Best Way to Send Money to Nigeria from Singapore (SGD to NGN)

Sending money from Singapore to Nigeria: what today's data shows

RemitFinder compares 5 providers and 13 ways to send money from Singapore to Nigeria. The mid-market rate is NGN 1,052.7518 per SGD. 4 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Nigeria from Singapore?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 5 providers offering 13 ways to send Singapore Dollar (SGD) to Nigerian Naira (NGN).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 5 providers, followed by Cash Pickup (2) and Mobile Wallet (1).

💱 How to get the best SGD to NGN exchange rate?

The mid-market Singapore Dollar to Nigerian Naira rate today is NGN 1,052.7518 per SGD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, SGD 1,000 is NGN 1,052,751.80, and each 1% of markup costs about NGN 10,527.52.

• 📊 Rates run from NGN 1,034.0915 to NGN 1,079.4966 per SGD across all amounts. The top three rates are from MoneyGram (NGN 1,079.4966 for transfers up to SGD 6,480), Western Union (NGN 1,055.4596 for transfers up to SGD 10,000) and Currency Solutions (NGN 1,049.0672 for transfers from SGD 2,000,001).
• 📏 Typical markup: 0.35%. The median provider's best rate is 0.35% below the mid-market rate.
• ✅ 2 providers offer a rate above the mid-market rate on some amounts: MoneyGram and Western Union.
• 📈 Bigger transfers get better rates with 1 provider.
  • Currency Solutions gives NGN 1,049.0672 per SGD for transfers from SGD 2,000,001, compared with NGN 1,044.8562 for transfers up to SGD 100,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.49% above the mid-market rate for money received in a Mobile Wallet, 0.05% above it as Cash Pickup and 0.35% below it in a Bank Account.

💸 What is the cheapest way to send money to Nigeria from Singapore?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 4 providers charge no fee on some ways to send or some amounts: Airwallex, Currency Solutions, MoneyGram and Western Union.

🏦 How to send money from Singapore to Nigeria through a bank?

4 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 5 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Nigeria.

⚡ How to send money from Singapore to Nigeria fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account or in a Mobile Wallet and instantly as Cash Pickup.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Nigeria from Singapore?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 MoneyGram, Western Union and Currency Solutions offer the highest exchange rates, from NGN 1,049.0672 to NGN 1,079.4966 per SGD.
• 🔀 MoneyGram offers the most ways to send (6), followed by Western Union (4) and Airwallex (1).
• 💵 MoneyGram and Western Union offer Cash Pickup in Nigeria.
• 🆓 4 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex SGD to NGN exchange rate today

• 💱 Airwallex's Singapore Dollar to Nigerian Naira exchange rate is NGN 1,034.0915 per SGD, 1.77% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Currency Solutions SGD to NGN exchange rate today

• 💱 Currency Solutions' Singapore Dollar to Nigerian Naira exchange rate runs from NGN 1,044.8562 to NGN 1,049.0672 per SGD. Its best rate applies to transfers from SGD 2,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in 1–2 days.
• 📏 Currency Solutions accepts transfers from SGD 10,000 per transfer.

MoneyGram SGD to NGN exchange rate today

• 💱 MoneyGram's Singapore Dollar to Nigerian Naira exchange rate runs from NGN 1,057.9067 to NGN 1,079.4966 per SGD. Its best rate applies to transfers up to SGD 6,480 and is 2.54% above the mid-market rate.
• 💸 MoneyGram charges 3% + SGD 3 when you pay by Credit Card. When you pay by Debit Card, it charges SGD 3 when your recipient gets the money in a Bank Account or as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to SGD 6,480 per transfer.

Remitly SGD to NGN exchange rate today

• 💱 Remitly's Singapore Dollar to Nigerian Naira exchange rate is NGN 1,047.44 per SGD, 0.50% below the mid-market rate.
• 💸 Remitly's fee is not published for SGD to NGN transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to SGD 20,000 per transfer.

Western Union SGD to NGN exchange rate today

• 💱 Western Union's Singapore Dollar to Nigerian Naira exchange rate runs from NGN 1,048.6863 to NGN 1,055.4596 per SGD. Its best rate applies to transfers up to SGD 10,000 and is 0.26% above the mid-market rate.
• 💸 Western Union charges no fee.
• 🏦 With Western Union, you pay by PayNow or with WU Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Singapore to Nigeria

1. Compare providers. RemitFinder lists 5 providers and 13 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by PayNow, from a Bank Account, with WU Pay, by Credit Card or by Debit Card.
3. Choose how your recipient gets the money. Bank Account (5 providers), Cash Pickup (2 providers) or Mobile Wallet (1 provider).
4. Check the limits. Published maximums start at SGD 6,480 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Nigeria.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Nigeria from Singapore

These FAQs use data from RemitFinder's live comparison of 5 providers for Singapore to Nigeria money transfers.

• How do I send money from Singapore to Nigeria?

  Compare 5 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Nigeria from Singapore?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Nigeria?

  4 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the SGD to NGN exchange rate today?

  The mid-market rate is NGN 1,052.7518 per SGD. Providers' rates run from NGN 1,034.0915 to NGN 1,079.4966.

• Can I get a better rate than the mid-market SGD to NGN rate?

  Yes. MoneyGram and Western Union offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Nigeria from Singapore?

  MoneyGram and Western Union offer Cash Pickup in Nigeria. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Nigeria?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Singapore to Nigeria instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Nigeria from Singapore?

  Each provider sets its own limits. The lowest published maximum is SGD 6,480, and 3 of 5 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Nigeria without fees?

  Yes, with Airwallex, Currency Solutions, MoneyGram and Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Singapore to Nigeria?

  RemitFinder compares 5 providers: Airwallex, Currency Solutions, MoneyGram, Remitly and Western Union.

• Which app is best to send money to Nigeria?

  It depends on your amount and how you pay. RemitFinder compares 5 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Nigeria?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.