Best Way to Send Money to New Zealand from Singapore (SGD to NZD)

Sending money from Singapore to New Zealand: what today's data shows

RemitFinder compares 14 providers and 26 ways to send money from Singapore to New Zealand. The mid-market rate is NZD 1.3912 per SGD. 9 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to New Zealand from Singapore?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 14 providers offering 26 ways to send Singapore Dollar (SGD) to New Zealand Dollar (NZD).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 13 providers, followed by Cash Pickup (2), Debit Card (1) and Revolut Account (1).

💱 How to get the best SGD to NZD exchange rate?

The mid-market Singapore Dollar to New Zealand Dollar rate today is NZD 1.3912 per SGD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, SGD 1,000 is NZD 1,391.20, and each 1% of markup costs about NZD 13.91.

• 📊 Rates run from NZD 1.3088 to NZD 1.3967 per SGD across all amounts. The top three rates are from Instarem (NZD 1.3967), Western Union (NZD 1.3966 for transfers up to SGD 10,000) and Wise (NZD 1.3965 for transfers of SGD 1.15 to SGD 1,000,000).
• 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
• ✅ 5 providers offer a rate above the mid-market rate on some amounts: Instarem, Revolut, Western Union, Wise and XE Money Transfer.
• 📈 Bigger transfers get better rates with 4 providers.
  • Cambridge Currencies gives NZD 1.3898 per SGD for transfers from SGD 25,001, compared with NZD 1.3877 for transfers up to SGD 5,000.
  • Currency Solutions gives NZD 1.3863 per SGD for transfers from SGD 2,000,001, compared with NZD 1.3808 for transfers up to SGD 100,000.
  • TorFX gives NZD 1.3887 per SGD for transfers from SGD 200,001, compared with NZD 1.3717 for transfers up to SGD 2,000.
  • XE Money Transfer gives NZD 1.3922 per SGD for transfers from SGD 100,000, compared with NZD 1.3734 for transfers up to SGD 299.99.

How your recipient gets the money changes the rate. The median provider's best rate is 0.37% above the mid-market rate for money received on a Debit Card, 0.37% above it by Revolut Account, 0.10% below it in a Bank Account and 4.81% below it as Cash Pickup.

💸 What is the cheapest way to send money to New Zealand from Singapore?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 9 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, Regency FX, Revolut, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from Singapore to New Zealand through a bank?

12 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 13 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Instarem publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in New Zealand.

⚡ How to send money from Singapore to New Zealand fast?

The fastest published delivery arrives instantly, with Instarem (Bank Account), MoneyGram (Cash Pickup) and Revolut (Revolut Account).

By the times providers publish, money can arrive instantly in a Bank Account, as Cash Pickup or by Revolut Account and in about 15 minutes on a Debit Card.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with within 2 days when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to New Zealand from Singapore?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Instarem, Western Union and Wise offer the highest exchange rates, from NZD 1.3965 to NZD 1.3967 per SGD.
• 🔀 Instarem offers the most ways to send (4), followed by Western Union (4) and Wise (4).
• 💵 MoneyGram and Western Union offer Cash Pickup in New Zealand.
• 🆓 9 providers have no-fee options.
• ⚡ Instarem, MoneyGram and Revolut publish the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex SGD to NZD exchange rate today

• 💱 Airwallex's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3895 per SGD, 0.12% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies SGD to NZD exchange rate today

• 💱 Cambridge Currencies' Singapore Dollar to New Zealand Dollar exchange rate runs from NZD 1.3877 to NZD 1.3898 per SGD. Its best rate applies to transfers from SGD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions SGD to NZD exchange rate today

• 💱 Currency Solutions' Singapore Dollar to New Zealand Dollar exchange rate runs from NZD 1.3808 to NZD 1.3863 per SGD. Its best rate applies to transfers from SGD 2,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from SGD 10,000 per transfer.

CurrencyFair SGD to NZD exchange rate today

• 💱 CurrencyFair's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3869 per SGD, 0.31% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for SGD to NZD transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts SGD 100 to SGD 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Instarem SGD to NZD exchange rate today

• 💱 Instarem's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3967 per SGD, 0.40% above the mid-market rate.
• 💸 Instarem charges 0.55% (0.5% from SGD 7,500, 0.45% from SGD 10,000, 0.4% from SGD 20,000) when you pay from a Bank Account or by PayNow and 2.55% (2.5% from SGD 7,500, 2.45% from SGD 10,000, 2.4% from SGD 20,000) when you pay by Credit Card or by Debit Card.
• 🏦 With Instarem, you pay from a Bank Account, by Credit Card, by Debit Card or by PayNow, and your recipient gets the money in a Bank Account.
• ⏱️ With Instarem, money arrives in a Bank Account instantly.

Key Currency SGD to NZD exchange rate today

• 💱 Key Currency's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3898 per SGD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from SGD 8,593.50 per transfer.

MoneyGram SGD to NZD exchange rate today

• 💱 MoneyGram's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3397 per SGD, 3.70% below the mid-market rate.
• 💸 MoneyGram charges 3% + SGD 3 when you pay by Credit Card and SGD 3 when you pay by Debit Card.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money as Cash Pickup.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly.
• 📏 MoneyGram accepts up to SGD 8,950 per transfer.

OFX SGD to NZD exchange rate today

• 💱 OFX's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3875 per SGD, 0.27% below the mid-market rate.
• 💸 OFX's fee is not published for SGD to NZD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Regency FX SGD to NZD exchange rate today

• 💱 Regency FX's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3898 per SGD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Revolut SGD to NZD exchange rate today

• 💱 Revolut's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3964 per SGD, 0.37% above the mid-market rate.
• 💸 When you pay by Revolut Account, Revolut charges SGD 85 when your recipient gets the money in a Bank Account, 2% + SGD 174 (0.8% + SGD 175 from SGD 500) when your recipient gets the money on a Debit Card and no fee when your recipient gets the money by Revolut Account.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account, on a Debit Card or by Revolut Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 2 days, on a Debit Card in about 15 minutes and by Revolut Account instantly.
• 📏 Revolut accepts SGD 214.83 to SGD 100,000 per transfer.

TorFX SGD to NZD exchange rate today

• 💱 TorFX's Singapore Dollar to New Zealand Dollar exchange rate runs from NZD 1.3717 to NZD 1.3887 per SGD. Its best rate applies to transfers of SGD 200,001 to SGD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to SGD 999,999,999 per transfer.

Western Union SGD to NZD exchange rate today

• 💱 Western Union's Singapore Dollar to New Zealand Dollar exchange rate runs from NZD 1.3088 to NZD 1.3966 per SGD. Its best rate applies to transfers up to SGD 10,000 and is 0.39% above the mid-market rate.
• 💸 Western Union charges no fee.
• 🏦 With Western Union, you pay by PayNow or with WU Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

Wise SGD to NZD exchange rate today

• 💱 Wise's Singapore Dollar to New Zealand Dollar exchange rate is NZD 1.3965 per SGD, 0.38% above the mid-market rate.
• 💸 Wise charges 0.22% + SGD 1.14 (0.12% + SGD 30.16 from SGD 30,000) when you pay from a Bank Account or by PayNow and 4.79% + SGD 1.09 when you pay by Debit Card or with Apple Pay.
• 🏦 With Wise, you pay from a Bank Account, by Debit Card, with Apple Pay or by PayNow, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 1 day.
• 📏 Wise accepts SGD 1.15 to SGD 1,000,000 per transfer.

XE Money Transfer SGD to NZD exchange rate today

• 💱 XE Money Transfer's Singapore Dollar to New Zealand Dollar exchange rate runs from NZD 1.3734 to NZD 1.3922 per SGD. Its best rate applies to transfers from SGD 100,000 and is 0.07% above the mid-market rate.
• 💸 XE Money Transfer charges no fee.
• 🏦 With XE Money Transfer, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Singapore to New Zealand

1. Compare providers. RemitFinder lists 14 providers and 26 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by PayNow, by Credit Card, by Debit Card, with Apple Pay, with WU Pay or by Revolut Account.
3. Choose how your recipient gets the money. Bank Account (13 providers), Cash Pickup (2 providers), Debit Card (1 provider) or Revolut Account (1 provider).
4. Check the limits. Published maximums start at SGD 8,950 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in New Zealand.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to New Zealand from Singapore

These FAQs use data from RemitFinder's live comparison of 14 providers for Singapore to New Zealand money transfers.

• How do I send money from Singapore to New Zealand?

  Compare 14 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to New Zealand from Singapore?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to New Zealand?

  9 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the SGD to NZD exchange rate today?

  The mid-market rate is NZD 1.3912 per SGD. Providers' rates run from NZD 1.3088 to NZD 1.3967.

• Can I get a better rate than the mid-market SGD to NZD rate?

  Yes. Five providers, led by Instarem, Western Union and Wise, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to New Zealand from Singapore?

  MoneyGram and Western Union offer Cash Pickup in New Zealand. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to New Zealand?

  By their published times, Instarem, MoneyGram and Revolut deliver fastest, instantly.

• Can I send money from Singapore to New Zealand instantly?

  Yes. Three providers publish delivery within an hour on some ways to send.

• How much money can I send to New Zealand from Singapore?

  Each provider sets its own limits. The lowest published maximum is SGD 8,950, and 9 of 14 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to New Zealand without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, Regency FX, Revolut, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Singapore to New Zealand?

  RemitFinder compares 14 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Instarem, Key Currency, MoneyGram, OFX, Regency FX, Revolut, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to New Zealand?

  It depends on your amount and how you pay. RemitFinder compares 14 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to New Zealand?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.