Best Way to Send Money to Fiji from USA (USD to FJD)

Sending money from USA to Fiji: what today's data shows

RemitFinder compares 8 providers and 42 ways to send money from USA to Fiji. The mid-market rate is FJD 2.2407 per USD. 5 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Fiji from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 8 providers offering 42 ways to send US Dollar (USD) to Fiji Dollar (FJD).

💰 Most FJD received today, by amount sent:

Five providers rank in the top three at one or more of these amounts: MoneyGram, WorldRemit, Western Union, OFX and Remitly.

At USD 1,000, the top three providers are WorldRemit, MoneyGram and OFX, giving FJD 2,223.97, FJD 2,206.70 and ≈ FJD 2,187.32 respectively. FJD 36.65 separates WorldRemit in first place from OFX in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 5 providers, followed by Mobile Wallet (4), Cash Pickup (3) and Debit Card (1). At USD 1,000, receiving in a Mobile Wallet gets your recipient the most: up to FJD 2,223.97.

💱 How to get the best USD to FJD exchange rate?

The mid-market US Dollar to Fiji Dollar rate today is FJD 2.2407 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is FJD 2,240.70, and each 1% of markup costs about FJD 22.41.

• 📊 Rates run from FJD 2.11 to FJD 2.2284 per USD across all amounts. The top three rates are from WorldRemit (FJD 2.2284), MoneyGram (FJD 2.2067 for transfers up to USD 1,000) and OFX (FJD 2.1928).
• 📏 Typical markup: 2.33%. The median provider's best rate is 2.33% below the mid-market rate.
• 📈 Bigger transfers get better rates with 1 provider.
  • XE Money Transfer gives FJD 2.1888 per USD for transfers from USD 10,000, compared with FJD 2.1473 for transfers up to USD 9,999.99.
• 💳 How you pay rarely changes the rate. At USD 1,000, 4 of the 4 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 2.12% below the mid-market rate for money received in a Mobile Wallet, 2.33% below it in a Bank Account, 2.93% below it as Cash Pickup and 3.65% below it on a Debit Card.

💸 What is the cheapest way to send money to Fiji from USA?

At USD 1,000, the three cheapest providers today are WorldRemit (paying from a Bank Account, received in a Mobile Wallet), MoneyGram (paying by Debit Card, received as Cash Pickup) and OFX (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets FJD 2,223.97, FJD 2,206.70 and ≈ FJD 2,187.32 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 5.73% at USD 200, 4.34% at USD 1,000 and 4.36% at USD 5,000.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying in Cash has the lowest typical total cost at USD 1,000 (1.52%), and paying by Credit Card the highest (5.83%). On USD 1,000, that difference is worth about FJD 97 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (2.73%), and receiving in a Bank Account the highest (4.83%). On USD 1,000, that difference is worth about FJD 47 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying from a Bank Account, received in a Mobile Wallet, with a typical total cost of 0.75%. The most expensive is paying by Credit Card, received in a Bank Account, at 7.17%.

On USD 1,000, your recipient typically gets FJD 2,223.97 with the cheapest combination and FJD 2,082.88 with the most expensive: FJD 141.08 more with the cheapest combination.

Choosing well is worth FJD 158.87 more on USD 1,000. The most your recipient can get today is FJD 2,223.97, and the least is FJD 2,065.10.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 5 is 2.50% of USD 200 but only 0.10% of USD 5,000.
• 🆓 5 providers charge no fee on some ways to send or some amounts: MoneyGram, Taptap Send, Western Union, WorldRemit and XE Money Transfer.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Fiji through a bank?

6 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 5 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 2.83% paying by ACH, 2.93% paying by Debit Card, 3.65% paying from a Bank Account and 5.83% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Fiji.

⚡ How to send money from USA to Fiji fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Mobile Wallet and instantly as Cash Pickup. Where no time is published, money typically arrives in a Bank Account in 2–4 days and on a Debit Card in 1–2 days.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Debit Card, received as Cash Pickup), with a total cost of 1.52%. The cheapest way overall has a total cost of 0.75%, 0.77 percentage points less.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Fiji from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 WorldRemit, MoneyGram and OFX give your recipient the most on USD 1,000 today.
• 💱 WorldRemit, MoneyGram and OFX offer the highest exchange rates, from FJD 2.1928 to FJD 2.2284 per USD.
• 🔀 Western Union offers the most ways to send (15), followed by Ria Money Transfer (12) and MoneyGram (6).
• 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Fiji.
• 🆓 5 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

📋 All 8 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 8 providers accept the transfer. Among them, your recipient gets between FJD 2,110.00 and FJD 2,223.97, and half of the providers give at least FJD 2,181.26.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to FJD exchange rate today

• 💱 MoneyGram's US Dollar to Fiji Dollar exchange rate runs from FJD 2.1776 to FJD 2.2067 per USD. Its best rate applies to transfers up to USD 1,000 and is 1.52% below the mid-market rate.
• 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 1.5% + USD 19.99 from USD 1,000, 2.5% + USD 5 from USD 1,500.01) when your recipient gets the money as Cash Pickup and 3% when your recipient gets the money in a Mobile Wallet.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to USD 9,960 per transfer.
• 💰 On USD 1,000, your recipient gets FJD 2,206.70 with MoneyGram (paying by Debit Card, received as Cash Pickup).

OFX USD to FJD exchange rate today

• 💱 OFX's US Dollar to Fiji Dollar exchange rate is FJD 2.1928 per USD, 2.14% below the mid-market rate.
• 💸 OFX's fee is not published for USD to FJD transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets about FJD 2,187.32 with OFX (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Remitly USD to FJD exchange rate today

• 💱 Remitly's US Dollar to Fiji Dollar exchange rate is FJD 2.1884 per USD, 2.33% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to FJD transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about FJD 2,182.93 with Remitly (paying from a Bank Account, received in a Bank Account).

Ria Money Transfer USD to FJD exchange rate today

• 💱 Ria Money Transfer's US Dollar to Fiji Dollar exchange rate runs from FJD 2.14 to FJD 2.17 per USD. Its best rate applies to transfers of USD 100 to USD 5,000 and is 3.16% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets FJD 2,159.15 with Ria Money Transfer (paying from a Bank Account, received as Cash Pickup).

Taptap Send USD to FJD exchange rate today

• 💱 Taptap Send's US Dollar to Fiji Dollar exchange rate is FJD 2.11 per USD, 5.83% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets FJD 2,110.00 with Taptap Send (paying by Debit Card, received in a Mobile Wallet).

Western Union USD to FJD exchange rate today

• 💱 Western Union's US Dollar to Fiji Dollar exchange rate runs from FJD 2.1751 to FJD 2.1796 per USD. Its best rate applies to all amounts and is 2.73% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days, as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets FJD 2,179.60 with Western Union (paying by Debit Card, received in a Bank Account).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

WorldRemit USD to FJD exchange rate today

• 💱 WorldRemit's US Dollar to Fiji Dollar exchange rate runs from FJD 2.1589 to FJD 2.2284 per USD. Its best rate applies to all amounts and is 0.55% below the mid-market rate.
• 💸 When you pay from a Bank Account, WorldRemit charges USD 1.99 when your recipient gets the money in a Mobile Wallet and no fee when your recipient gets the money on a Debit Card.
• 🏦 With WorldRemit, you pay from a Bank Account, and your recipient gets the money in a Mobile Wallet or on a Debit Card.
• ⏱️ With WorldRemit, money arrives in a Mobile Wallet typically within 30 minutes and on a Debit Card typically in 1–2 days.
• 💰 On USD 1,000, your recipient gets FJD 2,223.97 with WorldRemit (paying from a Bank Account, received in a Mobile Wallet).
• 🎁 RemitFinder exclusives for WorldRemit: Get 3 free transfers; Refer a friend to earn USD 20.

XE Money Transfer USD to FJD exchange rate today

• 💱 XE Money Transfer's US Dollar to Fiji Dollar exchange rate runs from FJD 2.1473 to FJD 2.1888 per USD. Its best rate applies to transfers from USD 10,000 and is 2.32% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets FJD 2,147.30 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Fiji

1. Compare providers. RemitFinder lists 8 providers and 42 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (1.52%).
3. Choose how your recipient gets the money. Bank Account (5 providers), Mobile Wallet (4 providers), Cash Pickup (3 providers) or Debit Card (1 provider), including Digicel MyCash and M-PAiSA.
4. Check the limits. Published maximums start at USD 5,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Fiji.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Fiji from USA

These FAQs use data from RemitFinder's live comparison of 8 providers for USA to Fiji money transfers.

• How do I send money from USA to Fiji?

  Compare 8 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Fiji from USA?

  At USD 1,000, WorldRemit, MoneyGram and OFX give your recipient the most today: FJD 2,223.97, FJD 2,206.70 and ≈ FJD 2,187.32 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Fiji?

  At USD 1,000, the cheapest providers today are WorldRemit, MoneyGram and OFX. The cheapest combination is paying from a Bank Account, received in a Mobile Wallet, with a typical total cost of 0.75%. 5 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Fiji?

  At USD 1,000, your recipient gets between FJD 2,065.10 and FJD 2,223.97, depending on the provider and how you send. Comparing can get them FJD 158.87 more on one transfer. WorldRemit gives the most today, paying from a Bank Account, received in a Mobile Wallet.

• What is the USD to FJD exchange rate today?

  The mid-market rate is FJD 2.2407 per USD. Providers' rates run from FJD 2.11 to FJD 2.2284.

• Exchange rate or fee: what matters more when you send money to Fiji?

  At USD 200, the typical fee is 2.50% of the amount, and the typical exchange rate has a markup of 2.93%. At USD 5,000, the typical fee is 0.30% of the amount, and the typical exchange rate has a markup of 2.93%. So the exchange rate matters more at every amount shown. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Fiji lower the cost?

  Not always. The typical total cost is 5.73% at USD 200, 4.34% at USD 1,000 and 4.36% at USD 5,000. XE Money Transfer gives a better exchange rate on larger transfers.

• Which payment method is cheapest for sending money from USA to Fiji?

  Paying in Cash has the lowest typical total cost at USD 1,000 (1.52%), and paying by Credit Card the highest (5.83%). On USD 1,000, that difference is worth about FJD 97 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Fiji?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 2.93%, compared with 5.83% paying by Credit Card. On USD 1,000, that difference is worth about FJD 65 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Fiji from USA?

  Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (2.73%), and receiving in a Bank Account the highest (4.83%). On USD 1,000, that difference is worth about FJD 47 more to your recipient. The providers giving your recipient the most when receiving in a Mobile Wallet are WorldRemit, MoneyGram and Western Union.

• Is Bank Account cheaper than Cash Pickup for sending money to Fiji?

  No. At USD 1,000, receiving in a Bank Account has a typical total cost of 4.83%, compared with 4.66% receiving as Cash Pickup. On USD 1,000, that difference is worth about FJD 4 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Fiji from USA?

  MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Fiji. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Fiji?

  MoneyGram, Taptap Send, Western Union and WorldRemit send to Mobile Wallet accounts in Fiji, including Digicel MyCash and M-PAiSA.

• What is the fastest way to send money to Fiji?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Fiji instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is FJD 2,206.70, with MoneyGram (paying by Debit Card, received as Cash Pickup).

• How much money can I send to Fiji from USA?

  Each provider sets its own limits. The lowest published maximum is USD 5,000, and 4 of 8 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Fiji without fees?

  Yes, with MoneyGram, Taptap Send, Western Union, WorldRemit and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Fiji?

  RemitFinder compares 8 providers: MoneyGram, OFX, Remitly, Ria Money Transfer, Taptap Send, Western Union, WorldRemit and XE Money Transfer.

• Which app is best to send money to Fiji?

  It depends on your amount and how you pay. RemitFinder compares 8 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Fiji?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 4 providers that offer more than one way to pay change the rate with it.