Best Way to Send Money to New Zealand from Japan (JPY to NZD)

Sending money from Japan to New Zealand: what today's data shows

RemitFinder compares 9 providers and 11 ways to send money from Japan to New Zealand. 6 providers have no-fee options. The fastest published delivery is about 30 minutes.

🧭 What is the best way to send money to New Zealand from Japan?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 9 providers offering 11 ways to send Japanese Yen (JPY) to New Zealand Dollar (NZD).

🔀 Ways to receive:

Bank Account is the only way to receive, offered by 9 providers.

💸 What is the cheapest way to send money to New Zealand from Japan?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 6 providers charge no fee on some ways to send or some amounts: Cambridge Currencies, Currency Solutions, Key Currency, Regency FX, TorFX and XE Money Transfer.

🏦 How to send money from Japan to New Zealand through a bank?

9 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 9 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Panda Remit publishes delivery in about 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in New Zealand.

⚡ How to send money from Japan to New Zealand fast?

The fastest published delivery arrives in about 30 minutes, with Panda Remit (Bank Account).

By the times providers publish, money can arrive in about 30 minutes in a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to New Zealand from Japan?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🔀 Wise offers the most ways to send (3), followed by Cambridge Currencies (1) and Currency Solutions (1).
• 🆓 6 providers have no-fee options.
• ⚡ Panda Remit publishes the fastest delivery: about 30 minutes.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Cambridge Currencies JPY to NZD

• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions JPY to NZD

• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from JPY 150,001 per transfer.

Key Currency JPY to NZD

• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from JPY 1,061,163 per transfer.

OFX JPY to NZD

• 💸 OFX's fee is not published for JPY to NZD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit JPY to NZD

• 💸 Panda Remit charges JPY 800.
• 🏦 With Panda Remit, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 30 minutes.
• 📏 Panda Remit accepts JPY 2,000 to JPY 500,000 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Regency FX JPY to NZD

• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

TorFX JPY to NZD

• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to JPY 999,999,999 per transfer.

Wise JPY to NZD

• 💸 Wise charges 0.7% + JPY 222 (0.72% + JPY 221.51 from JPY 3,000) when you pay from a Bank Account and 3.86% + JPY 215.35 when you pay by Debit Card or with Apple Pay.
• 🏦 With Wise, you pay from a Bank Account, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 1 day.
• 📏 Wise accepts JPY 224.45 to JPY 1,000,000 per transfer.

XE Money Transfer JPY to NZD

• 💸 XE Money Transfer charges JPY 200 (no fee from JPY 1,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Japan to New Zealand

1. Compare providers. RemitFinder lists 9 providers and 11 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Debit Card or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (9 providers).
4. Check the limits. Published maximums start at JPY 500,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details. Find the bank code: SWIFT codes for banks in New Zealand.
7. Pay and track the transfer. The fastest published delivery arrives in about 30 minutes. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to New Zealand from Japan

These FAQs use data from RemitFinder's live comparison of 9 providers for Japan to New Zealand money transfers.

• How do I send money from Japan to New Zealand?

  Compare 9 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to New Zealand from Japan?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to New Zealand?

  6 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the fastest way to send money to New Zealand?

  By their published times, Panda Remit delivers fastest, in about 30 minutes.

• Can I send money from Japan to New Zealand instantly?

  Yes. Panda Remit publishes delivery within an hour on some ways to send.

• How much money can I send to New Zealand from Japan?

  Each provider sets its own limits. The lowest published maximum is JPY 500,000, and 6 of 9 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to New Zealand without fees?

  Yes, with Cambridge Currencies, Currency Solutions, Key Currency, Regency FX, TorFX and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Japan to New Zealand?

  RemitFinder compares 9 providers: Cambridge Currencies, Currency Solutions, Key Currency, OFX, Panda Remit, Regency FX, TorFX, Wise and XE Money Transfer.

• Which app is best to send money to New Zealand?

  It depends on your amount and how you pay. RemitFinder compares 9 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to New Zealand?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.