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RemitFinder helps you compare international money transfer services when remitting money from Switzerland. Whether you are sending money to support family, pay bills abroad, or manage international expenses, comparing providers can help you save on exchange rates and fees.

On this page, you can explore where you can send money out of Switzerland, see which providers support each destination, and compare rates, transfer speed, payout options, and limits.

Not sure where to start? Browse all sending countries on our send money from hub.



Where Can You Send Money From Switzerland To?

Below are the destinations you can send Switzerland remittances from, grouped by region for easier browsing.

The below regions of the world are sorted alphabetically, and the countries within these regions are also sorted alphabetically for easier lookup.

Once you have located your destination country, click on it to compare numerous money transfer options for your chosen country combination.

Browse by region:

Africa | Asia | Caribbean | Europe | North America | Oceania | Polar Territories | South America

Countries in Africa you can send money to from Switzerland

Here are various countries in Africa that you can send Switzerland based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Swiss Franc remittances out of Switzerland to your chosen destination in Africa.


Countries in Asia you can send money to from Switzerland

Here are various countries in Asia that you can send Switzerland based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Swiss Franc remittances out of Switzerland to your chosen destination in Asia.


Countries in Europe you can send money to from Switzerland

Here are various countries in Europe that you can send Switzerland based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Swiss Franc remittances out of Switzerland to your chosen destination in Europe.


Countries in North America you can send money to from Switzerland

Here are various countries in North America that you can send Switzerland based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Swiss Franc remittances out of Switzerland to your chosen destination in North America.


Countries in Oceania you can send money to from Switzerland

Here are various countries in Oceania that you can send Switzerland based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Swiss Franc remittances out of Switzerland to your chosen destination in Oceania.


Countries in Polar Territories you can send money to from Switzerland

Here are various countries in Polar Territories that you can send Switzerland based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Swiss Franc remittances out of Switzerland to your chosen destination in Polar Territories.


Countries in South America you can send money to from Switzerland

Here are various countries in South America that you can send Switzerland based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Swiss Franc remittances out of Switzerland to your chosen destination in South America.


How can I send money from Switzerland?

Sending money internationally from Switzerland is easy. Simply search for your destination country to send Swiss Franc money transfers from Switzerland. RemitFinder compares many money transfer operators for Switzerland remittances to your chosen destination in an easy to understand format.

Can someone from Switzerland send money?

Unless there are any sanctions or political restrictions in place in Switzerland, it should be permissible to send Swiss Franc transfers out of the country. In case it is not allowed to send money from Switzerland, transfer companies will not accept remittance requests.

What is the best way to send money from Switzerland?

To find the best options to send CHF from Switzerland, simply compare available providers and pick the one that suits your needs best.


Cannot find your country? All supported destination countries are listed above, grouped by region.

Want to compare instantly? Use the transfer search below.

Switzerland
Sending to?
CHF

Simply choose your destination country for money transfers originating out of Switzerland, and change the transfer amount if needed to easily compare numerous money transfer providers for your next international money transfer.

Compare various money transfer operators to send money from Switzerland to your chosen destination easily. Simply choose your destination country above and search and compare options.



Popular Money Transfer Corridors From Switzerland

These are some of the most commonly used international money transfer routes from Switzerland.

Popular corridorsPopularity is determined using a combination of global remittance trend data and aggregated, anonymized search activity on RemitFinder. for Switzerland are determined using global remittance trends alongside aggregated RemitFinder money transfer search data.



What Is The Currency In Switzerland?

The official currency of Switzerland is important to know when sending or receiving money internationally. Understanding the local currency helps you compare exchange rates, fees, and the final amount your recipient will receive.


Which currency is used in Switzerland?

The official currency of Switzerland is the Swiss Franc (ISO code: CHF), and it is commonly represented by "₣" and "Fr.".


How is Swiss Franc written, and how many decimals does it use?

CHF amounts are typically shown with 2 decimal places.

Examples:
  • CHF 1250.50
  • Fr. 1250.50
  • CHF 0.25 = 25 centimes

What is the subunit of 1 Swiss Franc?

The subunit of Swiss Franc is centime, and 1 CHF is divided into 100 centimes.


Which other countries use the Swiss Franc?

The Swiss Franc is also used in Liechtenstein.


When sending money from Switzerland, what currency do providers use?

International transfers from Switzerland are typically funded in Swiss Franc and converted into the recipient's local currency before payout. Most providers covering Switzerland quote exchange rates directly in CHF, making the rate you receive a key factor in how much money arrives.


Why do CHF exchange rates vary between providers?

Exchange rates often differ due to FX spreads rather than visible fees, which means two transfers of the same CHF amount from Switzerland can result in different payout values.


What is the best way to compare the true cost of a CHF transfer from Switzerland?

The true cost of Swiss Franc transfers sent from Switzerland is best understood by comparing the exchange rate alongside any applicable fees. This helps avoid overpaying and ensures your recipient receives maximum value.


Does comparing Swiss Franc exchange rates really make a difference?

Yes. If you send money from Switzerland regularly, comparing Swiss Franc exchange rates can make a meaningful difference over time.



Why Compare Money Transfer Services From Switzerland?

The cost and experience of sending money internationally can vary widely depending on where you are sending from. Money transfer services often price the same corridor differently based on local market conditions, which means Swiss Franc exchange rates, fees, and transfer options from Switzerland may not match what is offered in other countries.

Fees also depend heavily on how you fund your CHF transfer from Switzerland. Bank transfers, debit cards, and credit cards can carry different costs, limits, and processing times in Switzerland, even when using the same provider.

Coverage is another important factor when sending money from Switzerland. Not all money transfer services support the same destination countries, payout methods, or currencies when transfers are initiated in CHF from Switzerland.

Transfer limits and verification requirements in Switzerland can further affect how much CHF you can send and how quickly your Swiss Franc transfer is processed. These limits often vary by provider and funding method and may change once verification is completed.

Comparing money transfer services side by side helps you identify which providers actually work from Switzerland and which offer the best balance of Swiss Franc exchange rates, fees, transfer speed, and reliability for your needs.



How Sending Money From Switzerland Works

Sending money from Switzerland typically involves choosing a transfer provider, selecting a funding method, and sending funds in CHF to a recipient abroad. Costs, processing time, and availability can vary based on local banking practices in Switzerland and the destination country.


What funding methods can I use to send CHF from Switzerland?

Most international transfers from Switzerland in CHF are funded using bank transfers, debit cards, or credit cards. Bank-funded transfers are often the most cost-effective option in Switzerland, while card-funded Swiss Franc transfers can be faster but may come with higher fees or less favorable exchange rates.


What verification is required to send money from Switzerland?

When sending money from Switzerland, you are usually required to provide basic identity details. Additional verification may apply for higher-value CHF transfers or first-time transfers. These checks help keep Swiss Franc transfers secure and compliant with regulations in Switzerland.


Are there limits on how much CHF I can send from Switzerland?

Transfer limits depend on the funding method you use and how frequently you send money from Switzerland. Some methods allow higher CHF limits once verification is complete, while others are restricted to lower amounts regardless of transfer history.


How long do CHF transfers from Switzerland take?

Some Swiss Franc transfers from Switzerland are processed on the same day, while others may take longer. Processing time can be affected by banking hours, weekends, and public holidays in Switzerland.


Why can processing times vary when sending money from Switzerland?

Local banking practices in Switzerland, such as cut-off times, business days, and identification requirements, can influence when a Swiss Franc transfer is processed and settled.


How can I avoid delays when sending money from Switzerland?

Comparing providers, choosing the right funding method, and understanding local rules in Switzerland can help ensure a smoother CHF transfer with fewer delays or surprises.



Payment Methods Available in Switzerland

The way you fund your money transfer from Switzerland can directly affect cost, speed, and convenience. Available payment methods are influenced by local banking adoption, card usage, and global remittance norms, which means options for sending CHF from Switzerland may differ from what is available elsewhere.

Payment method availability in Switzerland is determined by a combination of:

  • Global remittance standards
  • Local banking and card penetration prevalent in Switzerland
  • Declining or limited use of cash-based funding methods within Switzerland

Below are the most common ways to fund international money transfers from Switzerland.

TWINTRecommended

FastestThis method typically processes transfers more quickly, especially for smaller or time-sensitive payments. Processing times may vary.
Most CommonThis funding method is widely supported across destinations and providers for transfers from this country.
🏦Local payment methodThis funding method is local to this country and may be cheaper and faster as compared to other methods.
🟢CheapestThis funding method often has lower fees or more competitive exchange rates compared to other options. Actual costs can vary by destination and amount.

TWINT is a widely used Swiss mobile payment method. When supported for funding, it can offer a fast, local-wallet style checkout. TWINT was launched in 2017 in Switzerland and is a default choice for payments and purchases in the country.

Best for:ConvenienceFaster checkoutSpeedSmaller amounts

Bank Transfer

Most CommonThis funding method is widely supported across destinations and providers for transfers from this country.
🟢CheapestThis funding method often has lower fees or more competitive exchange rates compared to other options. Actual costs can vary by destination and amount.

Bank transfers are a common way to fund an international money transfer in Switzerland, especially for larger Swiss Franc amounts. They are often priced more competitively than cards, but processing can depend on bank cut-off times, weekends, and local holidays in Switzerland.

Best for:Larger amountsLower fees

Debit / Credit Card

FastestThis method typically processes transfers more quickly, especially for smaller or time-sensitive payments. Processing times may vary.

Card payments in Switzerland can be convenient and are often the fastest way to fund a transfer sent in Swiss Franc. They may come with higher fees or a less favorable CHF exchange rate than bank transfers, especially on larger amounts.

Best for:SpeedSmaller amountsFaster checkoutConvenience

Payment methods shown above for Switzerland include badges that highlight common characteristics. These indicators are based on typical usage patterns when sending CHF from Switzerland, but actual costs and speeds can vary by provider and destination.

Here are the badges and their definitions that we have used above to present payment methods in Switzerland:

  • 🟢 Cheapest: This funding method often has lower fees or more competitive Swiss Franc exchange rates.
  • ⚡ Fastest: This method typically processes transfers more quickly, especially for smaller amounts.
  • ⭐ Most Common: This funding method is widely supported for transfers from Switzerland.
  • 🏦 Local Payment Method: This funding method is local to Switzerland and may be cheaper and faster as compared to other methods.

Payment method FAQs for Switzerland

Payment methods available in Switzerland can affect how quickly money is delivered and how much the transfer costs. Understanding the common options helps you choose the most suitable way to send or receive funds.


What payment methods are available in Switzerland?

In Switzerland, common payment options include TWINT, Bank Transfer, and Debit / Credit Card. Availability, fees, and processing times can vary by provider and destination.


What is the recommended payment method in Switzerland?

TWINT is often a solid default because it balances cost, speed, and availability. Your best option may still depend on the amount and provider.


Which payment method is usually the cheapest in Switzerland?

TWINT is often the most cost-effective option for Swiss Franc (CHF), though final costs depend on fees and exchange rates.


Which payment method is usually the fastest in Switzerland?

TWINT is often the fastest option, especially for smaller transfers, though processing times can vary by provider.


What is the most common payment method in Switzerland?

TWINT is widely supported across providers and is a reliable option for many transfers.


Which payment method is best for convenience in Switzerland?

TWINT and Debit / Credit Card are often best for convenience in Switzerland. Often easier to use with fewer steps to complete payment and receipt of funds. Actual costs and speed still depend on the provider.


Which payment method is best for faster checkout in Switzerland?

TWINT and Debit / Credit Card are often best for faster checkout in Switzerland. Can reduce checkout friction with quicker transaction confirmation. Actual costs and speed still depend on the provider.


Which payment method is best for speed in Switzerland?

TWINT and Debit / Credit Card are often best for speed in Switzerland. Often useful when you want to send and receive funds quickly. Actual costs and speed still depend on the provider.


Which payment method is best for smaller amounts in Switzerland?

TWINT and Debit / Credit Card are often best for smaller amounts in Switzerland. Often convenient for smaller transfers, though fees can still vary by provider. Actual costs and speed still depend on the provider.


Which payment method is best for larger amounts in Switzerland?

Bank Transfer is often best for larger amounts in Switzerland. Often a better fit when sending and receiving bigger amounts, where fees and exchange rate margins matter more. Actual costs and speed still depend on the provider.


Which payment method is best for lower fees in Switzerland?

Bank Transfer is often best for lower fees in Switzerland. Often a good choice if you want to minimize fees and improve overall value. Actual costs and speed still depend on the provider.



Tips For Sending Money From Switzerland

Sending money from Switzerland can be simple and cost-effective if you know what to look for. Below are practical tips to help you get better value, avoid common mistakes, and make the most of your Swiss Franc (CHF) transfers.


Compare exchange rates from various providers in Switzerland

Many providers often advertise "low" or even "zero" fees, but make up the difference by offering weaker exchange rates.

When sending money from Switzerland in CHF, always compare the final amount the recipient receives, not just the upfront fee. A slightly higher fee with a stronger exchange rate can often work out cheaper overall.

The exchange rate on an international money transfer sent from Switzerland is one of the most important factors you should pay attention to.


Choose the right payment method for Swiss Franc remittances

The way you fund your transfer from Switzerland matters.

Bank transfers are often the most cost-effective for larger CHF amounts, whilst debit or credit cards can be faster, but may come with higher fees or less favorable exchange rates.

Look for local payment methods in Switzerland (if available) as they can offer a good balance of speed and cost.

If you send Swiss Franc overseas regularly, experimenting with different payment methods can lead to meaningful savings over time.


Be aware of transfer limits and regulations in Switzerland

Providers operating in Switzerland often apply different limits depending on how you send CHF and whether your account is fully verified. From Switzerland, higher-value transfers may require additional identity checks. Completing KYC (know your customer) and other regulatory requirements early can unlock better limits and reduce delays later.


CHF transfer timing can affect speed and cost

Bank-funded transfers from Switzerland usually follow local banking hours. Transfers initiated late in the day, on weekends, or during public holidays may take longer to process.

If speed matters, check cut-off times and consider faster payment options in Switzerland when available.


Watch out for Swiss Franc conversion traps

In rare cases, some card issuers in Switzerland automatically convert CHF into another currency before the transfer is processed, often at poor rates.

To avoid this, send in CHF and let the money transfer provider handle the conversion, as this is usually cheaper and more transparent.


Find the best provider for the destination country

Not all providers offer the same pricing or payout options for every corridor from Switzerland. A service that works well for one destination may be expensive or slow for another.

Always compare providers specifically for your chosen destination to get the best payout for your Swiss Franc money transfers.

We also recommend having accounts with several money transfer companies in Switzerland so you can capitalize on better rates and deals from them.


Small differences add up

If you send money from Switzerland regularly, even small improvements in CHF exchange rates or fees can make a big difference over time. Comparing providers before each transfer helps ensure more of your Swiss Franc reaches its destination.


At RemitFinder, we make it easy to compare trusted money transfer services side by side, so you can send money from Switzerland knowing you are getting the best available option for your needs.



FAQs About Sending Money From Switzerland

Here are some additional questions that sometimes come up from our readers in Switzerland when it comes to sending money abroad.


Is it legal to send money from Switzerland to another country?

Sending money internationally from Switzerland is generally legal. Licensed money transfer providers operate under local and international regulations, which means transfers in Swiss Franc (CHF) must meet standard identity and compliance checks.

That said, global political situations and financial restrictions may be in place for certain countries. Always check before you send CHF from Switzerland.


How can someone from Switzerland send me money?

If you wish to receive money from Switzerland, have the sender search for a suitable provider that supports Swiss Franc transfers. Once they choose a suitable money transfer operator in Switzerland, they will need your bank or related information to send you the funds.


Do I need a bank account to send money from Switzerland?

Not always. Many providers allow you to send money from Switzerland using bank transfers, debit cards, or sometimes cash, depending on what is commonly supported locally.

Also, lookout for local payment options in Switzerland that can be cheaper and faster.

Overall payment method availability in Switzerland can vary by provider, transfer amount, and destination country.


Are there limits on how much I can send from Switzerland?

Yes. Transfer limits from Switzerland depend on the provider, the payment method you use, and whether your account is fully verified. Bank-funded transfers in CHF usually allow higher limits than card-based or cash-funded transfers.


How to send money internationally from Switzerland?

To send CHF from Switzerland, simply located your destination country above, or directly search for your chosen corridor. RemitFinder will show you a comparison table with various providers in Switzerland for your chosen destination.

Once you locate the provider of your choice, use their service to send money from Switzerland.


How can I reduce the cost of sending money from Switzerland?

The most effective way to lower the cost of Swiss Franc transfers is to compare providers before you send.

Exchange rates, fees, and payout methods can vary significantly when sending Swiss Franc from Switzerland, even for the same destination. Comparing options helps ensure more of your CHF reaches the recipient.


Which app is best to send money from Switzerland?

Depending on your chosen destination to send CHF from Switzerland, there may be several providers available. To easily compare them, use RemitFinder’s online comparison engine and pick the best provider for your Switzerland remittances.