Best Way to Send Money to Nigeria from Poland (PLN to NGN)

Sending money from Poland to Nigeria: what today's data shows

RemitFinder compares 9 providers and 29 ways to send money from Poland to Nigeria. The mid-market rate is NGN 344.5819 per PLN. 7 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Nigeria from Poland?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 9 providers offering 29 ways to send Polish Zloty (PLN) to Nigerian Naira (NGN).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 9 providers, followed by Cash Pickup (3) and Mobile Wallet (2).

💱 How to get the best PLN to NGN exchange rate?

The mid-market Polish Zloty to Nigerian Naira rate today is NGN 344.5819 per PLN. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, PLN 1,000 is NGN 344,581.90, and each 1% of markup costs about NGN 3,445.82.

• 📊 Rates run from NGN 331.9901 to NGN 356.95 per PLN across all amounts. The top three rates are from Taptap Send (NGN 356.95 for transfers up to PLN 680,000), Remitly (NGN 353.24 for transfers up to PLN 20,000) and Western Union (NGN 349.9327).
• 📏 No typical markup. The median provider's best rate is 1.26% above the mid-market rate.
• ✅ 5 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Profee, Remitly, Taptap Send and Western Union.
• 📈 Bigger transfers get better rates with 1 provider.
  • Currency Solutions gives NGN 343.3759 per PLN for transfers from PLN 2,000,001, compared with NGN 341.9975 for transfers up to PLN 100,000.

How your recipient gets the money changes the rate. The median provider's best rate is 1.49% above the mid-market rate for money received in a Mobile Wallet, 1.26% above it in a Bank Account and 0.60% below it as Cash Pickup.

💸 What is the cheapest way to send money to Nigeria from Poland?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 7 providers charge no fee on some ways to send or some amounts: Airwallex, Currency Solutions, MoneyGram, Ria Money Transfer, Taptap Send, Western Union and WorldRemit.

🏦 How to send money from Poland to Nigeria through a bank?

5 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 9 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Nigeria.

⚡ How to send money from Poland to Nigeria fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account or in a Mobile Wallet and instantly as Cash Pickup.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Nigeria from Poland?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Taptap Send, Remitly and Western Union offer the highest exchange rates, from NGN 349.9327 to NGN 356.95 per PLN.
• 🔀 Ria Money Transfer offers the most ways to send (10), followed by MoneyGram (6) and Western Union (4).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Nigeria.
• 🆓 7 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex PLN to NGN exchange rate today

• 💱 Airwallex's Polish Zloty to Nigerian Naira exchange rate is NGN 337.4041 per PLN, 2.08% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Currency Solutions PLN to NGN exchange rate today

• 💱 Currency Solutions' Polish Zloty to Nigerian Naira exchange rate runs from NGN 341.9975 to NGN 343.3759 per PLN. Its best rate applies to transfers from PLN 2,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in 1–2 days.
• 📏 Currency Solutions accepts transfers from PLN 10,000 per transfer.

MoneyGram PLN to NGN exchange rate today

• 💱 MoneyGram's Polish Zloty to Nigerian Naira exchange rate runs from NGN 342.4978 to NGN 349.4875 per PLN. Its best rate applies to transfers up to PLN 20,020 and is 1.42% above the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to PLN 20,020 per transfer.

Profee PLN to NGN exchange rate today

• 💱 Profee's Polish Zloty to Nigerian Naira exchange rate is NGN 348.9222 per PLN, 1.26% above the mid-market rate.
• 💸 Profee charges 0.5% + PLN 8.
• 🏦 With Profee, you pay by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Profee, money arrives in a Bank Account typically in 2–4 days.
• 📏 Profee accepts transfers from PLN 8.04 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Remitly PLN to NGN exchange rate today

• 💱 Remitly's Polish Zloty to Nigerian Naira exchange rate is NGN 353.24 per PLN, 2.51% above the mid-market rate.
• 💸 Remitly's fee is not published for PLN to NGN transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to PLN 20,000 per transfer.

Ria Money Transfer PLN to NGN exchange rate today

• 💱 Ria Money Transfer's Polish Zloty to Nigerian Naira exchange rate runs from NGN 331.9901 to NGN 339.9342 per PLN. Its best rate applies to transfers of PLN 100 to PLN 128,250 and is 1.35% below the mid-market rate.
• 💸 When you pay from a Bank Account, Ria Money Transfer charges no fee when your recipient gets the money in a Bank Account and PLN 4.90 (1% from PLN 500.01) when your recipient gets the money as Cash Pickup. When you pay by Credit Card, Ria Money Transfer charges no fee when your recipient gets the money in a Bank Account and PLN 4.90 (1% from PLN 500.01) when your recipient gets the money as Cash Pickup. When you pay by Debit Card, Ria Money Transfer charges no fee when your recipient gets the money in a Bank Account and PLN 4.90 (1% from PLN 500.01) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Ria Money Transfer charges no fee when your recipient gets the money in a Bank Account and PLN 4.90 (1% from PLN 500.01) when your recipient gets the money as Cash Pickup. When you pay with Apple Pay, Ria Money Transfer charges no fee when your recipient gets the money in a Bank Account and PLN 4.90 (1% from PLN 500.01) when your recipient gets the money as Cash Pickup.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts PLN 100 to PLN 128,250 per transfer.

Taptap Send PLN to NGN exchange rate today

• 💱 Taptap Send's Polish Zloty to Nigerian Naira exchange rate is NGN 356.95 per PLN, 3.59% above the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to PLN 680,000 per transfer.

Western Union PLN to NGN exchange rate today

• 💱 Western Union's Polish Zloty to Nigerian Naira exchange rate runs from NGN 345.7335 to NGN 349.9327 per PLN. Its best rate applies to all amounts and is 1.55% above the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account and PLN 9.90 (0.6% from PLN 1,650) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and PLN 9.90 (0.6% from PLN 1,650) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card or with Google Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

WorldRemit PLN to NGN exchange rate today

• 💱 WorldRemit's Polish Zloty to Nigerian Naira exchange rate is NGN 337.8981 per PLN, 1.94% below the mid-market rate.
• 💸 WorldRemit charges no fee.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With WorldRemit, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn PLN 100.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Poland to Nigeria

1. Compare providers. RemitFinder lists 9 providers and 29 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by Credit Card, by Debit Card, from a Bank Account, with Google Pay or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (9 providers), Cash Pickup (3 providers) or Mobile Wallet (2 providers), including First Bank of Nigeria, United Bank of Africa, FairMoney, Kuda Bank, OPay and PalmPay.
4. Check the limits. Published maximums start at PLN 20,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Nigeria.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Nigeria from Poland

These FAQs use data from RemitFinder's live comparison of 9 providers for Poland to Nigeria money transfers.

• How do I send money from Poland to Nigeria?

  Compare 9 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Nigeria from Poland?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Nigeria?

  7 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the PLN to NGN exchange rate today?

  The mid-market rate is NGN 344.5819 per PLN. Providers' rates run from NGN 331.9901 to NGN 356.95.

• Can I get a better rate than the mid-market PLN to NGN rate?

  Yes. Five providers, led by Taptap Send, Remitly and Western Union, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Nigeria from Poland?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Nigeria. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Nigeria?

  MoneyGram and Taptap Send send to Mobile Wallet accounts in Nigeria, including FairMoney, Kuda Bank, OPay and PalmPay.

• What is the fastest way to send money to Nigeria?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Poland to Nigeria instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Nigeria from Poland?

  Each provider sets its own limits. The lowest published maximum is PLN 20,000, and 5 of 9 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Nigeria without fees?

  Yes, with Airwallex, Currency Solutions, MoneyGram, Ria Money Transfer, Taptap Send, Western Union and WorldRemit on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Poland to Nigeria?

  RemitFinder compares 9 providers: Airwallex, Currency Solutions, MoneyGram, Profee, Remitly, Ria Money Transfer, Taptap Send, Western Union and WorldRemit.

• Which app is best to send money to Nigeria?

  It depends on your amount and how you pay. RemitFinder compares 9 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Nigeria?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.