Best Way to Send Money to Pakistan from Hong Kong (HKD to PKR)

Sending money from Hong Kong to Pakistan: what today's data shows

RemitFinder compares 9 providers and 24 ways to send money from Hong Kong to Pakistan. The mid-market rate is PKR 35.2476 per HKD. 6 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Pakistan from Hong Kong?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 9 providers offering 24 ways to send Hong Kong Dollar (HKD) to Pakistani Rupee (PKR).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 9 providers, followed by Cash Pickup (1) and Mobile Wallet (1).

💱 How to get the best HKD to PKR exchange rate?

The mid-market Hong Kong Dollar to Pakistani Rupee rate today is PKR 35.2476 per HKD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, HKD 1,000 is PKR 35,247.60, and each 1% of markup costs about PKR 352.48.

• 📊 Rates run from PKR 33.6251 to PKR 35.2662 per HKD across all amounts. The top three rates are from Wise (PKR 35.2662 for transfers of HKD 19.66 to HKD 1,000,000), Key Currency (PKR 35.2124 for transfers from HKD 52,837.50) and Regency FX (PKR 35.2124).
• 📏 Typical markup: 1.27%. The median provider's best rate is 1.27% below the mid-market rate.
• ✅ Wise offers a rate above the mid-market rate on some amounts.

How your recipient gets the money changes the rate. The median provider's best rate is 1.00% below the mid-market rate for money received as Cash Pickup, 1.00% below it in a Mobile Wallet and 1.27% below it in a Bank Account.

💸 What is the cheapest way to send money to Pakistan from Hong Kong?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 6 providers charge no fee on some ways to send or some amounts: Airwallex, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer and XE Money Transfer.

🏦 How to send money from Hong Kong to Pakistan through a bank?

7 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 9 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Pakistan.

⚡ How to send money from Hong Kong to Pakistan fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account or as Cash Pickup and within 30 minutes in a Mobile Wallet.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Pakistan from Hong Kong?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, Key Currency and Regency FX offer the highest exchange rates, from PKR 35.2124 to PKR 35.2662 per HKD.
• 🔀 Panda Remit offers the most ways to send (7), followed by MoneyGram (6) and Wise (5).
• 💵 MoneyGram offers Cash Pickup in Pakistan.
• 🆓 6 providers have no-fee options.
• ⚡ MoneyGram and Wise publish the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex HKD to PKR exchange rate today

• 💱 Airwallex's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 34.7996 per HKD, 1.27% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Key Currency HKD to PKR exchange rate today

• 💱 Key Currency's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 35.2124 per HKD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from HKD 52,837.50 per transfer.

MoneyGram HKD to PKR exchange rate today

• 💱 MoneyGram's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 34.8956 per HKD, 1.00% below the mid-market rate.
• 💸 When you pay by Credit Card, MoneyGram charges HKD 7 (no fee from HKD 3,000) when your recipient gets the money in a Bank Account or in a Mobile Wallet and no fee when your recipient gets the money as Cash Pickup. When you pay by Debit Card, MoneyGram charges HKD 7 (no fee from HKD 3,000) when your recipient gets the money in a Bank Account or in a Mobile Wallet and no fee when your recipient gets the money as Cash Pickup.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.

OFX HKD to PKR exchange rate today

• 💱 OFX's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 34.7247 per HKD, 1.48% below the mid-market rate.
• 💸 OFX's fee is not published for HKD to PKR transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit HKD to PKR exchange rate today

• 💱 Panda Remit's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 34.7211 per HKD, 1.49% below the mid-market rate.
• 💸 Panda Remit charges HKD 20.
• 🏦 With Panda Remit, you pay from a Bank Account, by Debit Card, by FPS, by Octopus, by Tap & Go, with Alipay or with WeChat Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 15 minutes.
• 📏 Panda Remit accepts HKD 100 to HKD 30,000 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Regency FX HKD to PKR exchange rate today

• 💱 Regency FX's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 35.2124 per HKD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Skrill Money Transfer HKD to PKR exchange rate today

• 💱 Skrill Money Transfer's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 33.6251 per HKD, 4.60% below the mid-market rate.
• 💸 Skrill Money Transfer charges no fee.
• 🏦 With Skrill Money Transfer, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Skrill Money Transfer, money arrives in a Bank Account within 1 day.
• 📏 Skrill Money Transfer accepts HKD 17.64 to HKD 88,178 per transfer.

Wise HKD to PKR exchange rate today

• 💱 Wise's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 35.2662 per HKD, 0.05% above the mid-market rate.
• 💸 Wise charges 0.66% + HKD 9.60 when you pay from a Bank Account or by FPS, 4.92% + HKD 9.20 when you pay by Credit Card or with Apple Pay and 4.81% + HKD 9.20 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by FPS, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts HKD 19.66 to HKD 1,000,000 per transfer.

XE Money Transfer HKD to PKR exchange rate today

• 💱 XE Money Transfer's Hong Kong Dollar to Pakistani Rupee exchange rate is PKR 34.1506 per HKD, 3.11% below the mid-market rate.
• 💸 XE Money Transfer charges HKD 30 (no fee from HKD 10,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Hong Kong to Pakistan

1. Compare providers. RemitFinder lists 9 providers and 24 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by FPS, by Credit Card, by Debit Card, with Apple Pay, by Octopus, by Tap & Go, with Alipay or with WeChat Pay.
3. Choose how your recipient gets the money. Bank Account (9 providers), Cash Pickup (1 provider) or Mobile Wallet (1 provider).
4. Check the limits. Published maximums start at HKD 30,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Pakistan.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Pakistan from Hong Kong

These FAQs use data from RemitFinder's live comparison of 9 providers for Hong Kong to Pakistan money transfers.

• How do I send money from Hong Kong to Pakistan?

  Compare 9 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Pakistan from Hong Kong?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Pakistan?

  6 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the HKD to PKR exchange rate today?

  The mid-market rate is PKR 35.2476 per HKD. Providers' rates run from PKR 33.6251 to PKR 35.2662.

• Can I get a better rate than the mid-market HKD to PKR rate?

  Yes. Wise offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Pakistan from Hong Kong?

  MoneyGram offers Cash Pickup in Pakistan. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Pakistan?

  By their published times, MoneyGram and Wise deliver fastest, instantly.

• Can I send money from Hong Kong to Pakistan instantly?

  Yes. Three providers publish delivery within an hour on some ways to send.

• How much money can I send to Pakistan from Hong Kong?

  Each provider sets its own limits. The lowest published maximum is HKD 30,000, and 6 of 9 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Pakistan without fees?

  Yes, with Airwallex, Key Currency, MoneyGram, Regency FX, Skrill Money Transfer and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Hong Kong to Pakistan?

  RemitFinder compares 9 providers: Airwallex, Key Currency, MoneyGram, OFX, Panda Remit, Regency FX, Skrill Money Transfer, Wise and XE Money Transfer.

• Which app is best to send money to Pakistan?

  It depends on your amount and how you pay. RemitFinder compares 9 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Pakistan?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.