Best Way to Send Money to Puerto Rico from Switzerland (CHF to USD)

Sending money from Switzerland to Puerto Rico: what today's data shows

RemitFinder compares 10 providers and 27 ways to send money from Switzerland to Puerto Rico. The mid-market rate is USD 1.2238 per CHF. 6 providers have no-fee options. The fastest published delivery is about 2 hours.

🧭 What is the best way to send money to Puerto Rico from Switzerland?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 10 providers offering 27 ways to send Swiss Franc (CHF) to US Dollar (USD).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 10 providers, followed by Cash Pickup (2).

💱 How to get the best CHF to USD exchange rate?

The mid-market Swiss Franc to US Dollar rate today is USD 1.2238 per CHF. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, CHF 1,000 is USD 1,223.80, and each 1% of markup costs about USD 12.24.

• 📊 Rates run from USD 1.1829 to USD 1.2282 per CHF across all amounts. The top three rates are from Wise (USD 1.2282 for transfers of CHF 1.82 to CHF 1,000,000), Key Currency (USD 1.2226 for transfers from CHF 5,478) and TorFX (USD 1.2216 for transfers of CHF 200,001 to CHF 999,999,999).
• 📏 Typical markup: 0.44%. The median provider's best rate is 0.44% below the mid-market rate.
• ✅ Wise offers a rate above the mid-market rate on some amounts.
• 📈 Bigger transfers get better rates with 3 providers.
  • Currency Solutions gives USD 1.2195 per CHF for transfers from CHF 200,001, compared with USD 1.2146 for transfers up to CHF 50,000.
  • TorFX gives USD 1.2216 per CHF for transfers from CHF 200,001, compared with USD 1.2067 for transfers up to CHF 2,000.
  • XE Money Transfer gives USD 1.2198 per CHF for transfers from CHF 5,000, compared with USD 1.2167 for transfers up to CHF 999.99.

How your recipient gets the money changes the rate. The median provider's best rate is 0.44% below the mid-market rate for money received in a Bank Account and 3.31% below it as Cash Pickup.

💸 What is the cheapest way to send money to Puerto Rico from Switzerland?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 6 providers charge no fee on some ways to send or some amounts: Airwallex, Currency Solutions, Key Currency, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Switzerland to Puerto Rico through a bank?

8 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 10 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Airwallex publishes delivery in about 2 hours.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Puerto Rico.

⚡ How to send money from Switzerland to Puerto Rico fast?

The fastest published delivery arrives in about 2 hours, with Airwallex (Bank Account).

By the times providers publish, money can arrive in about 2 hours in a Bank Account. Where no time is published, money typically arrives as Cash Pickup within 2 hours.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 11 hours when you pay by Credit Card, compared with about 1 day when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Puerto Rico from Switzerland?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, Key Currency and TorFX offer the highest exchange rates, from USD 1.2216 to USD 1.2282 per CHF.
• 🔀 Ria Money Transfer offers the most ways to send (8), followed by Western Union (6) and Wise (4).
• 💵 Ria Money Transfer and Western Union offer Cash Pickup in Puerto Rico.
• 🆓 6 providers have no-fee options.
• ⚡ Airwallex publishes the fastest delivery: about 2 hours.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex CHF to USD exchange rate today

• 💱 Airwallex's Swiss Franc to US Dollar exchange rate is USD 1.2173 per CHF, 0.53% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Currency Solutions CHF to USD exchange rate today

• 💱 Currency Solutions' Swiss Franc to US Dollar exchange rate runs from USD 1.2146 to USD 1.2195 per CHF. Its best rate applies to transfers from CHF 200,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from CHF 10,000 per transfer.

CurrencyFair CHF to USD exchange rate today

• 💱 CurrencyFair's Swiss Franc to US Dollar exchange rate is USD 1.2166 per CHF, 0.59% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for CHF to USD transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts CHF 100 to CHF 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Key Currency CHF to USD exchange rate today

• 💱 Key Currency's Swiss Franc to US Dollar exchange rate is USD 1.2226 per CHF, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from CHF 5,478 per transfer.

OFX CHF to USD exchange rate today

• 💱 OFX's Swiss Franc to US Dollar exchange rate is USD 1.2158 per CHF, 0.65% below the mid-market rate.
• 💸 OFX's fee is not published for CHF to USD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Ria Money Transfer CHF to USD exchange rate today

• 💱 Ria Money Transfer's Swiss Franc to US Dollar exchange rate is USD 1.1837 per CHF, 3.28% below the mid-market rate.
• 💸 Ria Money Transfer charges CHF 3.
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts CHF 100 to CHF 100,000 per transfer.

TorFX CHF to USD exchange rate today

• 💱 TorFX's Swiss Franc to US Dollar exchange rate runs from USD 1.2067 to USD 1.2216 per CHF. Its best rate applies to transfers of CHF 200,001 to CHF 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to CHF 999,999,999 per transfer.

Western Union CHF to USD exchange rate today

• 💱 Western Union's Swiss Franc to US Dollar exchange rate runs from USD 1.1829 to USD 1.2142 per CHF. Its best rate applies to all amounts and is 0.78% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account and CHF 3.99 (CHF 4.99 from CHF 500.01) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and CHF 3.99 (CHF 4.99 from CHF 500.01) when your recipient gets the money as Cash Pickup. When you pay with WU Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and CHF 3.50 (CHF 4.50 from CHF 500.01) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card, with Google Pay or with WU Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

Wise CHF to USD exchange rate today

• 💱 Wise's Swiss Franc to US Dollar exchange rate runs from USD 1.2238 to USD 1.2282 per CHF. Its best rate applies to transfers of CHF 1.82 to CHF 1,000,000 and is 0.36% above the mid-market rate.
• 💸 Wise charges 0.26% + CHF 1.81 (0.16% + CHF 22.14 from CHF 20,438.94) when you pay from a Bank Account, 3.71% + CHF 1.74 when you pay by Credit Card or with Apple Pay and 1.34% + CHF 1.79 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 11 hours.
• 📏 Wise accepts CHF 1.82 to CHF 1,000,000 per transfer.

XE Money Transfer CHF to USD exchange rate today

• 💱 XE Money Transfer's Swiss Franc to US Dollar exchange rate runs from USD 1.2167 to USD 1.2198 per CHF. Its best rate applies to transfers from CHF 5,000 and is 0.33% below the mid-market rate.
• 💸 XE Money Transfer charges CHF 2 (no fee from CHF 300) when you pay from a Bank Account and CHF 2.60 (0.6% from CHF 300) when you pay by Credit Card or by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Switzerland to Puerto Rico

1. Compare providers. RemitFinder lists 10 providers and 27 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay, with Google Pay or with WU Pay.
3. Choose how your recipient gets the money. Bank Account (10 providers) or Cash Pickup (2 providers).
4. Check the limits. Published maximums start at CHF 100,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Puerto Rico.
7. Pay and track the transfer. The fastest published delivery arrives in about 2 hours. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Puerto Rico from Switzerland

These FAQs use data from RemitFinder's live comparison of 10 providers for Switzerland to Puerto Rico money transfers.

• How do I send money from Switzerland to Puerto Rico?

  Compare 10 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Puerto Rico from Switzerland?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Puerto Rico?

  6 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the CHF to USD exchange rate today?

  The mid-market rate is USD 1.2238 per CHF. Providers' rates run from USD 1.1829 to USD 1.2282.

• Can I get a better rate than the mid-market CHF to USD rate?

  Yes. Wise offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Puerto Rico from Switzerland?

  Ria Money Transfer and Western Union offer Cash Pickup in Puerto Rico. Cash Pickup is typically ready within 2 hours.

• What is the fastest way to send money to Puerto Rico?

  By their published times, Airwallex delivers fastest, in about 2 hours.

• Can I send money from Switzerland to Puerto Rico instantly?

  Not by published times. The fastest published delivery is about 2 hours.

• How much money can I send to Puerto Rico from Switzerland?

  Each provider sets its own limits. The lowest published maximum is CHF 100,000, and 6 of 10 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Puerto Rico without fees?

  Yes, with Airwallex, Currency Solutions, Key Currency, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Switzerland to Puerto Rico?

  RemitFinder compares 10 providers: Airwallex, Currency Solutions, CurrencyFair, Key Currency, OFX, Ria Money Transfer, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Puerto Rico?

  It depends on your amount and how you pay. RemitFinder compares 10 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Puerto Rico?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.