Question 1

What's the best way to send money from South Africa to Ghana?

Accepted Answer

With the global remittance market booming, there are so many choices for South African Rand to GHS money transfers. To make it even more complicated, new Fintech companies keep entering the space, making it harder for remitters to decide which company to choose to send money overseas.

Our money transfer comparison engine does all the hard work for you by searching and comparing numerous companies that specialize in foreign exchange transactions, and picking the best ones for sending money to Ghana from South Africa. This way, you do not have to manually search and compare these companies which is very time consuming. All remittance companies on our platform are established, secure providers that our expert team has selected.

We also provide you with attractive deals and promotions from our partners; these offers help you further maximize the final GHS amount that your recipient gets. We, along with our partners, work hard to provide you with the best discounts and offers that you can use when you send money internationally.

Question 2

How to get the best remit rate for transferring money from South Africa to Ghana?

Accepted Answer

Foreign exchange rates are highly volatile, and it may seem difficult to decide the best timing for your next transfer to Ghana from South Africa. Another added complexity is the multitude of choices at your disposal - ranging from your bank, to established operators like WesterUnion and Moneygram, to so many remittance startups and companies, to multi currency bank accounts. It would be ideal if there was an automated way to stay updated with the ever changing remittance landscape.

One way you could eliminate the manual work to search and compare providers for your ZAR to Ghana Cedi money transfers is by signing up for the RemitFinder daily rate alert. It is completely free; we do the hard work of comparing various remittance companies, and send you all the info you need.

We are also constantly adding new partners for the South Africa to Ghana corridor to give you more good choices for your next GHS money transfer. This way you do not miss out on additional options to potentially save more.

Question 3

What's the cheapest way to send money to Ghana from South Africa?

Accepted Answer

Finding the cheapest way to send money from South Africa to Ghana might not be that easy given the umpteen choices available. You have to look at various parameters like exchange rates and fees to determine if the cost of one money transfer operator is less than that of another or not.

It may also be tempting to use some of the traditional funds transfer services like foreign currency exchanges or operators located in shopping malls, grocery stores and other local outlets. While you can certainly transfer ZAR to GHS via these channels, they may not be the most economical way to send money internationally. Typically, brick and mortar services charge higher fees and may also provide lower rates. All this contributes to making your foreign exchange transfer more expensive.

Online money transfers tend to be more cost effective, and RemitFinder provides you quite a number of good choices to ensure you are able to get optimum South Africa to Ghana exchange rate. Many of our partners also provide promotions and offers that are exclusive to our customers; availing these will definitely reduce the cost of your foreign exchange transaction further.

Question 4

Should I use my bank to transfer money from South Africa to Ghana?

Accepted Answer

Bank transfers have been a traditionally popular way to send money overseas from South Africa to Ghana. But, with the explosion of so many Fintech startups specializing in remittances, it is worth asking yourself if you should still be using your bank for sending funds internationally.

In general, banks tend to charge much higher fees compared to newer remittance companies that specialize in online operations. It is also possible that the ZAR to GHS exchange rate you get from your bank may not be the best. In fact, high fees and below par exchange rates are two of the most popular ways banks make money on remittances.

We, therefore, recommend that before you use your South Africa bank for your Ghana money transfers, you explore various other options to carefully review your total cost (represented by transaction fees) as well as the exchange rate you will get. Combined, these two factors will have a direct impact on how much money your recipient gets from your transaction.

Question 5

What is the fastest way to transfer money from South Africa to Ghana?

Accepted Answer

The speed of your South African Rand to Ghana Cedi funds transfer will depend on various factors like which provider you use, how you pay for your transaction, how you choose for your recipient to get the funds, etc. You will, therefore, want to compare various options to see which one suits your needs best.

We created a comprehensive guide on remittances to help you understand all the factors that come into play when you convert ZAR to GHS. Establishing a solid understanding of all the criteria that affect your transaction speed will help you compare various money transfer companies to see which one can provide you with the fastest transaction.

One possible approach that will help you send money fast to Ghana from South Africa is to rely on cash as payment as well as delivery method. This would mean paying for your transfer with cash, most likely by walking into your provider's office or agent location. Similarly, your recipient could also pick up cash in Ghana if they have a pickup location nearby. Dealing with cash on both sides will eliminate bank transfers in the middle which generally take longer as money has to move between banks.

One drawback of cash transfers is the need to go to physical drop off and pickup locations, and the inherent risk involved in carrying cash, especially for larger amounts. Another one is that cash transfers generally involve lower exchange rates as compared to online transfers. If you do not want to handle cash for the aforementioned reasons, the next fastest transfers would be to payout GHS into a mobile wallet, or even do a mobile airtime popup. These methods would be faster than South Africa bank to Ghana bank transfer.

Question 6

Which are the best money transfer companies to transfer money to Ghana from South Africa?

Accepted Answer

The first step in selecting the best money transfer operators for South Africa to Ghana remittances is to have a list of potential companies that you could use. You can rely on RemitFinder for giving you several good options to start with. Simply give us your sending and receiving countries, and we will present numerous providers for you to easily compare.

The next part in deciding which provider to go with would depend on what you are looking for. There are many parameters on which these companies can be compared against each other, and it all depends on your preferences. For example, are you looking for low or 0 fees, the highest rate, quick transfer speed, etc.

Another factor that may help you decide which provider to go with would be any coupons and deals available for South African Rand to Ghana Cedi money transfers. Availing promotions is a sure shot way to help reduce your cost, and should be part of the criteria to decide which are your top candidates for sending money to Ghana.

Question 7

Step by step guide to send money from South Africa to Ghana

Accepted Answer

With so many possible ways to transfer South African Rand to Ghana Cedi, and exchange rates that are changing by the second, it can be difficult to make the best choice to save time and money. RemitFinder's online remittance comparison platform helps you find the best companies to move your funds abroad.

Once you have picked the right company for your South Africa to Ghana remittance transaction, you can follow the below step by step procedure.

Create an account at your chosen operator.
You may be asked for photo IDs and address proofs; please provide these as they help the operator ensure legal and regulatory compliance.
Add bank accounts for both the sender in South Africa and the receiver in Ghana. Using bank deposits can be the cheapest option to send money.
Decide when you want to send money and the transfer amount. When ready, choose the amount and start your transaction.
At this point, you are pretty much done, and the operator will take it on from here.
Watch out for updates from the operator on the progress of your transaction.

We also recommend that you have more than one remittance company in your portfolio so you can maximize the return on your ZAR to Ghana Cedi money transfers. This way, you can pick whoever is the best at the time you are ready to initiate your transaction.

1 ZAR	0.65 GHS
5 ZAR	3.23 GHS
10 ZAR	6.45 GHS
25 ZAR	16.13 GHS
50 ZAR	32.25 GHS
100 ZAR	64.50 GHS
150 ZAR	96.75 GHS
200 ZAR	129.00 GHS
250 ZAR	161.25 GHS
300 ZAR	193.50 GHS
400 ZAR	258.00 GHS
500 ZAR	322.50 GHS
600 ZAR	387.00 GHS
700 ZAR	451.50 GHS
800 ZAR	516.00 GHS
1000 ZAR	645.00 GHS
1500 ZAR	967.50 GHS
2000 ZAR	1,290.00 GHS
2500 ZAR	1,612.50 GHS
3000 ZAR	1,935.00 GHS
4000 ZAR	2,580.00 GHS
5000 ZAR	3,225.00 GHS
10000 ZAR	6,450.00 GHS
15000 ZAR	9,675.00 GHS
20000 ZAR	12,900.00 GHS
30000 ZAR	19,350.00 GHS
40000 ZAR	25,800.00 GHS
50000 ZAR	32,250.00 GHS
100000 ZAR	64,500.00 GHS

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