Best Way to Send Money to Guinea from USA (USD to GNF)

Sending money from USA to Guinea: what today's data shows

RemitFinder compares 8 providers and 47 ways to send money from USA to Guinea. The mid-market rate is GNF 8,847.6151 per USD. 6 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Guinea from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 8 providers offering 47 ways to send US Dollar (USD) to Guinean Franc (GNF).

💰 Most GNF received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: BOSS Money, Taptap Send, MoneyGram and Western Union.

At USD 1,000, the top three providers are BOSS Money, Taptap Send and MoneyGram, giving GNF 9,697,039.80, GNF 9,550,000.00 and GNF 9,118,872.20 respectively. GNF 578,167.60 separates BOSS Money in first place from MoneyGram in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Cash Pickup and Mobile Wallet are the most widely offered ways to receive, with 5 providers each, followed by Bank Account (3) and Debit Card (1). At USD 1,000, receiving in a Mobile Wallet gets your recipient the most: up to GNF 9,697,039.80.

💱 How to get the best USD to GNF exchange rate?

The mid-market US Dollar to Guinean Franc rate today is GNF 8,847.6151 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is GNF 8,847,615.10, and each 1% of markup costs about GNF 88,476.15.

• 📊 Rates run from GNF 8,156.3377 to GNF 9,697.0398 per USD across all amounts. The top three rates are from BOSS Money (GNF 9,697.0398 for transfers of USD 10 to USD 2,000), Taptap Send (GNF 9,550.00 for transfers up to USD 10,000) and MoneyGram (GNF 9,118.8722 for transfers up to USD 1,000).
• 📏 Typical markup: 0.40%. The median provider's best rate is 0.40% below the mid-market rate.
• ✅ 3 providers offer a rate above the mid-market rate on some amounts: BOSS Money, MoneyGram and Taptap Send.
• 💳 How you pay rarely changes the rate. At USD 1,000, 3 of the 5 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 3.02% above the mid-market rate for money received in a Mobile Wallet, 0.30% below it as Cash Pickup, 0.30% below it on a Debit Card and 1.29% below it in a Bank Account.

💸 What is the cheapest way to send money to Guinea from USA?

At USD 1,000, the three cheapest providers today are BOSS Money (paying from a Bank Account, received in a Mobile Wallet), Taptap Send (paying by Debit Card, received as Cash Pickup) and MoneyGram (paying by Debit Card, received as Cash Pickup). With these providers, your recipient gets GNF 9,697,039.80, GNF 9,550,000.00 and GNF 9,118,872.20 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is 3.29% at USD 200, 1.67% at USD 1,000 and 2.67% at USD 5,000. At USD 1,000, all three of the cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Paying by Mobile Wallet has the lowest typical total cost at USD 1,000 (−9.60%), and paying by Credit Card the highest (3.80%). On USD 1,000, that difference is worth about GNF 1,185,342 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🏦 Cheapest way to receive, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (−2.51%), and receiving as Cash Pickup the highest (3.39%). On USD 1,000, that difference is worth about GNF 521,796 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying by Mobile Wallet, received in a Mobile Wallet, with a typical total cost of −9.60%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by ACH, received as Cash Pickup, at 7.51%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets GNF 9,697,039.80 with the cheapest combination and GNF 8,182,802.10 with the most expensive: GNF 1,514,237.70 more with the cheapest combination.

Choosing well is worth GNF 1,785,392.23 more on USD 1,000. The most your recipient can get today is GNF 9,697,039.80, and the least is GNF 7,911,647.57.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4 is 2.00% of USD 200 but only 0.08% of USD 5,000.
• 🆓 6 providers charge no fee on some ways to send or some amounts: BOSS Money, MoneyGram, Taptap Send, Western Union, WorldRemit and XE Money Transfer.

🏦 How to send money from USA to Guinea through a bank?

6 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 3 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 0.30% paying by Debit Card, 0.80% paying by ACH, 1.54% paying from a Bank Account and 3.80% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Guinea.

⚡ How to send money from USA to Guinea fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive instantly as Cash Pickup and within 30 minutes in a Mobile Wallet. Where no time is published, money typically arrives in a Bank Account in 2–4 days and on a Debit Card in 1–2 days.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Debit Card, received as Cash Pickup), with a total cost of −3.07%. The cheapest way overall has a total cost of −9.60%, 6.53 percentage points less.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Guinea from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 BOSS Money, Taptap Send and MoneyGram give your recipient the most on USD 1,000 today.
• 💱 BOSS Money, Taptap Send and MoneyGram offer the highest exchange rates, from GNF 9,118.8722 to GNF 9,697.0398 per USD.
• 🔀 Western Union offers the most ways to send (15), followed by Ria Money Transfer (12) and MoneyGram (6).
• 💵 MoneyGram, Ria Money Transfer, Taptap Send, Western Union and WorldRemit offer Cash Pickup in Guinea.
• 🆓 6 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

📋 All 8 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 8 providers accept the transfer. Among them, your recipient gets between GNF 8,575,137.38 and GNF 9,697,039.80, and half of the providers give at least GNF 8,805,526.47.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

BOSS Money USD to GNF exchange rate today

• 💱 BOSS Money's US Dollar to Guinean Franc exchange rate runs from GNF 9,485.841 to GNF 9,697.0398 per USD. Its best rate applies to transfers of USD 10 to USD 2,000 and is 9.60% above the mid-market rate.
• 💸 BOSS Money charges no fee when you pay from a Bank Account, by Debit Card, by Mobile Wallet or by BOSS Money Wallet and USD 4.99 (USD 9.99 from USD 250.01, USD 12.99 from USD 500.01, USD 18.99 from USD 750.01, 3% from USD 1,000.01) when you pay by Credit Card.
• 🏦 With BOSS Money, you pay from a Bank Account, by Credit Card, by Debit Card, by Mobile Wallet or by BOSS Money Wallet, and your recipient gets the money in a Mobile Wallet.
• ⏱️ With BOSS Money, money arrives in a Mobile Wallet typically within 30 minutes.
• 📏 BOSS Money accepts USD 10 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets GNF 9,697,039.80 with BOSS Money (paying from a Bank Account, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for BOSS Money: $0 Fee on first 3 transfers; Refer a friend to earn USD 25.

MoneyGram USD to GNF exchange rate today

• 💱 MoneyGram's US Dollar to Guinean Franc exchange rate runs from GNF 8,627.3444 to GNF 9,118.8722 per USD. Its best rate applies to transfers up to USD 1,000 and is 3.07% above the mid-market rate.
• 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 4.99 (3% + USD 4.99 from USD 510, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup and 3% when your recipient gets the money in a Mobile Wallet.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to USD 7,740 per transfer.
• 💰 On USD 1,000, your recipient gets GNF 9,118,872.20 with MoneyGram (paying by Debit Card, received as Cash Pickup).

Remitly USD to GNF exchange rate today

• 💱 Remitly's US Dollar to Guinean Franc exchange rate is GNF 8,802.78 per USD, 0.51% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to GNF transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about GNF 8,789,575.83 with Remitly (paying from a Bank Account, received in a Bank Account).

Ria Money Transfer USD to GNF exchange rate today

• 💱 Ria Money Transfer's US Dollar to Guinean Franc exchange rate is GNF 8,600.9402 per USD, 2.79% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
• 💰 On USD 1,000, your recipient gets GNF 8,575,137.38 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Taptap Send USD to GNF exchange rate today

• 💱 Taptap Send's US Dollar to Guinean Franc exchange rate is GNF 9,550.00 per USD, 7.94% above the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets GNF 9,550,000.00 with Taptap Send (paying by Debit Card, received as Cash Pickup).

Western Union USD to GNF exchange rate today

• 💱 Western Union's US Dollar to Guinean Franc exchange rate runs from GNF 8,156.3377 to GNF 8,821.4771 per USD. Its best rate applies to transfers up to USD 3,000 and is 0.30% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money as Cash Pickup, in a Mobile Wallet or on a Debit Card.
• ⏱️ With Western Union, money arrives as Cash Pickup typically within 2 hours, in a Mobile Wallet typically within 30 minutes and on a Debit Card typically in 1–2 days.
• 💰 On USD 1,000, your recipient gets GNF 8,821,477.10 with Western Union (paying by Debit Card, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

WorldRemit USD to GNF exchange rate today

• 💱 WorldRemit's US Dollar to Guinean Franc exchange rate runs from GNF 8,680.605 to GNF 8,719.95 per USD. Its best rate applies to all amounts and is 1.44% below the mid-market rate.
• 💸 When you pay from a Bank Account, WorldRemit charges no fee when your recipient gets the money as Cash Pickup and USD 0.99 when your recipient gets the money in a Mobile Wallet.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With WorldRemit, money arrives as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets GNF 8,711,317.25 with WorldRemit (paying from a Bank Account, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn USD 20.

XE Money Transfer USD to GNF exchange rate today

• 💱 XE Money Transfer's US Dollar to Guinean Franc exchange rate is GNF 8,733.2623 per USD, 1.29% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets GNF 8,733,262.30 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Guinea

1. Compare providers. RemitFinder lists 8 providers and 47 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying by Mobile Wallet has the lowest typical total cost (−9.60%).^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.
3. Choose how your recipient gets the money. Cash Pickup (5 providers), Mobile Wallet (5 providers), Bank Account (3 providers) or Debit Card (1 provider), including Orabank, MTN, Orange and Wari.
4. Check the limits. Published maximums start at USD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Guinea.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Guinea from USA

These FAQs use data from RemitFinder's live comparison of 8 providers for USA to Guinea money transfers.

• How do I send money from USA to Guinea?

  Compare 8 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Guinea from USA?

  At USD 1,000, BOSS Money, Taptap Send and MoneyGram give your recipient the most today: GNF 9,697,039.80, GNF 9,550,000.00 and GNF 9,118,872.20 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Guinea?

  At USD 1,000, the cheapest providers today are BOSS Money, Taptap Send and MoneyGram. The cheapest combination is paying by Mobile Wallet, received in a Mobile Wallet, with a typical total cost of −9.60%. 6 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Guinea?

  At USD 1,000, your recipient gets between GNF 7,911,647.57 and GNF 9,697,039.80, depending on the provider and how you send. Comparing can get them GNF 1,785,392.23 more on one transfer. BOSS Money gives the most today, paying from a Bank Account, received in a Mobile Wallet.

• What is the USD to GNF exchange rate today?

  The mid-market rate is GNF 8,847.6151 per USD. Providers' rates run from GNF 8,156.3377 to GNF 9,697.0398.

• Can I get a better rate than the mid-market USD to GNF rate?

  Yes. BOSS Money, Taptap Send and MoneyGram offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Guinea?

  At USD 200, the typical fee is 1.75% of the amount, and the typical exchange rate has a markup of 0.30%. At USD 5,000, the typical fee is 0.05% of the amount, and the typical exchange rate has a markup of 1.67%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Guinea lower the cost?

  Not always. The typical total cost is 3.29% at USD 200, 1.67% at USD 1,000 and 2.67% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Guinea?

  Paying by Mobile Wallet has the lowest typical total cost at USD 1,000 (−9.60%), and paying by Credit Card the highest (3.80%). On USD 1,000, that difference is worth about GNF 1,185,342 more to your recipient. The provider giving your recipient the most when paying by Mobile Wallet is BOSS Money.

• Is Debit Card cheaper than Credit Card for sending money to Guinea?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 0.30%, compared with 3.80% paying by Credit Card. On USD 1,000, that difference is worth about GNF 309,536 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Guinea from USA?

  Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (−2.51%), and receiving as Cash Pickup the highest (3.39%). On USD 1,000, that difference is worth about GNF 521,796 more to your recipient. The providers giving your recipient the most when receiving in a Mobile Wallet are BOSS Money, Taptap Send and Western Union.

• Is Bank Account cheaper than Cash Pickup for sending money to Guinea?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 3.24%, compared with 3.39% receiving as Cash Pickup. On USD 1,000, that difference is worth about GNF 13,271 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Guinea from USA?

  MoneyGram, Ria Money Transfer, Taptap Send, Western Union and WorldRemit offer Cash Pickup in Guinea. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Guinea?

  BOSS Money, MoneyGram, Taptap Send, Western Union and WorldRemit send to Mobile Wallet accounts in Guinea, including MTN, Orange and Wari.

• What is the fastest way to send money to Guinea?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Guinea instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is GNF 9,118,872.20, with MoneyGram (paying by Debit Card, received as Cash Pickup).

• How much money can I send to Guinea from USA?

  Each provider sets its own limits. The lowest published maximum is USD 5,000, and 3 of 8 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Guinea without fees?

  Yes, with BOSS Money, MoneyGram, Taptap Send, Western Union, WorldRemit and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Guinea?

  RemitFinder compares 8 providers: BOSS Money, MoneyGram, Remitly, Ria Money Transfer, Taptap Send, Western Union, WorldRemit and XE Money Transfer.

• Which app is best to send money to Guinea?

  It depends on your amount and how you pay. RemitFinder compares 8 providers and ranks every way to send for the amount you enter.