vary by provider.


What is the most common payment method in Philippines?

GCash is widely supported across providers and is a reliable option for many transfers.


Which payment method is best for speed in Philippines?

GCash and Debit / Credit Card are often best for speed in Philippines. Often useful when you want to send and receive funds quickly. Actual costs and speed still depend on the provider.


Which payment method is best for convenience in Philippines?

GCash and Debit / Credit Card are often best for convenience in Philippines. Often easier to use with fewer steps to complete payment and receipt of funds. Actual costs and speed still depend on the provider.


Which payment method is best for faster checkout in Philippines?

GCash, Debit / Credit Card, and Cash are often best for faster checkout in Philippines. Can reduce checkout friction with quicker transaction confirmation. Actual costs and speed still depend on the provider.


Which payment method is best for smaller amounts in Philippines?

GCash and Debit / Credit Card are often best for smaller amounts in Philippines. Often convenient for smaller transfers, though fees can still vary by provider. Actual costs and speed still depend on the provider.


Which payment method is best for larger amounts in Philippines?

Bank Transfer is often best for larger amounts in Philippines. Often a better fit when sending and receiving bigger amounts, where fees and exchange rate margins matter more. Actual costs and speed still depend on the provider.


Which payment method is best for lower fees in Philippines?

Bank Transfer is often best for lower fees in Philippines. Often a good choice if you want to minimize fees and improve overall value. Actual costs and speed still depend on the provider.


Which payment method is best for limited banking access in Philippines?

Cash is often best for limited banking access in Philippines. Can help if banking access is limited in the country, depending on local availability. Actual costs and speed still depend on the provider.


Which payment method is best for cash senders in Philippines?

Cash is often best for cash senders in Philippines. Can work well if you prefer cash, though availability and limits vary by provider. Actual costs and speed still depend on the provider.



Tips For Sending Money From Philippines

Sending money from Philippines can be simple and cost-effective if you know what to look for. Below are practical tips to help you get better value, avoid common mistakes, and make the most of your Philippine Peso (PHP) transfers.


Compare exchange rates from various providers in Philippines

Many providers often advertise "low" or even "zero" fees, but make up the difference by offering weaker exchange rates.

When sending money from Philippines in PHP, always compare the final amount the recipient receives, not just the upfront fee. A slightly higher fee with a stronger exchange rate can often work out cheaper overall.

The exchange rate on an international money transfer sent from Philippines is one of the most important factors you should pay attention to.


Choose the right payment method for Philippine Peso remittances

The way you fund your transfer from Philippines matters.

Bank transfers are often the most cost-effective for larger PHP amounts, whilst debit or credit cards can be faster, but may come with higher fees or less favorable exchange rates.

Look for local payment methods in Philippines (if available) as they can offer a good balance of speed and cost.

If you send Philippine Peso overseas regularly, experimenting with different payment methods can lead to meaningful savings over time.


Be aware of transfer limits and regulations in Philippines

Providers operating in Philippines often apply different limits depending on how you send PHP and whether your account is fully verified. From Philippines, higher-value transfers may require additional identity checks. Completing KYC (know your customer) and other regulatory requirements early can unlock better limits and reduce delays later.


PHP transfer timing can affect speed and cost

Bank-funded transfers from Philippines usually follow local banking hours. Transfers initiated late in the day, on weekends, or during public holidays may take longer to process.

If speed matters, check cut-off times and consider faster payment options in Philippines when available.


Watch out for Philippine Peso conversion traps

In rare cases, some card issuers in Philippines automatically convert PHP into another currency before the transfer is processed, often at poor rates.

To avoid this, send in PHP and let the money transfer provider handle the conversion, as this is usually cheaper and more transparent.


Find the best provider for the destination country

Not all providers offer the same pricing or payout options for every corridor from Philippines. A service that works well for one destination may be expensive or slow for another.

Always compare providers specifically for your chosen destination to get the best payout for your Philippine Peso money transfers.

We also recommend having accounts with several money transfer companies in Philippines so you can capitalize on better rates and deals from them.


Small differences add up

If you send money from Philippines regularly, even small improvements in PHP exchange rates or fees can make a big difference over time. Comparing providers before each transfer helps ensure more of your Philippine Peso reaches its destination.


At RemitFinder, we make it easy to compare trusted money transfer services side by side, so you can send money from Philippines knowing you are getting the best available option for your needs.



FAQs About Sending Money From Philippines

Here are some additional questions that sometimes come up from our readers in Philippines when it comes to sending money abroad.


Is it legal to send money from Philippines to another country?

Sending money internationally from Philippines is generally legal. Licensed money transfer providers operate under local and international regulations, which means transfers in Philippine Peso (PHP) must meet standard identity and compliance checks.

That said, global political situations and financial restrictions may be in place for certain countries. Always check before you send PHP from Philippines.


How can someone from Philippines send me money?

If you wish to receive money from Philippines, have the sender search for a suitable provider that supports Philippine Peso transfers. Once they choose a suitable money transfer operator in Philippines, they will need your bank or related information to send you the funds.


Do I need a bank account to send money from Philippines?

Not always. Many providers allow you to send money from Philippines using bank transfers, debit cards, or sometimes cash, depending on what is commonly supported locally.

Also, lookout for local payment options in Philippines that can be cheaper and faster.

Overall payment method availability in Philippines can vary by provider, transfer amount, and destination country.


Are there limits on how much I can send from Philippines?

Yes. Transfer limits from Philippines depend on the provider, the payment method you use, and whether your account is fully verified. Bank-funded transfers in PHP usually allow higher limits than card-based or cash-funded transfers.


How to send money internationally from Philippines?

To send PHP from Philippines, simply located your destination country above, or directly search for your chosen corridor. RemitFinder will show you a comparison table with various providers in Philippines for your chosen destination.

Once you locate the provider of your choice, use their service to send money from Philippines.


How can I reduce the cost of sending money from Philippines?

The most effective way to lower the cost of Philippine Peso transfers is to compare providers before you send.

Exchange rates, fees, and payout methods can vary significantly when sending Philippine Peso from Philippines, even for the same destination. Comparing options helps ensure more of your PHP reaches the recipient.


Which app is best to send money from Philippines?

Depending on your chosen destination to send PHP from Philippines, there may be several providers available. To easily compare them, use RemitFinder’s online comparison engine and pick the best provider for your Philippines remittances.