Best Way to Send Money to Ghana from Malaysia (MYR to GHS)

Sending money from Malaysia to Ghana: what today's data shows

RemitFinder compares 4 providers and 10 ways to send money from Malaysia to Ghana. The mid-market rate is GHS 2.8626 per MYR. The fastest published delivery is instant.

🧭 What is the best way to send money to Ghana from Malaysia?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 4 providers offering 10 ways to send Malaysian Ringgit (MYR) to Ghana Cedi (GHS).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 4 providers, followed by Mobile Wallet (2) and Cash Pickup (1).

💱 How to get the best MYR to GHS exchange rate?

The mid-market Malaysian Ringgit to Ghana Cedi rate today is GHS 2.8626 per MYR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, MYR 1,000 is GHS 2,862.60, and each 1% of markup costs about GHS 28.63.

• 📊 Rates run from GHS 2.7374 to GHS 2.8663 per MYR across all amounts. The top three rates are from Wise (GHS 2.8663 for transfers of MYR 11.78 to MYR 43,959), Instarem (GHS 2.8578 for transfers up to MYR 5,000) and Ria Money Transfer (GHS 2.8512 for transfers of MYR 100 to MYR 50,000).
• 📏 Typical markup: 0.28%. The median provider's best rate is 0.28% below the mid-market rate.
• ✅ Wise offers a rate above the mid-market rate on some amounts.

How your recipient gets the money changes the rate. The median provider's best rate is 0.28% below the mid-market rate for money received in a Bank Account, 2.27% below it in a Mobile Wallet and 2.40% below it as Cash Pickup.

💸 What is the cheapest way to send money to Ghana from Malaysia?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

🏦 How to send money from Malaysia to Ghana through a bank?

4 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 4 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Ghana.

⚡ How to send money from Malaysia to Ghana fast?

The fastest published delivery arrives instantly, with Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account and within 30 minutes in a Mobile Wallet. Where no time is published, money typically arrives as Cash Pickup within 2 hours.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Ghana from Malaysia?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, Instarem and Ria Money Transfer offer the highest exchange rates, from GHS 2.8512 to GHS 2.8663 per MYR.
• 🔀 Ria Money Transfer offers the most ways to send (4), followed by Instarem (2) and Wise (2).
• 💵 Ria Money Transfer offers Cash Pickup in Ghana.
• ⚡ Wise publishes the fastest delivery: instant.
• 🎁 1 provider has RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Instarem MYR to GHS exchange rate today

• 💱 Instarem's Malaysian Ringgit to Ghana Cedi exchange rate is GHS 2.8578 per MYR, 0.17% below the mid-market rate.
• 💸 Instarem charges 1%.
• 🏦 With Instarem, you pay by FPX, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Instarem, money arrives in a Bank Account within 30 minutes and in a Mobile Wallet within 30 minutes.
• 📏 Instarem accepts up to MYR 5,000 per transfer.

Ria Money Transfer MYR to GHS exchange rate today

• 💱 Ria Money Transfer's Malaysian Ringgit to Ghana Cedi exchange rate runs from GHS 2.7939 to GHS 2.8512 per MYR. Its best rate applies to transfers of MYR 100 to MYR 50,000 and is 0.40% below the mid-market rate.
• 💸 When you pay from a Bank Account, Ria Money Transfer charges MYR 15 when your recipient gets the money in a Bank Account and MYR 20 when your recipient gets the money as Cash Pickup. When you pay by Debit Card, Ria Money Transfer charges MYR 15 when your recipient gets the money in a Bank Account and MYR 20 when your recipient gets the money as Cash Pickup.
• 🏦 With Ria Money Transfer, you pay from a Bank Account or by Debit Card, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts MYR 100 to MYR 50,000 per transfer.

Wise MYR to GHS exchange rate today

• 💱 Wise's Malaysian Ringgit to Ghana Cedi exchange rate is GHS 2.8663 per MYR, 0.13% above the mid-market rate.
• 💸 Wise charges 1.52% + MYR 9.86 (1.4% + MYR 9.85 from MYR 3,000).
• 🏦 With Wise, you pay from a Bank Account or by FPX, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts MYR 11.78 to MYR 43,959 per transfer.

WorldRemit MYR to GHS exchange rate today

• 💱 WorldRemit's Malaysian Ringgit to Ghana Cedi exchange rate is GHS 2.7374 per MYR, 4.37% below the mid-market rate.
• 💸 WorldRemit charges MYR 5.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With WorldRemit, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 🎁 RemitFinder exclusive for WorldRemit: Get 3 free transfers.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Malaysia to Ghana

1. Compare providers. RemitFinder lists 4 providers and 10 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by FPX or by Debit Card.
3. Choose how your recipient gets the money. Bank Account (4 providers), Mobile Wallet (2 providers) or Cash Pickup (1 provider).
4. Check the limits. Published maximums start at MYR 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Ghana.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Ghana from Malaysia

These FAQs use data from RemitFinder's live comparison of 4 providers for Malaysia to Ghana money transfers.

• How do I send money from Malaysia to Ghana?

  Compare 4 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Ghana from Malaysia?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Ghana?

  RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the MYR to GHS exchange rate today?

  The mid-market rate is GHS 2.8626 per MYR. Providers' rates run from GHS 2.7374 to GHS 2.8663.

• Can I get a better rate than the mid-market MYR to GHS rate?

  Yes. Wise offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Ghana from Malaysia?

  Ria Money Transfer offers Cash Pickup in Ghana. Cash Pickup is typically ready within 2 hours.

• What is the fastest way to send money to Ghana?

  By their published times, Wise delivers fastest, instantly.

• Can I send money from Malaysia to Ghana instantly?

  Yes. Two providers publish delivery within an hour on some ways to send.

• How much money can I send to Ghana from Malaysia?

  Each provider sets its own limits. The lowest published maximum is MYR 5,000, and 1 of 4 providers publish no maximum. Checks and the rules in both countries also apply.

• Which providers send money from Malaysia to Ghana?

  RemitFinder compares 4 providers: Instarem, Ria Money Transfer, Wise and WorldRemit.

• Which app is best to send money to Ghana?

  It depends on your amount and how you pay. RemitFinder compares 4 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Ghana?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.