Best Way to Send Money to Uruguay from New Zealand (NZD to UYU)

Sending money from New Zealand to Uruguay: what today's data shows

RemitFinder compares 6 providers and 18 ways to send money from New Zealand to Uruguay. The mid-market rate is UYU 22.6231 per NZD. 3 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Uruguay from New Zealand?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 6 providers offering 18 ways to send New Zealand Dollar (NZD) to Uruguayan Peso (UYU).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 5 providers, followed by Cash Pickup (2).

💱 How to get the best NZD to UYU exchange rate?

The mid-market New Zealand Dollar to Uruguayan Peso rate today is UYU 22.6231 per NZD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, NZD 1,000 is UYU 22,623.10, and each 1% of markup costs about UYU 226.23.

• 📊 Rates run from UYU 0.5484 to UYU 22.5289 per NZD across all amounts. The top three rates are from Wise (UYU 22.5289 for transfers of NZD 24.22 to NZD 1,000,000), Airwallex (UYU 22.058) and Remitly (UYU 22.02 for transfers up to NZD 20,000).
• 📏 Typical markup: 3.82%. The median provider's best rate is 3.82% below the mid-market rate.

How your recipient gets the money changes the rate. The median provider's best rate is 2.67% below the mid-market rate for money received in a Bank Account and 51.26% below it as Cash Pickup.

💸 What is the cheapest way to send money to Uruguay from New Zealand?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 3 providers charge no fee on some ways to send or some amounts: Airwallex, MoneyGram and XE Money Transfer.

🏦 How to send money from New Zealand to Uruguay through a bank?

4 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 5 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Airwallex publishes delivery in about 2 hours.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Uruguay.

⚡ How to send money from New Zealand to Uruguay fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive in about 2 hours in a Bank Account and instantly as Cash Pickup.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 1 day when you pay by Credit Card, compared with about 2 days when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Uruguay from New Zealand?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, Airwallex and Remitly offer the highest exchange rates, from UYU 22.02 to UYU 22.5289 per NZD.
• 🔀 Ria Money Transfer offers the most ways to send (6), followed by Wise (5) and XE Money Transfer (3).
• 💵 MoneyGram and Ria Money Transfer offer Cash Pickup in Uruguay.
• 🆓 3 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex NZD to UYU exchange rate today

• 💱 Airwallex's New Zealand Dollar to Uruguayan Peso exchange rate is UYU 22.058 per NZD, 2.50% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

MoneyGram NZD to UYU exchange rate today

• 💱 MoneyGram's New Zealand Dollar to Uruguayan Peso exchange rate runs from UYU 0.5484 to UYU 0.5513 per NZD. Its best rate applies to transfers up to NZD 1,500 and is 97.56% below the mid-market rate.
• 💸 MoneyGram charges 3% + NZD 4 when you pay by Credit Card and no fee when you pay by Debit Card.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money as Cash Pickup.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly.
• 📏 MoneyGram accepts up to NZD 5,000 per transfer.

Remitly NZD to UYU exchange rate today

• 💱 Remitly's New Zealand Dollar to Uruguayan Peso exchange rate is UYU 22.02 per NZD, 2.67% below the mid-market rate.
• 💸 Remitly's fee is not published for NZD to UYU transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to NZD 20,000 per transfer.

Ria Money Transfer NZD to UYU exchange rate today

• 💱 Ria Money Transfer's New Zealand Dollar to Uruguayan Peso exchange rate is UYU 21.50 per NZD, 4.96% below the mid-market rate.
• 💸 Ria Money Transfer charges NZD 3.99.
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts NZD 100 to NZD 20,000 per transfer.

Wise NZD to UYU exchange rate today

• 💱 Wise's New Zealand Dollar to Uruguayan Peso exchange rate is UYU 22.5289 per NZD, 0.42% below the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by POLi, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 1 day.
• 📏 Wise accepts NZD 24.22 to NZD 1,000,000 per transfer.

XE Money Transfer NZD to UYU exchange rate today

• 💱 XE Money Transfer's New Zealand Dollar to Uruguayan Peso exchange rate runs from UYU 21.0192 to UYU 21.4914 per NZD. Its best rate applies to transfers up to NZD 10,000 and is 5.00% below the mid-market rate.
• 💸 XE Money Transfer charges NZD 5 (no fee from NZD 1,000) when you pay from a Bank Account, 0.9% + NZD 5 (0.9% from NZD 1,000) when you pay by Credit Card and 0.4% + NZD 5 (0.4% from NZD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from New Zealand to Uruguay

1. Compare providers. RemitFinder lists 6 providers and 18 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by Credit Card, by Debit Card, from a Bank Account, by POLi or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (5 providers) or Cash Pickup (2 providers).
4. Check the limits. Published maximums start at NZD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Uruguay.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Uruguay from New Zealand

These FAQs use data from RemitFinder's live comparison of 6 providers for New Zealand to Uruguay money transfers.

• How do I send money from New Zealand to Uruguay?

  Compare 6 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Uruguay from New Zealand?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Uruguay?

  3 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the NZD to UYU exchange rate today?

  The mid-market rate is UYU 22.6231 per NZD. Providers' rates run from UYU 0.5484 to UYU 22.5289.

• How can I send cash to Uruguay from New Zealand?

  MoneyGram and Ria Money Transfer offer Cash Pickup in Uruguay. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Uruguay?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from New Zealand to Uruguay instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Uruguay from New Zealand?

  Each provider sets its own limits. The lowest published maximum is NZD 5,000, and 2 of 6 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Uruguay without fees?

  Yes, with Airwallex, MoneyGram and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from New Zealand to Uruguay?

  RemitFinder compares 6 providers: Airwallex, MoneyGram, Remitly, Ria Money Transfer, Wise and XE Money Transfer.

• Which app is best to send money to Uruguay?

  It depends on your amount and how you pay. RemitFinder compares 6 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Uruguay?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.