Compare today's CHF to ALL (Swiss Franc to Albanian Lek) exchange rates
📈 Switzerland to Albania Money Transfer Snapshot Today
- Best CHF to ALL exchange rate today: ALL 104.4462, offered by Wise
- Number of money transfer providers compared: 4
- Exchange rate range: ALL 101.5000 to ALL 104.4462
- Potential savings on CHF 1000: ALL 2,946.20
- Number of deals and promo codes: 0
- Mid-market
ⓘThe mid-market exchange rate (also called the interbank rate) is the real CHF to ALL exchange rate before providers add their margin or fees. exchange rate: 1 CHF = ALL 106.1027 (Updated about an hour ago)
See detailed Switzerland to Albania money transfer comparison below.
Money Transfer Providers that matched the search criteria
📢 New! Cash pickup available
If you are making international business money transfers or payments, RemitFinder can assist by matching you with the best options to suit your unique business needs. Get in touch now to see how we can help protect your business revenue by getting you higher exchange rates and lower transfer fees on international business FX.
💡What today's CHF-ALL exchange rates mean for you
Compare today's CHF-ALL exchange rates and send money from Switzerland to Albania after comparing numerous money transfer providers. Check the latest exchange rates, read detailed provider reviews, and discover deals and promo codes — all in one place.
RemitFinder compared 4 providers that you can rely on for Switzerland to Albania money transfers today. Here is a summary of how the competition looks like right now:
Today's Most Competitive Switzerland to Albania Providers
🥇 Wise with 1 CHF = 104.4462 ALL (best CHF to ALL exchange rate today).
🥈 XE Money Transfer offering 1 CHF = 104.1318 ALL.
🥉 Western Union & Ria Money Transfer are also providing good FX rate today.
The exchange rate provided by these 4 providers ranges from ALL 101.5000 to ALL 104.4462. For a CHF 1000 money transfer from Switzerland to Albania, that could mean up to ALL 2,946.20 saved on FX alone.
CHF-ALL exchange rates fluctuate throughout the day, and top positions can change quickly. This volatility can significantly impact the final ALL payout that your recipient gets in Albania.
That's why we recommend comparing money transfer providers to ensure you can maximize the value of your Switzerland to Albania remittances.
🔄 Looking for the reverse corridor? Send money from Albania to Switzerland instead.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Switzerland.
👇 We also suggest looking beyond today's CHF-ALL exchange rate — historical pricing trends show many factors that can affect the overall transfer cost of your transfer.
Whilst CHF-ALL exchange rate is crucial, historical data shows that transfer fees, CHF amount sent and payment and delivery methods can also significantly influence your final payout.
Below, we analyze Switzerland to Albania historical remittance data to help you understand where costs may arise and share some best practices to try to maximize your ALL payout.
Data-driven cost insights for Switzerland to Albania money transfers
When you send money internationally from Switzerland to Albania, the key factors that will influence the overall cost of your transaction are:
- CHF-ALL exchange rate
- Transfer fee
- Payment method
- Delivery method
Ideally, you would want to optimize these 4 factors to try to get the maximum ALL payout for your overseas recipient in Albania.
Another counter-balancing aspect is money transfer speed. If you need to rush money from Switzerland to Albania, you may have to compromise on some of the above factors whilst optimizing for speed.
To put this into a better perspective using a data-driven approach, we analyzed historical remittance pricing1 for Switzerland to Albania money transfers to compare transfer costs, FX margins, fees, and payment and delivery methods across providers.
This analysis is based on 372 actual Switzerland to Albania money transfers handled by 7 providers over the last 5 years (for a CHF 160 remittance benchmark).
This data-driven approach using real CHF-ALL transfer data provides useful insights into identifying the lowest-cost payment and delivery combinations, thereby helping you reduce costs and maximize the amount received.
Before we deep dive, here are the key trends from our analysis, summarized in an easy to read format.
📌 Key insights for Switzerland to Albania money transfers
- Average total cost: 8.93% (range 2.07% to 20.93%, spread 18.86 percentage points)
- Potential payout difference: On a CHF 160 transfer, the above variation can save you up to CHF 30.18.
- Average FX markup: 3.72% (range 0.13% to 13.90%, spread 13.77 percentage points)
- Average transfer fee: CHF 8.33 (range CHF 0.00 to CHF 30.00)
- Cheapest payment/delivery method combo: Bank Account Transfer → Bank Deposit (7.39% avg cost); most expensive is Cash → Cash Pickup (10.75%)
- Payment/delivery method choice impact: Cheapest vs most expensive combo saves 3.36% (CHF 5.37 on CHF 160 transfer).
- Market coverage: ~7 providers on average (competition level: moderate)
- Average speed: About 14 hours
🛠️ Key takeaway: Compare providers using both exchange rate and fees, then optimize your payment and delivery methods to reduce total cost.
Below, we provide detailed data-driven insights on various factors that influence the total cost of your Switzerland to Albania money transfers.
📈 CHF to ALL exchange rate is often the biggest driver of both cost and payout
The exchange rate on your Switzerland to Albania money transfers is usually the single biggest factor that will determine your overall CHF cost and your recipient's ALL payout.
To analyze exchange rates, we will rely on the exchange rate markup (also called FX margin) which is the difference between the mid-market exchange rate
Based on historical pricing data for a CHF 160 money transfer benchmark, we see the following FX markup ranges for Swiss Franc to Albania transfers:
- Average markup: 3.72%
- Median markup: 3.37%
- Lowest markup: 0.13%
- Highest markup: 13.90%
That is a spread of 13.77 percentage points between the lowest and highest observed FX markups.
To put this into perspective, on a CHF 160 transfer, the above markup range is equivalent to roughly ALL 22.03 purely from differences in the exchange rate. That incremental saving increases to ALL 55.08 for a CHF 400 transfer.
🛠️ How to use this insight: When comparing providers for Switzerland to Albania remittances, pay close attention to the exchange rate you receive. A small difference in the FX markup can quickly outweigh other factors like fees, and the gap generally grows as transfer amounts increase.
CHF to ALL exchange rate can be the single most critical factor that determines the cost of your transfer. When comparing providers, keep an eye on the rate you will get.
💰 Transfer fees affect your total Switzerland to Albania remittance cost
Whilst exchange rate is a major factor affecting total transfer cost, the transfer fee can also have a big impact on how much of your Swiss Franc reaches your recipient in Albania.
Based on data from last 5 years, we notice the below about Swiss Franc to Albania money transfer fees:
- Average fee: CHF 8.33
- Median fee: CHF 7.75
- Lowest fee: CHF 0.00
- Highest fee: CHF 30.00
The average fee amount of CHF 8.33 noted above represents 5.20% of the total amount sent.
Also note that even if two providers provide the same exchange rate, a best vs worst case transfer fee can increase the payout by CHF 30.00.
🛠️ How to use this insight: For your next money transfer from Switzerland to Albanian Lek, look for providers that provide lower (or even 0) fees.
One caveat to this, though, is something called the hidden fee. Some providers may hide their real fees by offering a 0 or low fee, but providing a lower exchange rate. The money lost due to an inferior FX rate affects your bottom line and is referred to as a hidden fee. Therefore, you should also keep an eye on rates whilst paying attention to fees.
Another point that you should keep in mind is that for larger transfers, fixed fees become a lesser percentage of total amount. But for smaller transfers, fees can be a major part of total cost.
💸 Payment and delivery methods matter for CHF-ALL remittances
Based on our detailed analysis of historical Switzerland to Albania data, we see consistent variation in overall cost amongst the payment method and delivery method you choose.
Here is the average cost for popular payment methods used to send money to Albania from Switzerland:
- Bank Account Transfer: 7.52%
- Debit Card: 7.78%
- Credit Card: 7.85%
- Cash: 10.34%
That is a total spread of 2.81 percentage points.
This means that on a CHF 160 transfer, you could save up to CHF 4.50 simply by choosing the best priced payment method.
These savings will only multiply for higher CHF amounts.
Here is the average cost of popular delivery methods used to send money from Switzerland to Albania:
- Bank Deposit: 8.27%
- Cash Pickup: 9.20%
The cost difference between the above delivery methods is 0.92 percentage points.
Once again, this means that you could save up to CHF 1.48 on a CHF 160 transfer to Albania by choosing Bank Deposit versus Cash Pickup.
As you can imagine, the possible combinations of Switzerland payment methods and Albania delivery methods will all have disparate cost. Let us look at that next.
Here is a summary of the average cost of payment and delivery method combinations for Switzerland to ALL money transfers.
| Payment Method | Delivery Method | Average Cost (%) |
|---|---|---|
| Bank Account Transfer | Bank Deposit | 7.39 |
| Debit Card | Cash Pickup | 7.69 |
| Credit Card | Cash Pickup | 7.72 |
| Debit Card | Bank Deposit | 8.02 |
| Credit Card | Bank Deposit | 8.20 |
| Bank Account Transfer | Cash Pickup | 8.80 |
| Cash | Bank Deposit | 8.90 |
| Cash | Cash Pickup | 10.75 |
Sorted by Average Cost % (cheapest to most expensive).
As you can see, the difference between these CHF-ALL payment and delivery options is significant. Here are some observations:
- Bank Account Transfer → Bank Deposit has the lowest average cost at 7.39%.
- Cash → Cash Pickup has the highest average cost at 10.75%.
- Bank Account Transfer → Bank Deposit average cost is 3.36 percentage points lower than that of Cash → Cash Pickup.
- This means that on a CHF 160 money transfer, you could save up to CHF 17.20 simply by choosing the best payment and delivery method combo.
- Further, on a CHF 400 money transfer, the savings increase to CHF 43.00.
Here is a quick summary of the average historical cost of various payment and delivery methods for CHF to Albania money transfers.
💸 Cheapest payment and delivery methods (data-backed)
- Cheapest payment method: Bank Account Transfer averaged 7.52%, compared to 10.34% for Cash, a difference of 2.81 percentage points.
- Cheapest delivery method: Bank Deposit averaged 8.27%, compared to 9.20% for Cash Pickup (0.92 percentage points higher).
- Cheapest combo: Bank Account Transfer → Bank Deposit averaged 7.39%, which is 3.36 percentage points lower than Cash → Cash Pickup (10.75%).
🛠️ How to use this insight: As you compare money transfer providers for your next Switzerland to Albania international money transfer, strive to pair the lowest-cost payment method with the lowest-cost delivery method.
This can help you avoid the pitfall of "great exchange rate, expensive methods".
You can save money on your Switzerland to Albania remittances by carefully choosing the most economical payment and delivery methods.
📊 Does sending more money reduce the cost of CHF-ALL money transfers?
To see if transfer cost varies based on the amount sent, we compared the average cost of sending CHF 160 vs CHF 400 from Switzerland to Albania.
We found that sending a higher amount (CHF 400) tends to be cheaper - average cost drops from 8.93% to 6.05%, a reduction of 2.88 percentage points.
The cost of your transfer usually continues to drop as transfer amount increases. That said, always check the latest exchange rates and fees for your intended transfer amount.
🛠️ How to use this insight: Since it is generally cheaper to send higher Swiss Franc amounts to Albania, consider consolidating smaller, more frequent transfers into fewer, larger ones. Doing so may reduce the total cost you pay.
🏛 How competitive is the Switzerland to Albania remittance market?
Based on data from the last 5 years, CHF-ALL money transfers are provided on an average by 7 remittance companies. With around 7 providers serving this market, we consider the level of competition to be moderate.
A remittance market with more active providers is typically more competitive. This means you can get a better pricing and more payment and delivery options for your Switzerland to Albania remittances.
⏱️ How fast are CHF-ALL money transfers?
If your recipient in Albania needs funds urgently, you may need to optimize your transfer for speed.
Here is what we see for Switzerland to Albania transfers when it comes to processing time:
- Average transfer time: About 14 hours.
- Fastest transfer time: About less than 1 hour.
- Slowest transfer time: About 96 hours (~4.0 days).
- Average speed at CHF 160: About 14 hours.
- Average speed at CHF 400: About 14 hours.
🛠️ How to use this insight: If you need to send money from Switzerland to Albania in a hurry, compare providers not just on exchange rate, but also on expected speed. Speed also varies based on the delivery method (bank vs cash vs wallet) you choose for Albania.
Switzerland to Albania transfer speed varies across providers, so compare transfer speed along with cost for time-sensitive money transfers. In addition, pick the fastest payment and delivery methods for faster processing.
Frequently Asked Questions about Switzerland to Albania money transfers
These FAQs use data from RemitFinder's historical analysis of Switzerland to Albania money transfers over several years.
What factors affect the total cost of sending money from Switzerland to Albania?
The total cost of your CHF-ALL money transfer depends on how you fund the transaction (payment method), how the recipient receives it (delivery method), the exchange rate you get, and any transfer fee charged by the provider.
To avoid overpaying for your transfer, compare money transfer providers.
How much does the exchange rate affect Switzerland to Albania transfers?
Historical CHF to ALL exchange rate markup ranges from 0.13% to 13.90%, a spread of 13.77 percentage points. Even small differences in the exchange rate markup can impact your final payout significantly.
Is the exchange rate or the transfer fee more important for Switzerland to Albania transfers?
Exchange rate markup ranges from 0.13% to 13.90% (a spread of 13.77 percentage points).
Transfer fees range from CHF 0.00 to CHF 30.00, which equals roughly 18.75% on a CHF 160.00 transfer.
At CHF 160.00, the larger driver of overall cost is the transfer fee, whilst at CHF 400.00, it shifts toward exchange rate markup.
Regardless, our recommendation is that it is important to compare both exchange rates and fees when choosing a provider for Switzerland to Albania transfers.
As the transfer amount increases, the % impact of fees decreases (because the fee gets spread across a larger CHF amount), whilst exchange rate markup remains a percentage-based cost that can scale with transfer size.
For smaller transfers, fees can matter more, whilst for larger transfers, exchange rate often becomes the bigger driver. Either way, comparing both helps you get the most ALL for your CHF.
How much can Switzerland to Albania transfer costs vary between providers?
Historical transfer cost ranges from 2.07% to 20.93% for CHF transfers to Albania. That is a spread of 18.86 percentage points, meaning significant differences between various money transfer providers.
A major contributor to this variation is exchange rate markup. FX markup alone ranges from 0.13% to 13.90% (a spread of 13.77 percentage points). Thus, even small differences in FX margin can have a big impact on the final ALL payout.
Why do various money transfer providers price CHF to Albania transfers differently?
If you send the same Swiss Franc amount to Albania via different providers, the cost of each transfer will be different because of variations in FX markup, fees, and payment and delivery methods.
Even small differences among all the above factors can change the final ALL payout in Albania in a big way.
How stable are transfer costs in the Switzerland to Albania corridor?
When we analyzed the historical total cost for CHF-ALL transfers, we observed a range from 2.07% to 20.93% (18.86 percentage points difference), along with a variability (standard deviation) of 3.40%.
A major driver of cost in this market is exchange rate markup. FX markup ranges from 0.13% to 13.90% (13.77 percentage points difference), with a standard deviation of 2.15%. Fees and payment/delivery method choices can contribute to further volatility.
This is exactly why we recommend comparing money transfer providers to get the most of your CHF-ALL transfers.
Which payment method is cheapest for Switzerland to Albania remittances?
Bank Account Transfer is the cheapest payment method in Switzerland based on its average cost at 7.52% (compared to Cash at 10.34%, a difference of 2.81 percentage points).
Based on this, we recommend paying for your CHF transfer with Bank Account Transfer, and avoiding Cash if possible.
Is Debit Card cheaper than Credit Card for Switzerland to Albania transfers?
Debit Card is cheaper on average when sending money to Albania from Switzerland since it costs 7.78% (compared to 7.85% for Credit Card payments, a difference of 0.07 percentage points).
As a result, we recommend that you avoid paying for your transfer to Albania with a Credit Card.
Which delivery method is cheapest for CHF-ALL money transfers?
Bank Deposit is the cheapest delivery method in Albania as it costs 8.27% (compared to Cash Pickup at 9.20%, a spread of 0.92 percentage points).
If your recipient in Albania can accept Bank Deposit, we recommend choosing it as your preferred delivery option for CHF-ALL transfers.
Is Bank Deposit cheaper than Cash Pickup for Switzerland to Albania transfers?
Bank Deposit is cheaper for transfers to Albania given its 8.27% average cost (versus 9.20% for Cash Pickup, a difference of 0.92 percentage points).
To save more, consider choosing the cheapest delivery option for Albania.
What is the cheapest way to send money from Switzerland to Albania?
We evaluated 8 payment and delivery method combinations for Switzerland to Albania remittances.
Based on historical data, Bank Account Transfer → Bank Deposit is the cheapest combination with 7.39% cost.
At the other end of the spectrum, Cash → Cash Pickup is the most expensive combination at 10.75% cost. That is a difference of 3.36 percentage points between the cheapest and most expensive combinations.
Money transfer providers tend to price payment and delivery methods for Switzerland to Albania remittances differently. As you compare options, look for the cheapest payment-delivery method combo to maximize the value of your CHF-ALL transfers.
Does sending more money reduce the cost for Switzerland to Albania transfers?
Larger CHF-ALL transfers are cheaper on average.
The cost of a CHF 160 transfer averages 8.93% as compared to 6.05% for a CHF 400 transfer, a difference of 2.88 percentage points.
How long does it take to send money from Switzerland to Albania?
Based on our analysis, the average transfer time for CHF-ALL transfers is 14 hours, with the fastest transfers completing in less than one hour and the slowest in 96 hours (~4.0 days).
Are instant transfers available from Switzerland to Albania?
Yes, historical data shows that some transfers to Albania from Switzerland can complete in less than one hour.
Note that the actual speed of your CHF-ALL transfer will depend on the chosen provider, payment method, delivery method, and eligibility checks.
How competitive is the Switzerland to Albania remittance market?
Based on historical data, the competition level in Switzerland to Albania is considered moderate with 7 active providers.
Do I risk overpaying if I do not compare providers for Switzerland to Albania?
Historically, total CHF-ALL transfer cost has varied by 18.86 percentage points. On a CHF 160 transfer, that can translate to CHF 30.18 in savings.
CHF-ALL exchange rate markup also varies across providers. The average markup spread has been about 13.77 percentage points. On a CHF 160 transfer, that could be CHF 22.03 saved from FX alone.
Fees can also make a big difference in this market, with a difference of about CHF 30.00 across providers.
That is why comparing providers can materially change how much of the CHF you send does your recipient receive in Albania in Albania.
Latest CHF to ALL Conversion Rates
Here are some latest CHF to ALL (Swiss Franc to Albanian Lek) exchange rates for popular conversion amounts*.
| 1 CHF | 106.10 ALL |
| 5 CHF | 530.51 ALL |
| 10 CHF | 1,061.03 ALL |
| 25 CHF | 2,652.57 ALL |
| 50 CHF | 5,305.14 ALL |
| 100 CHF | 10,610.27 ALL |
| 150 CHF | 15,915.41 ALL |
| 200 CHF | 21,220.54 ALL |
| 250 CHF | 26,525.68 ALL |
| 300 CHF | 31,830.81 ALL |
| 400 CHF | 42,441.08 ALL |
| 500 CHF | 53,051.35 ALL |
| 600 CHF | 63,661.62 ALL |
| 700 CHF | 74,271.89 ALL |
| 800 CHF | 84,882.16 ALL |
| 1000 CHF | 106,102.70 ALL |
| 1500 CHF | 159,154.05 ALL |
| 2000 CHF | 212,205.40 ALL |
| 2500 CHF | 265,256.75 ALL |
| 3000 CHF | 318,308.10 ALL |
| 4000 CHF | 424,410.80 ALL |
| 5000 CHF | 530,513.50 ALL |
| 10000 CHF | 1,061,027.00 ALL |
| 15000 CHF | 1,591,540.50 ALL |
| 20000 CHF | 2,122,054.00 ALL |
| 30000 CHF | 3,183,081.00 ALL |
| 40000 CHF | 4,244,108.00 ALL |
| 50000 CHF | 5,305,135.00 ALL |
| 100000 CHF | 10,610,270.00 ALL |
*Based on the Mid-market Exchange Rate
1 Based on 372 pricing observations across 7 firms over the last 5 years for a CHF 160 money transfer from Switzerland to Albania. Data Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org.
How we analyze remittance data?
Insights are derived from the World Bank's Remittance Prices Worldwide dataset, which collects standardized provider pricing information at defined transfer amounts.
We aggregate this data across multiple providers and multi-year periods to calculate averages, medians, and variability measures in order to identify consistent pricing patterns for the Switzerland to Albania remittance corridor.
RemitFinder does not modify the underlying World Bank data. The analysis presented here is independently calculated from published datasets and is intended for informational and comparison purposes only.