RemitFinder helps you compare international money transfer services when remitting money from Hong Kong. Whether you are sending money to support family, pay bills abroad, or manage international expenses, comparing providers can help you save on exchange rates and fees.
On this page, you can explore where you can send money out of Hong Kong, see which providers support each destination, and compare rates, transfer speed, payout options, and limits.
Not sure where to start? Browse all sending countries on our send money from hub.
Where Can You Send Money From Hong Kong To?
Below are the destinations you can send Hong Kong remittances from, grouped by region for easier browsing.
The below regions of the world are sorted alphabetically, and the countries within these regions are also sorted alphabetically for easier lookup.
Once you have located your destination country, click on it to compare numerous money transfer options for your chosen country combination.
Browse by region:
Africa | Asia | Caribbean | Europe | North America | Oceania | Polar Territories | South AmericaCountries in Africa you can send money to from Hong Kong
Here are various countries in Africa that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in Africa.
Countries in Asia you can send money to from Hong Kong
Here are various countries in Asia that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in Asia.
Countries in Caribbean you can send money to from Hong Kong
Here are various countries in Caribbean that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in Caribbean.
Countries in Europe you can send money to from Hong Kong
Here are various countries in Europe that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in Europe.
Countries in North America you can send money to from Hong Kong
Here are various countries in North America that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in North America.
Countries in Oceania you can send money to from Hong Kong
Here are various countries in Oceania that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in Oceania.
Countries in Polar Territories you can send money to from Hong Kong
Here are various countries in Polar Territories that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in Polar Territories.
Countries in South America you can send money to from Hong Kong
Here are various countries in South America that you can send Hong Kong based money transfers to. Simply click on your destination country below to see the best exchange rates for sending Hong Kong Dollar remittances out of Hong Kong to your chosen destination in South America.
How can I send money from Hong Kong?
Sending money internationally from Hong Kong is easy. Simply search for your destination country to send Hong Kong Dollar money transfers from Hong Kong. RemitFinder compares many money transfer operators for Hong Kong remittances to your chosen destination in an easy to understand format.
Can someone from Hong Kong send money?
Unless there are any sanctions or political restrictions in place in Hong Kong, it should be permissible to send Hong Kong Dollar transfers out of the country. In case it is not allowed to send money from Hong Kong, transfer companies will not accept remittance requests.
What is the best way to send money from Hong Kong?
To find the best options to send HKD from Hong Kong, simply compare available providers and pick the one that suits your needs best.
Cannot find your country? All supported destination countries are listed above, grouped by region.
Want to compare instantly? Use the transfer search below.
Simply choose your destination country for money transfers originating out of Hong Kong, and change the transfer amount if needed to easily compare numerous money transfer providers for your next international money transfer.
Compare various money transfer operators to send money from Hong Kong to your chosen destination easily. Simply choose your destination country above and search and compare options.
Popular Money Transfer Corridors From Hong Kong
These are some of the most commonly used international money transfer routes from Hong Kong.
Popular corridors
What Is The Currency In Hong Kong?
The official currency of Hong Kong is important to know when sending or receiving money internationally. Understanding the local currency helps you compare exchange rates, fees, and the final amount your recipient will receive.
Which currency is used in Hong Kong?
The official currency of Hong Kong is the Hong Kong Dollar (ISO code: HKD), and it is commonly represented by "$" and "HK$".
How is Hong Kong Dollar written, and how many decimals does it use?
HKD amounts are typically shown with 2 decimal places.
- HKD 1250.50
- HK$ 1250.50
- HKD 0.25 = 25 cents
What is the subunit of 1 Hong Kong Dollar?
The subunit of Hong Kong Dollar is cent, and 1 HKD is divided into 100 cents.
Which other countries use the Hong Kong Dollar?
Hong Kong is the main country that uses the Hong Kong Dollar.
When sending money from Hong Kong, what currency do providers use?
International transfers from Hong Kong are typically funded in Hong Kong Dollar and converted into the recipient's local currency before payout. Most providers covering Hong Kong quote exchange rates directly in HKD, making the rate you receive a key factor in how much money arrives.
Why do HKD exchange rates vary between providers?
Exchange rates often differ due to FX spreads rather than visible fees, which means two transfers of the same HKD amount from Hong Kong can result in different payout values.
What is the best way to compare the true cost of a HKD transfer from Hong Kong?
The true cost of Hong Kong Dollar transfers sent from Hong Kong is best understood by comparing the exchange rate alongside any applicable fees. This helps avoid overpaying and ensures your recipient receives maximum value.
Does comparing Hong Kong Dollar exchange rates really make a difference?
Yes. If you send money from Hong Kong regularly, comparing Hong Kong Dollar exchange rates can make a meaningful difference over time.
Why Compare Money Transfer Services From Hong Kong?
The cost and experience of sending money internationally can vary widely depending on where you are sending from. Money transfer services often price the same corridor differently based on local market conditions, which means Hong Kong Dollar exchange rates, fees, and transfer options from Hong Kong may not match what is offered in other countries.
Fees also depend heavily on how you fund your HKD transfer from Hong Kong. Bank transfers, debit cards, and credit cards can carry different costs, limits, and processing times in Hong Kong, even when using the same provider.
Coverage is another important factor when sending money from Hong Kong. Not all money transfer services support the same destination countries, payout methods, or currencies when transfers are initiated in HKD from Hong Kong.
Transfer limits and verification requirements in Hong Kong can further affect how much HKD you can send and how quickly your Hong Kong Dollar transfer is processed. These limits often vary by provider and funding method and may change once verification is completed.
Comparing money transfer services side by side helps you identify which providers actually work from Hong Kong and which offer the best balance of Hong Kong Dollar exchange rates, fees, transfer speed, and reliability for your needs.
How Sending Money From Hong Kong Works
Sending money from Hong Kong typically involves choosing a transfer provider, selecting a funding method, and sending funds in HKD to a recipient abroad. Costs, processing time, and availability can vary based on local banking practices in Hong Kong and the destination country.
What funding methods can I use to send HKD from Hong Kong?
Most international transfers from Hong Kong in HKD are funded using bank transfers, debit cards, or credit cards. Bank-funded transfers are often the most cost-effective option in Hong Kong, while card-funded Hong Kong Dollar transfers can be faster but may come with higher fees or less favorable exchange rates.
What verification is required to send money from Hong Kong?
When sending money from Hong Kong, you are usually required to provide basic identity details. Additional verification may apply for higher-value HKD transfers or first-time transfers. These checks help keep Hong Kong Dollar transfers secure and compliant with regulations in Hong Kong.
Are there limits on how much HKD I can send from Hong Kong?
Transfer limits depend on the funding method you use and how frequently you send money from Hong Kong. Some methods allow higher HKD limits once verification is complete, while others are restricted to lower amounts regardless of transfer history.
How long do HKD transfers from Hong Kong take?
Some Hong Kong Dollar transfers from Hong Kong are processed on the same day, while others may take longer. Processing time can be affected by banking hours, weekends, and public holidays in Hong Kong.
Why can processing times vary when sending money from Hong Kong?
Local banking practices in Hong Kong, such as cut-off times, business days, and identification requirements, can influence when a Hong Kong Dollar transfer is processed and settled.
How can I avoid delays when sending money from Hong Kong?
Comparing providers, choosing the right funding method, and understanding local rules in Hong Kong can help ensure a smoother HKD transfer with fewer delays or surprises.
Payment Methods Available in Hong Kong
The way you fund your money transfer from Hong Kong can directly affect cost, speed, and convenience. Available payment methods are influenced by local banking adoption, card usage, and global remittance norms, which means options for sending HKD from Hong Kong may differ from what is available elsewhere.
Payment method availability in Hong Kong is determined by a combination of:
- Global remittance standards
- Local banking and card penetration prevalent in Hong Kong
- Declining or limited use of cash-based funding methods within Hong Kong
Below are the most common ways to fund international money transfers from Hong Kong.
FPSRecommended
FPS stands for Faster Payment System, and it enables near-instant bank transfers in Hong Kong. Owned by the The Hong Kong Monetary Authority, FPS can make payments fast and local.
Bank Transfer
Bank transfers are a common way to fund an international money transfer in Hong Kong, especially for larger Hong Kong Dollar amounts. They are often priced more competitively than cards, but processing can depend on bank cut-off times, weekends, and local holidays in Hong Kong.
Debit / Credit Card
Card payments in Hong Kong can be convenient and are often the fastest way to fund a transfer sent in Hong Kong Dollar. They may come with higher fees or a less favorable HKD exchange rate than bank transfers, especially on larger amounts.
Payment methods shown above for Hong Kong include badges that highlight common characteristics. These indicators are based on typical usage patterns when sending HKD from Hong Kong, but actual costs and speeds can vary by provider and destination.
Here are the badges and their definitions that we have used above to present payment methods in Hong Kong:
- 🟢 Cheapest: This funding method often has lower fees or more competitive Hong Kong Dollar exchange rates.
- ⚡ Fastest: This method typically processes transfers more quickly, especially for smaller amounts.
- ⭐ Most Common: This funding method is widely supported for transfers from Hong Kong.
- 🏦 Local Payment Method: This funding method is local to Hong Kong and may be cheaper and faster as compared to other methods.
Payment method FAQs for Hong Kong
Payment methods available in Hong Kong can affect how quickly money is delivered and how much the transfer costs. Understanding the common options helps you choose the most suitable way to send or receive funds.
What payment methods are available in Hong Kong?
In Hong Kong, common payment options include FPS, Bank Transfer, and Debit / Credit Card. Availability, fees, and processing times can vary by provider and destination.
What is the recommended payment method in Hong Kong?
FPS is often a solid default because it balances cost, speed, and availability. Your best option may still depend on the amount and provider.
Which payment method is usually the cheapest in Hong Kong?
FPS is often the most cost-effective option for Hong Kong Dollar (HKD), though final costs depend on fees and exchange rates.
Which payment method is usually the fastest in Hong Kong?
FPS is often the fastest option, especially for smaller transfers, though processing times can vary by provider.
What is the most common payment method in Hong Kong?
FPS is widely supported across providers and is a reliable option for many transfers.
Which payment method is best for speed in Hong Kong?
FPS and Debit / Credit Card are often best for speed in Hong Kong. Often useful when you want to send and receive funds quickly. Actual costs and speed still depend on the provider.
Which payment method is best for faster checkout in Hong Kong?
FPS and Debit / Credit Card are often best for faster checkout in Hong Kong. Can reduce checkout friction with quicker transaction confirmation. Actual costs and speed still depend on the provider.
Which payment method is best for convenience in Hong Kong?
FPS and Debit / Credit Card are often best for convenience in Hong Kong. Often easier to use with fewer steps to complete payment and receipt of funds. Actual costs and speed still depend on the provider.
Which payment method is best for lower fees in Hong Kong?
FPS and Bank Transfer are often best for lower fees in Hong Kong. Often a good choice if you want to minimize fees and improve overall value. Actual costs and speed still depend on the provider.
Which payment method is best for larger amounts in Hong Kong?
Bank Transfer is often best for larger amounts in Hong Kong. Often a better fit when sending and receiving bigger amounts, where fees and exchange rate margins matter more. Actual costs and speed still depend on the provider.
Which payment method is best for smaller amounts in Hong Kong?
Debit / Credit Card is often best for smaller amounts in Hong Kong. Often convenient for smaller transfers, though fees can still vary by provider. Actual costs and speed still depend on the provider.
Tips For Sending Money From Hong Kong
Sending money from Hong Kong can be simple and cost-effective if you know what to look for. Below are practical tips to help you get better value, avoid common mistakes, and make the most of your Hong Kong Dollar (HKD) transfers.
Compare exchange rates from various providers in Hong Kong
Many providers often advertise "low" or even "zero" fees, but make up the difference by offering weaker exchange rates.
When sending money from Hong Kong in HKD, always compare the final amount the recipient receives, not just the upfront fee. A slightly higher fee with a stronger exchange rate can often work out cheaper overall.
The exchange rate on an international money transfer sent from Hong Kong is one of the most important factors you should pay attention to.
Choose the right payment method for Hong Kong Dollar remittances
The way you fund your transfer from Hong Kong matters.
Bank transfers are often the most cost-effective for larger HKD amounts, whilst debit or credit cards can be faster, but may come with higher fees or less favorable exchange rates.
Look for local payment methods in Hong Kong (if available) as they can offer a good balance of speed and cost.
If you send Hong Kong Dollar overseas regularly, experimenting with different payment methods can lead to meaningful savings over time.
Be aware of transfer limits and regulations in Hong Kong
Providers operating in Hong Kong often apply different limits depending on how you send HKD and whether your account is fully verified. From Hong Kong, higher-value transfers may require additional identity checks. Completing KYC (know your customer) and other regulatory requirements early can unlock better limits and reduce delays later.
HKD transfer timing can affect speed and cost
Bank-funded transfers from Hong Kong usually follow local banking hours. Transfers initiated late in the day, on weekends, or during public holidays may take longer to process.
If speed matters, check cut-off times and consider faster payment options in Hong Kong when available.
Watch out for Hong Kong Dollar conversion traps
In rare cases, some card issuers in Hong Kong automatically convert HKD into another currency before the transfer is processed, often at poor rates.
To avoid this, send in HKD and let the money transfer provider handle the conversion, as this is usually cheaper and more transparent.
Find the best provider for the destination country
Not all providers offer the same pricing or payout options for every corridor from Hong Kong. A service that works well for one destination may be expensive or slow for another.
Always compare providers specifically for your chosen destination to get the best payout for your Hong Kong Dollar money transfers.
We also recommend having accounts with several money transfer companies in Hong Kong so you can capitalize on better rates and deals from them.
Small differences add up
If you send money from Hong Kong regularly, even small improvements in HKD exchange rates or fees can make a big difference over time. Comparing providers before each transfer helps ensure more of your Hong Kong Dollar reaches its destination.
At RemitFinder, we make it easy to compare trusted money transfer services side by side, so you can send money from Hong Kong knowing you are getting the best available option for your needs.
FAQs About Sending Money From Hong Kong
Here are some additional questions that sometimes come up from our readers in Hong Kong when it comes to sending money abroad.
Is it legal to send money from Hong Kong to another country?
Sending money internationally from Hong Kong is generally legal. Licensed money transfer providers operate under local and international regulations, which means transfers in Hong Kong Dollar (HKD) must meet standard identity and compliance checks.
That said, global political situations and financial restrictions may be in place for certain countries. Always check before you send HKD from Hong Kong.
How can someone from Hong Kong send me money?
If you wish to receive money from Hong Kong, have the sender search for a suitable provider that supports Hong Kong Dollar transfers. Once they choose a suitable money transfer operator in Hong Kong, they will need your bank or related information to send you the funds.
Do I need a bank account to send money from Hong Kong?
Not always. Many providers allow you to send money from Hong Kong using bank transfers, debit cards, or sometimes cash, depending on what is commonly supported locally.
Also, lookout for local payment options in Hong Kong that can be cheaper and faster.
Overall payment method availability in Hong Kong can vary by provider, transfer amount, and destination country.
Are there limits on how much I can send from Hong Kong?
Yes. Transfer limits from Hong Kong depend on the provider, the payment method you use, and whether your account is fully verified. Bank-funded transfers in HKD usually allow higher limits than card-based or cash-funded transfers.
How to send money internationally from Hong Kong?
To send HKD from Hong Kong, simply located your destination country above, or directly search for your chosen corridor. RemitFinder will show you a comparison table with various providers in Hong Kong for your chosen destination.
Once you locate the provider of your choice, use their service to send money from Hong Kong.
How can I reduce the cost of sending money from Hong Kong?
The most effective way to lower the cost of Hong Kong Dollar transfers is to compare providers before you send.
Exchange rates, fees, and payout methods can vary significantly when sending Hong Kong Dollar from Hong Kong, even for the same destination. Comparing options helps ensure more of your HKD reaches the recipient.
Which app is best to send money from Hong Kong?
Depending on your chosen destination to send HKD from Hong Kong, there may be several providers available. To easily compare them, use RemitFinder’s online comparison engine and pick the best provider for your Hong Kong remittances.