Best Way to Send Money to Kenya from New Zealand (NZD to KES)

Sending money from New Zealand to Kenya: what today's data shows

RemitFinder compares 11 providers and 26 ways to send money from New Zealand to Kenya. The mid-market rate is KES 73.1067 per NZD. 7 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Kenya from New Zealand?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 11 providers offering 26 ways to send New Zealand Dollar (NZD) to Kenyan Shilling (KES).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 11 providers, followed by Cash Pickup (2), Mobile Wallet (1) and Debit Card (1).

💱 How to get the best NZD to KES exchange rate?

The mid-market New Zealand Dollar to Kenyan Shilling rate today is KES 73.1067 per NZD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, NZD 1,000 is KES 73,106.70, and each 1% of markup costs about KES 731.07.

• 📊 Rates run from KES 69.3469 to KES 73.92 per NZD across all amounts. The top three rates are from Remitly (KES 73.92 for transfers up to NZD 20,000), MoneyGram (KES 73.7645 for transfers up to NZD 1,500) and Cambridge Currencies (KES 73.0336 for transfers from NZD 25,001).
• 📏 Typical markup: 0.35%. The median provider's best rate is 0.35% below the mid-market rate.
• ✅ 2 providers offer a rate above the mid-market rate on some amounts: MoneyGram and Remitly.
• 📈 Bigger transfers get better rates with 2 providers.
  • Cambridge Currencies gives KES 73.0336 per NZD for transfers from NZD 25,001, compared with KES 72.9239 for transfers up to NZD 5,000.
  • Currency Solutions gives KES 72.8508 per NZD for transfers from NZD 1,000,001, compared with KES 72.5584 for transfers up to NZD 150,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.90% above the mid-market rate for money received in a Mobile Wallet, 0.35% below it in a Bank Account, 0.46% below it as Cash Pickup and 1.11% below it on a Debit Card.

💸 What is the cheapest way to send money to Kenya from New Zealand?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 7 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX and Skrill Money Transfer.

🏦 How to send money from New Zealand to Kenya through a bank?

7 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 11 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Kenya.

⚡ How to send money from New Zealand to Kenya fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account or as Cash Pickup, within 30 minutes in a Mobile Wallet and in about 15 minutes on a Debit Card.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with about 4 hours when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Kenya from New Zealand?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Remitly, MoneyGram and Cambridge Currencies offer the highest exchange rates, from KES 73.0336 to KES 73.92 per NZD.
• 🔀 MoneyGram offers the most ways to send (6), followed by Ria Money Transfer (6) and Wise (5).
• 💵 MoneyGram and Ria Money Transfer offer Cash Pickup in Kenya.
• 🆓 7 providers have no-fee options.
• ⚡ MoneyGram and Wise publish the fastest delivery: instant.
• 🎁 1 provider has RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex NZD to KES exchange rate today

• 💱 Airwallex's New Zealand Dollar to Kenyan Shilling exchange rate is KES 71.7427 per NZD, 1.87% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies NZD to KES exchange rate today

• 💱 Cambridge Currencies' New Zealand Dollar to Kenyan Shilling exchange rate runs from KES 72.9239 to KES 73.0336 per NZD. Its best rate applies to transfers from NZD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions NZD to KES exchange rate today

• 💱 Currency Solutions' New Zealand Dollar to Kenyan Shilling exchange rate runs from KES 72.5584 to KES 72.8508 per NZD. Its best rate applies to transfers from NZD 1,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in 1–2 days.
• 📏 Currency Solutions accepts transfers from NZD 20,000 per transfer.

Key Currency NZD to KES exchange rate today

• 💱 Key Currency's New Zealand Dollar to Kenyan Shilling exchange rate is KES 73.0336 per NZD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from NZD 12,015.50 per transfer.

MoneyGram NZD to KES exchange rate today

• 💱 MoneyGram's New Zealand Dollar to Kenyan Shilling exchange rate runs from KES 71.1853 to KES 73.7645 per NZD. Its best rate applies to transfers up to NZD 1,500 and is 0.90% above the mid-market rate.
• 💸 MoneyGram charges 3% + NZD 4 when you pay by Credit Card and no fee when you pay by Debit Card.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to NZD 5,000 per transfer.

Regency FX NZD to KES exchange rate today

• 💱 Regency FX's New Zealand Dollar to Kenyan Shilling exchange rate is KES 73.0336 per NZD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly NZD to KES exchange rate today

• 💱 Remitly's New Zealand Dollar to Kenyan Shilling exchange rate is KES 73.92 per NZD, 1.11% above the mid-market rate.
• 💸 Remitly's fee is not published for NZD to KES transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to NZD 20,000 per transfer.

Revolut NZD to KES exchange rate today

• 💱 Revolut's New Zealand Dollar to Kenyan Shilling exchange rate is KES 72.2986 per NZD, 1.11% below the mid-market rate.
• 💸 When you pay by Revolut Account, Revolut charges NZD 340 when your recipient gets the money in a Bank Account and NZD 300 (1.5% from NZD 20,000) when your recipient gets the money on a Debit Card.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or on a Debit Card.
• ⏱️ With Revolut, money arrives in a Bank Account within 22 hours and on a Debit Card in about 15 minutes.
• 📏 Revolut accepts NZD 507.47 to NZD 100,000 per transfer.

Ria Money Transfer NZD to KES exchange rate today

• 💱 Ria Money Transfer's New Zealand Dollar to Kenyan Shilling exchange rate is KES 71.7775 per NZD, 1.82% below the mid-market rate.
• 💸 Ria Money Transfer charges NZD 3.99.
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts NZD 100 to NZD 20,000 per transfer.

Skrill Money Transfer NZD to KES exchange rate today

• 💱 Skrill Money Transfer's New Zealand Dollar to Kenyan Shilling exchange rate is KES 69.3469 per NZD, 5.14% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 2 days.
• 📏 Skrill Money Transfer accepts NZD 4.01 to NZD 20,059 per transfer.
• 🎁 RemitFinder exclusive for Skrill Money Transfer: Get NZD 15 bonus for first transfer.

Wise NZD to KES exchange rate today

• 💱 Wise's New Zealand Dollar to Kenyan Shilling exchange rate is KES 72.8045 per NZD, 0.41% below the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by POLi, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts NZD 5.15 to NZD 1,000,000 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from New Zealand to Kenya

1. Compare providers. RemitFinder lists 11 providers and 26 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by POLi, by Credit Card, by Debit Card, with Apple Pay or by Revolut Account.
3. Choose how your recipient gets the money. Bank Account (11 providers), Cash Pickup (2 providers), Mobile Wallet (1 provider) or Debit Card (1 provider).
4. Check the limits. Published maximums start at NZD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Kenya.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Kenya from New Zealand

These FAQs use data from RemitFinder's live comparison of 11 providers for New Zealand to Kenya money transfers.

• How do I send money from New Zealand to Kenya?

  Compare 11 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Kenya from New Zealand?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Kenya?

  7 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the NZD to KES exchange rate today?

  The mid-market rate is KES 73.1067 per NZD. Providers' rates run from KES 69.3469 to KES 73.92.

• Can I get a better rate than the mid-market NZD to KES rate?

  Yes. Remitly and MoneyGram offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Kenya from New Zealand?

  MoneyGram and Ria Money Transfer offer Cash Pickup in Kenya. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Kenya?

  By their published times, MoneyGram and Wise deliver fastest, instantly.

• Can I send money from New Zealand to Kenya instantly?

  Yes. Three providers publish delivery within an hour on some ways to send.

• How much money can I send to Kenya from New Zealand?

  Each provider sets its own limits. The lowest published maximum is NZD 5,000, and 5 of 11 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Kenya without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX and Skrill Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from New Zealand to Kenya?

  RemitFinder compares 11 providers: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Remitly, Revolut, Ria Money Transfer, Skrill Money Transfer and Wise.

• Which app is best to send money to Kenya?

  It depends on your amount and how you pay. RemitFinder compares 11 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Kenya?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.