📈 Canada to Haiti Money Transfer Snapshot Today
- Most HTG received for CAD 1,000 today: HTG 93,984.80 with MoneyGram (Debit Card → Cash Pickup)
- Best CAD to HTG exchange rate today: HTG 93.9848, offered by MoneyGram
- Number of money transfer providers compared: 6 providers offering 25 ways to send
- Exchange rate range: HTG 93.9848 to HTG 90.0000
- Potential savings on CAD 1,000: up to HTG 3,984.80, fees included
- Zero fee transfers: 3 of 6 providers charge no fee for CAD 1,000
- Number of deals and promo codes: 4, all exclusive to RemitFinder
- Mid-market
ⓘThe mid-market exchange rate (also called the interbank rate) is the real CAD to HTG exchange rate before providers add their margin or fees. exchange rate: 1 CAD = HTG 93.3002 (Updated about an hour ago)
See detailed Canada to Haiti money transfer comparison below.
Canada to Haiti money transfer providers that matched the search criteria
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💡What these rates mean for sending money to Haiti from Canada today
Compare top-rated money transfer providers to find the best way to remit money to Haiti from Canada. Check today's CAD to HTG exchange rates and fees, read detailed provider reviews, and discover exclusive deals and promo codes.
RemitFinder compared 6 providers offering 25 ways to send for Canada to Haiti money transfers today. Here is what the competition looks like right now:
Today's Most Competitive Providers to Transfer Money to Haiti from Canada
🥇 MoneyGram with HTG 93,984.80 for CAD 1,000 (most HTG received today).
🥈 Western Union offering HTG 92,267.70.
🥉 Sendwave & Remitly are also offering good value on CAD-HTG transfers today.
The 6 providers compared today offer exchange rates from HTG 90.0000 to HTG 93.9848. Once fees are included, a CAD 1,000 transfer from Canada to Haiti delivers between HTG 90,000.00 and HTG 93,984.80. That means up to HTG 3,984.80 more for your recipient — simply by choosing the right provider.
How you pay matters too: paying by Credit Card instead of Debit Card costs HTG 2,768.03 more with Western Union, for the same Cash Pickup delivery.
Canadian Dollar to Haitian Gourde exchange rates and fees change throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate or fee can significantly change how much HTG your recipient receives in Haiti.
Compare the providers above to maximize every CAD you send to Haiti. The provider that pays the most for Canadian Dollar to Haitian Gourde transfers changes daily, so comparing today matters.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from Canada.
👇 There is more to a great transfer than today's CAD to HTG exchange rate — 5 years of historical pricing data reveals what really drives the total cost of sending money to Haiti from Canada.
Whilst Canadian Dollar to Haitian Gourde exchange rate is crucial, historical data shows that transfer fees, CAD amount sent and payment and delivery methods can also significantly influence your final payout.
Below, we analyze 5 years of Canada to Haiti remittance data to show you exactly where costs arise, and the best practices that maximize your HTG payout on every transfer.
Cost insights to remit money from Canada to Haiti (data-backed)
When you send money internationally from Canada to Haiti, the following 4 key factors determine how much your recipient actually receives:
- CAD to HTG exchange rate
- Transfer fee
- Payment method
- Delivery method
Ideally, optimizing all four factors together gives your recipient in Haiti the maximum HTG payout on every transfer.
Another counter-balancing aspect is money transfer speed. If you need to transfer money from Canada to Haiti urgently, you may have to compromise on some of the above factors whilst optimizing for speed.
To understand what actually drives cost, we analyzed historical remittance pricing1 for CAD to HTG money transfers — comparing transfer costs, FX margins, fees, and payment and delivery methods across providers.
This analysis is based on 333 actual Canada to Haiti money transfers handled by 10 providers over the last 5 years (for a CAD 200 remittance benchmark).
This analysis of real Canadian Dollar to Haitian Gourde transfer data identifies the lowest-cost payment and delivery combinations — so you keep more of every Canadian Dollar you send.
Before we deep dive, here are the key trends:
📌 Key Cost Insights: Transferring money from Canada to Haiti
- Average total cost: 6.42% (range 2.09% to 18.45%, spread 16.36 percentage points)
- Potential payout difference: On a CAD 200 transfer, the above variation can save you up to CAD 32.72.
- Average FX markup: 2.82% (range 0.00% to 12.20%, spread 12.20 percentage points)
- Average transfer fee: CAD 7.19 (range CAD 0.00 to CAD 20.00)
- Cheapest payment/delivery method combo: Bank Account Transfer → Bank Deposit (5.96% avg cost); most expensive is Cash → Bank Deposit (8.40%)
- Payment/delivery method choice impact: Cheapest vs most expensive combo saves 2.44% (CAD 4.89 on CAD 200 transfer).
- Market coverage: ~10 providers on average (competition level: moderate)
- Average speed: About 10 hours
🛠️ Key takeaway: Compare providers using both exchange rate and fees, then optimize your payment and delivery methods to reduce total cost.
Below, we break down each of these factors in detail — so you know exactly where to focus when comparing providers for your next money transfer to Haiti from Canada.
📈 CAD to HTG Exchange Rate: The biggest factor when you send Canadian Dollar to Haitian Gourde
The exchange rate on your Canada to Haiti money transfer is the single biggest factor determining your overall CAD cost — and how many Haitian Gourde your recipient actually receives.
To analyze exchange rates, we use the exchange rate markup (also called FX margin) — the difference between the mid-market exchange rate
Here is what 5 years of historical data shows for FX markup on Canadian Dollar to Haiti transfers:
- Average markup: 2.82%
- Median markup: 2.49%
- Lowest markup: 0.00%
- Highest markup: 12.20%
That is a spread of 12.20 percentage points between the lowest and highest observed FX markups.
To put this into perspective — on a CAD 200 transfer, that spread is CAD 24.40 in differences purely from the exchange rate. On a CAD 500 transfer, that gap grows to CAD 61.00.
🛠️ How to use this insight: When comparing providers for Canada to Haiti remittances, pay close attention to the exchange rate you receive. A small difference in the FX markup can quickly outweigh other factors like fees, and the gap generally grows as transfer amounts increase.
The CAD to HTG exchange rate is the single most critical factor in the cost of your transfer. When comparing providers, always check the rate first — it matters more than you might expect.
💰 Transfer Fees: What to watch when you remit money from Canada to Haiti
Whilst exchange rate gets most of the attention, the transfer fee can also have a big impact on how much of your Canadian Dollar actually reaches your recipient in Haiti.
Based on 5 years of pricing data, here is what we see on Canadian Dollar to Haiti money transfer fees:
- Average fee: CAD 7.19
- Median fee: CAD 6.99
- Lowest fee: CAD 0.00
- Highest fee: CAD 20.00
The average fee of CAD 7.19 represents 3.60% of a CAD 200 transfer, a meaningful cost on its own.
And even when two providers offer identical exchange rates, the difference between the lowest and highest fee means a payout difference of up to CAD 20.00.
🛠️ How to use this insight: For your next money transfer from Canada to Haitian Gourde, look for providers that offer lower (or even 0) transfer fees.
One important caveat: watch out for hidden fees. Some providers advertise zero or low fees but offset it with a lower CAD to HTG exchange rate. The money lost through an inferior FX rate is just as real as a visible fee — but since it does not show up as a line item, it is called a hidden fee.
This is why comparing total cost (fee + FX markup combined) always gives you a clearer picture instead of looking at rates or fees alone.
Finally, keep in mind that fixed fees matter more on smaller transfers. On a CAD 200 transfer, a CAD 5 fee is 2.5% of your total amount. On a CAD 2,000 transfer, that same fee is just 0.25%. If you send smaller Canadian Dollar to Haitian Gourde transfers regularly, pay even more attention to fees.
Transfer fees can be just as costly as a poor exchange rate — always look at the total cost of your CAD to HTG transfer, not just rates or fees alone.
💸 Payment & Delivery Methods that reduce your cost to transfer money to Haiti from Canada
Based on our analysis of historical Canada to Haiti remittance data, we see consistent variation in overall cost amongst various payment method and delivery methods.
Even when Canadian Dollar to Haitian Gourde exchange rates are similar, different combinations of payment and delivery options can lead to meaningful differences in what you pay.
💳 Average Cost by Payment Method
Here is the average cost for popular payment methods used to send money to Haiti from Canada:
- Credit Card: 6.24%
- Bank Account Transfer: 6.25%
- Debit Card: 6.28%
- Cash: 7.76%
That is a spread of 1.52 percentage points.
👉 On a CAD 200 transfer, this means you could save up to CAD 3.05 simply by choosing a lower-cost payment method.
These savings increase further for larger CAD transfer amounts.
📥 Average Cost by Delivery Method
Here is the average cost of popular delivery methods used to remit money from Canada to Haiti:
- Cash Pickup: 6.33%
- Bank Deposit: 6.94%
This is a difference of 0.61 percentage points.
👉 On a CAD 200 transfer, you could save up to CAD 1.23 by choosing Cash Pickup instead of Bank Deposit.
Different combinations of payment methods in Canada and delivery methods in Haiti can lead to very different total costs when sending or remitting money.
Here is a summary of the average cost of payment and delivery method combinations for Canada to HTG money transfers.
| Payment Method | Delivery Method | Average Cost (%) |
|---|---|---|
| Bank Account Transfer | Bank Deposit | 5.96 |
| Credit Card | Cash Pickup | 6.13 |
| Debit Card | Cash Pickup | 6.20 |
| Bank Account Transfer | Cash Pickup | 6.43 |
| Cash | Cash Pickup | 7.61 |
| Credit Card | Bank Deposit | 7.63 |
| Debit Card | Bank Deposit | 7.63 |
| Cash | Bank Deposit | 8.40 |
Sorted by Average Cost % (cheapest to most expensive).
The difference between these CAD to HTG payment and delivery options is significant.
- Lowest cost: Bank Account Transfer → Bank Deposit (5.96%)
- Highest cost: Cash → Bank Deposit (8.40%)
- Difference: 2.44 percentage points
👉 On a CAD 200 transfer, you could save up to CAD 16.80
👉 On a CAD 500 transfer, savings increase to CAD 42.01
Here is a quick summary of the average historical cost of various payment and delivery methods for CAD to Haiti money transfers.
💸 Cheapest Payment & Delivery Methods to send CAD to HTG transfers (data-backed)
- Cheapest payment method: Credit Card (6.24%) vs Cash (7.76%)
- Cheapest delivery method: Cash Pickup (6.33%) vs Bank Deposit (6.94%)
- Cheapest combination: Bank Account Transfer → Bank Deposit (5.96%) vs Cash → Bank Deposit (8.40%)
🛠️ How to use this insight: As you compare money transfer providers for your next Canada to Haiti international money transfer, strive to pair the lowest-cost payment method with the lowest-cost delivery method.
This can help you avoid the pitfall of "great exchange rate, expensive methods".
You can save money on your Canada to Haiti remittances by carefully choosing the cheapest payment and delivery methods.
🏦 Are banks more expensive than money transfer services for Canada to Haiti money transfers?
When we compared Canada banks with money transfer providers based on 5 years of remittance data, we noticed some patterns.
Interestingly, for Canada to Haiti remittances, traditional banks are 0.83 percentage points cheaper on average than money transfer providers.
This means money transfer companies tend to be approximately 0.87x more expensive than banks on average.
Here are the key stats behind this comparison:
| Banks | MTOs^ | Difference | |
|---|---|---|---|
| Average transfer fee | CAD 7.23 | CAD 7.19 | CAD 0.04 |
| Exchange rate markup | 2.03% | 2.88% | -0.85 pp* |
| Average total cost (%) | 5.65% | 6.48% | -0.83 pp* |
^MTO: Money transfer operator, a commonly used term for a money transfer provider
*Percentage points
🛠️ How to use this insight: Historical data shows that banks in Canada can be competitive. However, pricing still varies by provider, transfer amount, and method — so comparing options can still be beneficial.
📊 Does sending more money reduce the cost to remit money from Canada to Haiti?
To see if transfer cost varies based on the amount sent, we compared the average cost of sending CAD 200 vs CAD 500 from Canada to Haiti.
We found that sending a higher amount (CAD 500) is typically cheaper — average cost drops from 6.42% to 4.93%, a reduction of 1.49 percentage points.
The cost of your transfer usually continues to drop as transfer amount increases. That said, always check the latest exchange rates and fees for your intended transfer amount.
🛠️ How to use this insight: Since it is generally cheaper to send higher Canadian Dollar amounts to Haiti, consider consolidating smaller, more frequent transfers into fewer, larger ones. Doing so may reduce the total cost you pay.
🏛 How competitive is the market for sending money to Haiti from Canada?
Based on data from the last 5 years, Canadian Dollar to Haitian Gourde money transfers are provided on an average by 10 remittance companies. With this number of providers, we consider the level of market competition to be moderate.
Traditional banks account for only 20% of active providers (2 out of 10), whilst money transfer services make up the majority. This means you have more options beyond banks when you transfer CAD to Haiti.
A remittance market with more active providers is typically more competitive. This means you can get a better pricing and more payment and delivery options for your Canada to Haiti remittances.
This is why comparing providers is especially important when you transfer money from Canada to Haiti.
⏱️ How fast can you transfer Canadian Dollar to Haitian Gourde?
If your recipient in Haiti needs funds urgently, transfer speed becomes just as important as cost when sending money.
Here is what we see for Canada to Haiti transfers:
- Average transfer time: About 10 hours.
- Fastest transfer time: About less than 1 hour.
- Slowest transfer time: About 96 hours (~4.0 days).
- Average speed at CAD 200: About 10 hours.
- Average speed at CAD 500: About 10 hours.
Banks vs money transfer providers speed comparison: Banks take 43 hours longer on average than money transfer providers.
In many cases, the fastest providers are not always the cheapest, so balancing speed and cost is important when you transfer CAD to Haiti.
🛠️ How to use this insight: If you need to send money from Canada to Haiti in a hurry, compare providers not just on exchange rate, but also on expected speed. Speed also varies based on the delivery method (bank vs cash vs wallet) you choose for Haiti.
Transfer speed for Canada to Haiti money transfers can vary widely across providers. For time-sensitive transfers, compare speed alongside cost and choose faster payment and delivery methods.
Frequently Asked Questions: Sending money to Haiti from Canada
These FAQs use data from RemitFinder's historical analysis of Canada to Haiti money transfers over several years.
What factors affect the total cost of sending money from Canada to Haiti?
The total cost of your Canadian Dollar to Haitian Gourde money transfer depends on how you fund the transaction (payment method), how the recipient receives it (delivery method), the exchange rate you get, and any transfer fee charged by the provider.
To avoid overpaying for your transfer, compare money transfer providers.
How much does the exchange rate affect transferring money to Haiti from Canada?
Historical Canadian Dollar to Haitian Gourde exchange rate markup ranges from 0.00% to 12.20%, a spread of 12.20 percentage points. Even small differences in the exchange rate markup can impact your final payout significantly.
Exchange Rate vs Transfer Fee: What matters more when you send money to Haiti from Canada?
Exchange rate markup ranges from 0.00% to 12.20% (a spread of 12.20 percentage points).
Transfer fees range from CAD 0.00 to CAD 20.00, which equals roughly 10.00% on a CAD 200.00 transfer.
At both CAD 200.00 and CAD 500.00, the exchange rate markup shows larger variation than the other component.
Regardless, our recommendation is that it is important to compare both exchange rates and fees when choosing a provider for Canada to Haiti money transfers.
As the transfer amount increases, the % impact of fees decreases (because the fee gets spread across a larger CAD amount), whilst exchange rate markup remains a percentage-based cost that can scale with transfer size.
For smaller transfers, fees can matter more, whilst for larger transfers, exchange rate often becomes the bigger driver. Either way, comparing both helps you get the most HTG for your CAD.
How much can costs vary between providers when sending money from Canada to Haiti?
Historical transfer cost ranges from 2.09% to 18.45% for CAD transfers to Haiti. That is a spread of 16.36 percentage points, indicating significant differences between various money transfer providers.
A major contributor to this variation is exchange rate markup. FX markup alone ranges from 0.00% to 12.20% (a spread of 12.20 percentage points). Thus, even small differences in FX margin can have a big impact on the final HTG payout.
Why do Money Transfer Providers charge different rates for Canadian Dollar to Haitian Gourde money transfers?
If you send the same Canadian Dollar amount to Haiti via different providers, the cost of each transfer will be different because of variations in FX markup, fees, and payment and delivery methods.
Even small differences among all the above factors can change the final HTG payout in Haiti in a big way.
How stable are the costs to remit money to Haiti from Canada?
When we analyzed the historical total cost for CAD to HTG transfers, we observed a range from 2.09% to 18.45% (16.36 percentage points difference), along with a variability (standard deviation) of 2.12%.
A major driver of cost in this market is exchange rate markup. FX markup ranges from 0.00% to 12.20% (12.20 percentage points difference), with a standard deviation of 1.48%. Fees and payment/delivery method choices can contribute to further volatility.
This is exactly why we recommend comparing money transfer providers to get the most of your Canadian Dollar to Haitian Gourde transfers.
Which Payment Method is the cheapest to send money from Canada to Haiti?
Credit Card is the cheapest payment method in Canada based on its average cost at 6.24% (compared to Cash at 7.76%, a difference of 1.52 percentage points).
Based on this, we recommend paying for your CAD transfer with Credit Card, and avoiding Cash if possible.
Is Debit Card cheaper than Credit Card when you transfer money to Haiti from Canada?
Credit Card is cheaper on average when sending money to Haiti from Canada since it costs 6.28% (compared to 6.24% for Credit Card payments, a difference of 0.04 percentage points).
As a result, we recommend that you avoid paying for your transfer to Haiti with a Credit Card.
Which Delivery Method is cheapest when you remit money to Haiti from Canada?
Cash Pickup is the cheapest delivery method in Haiti as it costs 6.33% (compared to Bank Deposit at 6.94%, a spread of 0.61 percentage points).
If your recipient in Haiti can accept Cash Pickup, we recommend choosing it as your preferred delivery option for Canadian Dollar to Haitian Gourde transfers.
Is Bank Deposit cheaper than Cash Pickup when you send money to Haiti from Canada?
Cash Pickup is cheaper for Canadian Dollar transfers to Haiti given its 6.94% average cost (versus 6.33% for Cash Pickup, a difference of 0.61 percentage points).
To save more, consider choosing the cheapest delivery option for Haiti.
What is the cheapest way to send money from Canada to Haiti?
We evaluated 8 payment and delivery method combinations for Canada to Haiti remittances.
Based on historical data, Bank Account Transfer → Bank Deposit is the cheapest combination with 5.96% cost.
At the other end of the spectrum, Cash → Bank Deposit is the most expensive combination at 8.40% cost. That is a difference of 2.44 percentage points between the cheapest and most expensive combinations.
Money transfer providers price payment and delivery methods for Canada to Haiti remittances differently. As you compare options, look for the cheapest combination to maximize the value of your CAD to HTG transfers.
Does sending more money reduce the cost to transfer money to Haiti from Canada?
Larger Canadian Dollar to Haitian Gourde transfers are cheaper on average.
The cost of a CAD 200 transfer averages 6.42% as compared to 4.93% for a CAD 500 transfer, a difference of 1.49 percentage points.
How long does it take to send CAD to HTG money transfers?
Based on our analysis, the average transfer time for Canadian Dollar to Haitian Gourde transfers is 10 hours, with the fastest transfers completing in less than one hour and the slowest in 96 hours (~4.0 days).
Can you instantly transfer money from Canada to Haiti?
Yes, historical data shows that some transfers to Haiti from Canada can complete in less than one hour.
Note that the actual speed of your CAD to HTG transfer will depend on the chosen provider, payment method, delivery method, and eligibility checks.
Are banks more expensive than money transfer companies for Canada to Haiti remittances?
Banks in Canada are competitive and can be cheaper than money transfer providers.
The average cost of banks is 5.65% compared to 6.48% for money transfer providers in Canada, a difference of -0.83 percentage points.
How competitive is the market for sending money from Canada to Haiti?
Based on historical data, the competition level in Canada to Haiti is considered moderate with 10 active providers.
Money transfer providers represent about 80% of identified providers in Canada.
Can you overpay if you do not compare providers before transferring money to Haiti from Canada?
Historically, total CAD to HTG transfer cost has varied by 16.36 percentage points. On a CAD 200 transfer, that can translate to CAD 32.72 in savings.
Canadian Dollar to Haitian Gourde exchange rate markup also varies across providers. The average markup spread has been about 12.20 percentage points. On a CAD 200 transfer, that could be CAD 24.40 saved from FX alone.
Fees can also make a big difference in this market, with a difference of about CAD 20.00 across providers.
That is why comparing providers can materially change how much of the CAD you send your recipient receives in Haiti.
Latest Exchange Rates for Sending Money to Haiti from Canada
Here are some latest CAD to HTG (Canadian Dollar to Haitian Gourde) exchange rates for popular conversion amounts*.
| 1 CAD | 93.30 HTG |
| 5 CAD | 466.50 HTG |
| 10 CAD | 933.00 HTG |
| 25 CAD | 2,332.51 HTG |
| 50 CAD | 4,665.01 HTG |
| 100 CAD | 9,330.02 HTG |
| 150 CAD | 13,995.03 HTG |
| 200 CAD | 18,660.04 HTG |
| 250 CAD | 23,325.05 HTG |
| 300 CAD | 27,990.06 HTG |
| 400 CAD | 37,320.08 HTG |
| 500 CAD | 46,650.10 HTG |
| 600 CAD | 55,980.12 HTG |
| 700 CAD | 65,310.14 HTG |
| 800 CAD | 74,640.16 HTG |
| 1000 CAD | 93,300.20 HTG |
| 1500 CAD | 139,950.30 HTG |
| 2000 CAD | 186,600.40 HTG |
| 2500 CAD | 233,250.50 HTG |
| 3000 CAD | 279,900.60 HTG |
| 4000 CAD | 373,200.80 HTG |
| 5000 CAD | 466,501.00 HTG |
| 10000 CAD | 933,002.00 HTG |
| 15000 CAD | 1,399,503.00 HTG |
| 20000 CAD | 1,866,004.00 HTG |
| 30000 CAD | 2,799,006.00 HTG |
| 40000 CAD | 3,732,008.00 HTG |
| 50000 CAD | 4,665,010.00 HTG |
| 100000 CAD | 9,330,020.00 HTG |
*Based on the Mid-market Exchange Rate
1 Based on 333 pricing observations across 10 firms over the last 5 years for a CAD 200 money transfer from Canada to Haiti. Data Source: The World Bank, Remittance Prices Worldwide, available at http://remittanceprices.worldbank.org.
How we analyze remittance data?
Insights are derived from the World Bank's Remittance Prices Worldwide dataset, which collects standardized provider pricing information at defined transfer amounts.
We aggregate this data across multiple providers and multi-year periods to calculate averages, medians, and variability measures in order to identify consistent pricing patterns for the Canada to Haiti remittance corridor.
RemitFinder does not modify the underlying World Bank data. The analysis presented here is independently calculated from published datasets and is intended for informational and comparison purposes only.