Best Way to Send Money to Chile from USA (USD to CLP)

Sending money from USA to Chile: what today's data shows

RemitFinder compares 9 providers and 44 ways to send money from USA to Chile. The mid-market rate is CLP 970.06 per USD. 5 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Chile from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 9 providers offering 44 ways to send US Dollar (USD) to Chilean Peso (CLP).

💰 Most CLP received today, by amount sent:

Five providers rank in the top three at one or more of these amounts: Western Union, MoneyGram, Instarem, Remitly and Wise.

At USD 1,000, the top three providers are Western Union, MoneyGram and Remitly, giving CLP 987,010.50, CLP 981,904.90 and ≈ CLP 974,830.98 respectively. CLP 12,179.52 separates Western Union in first place from Remitly in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 9 providers, followed by Cash Pickup (2) and Debit Card (2). At USD 1,000, receiving as Cash Pickup gets your recipient the most: up to CLP 987,010.50.

💱 How to get the best USD to CLP exchange rate?

The mid-market US Dollar to Chilean Peso rate today is CLP 970.06 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is CLP 970,060.00, and each 1% of markup costs about CLP 9,700.60.

• 📊 Rates run from CLP 864.091 to CLP 987.0105 per USD across all amounts. The top three rates are from Western Union (CLP 987.0105 for transfers up to USD 1,000), MoneyGram (CLP 981.9049 for transfers up to USD 1,000) and Wise (CLP 981.50 for transfers of USD 8.76 to USD 1,000,000).
• 📏 No typical markup. The median provider's best rate is 0.43% above the mid-market rate.
• ✅ 6 providers offer a rate above the mid-market rate on some amounts: Instarem, MoneyGram, Remitly, Revolut, Western Union and Wise.
• 💳 How you pay rarely changes the rate. At USD 1,000, 6 of the 6 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 0.32% above the mid-market rate for money received in a Bank Account, 0.21% above it as Cash Pickup and 4.45% below it on a Debit Card.

💸 What is the cheapest way to send money to Chile from USA?

At USD 1,000, the three cheapest providers today are Western Union (paying by Debit Card, received as Cash Pickup), MoneyGram (paying by Debit Card, received in a Bank Account) and Remitly (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets CLP 987,010.50, CLP 981,904.90 and ≈ CLP 974,830.98 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is 2.83% at USD 200, 1.45% at USD 1,000 and 1.38% at USD 5,000, so larger transfers cost less. At USD 1,000, all three of the cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Paying in Cash has the lowest typical total cost at USD 1,000 (−1.22%), and paying by Revolut Account the highest (7.07%). On USD 1,000, that difference is worth about CLP 80,461 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (1.37%), and receiving on a Debit Card the highest (9.50%). On USD 1,000, that difference is worth about CLP 78,817 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of −1.75%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying with Google Pay, received on a Debit Card, at 12.50%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets CLP 987,010.50 with the cheapest combination and CLP 851,590.35 with the most expensive: CLP 135,420.15 more with the cheapest combination.

Choosing well is worth CLP 135,420.15 more on USD 1,000. The most your recipient can get today is CLP 987,010.50, and the least is CLP 851,590.35.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 3 is 1.50% of USD 200 but only 0.06% of USD 5,000.
• 🆓 5 providers charge no fee on some ways to send or some amounts: Airwallex, Instarem, MoneyGram, Western Union and XE Money Transfer.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Chile through a bank?

7 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 9 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 0.63% paying from a Bank Account, 0.63% paying by ACH, 1.13% paying by Debit Card and 3.73% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Chile.

⚡ How to send money from USA to Chile fast?

The fastest published delivery arrives instantly, with MoneyGram (Debit Card).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly on a Debit Card. Where no time is published, money typically arrives as Cash Pickup within 2 hours.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Debit Card, received in a Bank Account), with a total cost of −1.22%. The cheapest way overall has a total cost of −1.75%, 0.53 percentage points less.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 1 day when you pay by Credit Card, compared with about 2 days when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Chile from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Western Union, MoneyGram and Remitly give your recipient the most on USD 1,000 today.
• 💱 Western Union, MoneyGram and Wise offer the highest exchange rates, from CLP 981.50 to CLP 987.0105 per USD.
• 🔀 Western Union offers the most ways to send (15), followed by Ria Money Transfer (12) and MoneyGram (4).
• 💵 Ria Money Transfer and Western Union offer Cash Pickup in Chile.
• 🆓 5 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

📋 All 9 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 9 providers accept the transfer. Among them, your recipient gets between CLP 901,133.80 and CLP 987,010.50, and half of the providers give at least CLP 967,011.10.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex USD to CLP exchange rate today

• 💱 Airwallex's US Dollar to Chilean Peso exchange rate is CLP 960.3821 per USD, 1.00% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
• 💰 On USD 1,000, your recipient gets CLP 960,382.10 with Airwallex (paying from a Bank Account, received in a Bank Account).

Instarem USD to CLP exchange rate today

• 💱 Instarem's US Dollar to Chilean Peso exchange rate is CLP 973.14 per USD, 0.32% above the mid-market rate.
• 💸 Instarem charges no fee.
• 🏦 With Instarem, you pay from a Bank Account or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With Instarem, money arrives in a Bank Account within 2 days.
• 💰 On USD 1,000, your recipient gets CLP 973,140.00 with Instarem (paying from a Bank Account, received in a Bank Account).

MoneyGram USD to CLP exchange rate today

• 💱 MoneyGram's US Dollar to Chilean Peso exchange rate runs from CLP 955.9133 to CLP 981.9049 per USD. Its best rate applies to transfers up to USD 1,000 and is 1.22% above the mid-market rate.
• 💸 MoneyGram charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when you pay by Credit Card and no fee when you pay in Cash. When you pay by Debit Card, it charges no fee when your recipient gets the money in a Bank Account and USD 1.99 when your recipient gets the money on a Debit Card.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and on a Debit Card instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets CLP 981,904.90 with MoneyGram (paying by Debit Card, received in a Bank Account).

Remitly USD to CLP exchange rate today

• 💱 Remitly's US Dollar to Chilean Peso exchange rate is CLP 978.11 per USD, 0.83% above the mid-market rate.
• 💸 Remitly's fee is not published for USD to CLP transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about CLP 974,830.98 with Remitly (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for Remitly: Get one 0 fee transfer.

Revolut USD to CLP exchange rate today

• 💱 Revolut's US Dollar to Chilean Peso exchange rate is CLP 974.1987 per USD, 0.43% above the mid-market rate.
• 💸 Revolut charges USD 75 (0.15% from USD 50,000).
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 21 hours.
• 📏 Revolut accepts USD 81.36 to USD 91,357.13 per transfer.
• 💰 On USD 1,000, your recipient gets CLP 901,133.80 with Revolut (paying by Revolut Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.

Ria Money Transfer USD to CLP exchange rate today

• 💱 Ria Money Transfer's US Dollar to Chilean Peso exchange rate runs from CLP 957.206 to CLP 959.6553 per USD. Its best rate applies to transfers of USD 100 to USD 29,999.99 and is 1.07% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
• 💰 On USD 1,000, your recipient gets CLP 957,735.99 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Western Union USD to CLP exchange rate today

• 💱 Western Union's US Dollar to Chilean Peso exchange rate runs from CLP 864.091 to CLP 987.0105 per USD. Its best rate applies to transfers up to USD 1,000 and is 1.75% above the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
• 💰 On USD 1,000, your recipient gets CLP 987,010.50 with Western Union (paying by Debit Card, received as Cash Pickup).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Wise USD to CLP exchange rate today

• 💱 Wise's US Dollar to Chilean Peso exchange rate is CLP 981.50 per USD, 1.18% above the mid-market rate.
• 💸 Wise charges 0.61% + USD 8.70 (0.51% + USD 33.60 from USD 25,208.34) when you pay from a Bank Account, 6.7% + USD 2.47 when you pay by Credit Card or with Apple Pay and 1.83% + USD 2.59 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 1 day.
• 📏 Wise accepts USD 2.64 to USD 1,000,000 per transfer.
• 💰 On USD 1,000, your recipient gets CLP 967,011.10 with Wise (paying from a Bank Account, received in a Bank Account).

XE Money Transfer USD to CLP exchange rate today

• 💱 XE Money Transfer's US Dollar to Chilean Peso exchange rate is CLP 963.907 per USD, 0.63% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets CLP 963,907.00 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Chile

1. Compare providers. RemitFinder lists 9 providers and 44 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−1.22%).^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.
3. Choose how your recipient gets the money. Bank Account (9 providers), Cash Pickup (2 providers) or Debit Card (2 providers).
4. Check the limits. Published maximums start at USD 10,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Chile.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Chile from USA

These FAQs use data from RemitFinder's live comparison of 9 providers for USA to Chile money transfers.

• How do I send money from USA to Chile?

  Compare 9 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Chile from USA?

  At USD 1,000, Western Union, MoneyGram and Remitly give your recipient the most today: CLP 987,010.50, CLP 981,904.90 and ≈ CLP 974,830.98 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Chile?

  At USD 1,000, the cheapest providers today are Western Union, MoneyGram and Remitly. The cheapest combination is paying by ACH, received as Cash Pickup, with a typical total cost of −1.75%. 5 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Chile?

  At USD 1,000, your recipient gets between CLP 851,590.35 and CLP 987,010.50, depending on the provider and how you send. Comparing can get them CLP 135,420.15 more on one transfer. Western Union gives the most today, paying by Debit Card, received as Cash Pickup.

• What is the USD to CLP exchange rate today?

  The mid-market rate is CLP 970.06 per USD. Providers' rates run from CLP 864.091 to CLP 987.0105.

• Can I get a better rate than the mid-market USD to CLP rate?

  Yes. Six providers, led by Western Union, MoneyGram and Wise, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Chile?

  At USD 200, the typical fee is 1.50% of the amount, and the typical exchange rate has a markup of 1.04%. At USD 5,000, the typical fee is 0.06% of the amount, and the typical exchange rate has a markup of 1.07%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Chile lower the cost?

  Yes. The typical total cost is 2.83% at USD 200, 1.45% at USD 1,000 and 1.38% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Chile?

  Paying in Cash has the lowest typical total cost at USD 1,000 (−1.22%), and paying by Revolut Account the highest (7.07%). On USD 1,000, that difference is worth about CLP 80,461 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Chile?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 1.13%, compared with 3.73% paying by Credit Card. On USD 1,000, that difference is worth about CLP 25,177 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Chile from USA?

  Receiving in a Bank Account has the lowest typical total cost at USD 1,000 (1.37%), and receiving on a Debit Card the highest (9.50%). On USD 1,000, that difference is worth about CLP 78,817 more to your recipient. The providers giving your recipient the most when receiving in a Bank Account are MoneyGram, Remitly and Instarem.

• Is Bank Account cheaper than Cash Pickup for sending money to Chile?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 1.37%, compared with 1.39% receiving as Cash Pickup. On USD 1,000, that difference is worth about CLP 158 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Chile from USA?

  Ria Money Transfer and Western Union offer Cash Pickup in Chile. Cash Pickup is typically ready within 2 hours.

• What is the fastest way to send money to Chile?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Chile instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is CLP 981,904.90, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Chile from USA?

  Each provider sets its own limits. The lowest published maximum is USD 10,000, and 4 of 9 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Chile without fees?

  Yes, with Airwallex, Instarem, MoneyGram, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Chile?

  RemitFinder compares 9 providers: Airwallex, Instarem, MoneyGram, Remitly, Revolut, Ria Money Transfer, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Chile?

  It depends on your amount and how you pay. RemitFinder compares 9 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Chile?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 6 providers that offer more than one way to pay change the rate with it.