Best Way to Send Money to Tonga from Singapore (SGD to TOP)

Sending money from Singapore to Tonga: what today's data shows

RemitFinder compares 5 providers and 11 ways to send money from Singapore to Tonga. The mid-market rate is TOP 1.8833 per SGD. 3 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Tonga from Singapore?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 5 providers offering 11 ways to send Singapore Dollar (SGD) to Tongan Paanga (TOP).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 3 providers, followed by Cash Pickup (2) and Mobile Wallet (2).

💱 How to get the best SGD to TOP exchange rate?

The mid-market Singapore Dollar to Tongan Paanga rate today is TOP 1.8833 per SGD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, SGD 1,000 is TOP 1,883.30, and each 1% of markup costs about TOP 18.83.

• 📊 Rates run from TOP 1.5928 to TOP 1.7887 per SGD across all amounts. The top three rates are from Western Union (TOP 1.7887 for transfers up to SGD 10,000), MoneyGram (TOP 1.7857 for transfers up to SGD 2,010) and XE Money Transfer (TOP 1.7823 for transfers from SGD 10,000).
• 📏 Typical markup: 5.36%. The median provider's best rate is 5.36% below the mid-market rate.
• 📈 Bigger transfers get better rates with 1 provider.
  • XE Money Transfer gives TOP 1.7823 per SGD for transfers from SGD 10,000, compared with TOP 1.7822 for transfers up to SGD 9,999.99.

How your recipient gets the money changes the rate. The median provider's best rate is 5.10% below the mid-market rate for money received in a Mobile Wallet, 6.57% below it in a Bank Account and 6.93% below it as Cash Pickup.

💸 What is the cheapest way to send money to Tonga from Singapore?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 3 providers charge no fee on some ways to send or some amounts: MoneyGram, Western Union and XE Money Transfer.

🏦 How to send money from Singapore to Tonga through a bank?

4 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 3 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Tonga.

⚡ How to send money from Singapore to Tonga fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive instantly as Cash Pickup and within 30 minutes in a Mobile Wallet. Where no time is published, money typically arrives in a Bank Account in 2–4 days.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Tonga from Singapore?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Western Union, MoneyGram and XE Money Transfer offer the highest exchange rates, from TOP 1.7823 to TOP 1.7887 per SGD.
• 🔀 MoneyGram offers the most ways to send (4), followed by Western Union (4) and OFX (1).
• 💵 MoneyGram and Western Union offer Cash Pickup in Tonga.
• 🆓 3 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 1 provider has RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram SGD to TOP exchange rate today

• 💱 MoneyGram's Singapore Dollar to Tongan Paanga exchange rate runs from TOP 1.774 to TOP 1.7857 per SGD. Its best rate applies to transfers up to SGD 2,010 and is 5.18% below the mid-market rate.
• 💸 MoneyGram charges 3% + SGD 3 when you pay by Credit Card. When you pay by Debit Card, it charges SGD 3 when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to SGD 10,930 per transfer.

OFX SGD to TOP exchange rate today

• 💱 OFX's Singapore Dollar to Tongan Paanga exchange rate is TOP 1.7595 per SGD, 6.57% below the mid-market rate.
• 💸 OFX's fee is not published for SGD to TOP transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Remitly SGD to TOP exchange rate today

• 💱 Remitly's Singapore Dollar to Tongan Paanga exchange rate is TOP 1.5928 per SGD, 15.43% below the mid-market rate.
• 💸 Remitly's fee is not published for SGD to TOP transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to SGD 20,000 per transfer.

Western Union SGD to TOP exchange rate today

• 💱 Western Union's Singapore Dollar to Tongan Paanga exchange rate runs from TOP 1.7315 to TOP 1.7887 per SGD. Its best rate applies to transfers up to SGD 10,000 and is 5.02% below the mid-market rate.
• 💸 Western Union charges no fee.
• 🏦 With Western Union, you pay by PayNow or with WU Pay, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.

XE Money Transfer SGD to TOP exchange rate today

• 💱 XE Money Transfer's Singapore Dollar to Tongan Paanga exchange rate runs from TOP 1.7822 to TOP 1.7823 per SGD. Its best rate applies to transfers from SGD 10,000 and is 5.36% below the mid-market rate.
• 💸 XE Money Transfer charges no fee.
• 🏦 With XE Money Transfer, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Singapore to Tonga

1. Compare providers. RemitFinder lists 5 providers and 11 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by PayNow, from a Bank Account, by Credit Card, by Debit Card or with WU Pay.
3. Choose how your recipient gets the money. Bank Account (3 providers), Cash Pickup (2 providers) or Mobile Wallet (2 providers).
4. Check the limits. Published maximums start at SGD 10,930 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Tonga.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Tonga from Singapore

These FAQs use data from RemitFinder's live comparison of 5 providers for Singapore to Tonga money transfers.

• How do I send money from Singapore to Tonga?

  Compare 5 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Tonga from Singapore?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Tonga?

  3 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the SGD to TOP exchange rate today?

  The mid-market rate is TOP 1.8833 per SGD. Providers' rates run from TOP 1.5928 to TOP 1.7887.

• How can I send cash to Tonga from Singapore?

  MoneyGram and Western Union offer Cash Pickup in Tonga. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Tonga?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Singapore to Tonga instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Tonga from Singapore?

  Each provider sets its own limits. The lowest published maximum is SGD 10,930, and 3 of 5 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Tonga without fees?

  Yes, with MoneyGram, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Singapore to Tonga?

  RemitFinder compares 5 providers: MoneyGram, OFX, Remitly, Western Union and XE Money Transfer.

• Which app is best to send money to Tonga?

  It depends on your amount and how you pay. RemitFinder compares 5 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Tonga?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.