Best Way to Send Money to Hong Kong from Japan (JPY to HKD)

Sending money from Japan to Hong Kong: what today's data shows

RemitFinder compares 10 providers and 14 ways to send money from Japan to Hong Kong. 7 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Hong Kong from Japan?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 10 providers offering 14 ways to send Japanese Yen (JPY) to Hong Kong Dollar (HKD).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 10 providers, followed by Mobile Wallet (1) and FPS (1).

💸 What is the cheapest way to send money to Hong Kong from Japan?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 7 providers charge no fee on some ways to send or some amounts: Cambridge Currencies, Currency Solutions, Instarem, Key Currency, Regency FX, TorFX and XE Money Transfer.

🏦 How to send money from Japan to Hong Kong through a bank?

10 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 10 providers or by FPS with 1 provider.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Hong Kong.

⚡ How to send money from Japan to Hong Kong fast?

The fastest published delivery arrives instantly, with Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account, in about 30 minutes in a Mobile Wallet and within 2 days by FPS.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Hong Kong from Japan?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🔀 Wise offers the most ways to send (3), followed by Instarem (2) and Panda Remit (2).
• 🆓 7 providers have no-fee options.
• ⚡ Wise publishes the fastest delivery: instant.
• 🎁 3 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Cambridge Currencies JPY to HKD

• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.

Currency Solutions JPY to HKD

• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from JPY 150,001 per transfer.

Instarem JPY to HKD

• 💸 Instarem charges no fee.
• 🏦 With Instarem, you pay from a Bank Account, and your recipient gets the money in a Bank Account or by FPS.
• ⏱️ With Instarem, money arrives in a Bank Account within 2 days and by FPS within 2 days.
• 📏 Instarem accepts JPY 5,000 to JPY 1,000,000 per transfer.
• 🎁 RemitFinder exclusive for Instarem: Special rate on 1st transfer.

Key Currency JPY to HKD

• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from JPY 1,061,163 per transfer.

OFX JPY to HKD

• 💸 OFX's fee is not published for JPY to HKD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Panda Remit JPY to HKD

• 💸 Panda Remit charges JPY 800.
• 🏦 With Panda Remit, you pay from a Bank Account, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Panda Remit, money arrives in a Bank Account in about 30 minutes and in a Mobile Wallet in about 30 minutes.
• 📏 Panda Remit accepts JPY 2,000 to JPY 500,000 per transfer.
• 🎁 RemitFinder exclusive for Panda Remit: Get 5 bucks off and zero fee.

Regency FX JPY to HKD

• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

TorFX JPY to HKD

• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to JPY 999,999,999 per transfer.

Wise JPY to HKD

• 💸 Wise charges 0.8% + JPY 202 (0.72% + JPY 204.29 from JPY 3,000) when you pay from a Bank Account and 3.88% + JPY 196.24 when you pay by Debit Card or with Apple Pay.
• 🏦 With Wise, you pay from a Bank Account, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts JPY 203.83 to JPY 1,000,000 per transfer.

XE Money Transfer JPY to HKD

• 💸 XE Money Transfer charges JPY 500 (no fee from JPY 300,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 📏 XE Money Transfer accepts up to JPY 300,000 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Japan to Hong Kong

1. Compare providers. RemitFinder lists 10 providers and 14 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Debit Card or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (10 providers), Mobile Wallet (1 provider) or FPS (1 provider), including FPS.
4. Check the limits. Published maximums start at JPY 300,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details. Find the bank code: SWIFT codes for banks in Hong Kong.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Hong Kong from Japan

These FAQs use data from RemitFinder's live comparison of 10 providers for Japan to Hong Kong money transfers.

• How do I send money from Japan to Hong Kong?

  Compare 10 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Hong Kong from Japan?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Hong Kong?

  7 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the fastest way to send money to Hong Kong?

  By their published times, Wise delivers fastest, instantly.

• Can I send money from Japan to Hong Kong instantly?

  Yes. Two providers publish delivery within an hour on some ways to send.

• How much money can I send to Hong Kong from Japan?

  Each provider sets its own limits. The lowest published maximum is JPY 300,000, and 5 of 10 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Hong Kong without fees?

  Yes, with Cambridge Currencies, Currency Solutions, Instarem, Key Currency, Regency FX, TorFX and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Japan to Hong Kong?

  RemitFinder compares 10 providers: Cambridge Currencies, Currency Solutions, Instarem, Key Currency, OFX, Panda Remit, Regency FX, TorFX, Wise and XE Money Transfer.

• Which app is best to send money to Hong Kong?

  It depends on your amount and how you pay. RemitFinder compares 10 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Hong Kong?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.