Best Way to Send Money to Tonga from UK (GBP to TOP)

Sending money from UK to Tonga: what today's data shows

RemitFinder compares 7 providers and 31 ways to send money from UK to Tonga. The mid-market rate is TOP 3.2407 per GBP. 3 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Tonga from UK?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 7 providers offering 31 ways to send British Pound (GBP) to Tongan Paanga (TOP).

🔀 Ways to receive:

Mobile Wallet is the most widely offered way to receive, with 4 providers, followed by Bank Account (3) and Cash Pickup (2).

💱 How to get the best GBP to TOP exchange rate?

The mid-market British Pound to Tongan Paanga rate today is TOP 3.2407 per GBP. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, GBP 1,000 is TOP 3,240.70, and each 1% of markup costs about TOP 32.41.

• 📊 Rates run from TOP 2.9008 to TOP 3.0647 per GBP across all amounts. The top three rates are from MoneyGram (TOP 3.0647 for transfers up to GBP 500), Dahabshiil (TOP 3.0599 for transfers of GBP 10 to GBP 3,268.05) and TalkRemit (TOP 3.0599 for transfers of GBP 10 to GBP 3,268.05).
• 📏 Typical markup: 5.70%. The median provider's best rate is 5.70% below the mid-market rate.

How your recipient gets the money changes the rate. The median provider's best rate is 5.58% below the mid-market rate for money received in a Mobile Wallet, 7.41% below it as Cash Pickup and 8.01% below it in a Bank Account.

💸 What is the cheapest way to send money to Tonga from UK?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 3 providers charge no fee on some ways to send or some amounts: MoneyGram, Western Union and XE Money Transfer.

🏦 How to send money from UK to Tonga through a bank?

7 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 3 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Tonga.

⚡ How to send money from UK to Tonga fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Mobile Wallet and instantly as Cash Pickup. Where no time is published, money typically arrives in a Bank Account in 2–4 days.

• ⚡ How you pay can change the speed. With one provider, money arrives as Cash Pickup instantly when you pay by Credit Card, compared with within 30 minutes when you pay by Trustly.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Tonga from UK?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 MoneyGram, Dahabshiil and TalkRemit offer the highest exchange rates, from TOP 3.0599 to TOP 3.0647 per GBP.
• 🔀 Western Union offers the most ways to send (12), followed by MoneyGram (6) and Dahabshiil (4).
• 💵 MoneyGram and Western Union offer Cash Pickup in Tonga.
• 🆓 3 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 3 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Dahabshiil GBP to TOP exchange rate today

• 💱 Dahabshiil's British Pound to Tongan Paanga exchange rate is TOP 3.0599 per GBP, 5.58% below the mid-market rate.
• 💸 Dahabshiil charges GBP 2.39 (1.5% + GBP 0.40 from GBP 200) when you pay from a Bank Account, GBP 2.98 (1.5% + GBP 0.99 from GBP 200) when you pay by Credit Card or by Debit Card and GBP 1.99 (1.5% from GBP 200) when you pay by Mobile Wallet.
• 🏦 With Dahabshiil, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Mobile Wallet.
• ⏱️ With Dahabshiil, money arrives in a Mobile Wallet typically within 30 minutes.
• 📏 Dahabshiil accepts GBP 10 to GBP 3,268.05 per transfer.
• 🎁 RemitFinder exclusive for Dahabshiil: Get first transfer free.

MoneyGram GBP to TOP exchange rate today

• 💱 MoneyGram's British Pound to Tongan Paanga exchange rate runs from TOP 3.0006 to TOP 3.0647 per GBP. Its best rate applies to transfers up to GBP 500 and is 5.43% below the mid-market rate.
• 💸 When you pay by Credit Card, MoneyGram charges 1.25% + GBP 1.24 (GBP 4.99 from GBP 300) when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet. When you pay by Debit Card, MoneyGram charges 1.25% + GBP 1.24 (GBP 4.99 from GBP 300) when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet. When you pay by Trustly, MoneyGram charges 1.25% + GBP 1.24 (GBP 4.99 from GBP 300) when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to GBP 6,460 per transfer.

OFX GBP to TOP exchange rate today

• 💱 OFX's British Pound to Tongan Paanga exchange rate is TOP 3.0308 per GBP, 6.48% below the mid-market rate.
• 💸 OFX's fee is not published for GBP to TOP transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Remitly GBP to TOP exchange rate today

• 💱 Remitly's British Pound to Tongan Paanga exchange rate is TOP 2.981 per GBP, 8.01% below the mid-market rate.
• 💸 Remitly's fee is not published for GBP to TOP transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to GBP 20,000 per transfer.

TalkRemit GBP to TOP exchange rate today

• 💱 TalkRemit's British Pound to Tongan Paanga exchange rate is TOP 3.0599 per GBP, 5.58% below the mid-market rate.
• 💸 TalkRemit charges GBP 2.39 (1.5% + GBP 0.40 from GBP 200) when you pay from a Bank Account, GBP 2.98 (1.5% + GBP 0.99 from GBP 200) when you pay by Credit Card or by Debit Card and GBP 1.99 (1.5% from GBP 200) when you pay by Mobile Wallet.
• 🏦 With TalkRemit, you pay from a Bank Account, by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Mobile Wallet.
• ⏱️ With TalkRemit, money arrives in a Mobile Wallet typically within 30 minutes.
• 📏 TalkRemit accepts GBP 10 to GBP 3,268.05 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

Western Union GBP to TOP exchange rate today

• 💱 Western Union's British Pound to Tongan Paanga exchange rate runs from TOP 3.0007 to TOP 3.0561 per GBP. Its best rate applies to all amounts and is 5.70% below the mid-market rate.
• 💸 When you pay from a Bank Account, Western Union charges GBP 2.99 (GBP 4.99 from GBP 500.01) when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet. When you pay by Trustly, Western Union charges GBP 2.99 (GBP 4.99 from GBP 500.01) when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet. When you pay with WU Pay, Western Union charges GBP 2.99 (GBP 4.99 from GBP 500.01) when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet. When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Mobile Wallet and 1% + GBP 1.99 (GBP 4.99 from GBP 300) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Mobile Wallet and 1% + GBP 1.99 (GBP 4.99 from GBP 300) when your recipient gets the money as Cash Pickup. When you pay with Apple Pay, Western Union charges no fee when your recipient gets the money in a Mobile Wallet and 1% + GBP 1.99 (GBP 4.99 from GBP 300) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay from a Bank Account, by Credit Card, by Trustly, with Google Pay, with Apple Pay or with WU Pay, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.

XE Money Transfer GBP to TOP exchange rate today

• 💱 XE Money Transfer's British Pound to Tongan Paanga exchange rate runs from TOP 2.9008 to TOP 2.9304 per GBP. Its best rate applies to transfers up to GBP 100 and is 9.58% below the mid-market rate.
• 💸 XE Money Transfer charges GBP 3 (no fee from GBP 1,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from UK to Tonga

1. Compare providers. RemitFinder lists 7 providers and 31 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by Trustly, from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay, with WU Pay or by Mobile Wallet.
3. Choose how your recipient gets the money. Mobile Wallet (4 providers), Bank Account (3 providers) or Cash Pickup (2 providers).
4. Check the limits. Published maximums start at GBP 3,268.05 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Tonga.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Tonga from UK

These FAQs use data from RemitFinder's live comparison of 7 providers for UK to Tonga money transfers.

• How do I send money from UK to Tonga?

  Compare 7 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Tonga from UK?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Tonga?

  3 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the GBP to TOP exchange rate today?

  The mid-market rate is TOP 3.2407 per GBP. Providers' rates run from TOP 2.9008 to TOP 3.0647.

• How can I send cash to Tonga from UK?

  MoneyGram and Western Union offer Cash Pickup in Tonga. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Tonga?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from UK to Tonga instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Tonga from UK?

  Each provider sets its own limits. The lowest published maximum is GBP 3,268.05, and 3 of 7 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Tonga without fees?

  Yes, with MoneyGram, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from UK to Tonga?

  RemitFinder compares 7 providers: Dahabshiil, MoneyGram, OFX, Remitly, TalkRemit, Western Union and XE Money Transfer.

• Which app is best to send money to Tonga?

  It depends on your amount and how you pay. RemitFinder compares 7 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Tonga?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.