Best Way to Send Money to Guatemala from Portugal (EUR to GTQ)

Sending money from Portugal to Guatemala: what today's data shows

RemitFinder compares 9 providers and 40 ways to send money from Portugal to Guatemala. The mid-market rate is GTQ 8.5802 per EUR. 6 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Guatemala from Portugal?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 9 providers offering 40 ways to send Euro (EUR) to Guatemalan Quetzal (GTQ).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 8 providers, followed by Cash Pickup (5), Debit Card (3) and Mobile Wallet (1).

💱 How to get the best EUR to GTQ exchange rate?

The mid-market Euro to Guatemalan Quetzal rate today is GTQ 8.5802 per EUR. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, EUR 1,000 is GTQ 8,580.20, and each 1% of markup costs about GTQ 85.80.

• 📊 Rates run from GTQ 8.32 to GTQ 8.5722 per EUR across all amounts. The top three rates are from Remitly (GTQ 8.5722 for transfers up to EUR 20,000), MoneyGram (GTQ 8.5233 for transfers up to EUR 1,000) and Sendwave (GTQ 8.5103).
• 📏 Typical markup: 1.36%. The median provider's best rate is 1.36% below the mid-market rate.

How your recipient gets the money changes the rate. The median provider's best rate is 1.05% below the mid-market rate for money received in a Mobile Wallet, 1.21% below it in a Bank Account, 1.32% below it as Cash Pickup and 2.69% below it on a Debit Card.

💸 What is the cheapest way to send money to Guatemala from Portugal?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 6 providers charge no fee on some ways to send or some amounts: MoneyGram, Sendwave, Taptap Send, Western Union, WorldRemit and XE Money Transfer.

🏦 How to send money from Portugal to Guatemala through a bank?

8 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 8 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Guatemala.

⚡ How to send money from Portugal to Guatemala fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup. Where no time is published, money typically arrives on a Debit Card in 1–2 days and in a Mobile Wallet within 30 minutes.

• ⚡ How you pay can change the speed. With one provider, money arrives as Cash Pickup instantly when you pay by Credit Card, compared with within 30 minutes when you pay by Trustly.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Guatemala from Portugal?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 Remitly, MoneyGram and Sendwave offer the highest exchange rates, from GTQ 8.5103 to GTQ 8.5722 per EUR.
• 🔀 Ria Money Transfer offers the most ways to send (10), followed by MoneyGram (6) and Profee (6).
• 💵 MoneyGram, Ria Money Transfer, Sendwave, Taptap Send and Western Union offer Cash Pickup in Guatemala.
• 🆓 6 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 3 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram EUR to GTQ exchange rate today

• 💱 MoneyGram's Euro to Guatemalan Quetzal exchange rate runs from GTQ 8.3659 to GTQ 8.5233 per EUR. Its best rate applies to transfers up to EUR 1,000 and is 0.66% below the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes and as Cash Pickup instantly.
• 📏 MoneyGram accepts up to EUR 8,790 per transfer.

Profee EUR to GTQ exchange rate today

• 💱 Profee's Euro to Guatemalan Quetzal exchange rate is GTQ 8.384 per EUR, 2.29% below the mid-market rate.
• 💸 Profee charges 0.1% + EUR 1.20 when you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay or by SEPA and 1.25% + EUR 1.19 when you pay by Klarna.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay, with Apple Pay, by Klarna or by SEPA, and your recipient gets the money on a Debit Card.
• ⏱️ With Profee, money arrives on a Debit Card typically in 1–2 days.
• 📏 Profee accepts transfers from EUR 1.20 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Remitly EUR to GTQ exchange rate today

• 💱 Remitly's Euro to Guatemalan Quetzal exchange rate is GTQ 8.5722 per EUR, 0.09% below the mid-market rate.
• 💸 Remitly's fee is not published for EUR to GTQ transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to EUR 20,000 per transfer.

Ria Money Transfer EUR to GTQ exchange rate today

• 💱 Ria Money Transfer's Euro to Guatemalan Quetzal exchange rate runs from GTQ 8.3432 to GTQ 8.3624 per EUR. Its best rate applies to transfers of EUR 100 to EUR 5,000 and is 2.54% below the mid-market rate.
• 💸 Ria Money Transfer charges 2% + EUR 1 (EUR 5 from EUR 200, EUR 8 from EUR 700.01, EUR 10 from EUR 1,000.01, 0.67% from EUR 1,500, EUR 12 from EUR 1,800, EUR 15 from EUR 2,000.01, 0.3% + EUR 6 from EUR 3,000).
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts EUR 100 to EUR 5,000 per transfer.

Sendwave EUR to GTQ exchange rate today

• 💱 Sendwave's Euro to Guatemalan Quetzal exchange rate runs from GTQ 8.349 to GTQ 8.5103 per EUR. Its best rate applies to all amounts and is 0.81% below the mid-market rate.
• 💸 Sendwave charges no fee.
• 🏦 With Sendwave, you pay from a Bank Account, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With Sendwave, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and on a Debit Card typically in 1–2 days.
• 🎁 RemitFinder exclusives for Sendwave: Get USD 10 credit for first transfer; No transfer fees.

Taptap Send EUR to GTQ exchange rate today

• 💱 Taptap Send's Euro to Guatemalan Quetzal exchange rate is GTQ 8.49 per EUR, 1.05% below the mid-market rate.
• 💸 When you pay by Debit Card, Taptap Send charges EUR 0.89 when your recipient gets the money in a Bank Account, EUR 2.69 when your recipient gets the money as Cash Pickup and no fee when your recipient gets the money in a Mobile Wallet.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to EUR 160,000 per transfer.

Western Union EUR to GTQ exchange rate today

• 💱 Western Union's Euro to Guatemalan Quetzal exchange rate runs from GTQ 8.3799 to GTQ 8.3816 per EUR. Its best rate applies to all amounts and is 2.31% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup. When you pay by SoFort, Western Union charges no fee when your recipient gets the money in a Bank Account and 1% + EUR 0.99 (EUR 3.99 from EUR 300) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card, with Google Pay or by SoFort, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.

WorldRemit EUR to GTQ exchange rate today

• 💱 WorldRemit's Euro to Guatemalan Quetzal exchange rate runs from GTQ 8.32 to GTQ 8.3951 per EUR. Its best rate applies to all amounts and is 2.16% below the mid-market rate.
• 💸 WorldRemit charges no fee.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Bank Account or on a Debit Card.
• ⏱️ With WorldRemit, money arrives in a Bank Account typically in 2–4 days and on a Debit Card typically in 1–2 days.
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn EUR 25.

XE Money Transfer EUR to GTQ exchange rate today

• 💱 XE Money Transfer's Euro to Guatemalan Quetzal exchange rate is GTQ 8.4634 per EUR, 1.36% below the mid-market rate.
• 💸 XE Money Transfer charges EUR 4 (no fee from EUR 1,000).
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card or by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 📏 XE Money Transfer accepts up to EUR 5,000 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Portugal to Guatemala

1. Compare providers. RemitFinder lists 9 providers and 40 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay from a Bank Account, by Trustly, by SoFort, by Klarna, by SEPA, by Credit Card, by Debit Card, with Google Pay or with Apple Pay.
3. Choose how your recipient gets the money. Bank Account (8 providers), Cash Pickup (5 providers), Debit Card (3 providers) or Mobile Wallet (1 provider), including Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) and Tigo.
4. Check the limits. Published maximums start at EUR 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Guatemala.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Guatemala from Portugal

These FAQs use data from RemitFinder's live comparison of 9 providers for Portugal to Guatemala money transfers.

• How do I send money from Portugal to Guatemala?

  Compare 9 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Guatemala from Portugal?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Guatemala?

  6 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the EUR to GTQ exchange rate today?

  The mid-market rate is GTQ 8.5802 per EUR. Providers' rates run from GTQ 8.32 to GTQ 8.5722.

• How can I send cash to Guatemala from Portugal?

  MoneyGram, Ria Money Transfer, Sendwave, Taptap Send and Western Union offer Cash Pickup in Guatemala. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Guatemala?

  Taptap Send sends to Mobile Wallet accounts in Guatemala, including Banco Industrial (Solo retiro en efectivo), Banrural (Solo retiro en efectivo) and Tigo.

• What is the fastest way to send money to Guatemala?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from Portugal to Guatemala instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send.

• How much money can I send to Guatemala from Portugal?

  Each provider sets its own limits. The lowest published maximum is EUR 5,000, and 4 of 9 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Guatemala without fees?

  Yes, with MoneyGram, Sendwave, Taptap Send, Western Union, WorldRemit and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Portugal to Guatemala?

  RemitFinder compares 9 providers: MoneyGram, Profee, Remitly, Ria Money Transfer, Sendwave, Taptap Send, Western Union, WorldRemit and XE Money Transfer.

• Which app is best to send money to Guatemala?

  It depends on your amount and how you pay. RemitFinder compares 9 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Guatemala?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.