Send money overseas with WorldRemit to take advantage of bank-beating exchange rates

Compare today's USD to ZMW (US Dollar to Zambian Kwacha) exchange rates

United States
Zambia
USD
Interbank Exchange Rate: 1 USD = 22.9975 ZMW
Updated about an hour ago

Found 7 Remittance Service Providers

REMITLY
Read more about Remitly
(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
1000 USD =
23 290.00 ZMW
Transfer Limit (USD): 0 - 20000
Locked-In Rate1 USD = 23.2900 ZMW

📢 Special exchange rate applied for first transfer
WESTERNUNION
Read more about Western Union
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
1000 USD =
23 201.90 ZMW
Transfer Limit (USD): No Limits
Locked-In Rate1 USD = 23.2019 ZMW
Refer a friend to earn USD 20
Get first transfer free in US
MONEYGRAM
Read more about MoneyGram
(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
1000 USD =
23 154.00 ZMW
Transfer Limit (USD): 0 - 2450
Locked-In Rate1 USD = 23.1540 ZMW
TRANSFERWISE
Read more about Wise
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
1000 USD =
22 424.90 ZMW
Transfer Limit (USD): 1 - 1000000
Locked-In Rate1 USD = 22.4249 ZMW
airwallex
Read more about Airwallex
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
1000 USD =
22 370.30 ZMW
Transfer Limit (USD): No Limits
Indicative Rate1 USD = 22.3703 ZMW

📢 B2B transfers only
WORLDREMIT
Read more about WorldRemit
(*)★★ (*)★★ (*)★★ (*)★★ ( )★★
1000 USD =
22 019.00 ZMW
Transfer Limit (USD): No Limits
Locked-In Rate1 USD = 22.0190 ZMW
Get 3 free transfers
Refer a friend to earn USD 20

📢 Special exchange rate applied for first transfer
RIAMONEYTX
Read more about Ria Money Transfer
(*)★★ (*)★★ (*)★★ (*)★★ (*)★★
1000 USD =
21 660.90 ZMW
Transfer Limit (USD): 1 - 14999.99
Locked-In Rate1 USD = 21.6609 ZMW

If you are making international business money transfers or payments, RemitFinder can assist by matching you with the best options to suit your unique business needs. Get in touch now to see how we can help protect your business revenue by getting you higher exchange rates and lower transfer fees on international business FX.





All you need to know about US Dollar to Zambian Kwacha money transfers

Easily compare money transfer providers in one place to send money from United States to Zambia. Send money overseas to your loved ones by comparing US Dollar (USD) to Zambian Kwacha (ZMW) remittance exchange rates. Read remittance service provider reviews and check out deals, promotions and discounts. Transfer online or send cash based on services offered by these providers.

When making a money transfer to Zambia from United States, we currently have 7 remittance service providers available.

Remitly currently offers the most competitive rate for sending money to Zambia and their 1 USD to ZMW exchange rate today is 23.2900.

The next best US Dollar to Zambian Kwacha exchange rate today for money transfers to Zambia is offered by Western Union (1 USD = 23.2019 ZMW).

MoneyGram and Wise are amongst other competitive providers to consider for United States to Zambia money transfers.

Were you looking to send money from Zambia to United States instead?

Did not find the providers you were looking for? Please reach out to us at info@remitfinder.com, and we will do our best to add them to our platform.

If you need to send international business money transfers and payments, get in touch with us to see how we can help protect your revenue.


Latest USD to ZMW Conversion Rates

Here are some latest USD to ZMW (US Dollar to Zambian Kwacha) exchange rates for popular conversion amounts*.

1 USD23.00 ZMW
5 USD114.99 ZMW
10 USD229.98 ZMW
25 USD574.94 ZMW
50 USD1,149.88 ZMW
100 USD2,299.75 ZMW
150 USD3,449.63 ZMW
200 USD4,599.50 ZMW
250 USD5,749.38 ZMW
300 USD6,899.25 ZMW
400 USD9,199.00 ZMW
500 USD11,498.75 ZMW
600 USD13,798.50 ZMW
700 USD16,098.25 ZMW
800 USD18,398.00 ZMW
1,000 USD22,997.50 ZMW
1,500 USD34,496.25 ZMW
2,000 USD45,995.00 ZMW
2,500 USD57,493.75 ZMW
3,000 USD68,992.50 ZMW
4,000 USD91,990.00 ZMW
5,000 USD114,987.50 ZMW
10,000 USD229,975.00 ZMW
15,000 USD344,962.50 ZMW
20,000 USD459,950.00 ZMW
30,000 USD689,925.00 ZMW
40,000 USD919,900.00 ZMW
50,000 USD1,149,875.00 ZMW
100,000 USD2,299,750.00 ZMW

*Based on the Interbank Exchange Rate. Actual payout may vary based on the chosen money transfer provider.


What's the best way to send money to Zambia from USA?

Sending money internationally to Zambia from USA can be a challenging task given so many companies willing to move your money overseas. You can rely on RemitFinder to choose the best provider who can offer the most value while ensuring safety and security at the same time.

Our money transfer comparison engine does a real time comparison of exchange rates from various foreign exchange providers to bring you the best choices for your United States Dollar to ZMW remittances.

Every company listed on our platform has been fully vetted by our team to ensure you get access to safe, secure and reliable providers to help you send money to Zambia. Our partners also provide exclusive offers and discounts to our customers so they can save even more on their next money transfer. You can take advantage of these promotions so your loved ones back home get the maximum amount in Zambian Kwacha.


How to get the best exchange rate for sending money from USA to Zambia?

One of the key factors in getting the best rate for your next money transfer is awareness of what your choices are. With so many remittance service providers out there, you would want to choose the one that suits your needs best for sending money to Zambia.

The RemitFinder comparison platform compares several forex service providers so you can get the maximum return on your USA to Zambia transfer. Simply search for your countries and inspect various options in one place. This will allow you to decide which company is the most appropriate one for you.

You may also want to sign up for our free exchange rate alert for your USD to Zambian Kwacha money transfers. This way, you can get notified of the best rates on a daily basis, and send money when rates are higher.


What's the cheapest way for transferring money to Zambia from USA?

While there are numerous ways to send money overseas, many come with steep fees and hidden charges that will make a big dent in your hard earned money. For example, if you send money from USA to Zambia via a bank, you will typically get charged high wire transfer fees. Often, both the sender and the recipient have to pay high fees for bank wire transfers.

A sure way to find the most cost effective way for United States Dollar to Zambian Kwacha remittances is to compare various foreign exchange operators out there. But, doing this manually is hard and time consuming. You may miss out on great rates from other providers that you may not even be aware of. This is especially relevant given the explosion of Fintech startups operating in the international money transfer arena.

Use RemitFinder to compare numerous remittance service providers in a single screen to easily see which companies are good at what and meet your selection criteria for getting the best USA to Zambia exchange rate.

Another sure shot way to reduce your cost and maximize the return on your money is to take advantage of deals and discounts our partners provide to RemitFinder users like you. We are constantly adding new providers, so make sure to regularly check in to see which money transfer options are the cheapest for USD to ZMW remittances.


How to send money to Zambia from USA through a bank?

One of the first thoughts that may come to your mind when sending money overseas could be to rely on your bank to execute your USA to Zambia money transfer transaction. While there is convenience involved in using your bank (after all, you have an account with your bank already, and could even initiate the transfer from the comfort of your home using mobile banking), it is advisable to compare some other options as well.

With the increased penetration of the internet into our lives, a lot of financial transactions have also moved online. For example, we pay our bills, buy all types of commodities, book our vacation, and enjoy all types of entertainment over the internet. It is, therefore, no surprise that the global remittance ecosystem also has a significant digital footprint. Especially for a popular market like USD to ZMW transfers.

Given this, there are umpteen additional options to send money to Zambia instead of just your USA bank. It is very likely that many money transfer companies are offering better exchange rates compared to your bank, as well as potentially lower fees. If that is the case, you could maximize the value of your United States Dollar even more so that your recipient in Zambia gets the maximum amount.


What is the fastest way to transfer money from USA to Zambia?

If you need to convert USD to ZMW as fast as possible, there are definite steps you can take that will help you do so. You could pay for your transfer with cash, as well as have your recipient do a cash pickup for payout - both of these methods will speed up your money transfer.

That said, handling cash could be a safety issue given that both the sender and receiver have to physically carry cash (most agent locations are located in physical stores, malls, and retail outlets which may or may not be in a physically safer area). Additionally, due to the extra costs involved to set up and maintain physical locations, cash transactions tend to get a worse foresign exchange rate (contrasted with online/digital transfers). So, another option to move money quickly from USA to Zambia could be sending it to a mobile wallet. This would entail some slowness compared to cash transfers, but would be more safe.

Apart from the above, there are many other factors that can have an impact on your United States Dollar to Zambian Kwacha funds transfer speed. To arm you with all the knowledge you need to distinguish faster from slower remittance providers, we crafted a complete guide to remittances; this article touches upon everything you need to know to make the fastest money transfers to Zambia.

With so many choices available, make sure to compare various forex operators that enable you to remit money from USA to Zambia. Once you understand their services and the factors that affect how fast your money can be transferred overseas, you will be able to minimize the time your money is in transit.


Which are the best money transfer companies to send money to Zambia from USA?

The first step in selecting the best money transfer operators for USA to Zambia remittances is to have a list of potential companies that you could use. You can rely on RemitFinder for giving you several good options to start with. Simply give us your sending and receiving countries, and we will present numerous providers for you to easily compare.

The next part in deciding which provider to go with would depend on what you are looking for. There are many parameters on which these companies can be compared against each other, and it all depends on your preferences. For example, are you looking for low or 0 fees, the highest rate, quick transfer speed, etc.

Another factor that may help you decide which provider to go with would be any coupons and deals available for United States Dollar to Zambian Kwacha money transfers. Availing promotions is a sure shot way to help reduce your cost, and should be part of the criteria to decide which are your top candidates for sending money to Zambia.


Step by step guide to send money to Zambia from USA

With so many possible ways to transfer United States Dollar to Zambian Kwacha, and exchange rates that are changing by the second, it can be difficult to make the best choice to save time and money. RemitFinder's online remittance comparison platform helps you find the best companies to move your funds abroad.

Once you have picked the right company for your USA to Zambia remittance transaction, you can follow the below step by step procedure.

  • Create an account at your chosen operator.
  • You may be asked for photo IDs and address proofs; please provide these as they help the operator ensure legal and regulatory compliance.
  • Add bank accounts for both the sender in USA and the receiver in Zambia. Using bank deposits can be the cheapest option to send money.
  • Decide when you want to send money and the transfer amount. When ready, choose the amount and start your transaction.
  • At this point, you are pretty much done, and the operator will take it on from here.
  • Watch out for updates from the operator on the progress of your transaction.

We also recommend that you have more than one remittance company in your portfolio so you can maximize the return on your USD to Zambian Kwacha money transfers. This way, you can pick whoever is the best at the time you are ready to initiate your transaction.