Best Way to Send Money to South Africa from Hong Kong (HKD to ZAR)

Sending money from Hong Kong to South Africa: what today's data shows

RemitFinder compares 11 providers and 18 ways to send money from Hong Kong to South Africa. The mid-market rate is ZAR 2.0922 per HKD. 7 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to South Africa from Hong Kong?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 11 providers offering 18 ways to send Hong Kong Dollar (HKD) to South African Rand (ZAR).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 11 providers, followed by Cash Pickup (1).

💱 How to get the best HKD to ZAR exchange rate?

The mid-market Hong Kong Dollar to South African Rand rate today is ZAR 2.0922 per HKD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, HKD 1,000 is ZAR 2,092.20, and each 1% of markup costs about ZAR 20.92.

• 📊 Rates run from ZAR 1.9956 to ZAR 2.1181 per HKD across all amounts. The top three rates are from Wise (ZAR 2.1181 for transfers of HKD 50.50 to HKD 1,000,000), OFX (ZAR 2.1037) and CurrencyFair (ZAR 2.1001 for transfers of HKD 100 to HKD 99,000,000).
• 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
• ✅ 5 providers offer a rate above the mid-market rate on some amounts: Airwallex, CurrencyFair, MoneyGram, OFX and Wise.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives ZAR 2.0901 per HKD for transfers from HKD 25,001, compared with ZAR 2.087 for transfers up to HKD 5,000.
  • Currency Solutions gives ZAR 2.0849 per HKD for transfers from HKD 1,000,001, compared with ZAR 2.0786 for transfers up to HKD 500,000.
  • TorFX gives ZAR 2.0884 per HKD for transfers from HKD 200,001, compared with ZAR 2.0629 for transfers up to HKD 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.10% below the mid-market rate for money received in a Bank Account and 4.62% below it as Cash Pickup.

💸 What is the cheapest way to send money to South Africa from Hong Kong?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 7 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, Regency FX, TorFX and XE Money Transfer.

🏦 How to send money from Hong Kong to South Africa through a bank?

10 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 11 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in South Africa.

⚡ How to send money from Hong Kong to South Africa fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to South Africa from Hong Kong?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, OFX and CurrencyFair offer the highest exchange rates, from ZAR 2.1001 to ZAR 2.1181 per HKD.
• 🔀 Wise offers the most ways to send (5), followed by MoneyGram (4) and Airwallex (1).
• 💵 MoneyGram offers Cash Pickup in South Africa.
• 🆓 7 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex HKD to ZAR exchange rate today

• 💱 Airwallex's Hong Kong Dollar to South African Rand exchange rate is ZAR 2.0953 per HKD, 0.15% above the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Cambridge Currencies HKD to ZAR exchange rate today

• 💱 Cambridge Currencies' Hong Kong Dollar to South African Rand exchange rate runs from ZAR 2.087 to ZAR 2.0901 per HKD. Its best rate applies to transfers from HKD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions HKD to ZAR exchange rate today

• 💱 Currency Solutions' Hong Kong Dollar to South African Rand exchange rate runs from ZAR 2.0786 to ZAR 2.0849 per HKD. Its best rate applies to transfers from HKD 1,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in 1–2 days.
• 📏 Currency Solutions accepts transfers from HKD 150,001 per transfer.

CurrencyFair HKD to ZAR exchange rate today

• 💱 CurrencyFair's Hong Kong Dollar to South African Rand exchange rate is ZAR 2.1001 per HKD, 0.38% above the mid-market rate.
• 💸 CurrencyFair's fee is not published for HKD to ZAR transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts HKD 100 to HKD 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Key Currency HKD to ZAR exchange rate today

• 💱 Key Currency's Hong Kong Dollar to South African Rand exchange rate is ZAR 2.0901 per HKD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from HKD 52,837.50 per transfer.

MoneyGram HKD to ZAR exchange rate today

• 💱 MoneyGram's Hong Kong Dollar to South African Rand exchange rate runs from ZAR 1.9956 to ZAR 2.0973 per HKD. Its best rate applies to transfers up to HKD 23,830 and is 0.24% above the mid-market rate.
• 💸 MoneyGram charges HKD 8.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.

OFX HKD to ZAR exchange rate today

• 💱 OFX's Hong Kong Dollar to South African Rand exchange rate is ZAR 2.1037 per HKD, 0.55% above the mid-market rate.
• 💸 OFX's fee is not published for HKD to ZAR transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Regency FX HKD to ZAR exchange rate today

• 💱 Regency FX's Hong Kong Dollar to South African Rand exchange rate is ZAR 2.0901 per HKD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

TorFX HKD to ZAR exchange rate today

• 💱 TorFX's Hong Kong Dollar to South African Rand exchange rate runs from ZAR 2.0629 to ZAR 2.0884 per HKD. Its best rate applies to transfers of HKD 200,001 to HKD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to HKD 999,999,999 per transfer.

Wise HKD to ZAR exchange rate today

• 💱 Wise's Hong Kong Dollar to South African Rand exchange rate is ZAR 2.1181 per HKD, 1.24% above the mid-market rate.
• 💸 Wise charges 0.55% + HKD 26.61 when you pay from a Bank Account or by FPS, 4.83% + HKD 25.47 when you pay by Credit Card or with Apple Pay and 4.71% + HKD 25.50 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by FPS, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 3 hours.
• 📏 Wise accepts HKD 50.50 to HKD 1,000,000 per transfer.

XE Money Transfer HKD to ZAR exchange rate today

• 💱 XE Money Transfer's Hong Kong Dollar to South African Rand exchange rate runs from ZAR 2.0886 to ZAR 2.0888 per HKD. Its best rate applies to transfers of HKD 500 to HKD 30,000 and is 0.16% below the mid-market rate.
• 💸 XE Money Transfer charges HKD 30 (no fee from HKD 10,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Hong Kong to South Africa

1. Compare providers. RemitFinder lists 11 providers and 18 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by FPS, by Credit Card, by Debit Card or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (11 providers) or Cash Pickup (1 provider).
4. Check the limits. Published maximums start at HKD 1,000,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in South Africa.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to South Africa from Hong Kong

These FAQs use data from RemitFinder's live comparison of 11 providers for Hong Kong to South Africa money transfers.

• How do I send money from Hong Kong to South Africa?

  Compare 11 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to South Africa from Hong Kong?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to South Africa?

  7 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the HKD to ZAR exchange rate today?

  The mid-market rate is ZAR 2.0922 per HKD. Providers' rates run from ZAR 1.9956 to ZAR 2.1181.

• Can I get a better rate than the mid-market HKD to ZAR rate?

  Yes. Five providers, led by Wise, OFX and CurrencyFair, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to South Africa from Hong Kong?

  MoneyGram offers Cash Pickup in South Africa. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to South Africa?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Hong Kong to South Africa instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to South Africa from Hong Kong?

  Each provider sets its own limits. The lowest published maximum is HKD 1,000,000, and 8 of 11 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to South Africa without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, Regency FX, TorFX and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Hong Kong to South Africa?

  RemitFinder compares 11 providers: Airwallex, Cambridge Currencies, Currency Solutions, CurrencyFair, Key Currency, MoneyGram, OFX, Regency FX, TorFX, Wise and XE Money Transfer.

• Which app is best to send money to South Africa?

  It depends on your amount and how you pay. RemitFinder compares 11 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to South Africa?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.