Best Way to Send Money to Guam from New Zealand (NZD to USD)

Sending money from New Zealand to Guam: what today's data shows

RemitFinder compares 9 providers and 16 ways to send money from New Zealand to Guam. The mid-market rate is USD 0.5626 per NZD. 6 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Guam from New Zealand?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 9 providers offering 16 ways to send New Zealand Dollar (NZD) to US Dollar (USD).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 9 providers, followed by Revolut Account (1).

💱 How to get the best NZD to USD exchange rate?

The mid-market New Zealand Dollar to US Dollar rate today is USD 0.5626 per NZD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, NZD 1,000 is USD 562.60, and each 1% of markup costs about USD 5.63.

• 📊 Rates run from USD 0.5547 to USD 0.5622 per NZD across all amounts. The top three rates are from Wise (USD 0.5622 for transfers of NZD 2.10 to NZD 1,000,000), Key Currency (USD 0.562 for transfers from NZD 12,014.50) and XE Money Transfer (USD 0.5618 for transfers up to NZD 1,000).
• 📏 Typical markup: 0.35%. The median provider's best rate is 0.35% below the mid-market rate.
• 📈 Bigger transfers get better rates with 2 providers.
  • Currency Solutions gives USD 0.5606 per NZD for transfers from NZD 1,000,001, compared with USD 0.5584 for transfers up to NZD 150,000.
  • TorFX gives USD 0.5616 per NZD for transfers from NZD 200,001, compared with USD 0.5547 for transfers up to NZD 2,000.

How your recipient gets the money changes the rate. The median provider's best rate is 0.35% below the mid-market rate for money received in a Bank Account and 0.78% below it by Revolut Account.

💸 What is the cheapest way to send money to Guam from New Zealand?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 6 providers charge no fee on some ways to send or some amounts: Airwallex, Currency Solutions, Key Currency, Revolut, TorFX and XE Money Transfer.

🏦 How to send money from New Zealand to Guam through a bank?

8 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 9 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Airwallex publishes delivery in about 2 hours.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Guam.

⚡ How to send money from New Zealand to Guam fast?

The fastest published delivery arrives instantly, with Revolut (Revolut Account).

By the times providers publish, money can arrive in about 2 hours in a Bank Account and instantly by Revolut Account.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 11 hours when you pay by Credit Card, compared with about 1 day when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Guam from New Zealand?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Wise, Key Currency and XE Money Transfer offer the highest exchange rates, from USD 0.5618 to USD 0.5622 per NZD.
• 🔀 Wise offers the most ways to send (5), followed by XE Money Transfer (3) and Revolut (2).
• 🆓 6 providers have no-fee options.
• ⚡ Revolut publishes the fastest delivery: instant.
• 🎁 2 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex NZD to USD exchange rate today

• 💱 Airwallex's New Zealand Dollar to US Dollar exchange rate is USD 0.5591 per NZD, 0.62% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.

Currency Solutions NZD to USD exchange rate today

• 💱 Currency Solutions' New Zealand Dollar to US Dollar exchange rate runs from USD 0.5584 to USD 0.5606 per NZD. Its best rate applies to transfers from NZD 1,000,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from NZD 20,000 per transfer.

CurrencyFair NZD to USD exchange rate today

• 💱 CurrencyFair's New Zealand Dollar to US Dollar exchange rate is USD 0.5583 per NZD, 0.76% below the mid-market rate.
• 💸 CurrencyFair's fee is not published for NZD to USD transfers, so amounts here include an estimated fee.
• 🏦 With CurrencyFair, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With CurrencyFair, money arrives in a Bank Account typically in 2–4 days.
• 📏 CurrencyFair accepts NZD 100 to NZD 99,000,000 per transfer.
• 🎁 RemitFinder exclusive for CurrencyFair: First 3 transfers free for RemitFinder users.

Key Currency NZD to USD exchange rate today

• 💱 Key Currency's New Zealand Dollar to US Dollar exchange rate is USD 0.562 per NZD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from NZD 12,014.50 per transfer.

OFX NZD to USD exchange rate today

• 💱 OFX's New Zealand Dollar to US Dollar exchange rate is USD 0.5584 per NZD, 0.75% below the mid-market rate.
• 💸 OFX's fee is not published for NZD to USD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Revolut NZD to USD exchange rate today

• 💱 Revolut's New Zealand Dollar to US Dollar exchange rate is USD 0.5582 per NZD, 0.78% below the mid-market rate.
• 💸 When you pay by Revolut Account, Revolut charges NZD 170 when your recipient gets the money in a Bank Account and no fee when your recipient gets the money by Revolut Account.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or by Revolut Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 2 days and by Revolut Account instantly.
• 📏 Revolut accepts NZD 179.16 to NZD 100,000 per transfer.

TorFX NZD to USD exchange rate today

• 💱 TorFX's New Zealand Dollar to US Dollar exchange rate runs from USD 0.5547 to USD 0.5616 per NZD. Its best rate applies to transfers of NZD 200,001 to NZD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to NZD 999,999,999 per transfer.

Wise NZD to USD exchange rate today

• 💱 Wise's New Zealand Dollar to US Dollar exchange rate is USD 0.5622 per NZD, 0.07% below the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, with Apple Pay or by POLi, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 11 hours.
• 📏 Wise accepts NZD 2.10 to NZD 1,000,000 per transfer.

XE Money Transfer NZD to USD exchange rate today

• 💱 XE Money Transfer's New Zealand Dollar to US Dollar exchange rate runs from USD 0.561 to USD 0.5618 per NZD. Its best rate applies to transfers up to NZD 1,000 and is 0.14% below the mid-market rate.
• 💸 XE Money Transfer charges no fee when you pay from a Bank Account, 0.9% when you pay by Credit Card and 0.4% when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from New Zealand to Guam

1. Compare providers. RemitFinder lists 9 providers and 16 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by POLi, by Credit Card, by Debit Card, with Apple Pay or by Revolut Account.
3. Choose how your recipient gets the money. Bank Account (9 providers) or Revolut Account (1 provider).
4. Check the limits. Published maximums start at NZD 100,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details. Find the bank code: SWIFT codes for banks in Guam.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Guam from New Zealand

These FAQs use data from RemitFinder's live comparison of 9 providers for New Zealand to Guam money transfers.

• How do I send money from New Zealand to Guam?

  Compare 9 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Guam from New Zealand?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Guam?

  6 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the NZD to USD exchange rate today?

  The mid-market rate is USD 0.5626 per NZD. Providers' rates run from USD 0.5547 to USD 0.5622.

• What is the fastest way to send money to Guam?

  By their published times, Revolut delivers fastest, instantly.

• Can I send money from New Zealand to Guam instantly?

  Yes. Revolut publishes delivery within an hour on some ways to send.

• How much money can I send to Guam from New Zealand?

  Each provider sets its own limits. The lowest published maximum is NZD 100,000, and 5 of 9 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Guam without fees?

  Yes, with Airwallex, Currency Solutions, Key Currency, Revolut, TorFX and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from New Zealand to Guam?

  RemitFinder compares 9 providers: Airwallex, Currency Solutions, CurrencyFair, Key Currency, OFX, Revolut, TorFX, Wise and XE Money Transfer.

• Which app is best to send money to Guam?

  It depends on your amount and how you pay. RemitFinder compares 9 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Guam?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.