Best Way to Send Money to Nigeria from Luxembourg (EUR to NGN)

Sending money from Luxembourg to Nigeria: what today's data shows

RemitFinder compares 7 providers and 29 ways to send money from Luxembourg to Nigeria. The mid-market rate is NGN 1,511.154 per EUR. 5 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Nigeria from Luxembourg?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 7 providers offering 29 ways to send Euro (EUR) to Nigerian Naira (NGN).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 7 providers, followed by Cash Pickup (2) and Mobile Wallet (2).

💱 How to get the best EUR to NGN exchange rate?

The mid-market Euro to Nigerian Naira rate today is NGN 1,511.154 per EUR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, EUR 1,000 is NGN 1,511,154.00, and each 1% of markup costs about NGN 15,111.54.

• 📊 Rates run from NGN 1,479.5078 to NGN 1,570.2674 per EUR across all amounts. The top three rates are from MoneyGram (NGN 1,570.2674 for transfers up to EUR 1,000), Profee (NGN 1,536.7576 for transfers from EUR 1.90) and Taptap Send (NGN 1,535.00 for transfers up to EUR 160,000).
• 📏 No typical markup. The median provider's best rate is 1.05% above the mid-market rate.
• ✅ 4 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Profee, Taptap Send and WorldRemit.
• 📈 Bigger transfers get better rates with 1 provider.
  • Currency Solutions gives NGN 1,505.865 per EUR for transfers from EUR 150,001, compared with NGN 1,499.8203 for transfers up to EUR 25,000.

How your recipient gets the money changes the rate. The median provider's best rate is 2.74% above the mid-market rate for money received in a Mobile Wallet, 1.05% above it in a Bank Account and 0.91% above it as Cash Pickup.

💸 What is the cheapest way to send money to Nigeria from Luxembourg?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 5 providers charge no fee on some ways to send or some amounts: Airwallex, Currency Solutions, MoneyGram, Taptap Send and WorldRemit.

🏦 How to send money from Luxembourg to Nigeria through a bank?

6 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 7 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Nigeria.

⚡ How to send money from Luxembourg to Nigeria fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account or in a Mobile Wallet and instantly as Cash Pickup.

• ⚡ How you pay can change the speed. With one provider, money arrives as Cash Pickup instantly when you pay by Credit Card, compared with within 30 minutes when you pay by Trustly.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Nigeria from Luxembourg?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 MoneyGram, Profee and Taptap Send offer the highest exchange rates, from NGN 1,535.00 to NGN 1,570.2674 per EUR.
• 🔀 Ria Money Transfer offers the most ways to send (10), followed by MoneyGram (9) and Profee (5).
• 💵 MoneyGram and Ria Money Transfer offer Cash Pickup in Nigeria.
• 🆓 5 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex EUR to NGN exchange rate today

• 💱 Airwallex's Euro to Nigerian Naira exchange rate is NGN 1,490.7982 per EUR, 1.35% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Currency Solutions EUR to NGN exchange rate today

• 💱 Currency Solutions' Euro to Nigerian Naira exchange rate runs from NGN 1,499.8203 to NGN 1,505.865 per EUR. Its best rate applies to transfers from EUR 150,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in 1–2 days.
• 📏 Currency Solutions accepts transfers from EUR 1,000 per transfer.

MoneyGram EUR to NGN exchange rate today

• 💱 MoneyGram's Euro to Nigerian Naira exchange rate runs from NGN 1,533.17 to NGN 1,570.2674 per EUR. Its best rate applies to transfers up to EUR 1,000 and is 3.91% above the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to EUR 4,450 per transfer.

Profee EUR to NGN exchange rate today

• 💱 Profee's Euro to Nigerian Naira exchange rate is NGN 1,536.7576 per EUR, 1.69% above the mid-market rate.
• 💸 Profee charges 0.1% + EUR 1.90 when you pay from a Bank Account or by SEPA and 0.5% + EUR 1.90 when you pay by Debit Card, with Google Pay or with Apple Pay.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay or by SEPA, and your recipient gets the money in a Bank Account.
• ⏱️ With Profee, money arrives in a Bank Account typically in 2–4 days.
• 📏 Profee accepts transfers from EUR 1.90 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Ria Money Transfer EUR to NGN exchange rate today

• 💱 Ria Money Transfer's Euro to Nigerian Naira exchange rate runs from NGN 1,479.5078 to NGN 1,509.9692 per EUR. Its best rate applies to transfers of EUR 100 to EUR 5,000 and is 0.08% below the mid-market rate.
• 💸 Ria Money Transfer charges 2% + EUR 1 (EUR 5 from EUR 200, EUR 8 from EUR 700.01, EUR 10 from EUR 1,000.01, 0.67% from EUR 1,500, EUR 12 from EUR 1,800, EUR 15 from EUR 2,000.01, 0.3% + EUR 6 from EUR 3,000).
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts EUR 100 to EUR 5,000 per transfer.

Taptap Send EUR to NGN exchange rate today

• 💱 Taptap Send's Euro to Nigerian Naira exchange rate is NGN 1,535.00 per EUR, 1.58% above the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to EUR 160,000 per transfer.

WorldRemit EUR to NGN exchange rate today

• 💱 WorldRemit's Euro to Nigerian Naira exchange rate is NGN 1,527.028 per EUR, 1.05% above the mid-market rate.
• 💸 WorldRemit charges no fee.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With WorldRemit, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn EUR 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Luxembourg to Nigeria

1. Compare providers. RemitFinder lists 7 providers and 29 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by Trustly, from a Bank Account, by SEPA, by Credit Card, by Debit Card, with Google Pay or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (7 providers), Cash Pickup (2 providers) or Mobile Wallet (2 providers), including FairMoney, Kuda Bank, OPay and PalmPay.
4. Check the limits. Published maximums start at EUR 4,450 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Nigeria.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Nigeria from Luxembourg

These FAQs use data from RemitFinder's live comparison of 7 providers for Luxembourg to Nigeria money transfers.

• How do I send money from Luxembourg to Nigeria?

  Compare 7 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Nigeria from Luxembourg?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Nigeria?

  5 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the EUR to NGN exchange rate today?

  The mid-market rate is NGN 1,511.154 per EUR. Providers' rates run from NGN 1,479.5078 to NGN 1,570.2674.

• Can I get a better rate than the mid-market EUR to NGN rate?

  Yes. Four providers, led by MoneyGram, Profee and Taptap Send, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Nigeria from Luxembourg?

  MoneyGram and Ria Money Transfer offer Cash Pickup in Nigeria. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Nigeria?

  MoneyGram and Taptap Send send to Mobile Wallet accounts in Nigeria, including FairMoney, Kuda Bank, OPay and PalmPay.

• What is the fastest way to send money to Nigeria?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Luxembourg to Nigeria instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Nigeria from Luxembourg?

  Each provider sets its own limits. The lowest published maximum is EUR 4,450, and 4 of 7 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Nigeria without fees?

  Yes, with Airwallex, Currency Solutions, MoneyGram, Taptap Send and WorldRemit on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Luxembourg to Nigeria?

  RemitFinder compares 7 providers: Airwallex, Currency Solutions, MoneyGram, Profee, Ria Money Transfer, Taptap Send and WorldRemit.

• Which app is best to send money to Nigeria?

  It depends on your amount and how you pay. RemitFinder compares 7 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Nigeria?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.