Best Way to Send Money to Ghana from Sweden (SEK to GHS)

Sending money from Sweden to Ghana: what today's data shows

RemitFinder compares 11 providers and 71 ways to send money from Sweden to Ghana. The mid-market rate is GHS 1.1945 per SEK. 5 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Ghana from Sweden?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 11 providers offering 71 ways to send Swedish Krona (SEK) to Ghana Cedi (GHS).

🔀 Ways to receive:

Bank Account is the most widely offered way to receive, with 11 providers, followed by Mobile Wallet (6), Cash Pickup (3) and Debit Card (3).

💱 How to get the best SEK to GHS exchange rate?

The mid-market Swedish Krona to Ghana Cedi rate today is GHS 1.1945 per SEK. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, SEK 1,000 is GHS 1,194.50, and each 1% of markup costs about GHS 11.95.

• 📊 Rates run from GHS 1.1557 to GHS 1.2186 per SEK across all amounts. The top three rates are from MoneyGram (GHS 1.2186 for transfers up to SEK 1,000), Profee (GHS 1.212 for transfers from SEK 20.02) and Dahabshiil (GHS 1.2061 for transfers from SEK 120).
• 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
• ✅ 5 providers offer a rate above the mid-market rate on some amounts: Dahabshiil, MoneyGram, Profee, TalkRemit and Wise.

How your recipient gets the money changes the rate. The median provider's best rate is 0.97% above the mid-market rate for money received in a Mobile Wallet, 0.10% below it in a Bank Account, 1.16% below it on a Debit Card and 1.88% below it as Cash Pickup.

💸 What is the cheapest way to send money to Ghana from Sweden?

It depends on the amount: fees and exchange rates change with how much you send, so the cards above rank every way to send at the amount you enter.

• 🆓 5 providers charge no fee on some ways to send or some amounts: Key Currency, MoneyGram, Regency FX, Taptap Send and Western Union.

🏦 How to send money from Sweden to Ghana through a bank?

7 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 11 providers.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Ghana.

⚡ How to send money from Sweden to Ghana fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account, as Cash Pickup or on a Debit Card and within 30 minutes in a Mobile Wallet.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with about 6 hours when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Ghana from Sweden?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 💱 MoneyGram, Profee and Dahabshiil offer the highest exchange rates, from GHS 1.2061 to GHS 1.2186 per SEK.
• 🔀 Western Union offers the most ways to send (15), followed by Profee (12) and MoneyGram (11).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Ghana.
• 🆓 5 providers have no-fee options.
• ⚡ MoneyGram and Wise publish the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Dahabshiil SEK to GHS exchange rate today

• 💱 Dahabshiil's Swedish Krona to Ghana Cedi exchange rate is GHS 1.2061 per SEK, 0.97% above the mid-market rate.
• 💸 Dahabshiil's fee depends on how you pay and how much you send.
• 🏦 With Dahabshiil, you pay by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Dahabshiil, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 📏 Dahabshiil accepts transfers from SEK 120 per transfer.
• 🎁 RemitFinder exclusive for Dahabshiil: Get first transfer free.

Key Currency SEK to GHS exchange rate today

• 💱 Key Currency's Swedish Krona to Ghana Cedi exchange rate is GHS 1.1933 per SEK, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from SEK 65,662 per transfer.

MoneyGram SEK to GHS exchange rate today

• 💱 MoneyGram's Swedish Krona to Ghana Cedi exchange rate runs from GHS 1.1687 to GHS 1.2186 per SEK. Its best rate applies to transfers up to SEK 1,000 and is 2.02% above the mid-market rate.
• 💸 MoneyGram charges no fee.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or by Trustly, and your recipient gets the money in a Bank Account, as Cash Pickup, in a Mobile Wallet or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly, in a Mobile Wallet within 30 minutes and on a Debit Card instantly.

Profee SEK to GHS exchange rate today

• 💱 Profee's Swedish Krona to Ghana Cedi exchange rate is GHS 1.212 per SEK, 1.47% above the mid-market rate.
• 💸 When you pay from a Bank Account, Profee charges 0.1% + SEK 20 when your recipient gets the money in a Bank Account or in a Mobile Wallet and 1.5% + SEK 13 when your recipient gets the money on a Debit Card. When you pay by Debit Card, Profee charges 0.1% + SEK 20 when your recipient gets the money in a Bank Account or in a Mobile Wallet and 0.1% + SEK 13 when your recipient gets the money on a Debit Card. When you pay with Google Pay, Profee charges 0.1% + SEK 20 when your recipient gets the money in a Bank Account or in a Mobile Wallet and 0.1% + SEK 13 when your recipient gets the money on a Debit Card. When you pay with Apple Pay, Profee charges 0.1% + SEK 20 when your recipient gets the money in a Bank Account or in a Mobile Wallet and 0.1% + SEK 13 when your recipient gets the money on a Debit Card.
• 🏦 With Profee, you pay from a Bank Account, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account, in a Mobile Wallet or on a Debit Card.
• ⏱️ With Profee, money arrives in a Bank Account typically in 2–4 days, in a Mobile Wallet typically within 30 minutes and on a Debit Card typically in 1–2 days.
• 📏 Profee accepts transfers from SEK 13.01 per transfer.
• 🎁 RemitFinder exclusives for Profee: Refer a friend: earn EUR 25, they earn EUR 5; Get 0 fee on first transfer.

Regency FX SEK to GHS exchange rate today

• 💱 Regency FX's Swedish Krona to Ghana Cedi exchange rate is GHS 1.1933 per SEK, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.

Remitly SEK to GHS exchange rate today

• 💱 Remitly's Swedish Krona to Ghana Cedi exchange rate is GHS 1.1897 per SEK, 0.40% below the mid-market rate.
• 💸 Remitly's fee is not published for SEK to GHS transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to SEK 20,000 per transfer.
• 🎁 RemitFinder exclusive for Remitly: Get one 0 fee transfer.

Ria Money Transfer SEK to GHS exchange rate today

• 💱 Ria Money Transfer's Swedish Krona to Ghana Cedi exchange rate is GHS 1.1557 per SEK, 3.25% below the mid-market rate.
• 💸 Ria Money Transfer charges SEK 19 (SEK 39 from SEK 1,000.01).
• 🏦 With Ria Money Transfer, you pay by Credit Card, by Debit Card, with Google Pay or with Apple Pay, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts SEK 100 to SEK 300,000 per transfer.

TalkRemit SEK to GHS exchange rate today

• 💱 TalkRemit's Swedish Krona to Ghana Cedi exchange rate runs from GHS 1.1675 to GHS 1.2061 per SEK. Its best rate applies to transfers of SEK 120 to SEK 1,000,000 and is 0.97% above the mid-market rate.
• 💸 TalkRemit's fee depends on how you pay and how much you send.
• 🏦 With TalkRemit, you pay by Credit Card, by Debit Card or by Mobile Wallet, and your recipient gets the money in a Bank Account, in a Mobile Wallet or on a Debit Card.
• ⏱️ With TalkRemit, money arrives in a Bank Account typically in 2–4 days, in a Mobile Wallet typically within 30 minutes and on a Debit Card typically in 1–2 days.
• 📏 TalkRemit accepts SEK 120 to SEK 1,000,000 per transfer.
• 🎁 RemitFinder exclusive for TalkRemit: Get first transfer free.

Taptap Send SEK to GHS exchange rate today

• 💱 Taptap Send's Swedish Krona to Ghana Cedi exchange rate is GHS 1.16 per SEK, 2.89% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account or in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days and in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to SEK 1,800,000 per transfer.

Western Union SEK to GHS exchange rate today

• 💱 Western Union's Swedish Krona to Ghana Cedi exchange rate runs from GHS 1.1582 to GHS 1.18 per SEK. Its best rate applies to all amounts and is 1.21% below the mid-market rate.
• 💸 When you pay by Credit Card, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and SEK 20 (SEK 40 from SEK 1,000.01, 0.2% + SEK 30 from SEK 5,000, SEK 50 from SEK 10,000) when your recipient gets the money as Cash Pickup. When you pay by Trustly, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and SEK 20 (SEK 40 from SEK 1,000.01, 0.2% + SEK 30 from SEK 5,000, SEK 50 from SEK 10,000) when your recipient gets the money as Cash Pickup. When you pay with Google Pay, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and SEK 20 (SEK 40 from SEK 1,000.01, 0.2% + SEK 30 from SEK 5,000, SEK 50 from SEK 10,000) when your recipient gets the money as Cash Pickup. When you pay with Apple Pay, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and SEK 20 (SEK 40 from SEK 1,000.01, 0.2% + SEK 30 from SEK 5,000, SEK 50 from SEK 10,000) when your recipient gets the money as Cash Pickup. When you pay with WU Pay, Western Union charges no fee when your recipient gets the money in a Bank Account or in a Mobile Wallet and SEK 20 (SEK 40 from SEK 1,000.01, 0.2% + SEK 30 from SEK 5,000, SEK 50 from SEK 10,000) when your recipient gets the money as Cash Pickup.
• 🏦 With Western Union, you pay by Credit Card, by Trustly, with Google Pay, with Apple Pay or with WU Pay, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.

Wise SEK to GHS exchange rate today

• 💱 Wise's Swedish Krona to Ghana Cedi exchange rate is GHS 1.1961 per SEK, 0.13% above the mid-market rate.
• 💸 Wise's fee depends on how you pay and how much you send.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card, by Trustly or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts SEK 38.96 to SEK 1,000,000 per transfer.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from Sweden to Ghana

1. Compare providers. RemitFinder lists 11 providers and 71 ways to send; the cards above rank them for your amount.
2. Choose how to pay. You can pay by Credit Card, by Debit Card, by Trustly, from a Bank Account, with Apple Pay, with Google Pay, with WU Pay or by Mobile Wallet.
3. Choose how your recipient gets the money. Bank Account (11 providers), Mobile Wallet (6 providers), Cash Pickup (3 providers) or Debit Card (3 providers), including AirtelTigo, CBG Cash Pickup, MTN, Telecel, Wallet (GHS), Zeepay and ADB.
4. Check the limits. Published maximums start at SEK 20,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Ghana.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Ghana from Sweden

These FAQs use data from RemitFinder's live comparison of 11 providers for Sweden to Ghana money transfers.

• How do I send money from Sweden to Ghana?

  Compare 11 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Ghana from Sweden?

  It depends on how you pay, how your recipient wants the money and how much you send.

• What is the cheapest way to send money to Ghana?

  5 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• What is the SEK to GHS exchange rate today?

  The mid-market rate is GHS 1.1945 per SEK. Providers' rates run from GHS 1.1557 to GHS 1.2186.

• Can I get a better rate than the mid-market SEK to GHS rate?

  Yes. Five providers, led by MoneyGram, Profee and Dahabshiil, offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• How can I send cash to Ghana from Sweden?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Ghana. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Ghana?

  Dahabshiil, MoneyGram, Profee, TalkRemit, Taptap Send and Western Union send to Mobile Wallet accounts in Ghana, including AirtelTigo, CBG Cash Pickup, MTN, Telecel, Wallet (GHS) and Zeepay.

• What is the fastest way to send money to Ghana?

  By their published times, MoneyGram and Wise deliver fastest, instantly.

• Can I send money from Sweden to Ghana instantly?

  Yes. Two providers publish delivery within an hour on some ways to send.

• How much money can I send to Ghana from Sweden?

  Each provider sets its own limits. The lowest published maximum is SEK 20,000, and 6 of 11 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Ghana without fees?

  Yes, with Key Currency, MoneyGram, Regency FX, Taptap Send and Western Union on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from Sweden to Ghana?

  RemitFinder compares 11 providers: Dahabshiil, Key Currency, MoneyGram, Profee, Regency FX, Remitly, Ria Money Transfer, TalkRemit, Taptap Send, Western Union and Wise.

• Which app is best to send money to Ghana?

  It depends on your amount and how you pay. RemitFinder compares 11 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Ghana?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send.