Best Way to Send Money to Czech Republic from USA (USD to CZK)

Sending money from USA to Czech Republic: what today's data shows

RemitFinder compares 14 providers and 40 ways to send money from USA to Czech Republic. The mid-market rate is CZK 21.5573 per USD. 10 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Czech Republic from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 14 providers offering 40 ways to send US Dollar (USD) to Czech Koruna (CZK).

💰 Most CZK received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: Revolut, Regency FX, Cambridge Currencies and Rutland FX.

At USD 1,000, the top three providers are Revolut, Regency FX and Cambridge Currencies, giving CZK 21,547.70, CZK 21,535.74 and CZK 21,503.41 respectively. CZK 44.29 separates Revolut in first place from Cambridge Currencies in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 14 providers, followed by Cash Pickup (2), Debit Card (1) and Revolut Account (1). At USD 1,000, receiving by Revolut Account gets your recipient the most: up to CZK 21,547.70.

💱 How to get the best USD to CZK exchange rate?

The mid-market US Dollar to Czech Koruna rate today is CZK 21.5573 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is CZK 21,557.30, and each 1% of markup costs about CZK 215.57.

• 📊 Rates run from CZK 1.00 to CZK 21.6148 per USD across all amounts. The top three rates are from Wise (CZK 21.6148 for transfers of USD 7.48 to USD 1,000,000), Revolut (CZK 21.5477 for transfers of USD 214.23 to USD 100,000) and Cambridge Currencies (CZK 21.5357 for transfers from USD 25,001).
• 📏 Typical markup: 0.20%. The median provider's best rate is 0.20% below the mid-market rate.
• ✅ Wise offers a rate above the mid-market rate on some amounts.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives CZK 21.5357 per USD for transfers from USD 25,001, compared with CZK 21.5034 for transfers up to USD 5,000.
  • Rutland FX gives CZK 21.5357 per USD for transfers from USD 3,368, compared with CZK 21.5034 for transfers up to USD 3,366.65.
  • TorFX gives CZK 21.5185 per USD for transfers from USD 200,001, compared with CZK 21.2555 for transfers up to USD 2,000.
• 💳 How you pay rarely changes the rate. At USD 1,000, 5 of the 5 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 0.04% below the mid-market rate for money received by Revolut Account, 0.20% below it in a Bank Account, 0.86% below it on a Debit Card and 47.99% below it as Cash Pickup.

💸 What is the cheapest way to send money to Czech Republic from USA?

At USD 1,000, the three cheapest providers today are Revolut (paying by Revolut Account, received by Revolut Account), Regency FX (paying from a Bank Account, received in a Bank Account) and Cambridge Currencies (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets CZK 21,547.70, CZK 21,535.74 and CZK 21,503.41 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 3.30% at USD 200, 1.35% at USD 1,000 and 1.41% at USD 5,000.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying from a Bank Account has the lowest typical total cost at USD 1,000 (0.71%), and paying in Cash the highest (48.76%). On USD 1,000, that difference is worth about CZK 10,357 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving by Revolut Account has the lowest typical total cost at USD 1,000 (0.04%), and receiving as Cash Pickup the highest (3.62%). On USD 1,000, that difference is worth about CZK 771 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying by Revolut Account, received by Revolut Account, with a typical total cost of 0.04%. The most expensive is paying in Cash, received as Cash Pickup, at 96.96%.

On USD 1,000, your recipient typically gets CZK 21,547.70 with the cheapest combination and CZK 984.01 with the most expensive: CZK 20,563.69 more with the cheapest combination.

Choosing well is worth CZK 20,563.69 more on USD 1,000. The most your recipient can get today is CZK 21,547.70, and the least is CZK 984.01.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4 is 2.00% of USD 200 but only 0.08% of USD 5,000.
• 🆓 10 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Key Currency, MoneyGram, Regency FX, Revolut, Rutland FX, TorFX, Western Union and XE Money Transfer.

🏦 How to send money from USA to Czech Republic through a bank?

12 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 14 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 0.71% paying from a Bank Account, 1.11% paying by ACH, 1.28% paying by Debit Card and 4.21% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Czech Republic.

⚡ How to send money from USA to Czech Republic fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Revolut (Revolut Account).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup, on a Debit Card or by Revolut Account.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 10 hours when you pay by Credit Card, compared with about 1 day when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Czech Republic from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Revolut, Regency FX and Cambridge Currencies give your recipient the most on USD 1,000 today.
• 💱 Wise, Revolut and Cambridge Currencies offer the highest exchange rates, from CZK 21.5357 to CZK 21.6148 per USD.
• 🔀 Western Union offers the most ways to send (10), followed by MoneyGram (6) and Ria Money Transfer (6).
• 💵 MoneyGram and Western Union offer Cash Pickup in Czech Republic.
• 🆓 10 providers have no-fee options.
• ⚡ MoneyGram and Revolut publish the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

📋 All 14 providers, by what your recipient gets for USD 1,000:

At USD 1,000, 13 of the 14 providers accept the transfer. Among them, your recipient gets between CZK 21,040.67 and CZK 21,547.70, and half of the providers give at least CZK 21,423.30.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex USD to CZK exchange rate today

• 💱 Airwallex's US Dollar to Czech Koruna exchange rate is CZK 21.385 per USD, 0.80% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
• 💰 On USD 1,000, your recipient gets CZK 21,385.00 with Airwallex (paying from a Bank Account, received in a Bank Account).

Cambridge Currencies USD to CZK exchange rate today

• 💱 Cambridge Currencies' US Dollar to Czech Koruna exchange rate runs from CZK 21.5034 to CZK 21.5357 per USD. Its best rate applies to transfers from USD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets CZK 21,503.41 with Cambridge Currencies (paying from a Bank Account, received in a Bank Account).

Key Currency USD to CZK exchange rate today

• 💱 Key Currency's US Dollar to Czech Koruna exchange rate is CZK 21.5357 per USD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from USD 6,736 per transfer.

MoneyGram USD to CZK exchange rate today

• 💱 MoneyGram's US Dollar to Czech Koruna exchange rate runs from CZK 1.00 to CZK 21.438 per USD. Its best rate applies to transfers up to USD 1,000 and is 0.55% below the mid-market rate.
• 💸 MoneyGram's fee depends on how you pay and how much you send.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets CZK 21,438.00 with MoneyGram (paying by Debit Card, received in a Bank Account).

OFX USD to CZK exchange rate today

• 💱 OFX's US Dollar to Czech Koruna exchange rate is CZK 21.4646 per USD, 0.43% below the mid-market rate.
• 💸 OFX's fee is not published for USD to CZK transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets about CZK 21,421.94 with OFX (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Regency FX USD to CZK exchange rate today

• 💱 Regency FX's US Dollar to Czech Koruna exchange rate is CZK 21.5357 per USD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets CZK 21,535.74 with Regency FX (paying from a Bank Account, received in a Bank Account).

Remitly USD to CZK exchange rate today

• 💱 Remitly's US Dollar to Czech Koruna exchange rate is CZK 21.51 per USD, 0.22% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to CZK transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about CZK 21,467.25 with Remitly (paying from a Bank Account, received in a Bank Account).

Revolut USD to CZK exchange rate today

• 💱 Revolut's US Dollar to Czech Koruna exchange rate is CZK 21.5477 per USD, 0.04% below the mid-market rate.
• 💸 When you pay by Revolut Account, Revolut charges USD 75 (0.15% from USD 50,000) when your recipient gets the money in a Bank Account and no fee when your recipient gets the money by Revolut Account.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or by Revolut Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 24 hours and by Revolut Account instantly.
• 📏 Revolut accepts USD 139.23 to USD 100,000 per transfer.
• 💰 On USD 1,000, your recipient gets CZK 21,547.70 with Revolut (paying by Revolut Account, received by Revolut Account).
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Ria Money Transfer USD to CZK exchange rate today

• 💱 Ria Money Transfer's US Dollar to Czech Koruna exchange rate is CZK 21.1464 per USD, 1.91% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets CZK 21,040.67 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Rutland FX USD to CZK exchange rate today

• 💱 Rutland FX's US Dollar to Czech Koruna exchange rate runs from CZK 21.5034 to CZK 21.5357 per USD. Its best rate applies to transfers from USD 3,368 and is 0.10% below the mid-market rate.
• 💸 Rutland FX charges no fee.
• 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets CZK 21,503.41 with Rutland FX (paying from a Bank Account, received in a Bank Account).

TorFX USD to CZK exchange rate today

• 💱 TorFX's US Dollar to Czech Koruna exchange rate runs from CZK 21.2555 to CZK 21.5185 per USD. Its best rate applies to transfers of USD 200,001 to USD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to USD 999,999,999 per transfer.
• 💰 On USD 1,000, your recipient gets CZK 21,255.50 with TorFX (paying from a Bank Account, received in a Bank Account).

Western Union USD to CZK exchange rate today

• 💱 Western Union's US Dollar to Czech Koruna exchange rate runs from CZK 21.3173 to CZK 21.4233 per USD. Its best rate applies to all amounts and is 0.62% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 💰 On USD 1,000, your recipient gets CZK 21,423.30 with Western Union (paying by Debit Card, received as Cash Pickup).
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Wise USD to CZK exchange rate today

• 💱 Wise's US Dollar to Czech Koruna exchange rate is CZK 21.6148 per USD, 0.27% above the mid-market rate.
• 💸 Wise charges 0.35% + USD 7.41 (0.25% + USD 32.36 from USD 25,068.43) when you pay from a Bank Account, 6.47% + USD 1.24 when you pay by Credit Card or with Apple Pay and 1.58% + USD 1.30 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 10 hours.
• 📏 Wise accepts USD 1.37 to USD 1,000,000 per transfer.
• 💰 On USD 1,000, your recipient gets CZK 21,379.22 with Wise (paying from a Bank Account, received in a Bank Account).

XE Money Transfer USD to CZK exchange rate today

• 💱 XE Money Transfer's US Dollar to Czech Koruna exchange rate runs from CZK 21.2686 to CZK 21.276 per USD. Its best rate applies to transfers up to USD 30,000 and is 1.30% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets CZK 21,276.00 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Czech Republic

1. Compare providers. RemitFinder lists 14 providers and 40 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying from a Bank Account has the lowest typical total cost (0.71%).
3. Choose how your recipient gets the money. Bank Account (14 providers), Cash Pickup (2 providers), Debit Card (1 provider) or Revolut Account (1 provider).
4. Check the limits. Published maximums start at USD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Czech Republic.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Czech Republic from USA

These FAQs use data from RemitFinder's live comparison of 14 providers for USA to Czech Republic money transfers.

• How do I send money from USA to Czech Republic?

  Compare 14 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Czech Republic from USA?

  At USD 1,000, Revolut, Regency FX and Cambridge Currencies give your recipient the most today: CZK 21,547.70, CZK 21,535.74 and CZK 21,503.41 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Czech Republic?

  At USD 1,000, the cheapest providers today are Revolut, Regency FX and Cambridge Currencies. The cheapest combination is paying by Revolut Account, received by Revolut Account, with a typical total cost of 0.04%. 10 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Czech Republic?

  At USD 1,000, your recipient gets between CZK 984.01 and CZK 21,547.70, depending on the provider and how you send. Comparing can get them CZK 20,563.69 more on one transfer. Revolut gives the most today, paying by Revolut Account, received by Revolut Account.

• What is the USD to CZK exchange rate today?

  The mid-market rate is CZK 21.5573 per USD. Providers' rates run from CZK 1.00 to CZK 21.6148.

• Can I get a better rate than the mid-market USD to CZK rate?

  Yes. Wise offers a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Czech Republic?

  At USD 200, the typical fee is 2.11% of the amount, and the typical exchange rate has a markup of 0.83%. At USD 5,000, the typical fee is 0.10% of the amount, and the typical exchange rate has a markup of 1.11%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Czech Republic lower the cost?

  Not always. The typical total cost is 3.30% at USD 200, 1.35% at USD 1,000 and 1.41% at USD 5,000. Cambridge Currencies, Rutland FX and TorFX give a better exchange rate on larger transfers.

• Which payment method is cheapest for sending money from USA to Czech Republic?

  Paying from a Bank Account has the lowest typical total cost at USD 1,000 (0.71%), and paying in Cash the highest (48.76%). On USD 1,000, that difference is worth about CZK 10,357 more to your recipient. The providers giving your recipient the most when paying from a Bank Account are Regency FX, Cambridge Currencies and Rutland FX.

• Is Debit Card cheaper than Credit Card for sending money to Czech Republic?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 1.28%, compared with 4.21% paying by Credit Card. On USD 1,000, that difference is worth about CZK 632 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Czech Republic from USA?

  Receiving by Revolut Account has the lowest typical total cost at USD 1,000 (0.04%), and receiving as Cash Pickup the highest (3.62%). On USD 1,000, that difference is worth about CZK 771 more to your recipient. The provider giving your recipient the most when receiving by Revolut Account is Revolut.

• Is Bank Account cheaper than Cash Pickup for sending money to Czech Republic?

  Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 1.40%, compared with 3.62% receiving as Cash Pickup. On USD 1,000, that difference is worth about CZK 479 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Czech Republic from USA?

  MoneyGram and Western Union offer Cash Pickup in Czech Republic. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Czech Republic?

  By their published times, MoneyGram and Revolut deliver fastest, instantly.

• Can I send money from USA to Czech Republic instantly?

  Yes. Two providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is CZK 21,547.70, with Revolut (paying by Revolut Account, received by Revolut Account).

• How much money can I send to Czech Republic from USA?

  Each provider sets its own limits. The lowest published maximum is USD 5,000, and 8 of 14 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Czech Republic without fees?

  Yes, with Airwallex, Cambridge Currencies, Key Currency, MoneyGram, Regency FX, Revolut, Rutland FX, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Czech Republic?

  RemitFinder compares 14 providers: Airwallex, Cambridge Currencies, Key Currency, MoneyGram, OFX, Regency FX, Remitly, Revolut, Ria Money Transfer, Rutland FX, TorFX, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Czech Republic?

  It depends on your amount and how you pay. RemitFinder compares 14 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Czech Republic?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 5 providers that offer more than one way to pay change the rate with it.