Best Way to Send Money to Gambia from USA (USD to GMD)

Sending money from USA to Gambia: what today's data shows

RemitFinder compares 9 providers and 46 ways to send money from USA to Gambia. The mid-market rate is GMD 73.75 per USD. 7 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Gambia from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 9 providers offering 46 ways to send US Dollar (USD) to Gambian Dalasi (GMD).

💰 Most GMD received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: Airwallex, MoneyGram, Sendwave and Taptap Send.

At USD 1,000, the top three providers are Airwallex, MoneyGram and Sendwave, giving GMD 73,404.50, GMD 69,500.00 and GMD 69,500.00 respectively. GMD 3,904.50 separates Airwallex in first place from Sendwave in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account and Cash Pickup are the most widely offered ways to receive, with 6 providers each, followed by Mobile Wallet (3). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to GMD 73,404.50.

💱 How to get the best USD to GMD exchange rate?

The mid-market US Dollar to Gambian Dalasi rate today is GMD 73.75 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is GMD 73,750.00, and each 1% of markup costs about GMD 737.50.

• 📊 Rates run from GMD 67.0003 to GMD 73.4045 per USD across all amounts. The top three rates are from Airwallex (GMD 73.4045), MoneyGram (GMD 69.50 for transfers up to USD 1,000) and Ria Money Transfer (GMD 69.50 for transfers of USD 100 to USD 5,000).
• 📏 Typical markup: 5.76%. The median provider's best rate is 5.76% below the mid-market rate.
• 💳 How you pay rarely changes the rate. At USD 1,000, 4 of the 5 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 5.76% below the mid-market rate for money received as Cash Pickup, 5.76% below it in a Mobile Wallet and 5.94% below it in a Bank Account.

💸 What is the cheapest way to send money to Gambia from USA?

At USD 1,000, the three cheapest providers today are Airwallex (paying from a Bank Account, received in a Bank Account), MoneyGram (paying by Debit Card, received in a Bank Account) and Sendwave (paying from a Bank Account, received as Cash Pickup). With these providers, your recipient gets GMD 73,404.50, GMD 69,500.00 and GMD 69,500.00 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 7.76% at USD 200, 6.76% at USD 1,000 and 8.52% at USD 5,000.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying in Cash has the lowest typical total cost at USD 1,000 (5.76%), and paying by Credit Card the highest (9.26%). On USD 1,000, that difference is worth about GMD 2,581 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (5.76%), and receiving as Cash Pickup the highest (6.76%). On USD 1,000, that difference is worth about GMD 737 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying by Debit Card, received in a Mobile Wallet, with a typical total cost of 5.76%. The most expensive is paying by Credit Card, received as Cash Pickup, at 9.84%.

On USD 1,000, your recipient typically gets GMD 69,500.00 with the cheapest combination and GMD 66,625.18 with the most expensive: GMD 2,874.82 more with the cheapest combination.

Choosing well is worth GMD 8,414.21 more on USD 1,000. The most your recipient can get today is GMD 73,404.50, and the least is GMD 64,990.29.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4 is 2.00% of USD 200 but only 0.08% of USD 5,000.
• 🆓 7 providers charge no fee on some ways to send or some amounts: Airwallex, BOSS Money, MoneyGram, Sendwave, Taptap Send, Western Union and XE Money Transfer.

🏦 How to send money from USA to Gambia through a bank?

7 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 6 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 6.36% paying from a Bank Account, 6.55% paying by Debit Card, 8.51% paying by ACH and 9.26% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Gambia.

⚡ How to send money from USA to Gambia fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account or in a Mobile Wallet and instantly as Cash Pickup.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Debit Card, received in a Bank Account), with a total cost of 5.76%. The cheapest way overall has a total cost of 0.47%, 5.29 percentage points less.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Gambia from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Airwallex, MoneyGram and Sendwave give your recipient the most on USD 1,000 today.
• 💱 Airwallex, MoneyGram and Ria Money Transfer offer the highest exchange rates, from GMD 69.50 to GMD 73.4045 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (12), followed by BOSS Money (10) and MoneyGram (9).
• 💵 BOSS Money, MoneyGram, Ria Money Transfer, Sendwave, Taptap Send and Western Union offer Cash Pickup in Gambia.
• 🆓 7 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 4 providers have RemitFinder deals for this corridor.

📋 All 9 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 9 providers accept the transfer. Among them, your recipient gets between GMD 67,000.30 and GMD 73,404.50, and half of the providers give at least GMD 69,136.31.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex USD to GMD exchange rate today

• 💱 Airwallex's US Dollar to Gambian Dalasi exchange rate is GMD 73.4045 per USD, 0.47% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
• 💰 On USD 1,000, your recipient gets GMD 73,404.50 with Airwallex (paying from a Bank Account, received in a Bank Account).

BOSS Money USD to GMD exchange rate today

• 💱 BOSS Money's US Dollar to Gambian Dalasi exchange rate runs from GMD 67.4633 to GMD 68.9217 per USD. Its best rate applies to transfers of USD 10 to USD 2,000 and is 6.55% below the mid-market rate.
• 💸 BOSS Money charges no fee when you pay from a Bank Account, by Debit Card, by Mobile Wallet or by BOSS Money Wallet and USD 4.99 (USD 9.99 from USD 250.01, USD 12.99 from USD 500.01, USD 18.99 from USD 750.01, 3% from USD 1,000.01) when you pay by Credit Card.
• 🏦 With BOSS Money, you pay from a Bank Account, by Credit Card, by Debit Card, by Mobile Wallet or by BOSS Money Wallet, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With BOSS Money, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 BOSS Money accepts USD 10 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets GMD 68,921.70 with BOSS Money (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusives for BOSS Money: $0 Fee on first 3 transfers; Refer a friend to earn USD 25.

MoneyGram USD to GMD exchange rate today

• 💱 MoneyGram's US Dollar to Gambian Dalasi exchange rate runs from GMD 68.9923 to GMD 69.50 per USD. Its best rate applies to transfers up to USD 1,000 and is 5.76% below the mid-market rate.
• 💸 MoneyGram's fee depends on how you pay and how much you send.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or in a Mobile Wallet.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and in a Mobile Wallet within 30 minutes.
• 📏 MoneyGram accepts up to USD 3,710 per transfer.
• 💰 On USD 1,000, your recipient gets GMD 69,500.00 with MoneyGram (paying by Debit Card, received in a Bank Account).

Remitly USD to GMD exchange rate today

• 💱 Remitly's US Dollar to Gambian Dalasi exchange rate is GMD 69.24 per USD, 6.12% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to GMD transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about GMD 69,136.31 with Remitly (paying from a Bank Account, received in a Bank Account).

Ria Money Transfer USD to GMD exchange rate today

• 💱 Ria Money Transfer's US Dollar to Gambian Dalasi exchange rate is GMD 69.50 per USD, 5.76% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 5,000 per transfer.
• 💰 On USD 1,000, your recipient gets GMD 69,083.69 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).

Sendwave USD to GMD exchange rate today

• 💱 Sendwave's US Dollar to Gambian Dalasi exchange rate is GMD 69.50 per USD, 5.76% below the mid-market rate.
• 💸 Sendwave charges no fee.
• 🏦 With Sendwave, you pay from a Bank Account, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Sendwave, money arrives as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 💰 On USD 1,000, your recipient gets GMD 69,500.00 with Sendwave (paying from a Bank Account, received as Cash Pickup).
• 🎁 RemitFinder exclusives for Sendwave: Get USD 10 credit for first transfer; No transfer fees.

Taptap Send USD to GMD exchange rate today

• 💱 Taptap Send's US Dollar to Gambian Dalasi exchange rate is GMD 69.50 per USD, 5.76% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money as Cash Pickup or in a Mobile Wallet.
• ⏱️ With Taptap Send, money arrives as Cash Pickup typically within 2 hours and in a Mobile Wallet typically within 30 minutes.
• 📏 Taptap Send accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets GMD 69,500.00 with Taptap Send (paying by Debit Card, received as Cash Pickup).

Western Union USD to GMD exchange rate today

• 💱 Western Union's US Dollar to Gambian Dalasi exchange rate is GMD 67.0003 per USD, 9.15% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money as Cash Pickup.
• ⏱️ With Western Union, money arrives as Cash Pickup typically within 2 hours.
• 💰 On USD 1,000, your recipient gets GMD 67,000.30 with Western Union (paying by Debit Card, received as Cash Pickup).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

XE Money Transfer USD to GMD exchange rate today

• 💱 XE Money Transfer's US Dollar to Gambian Dalasi exchange rate is GMD 67.9465 per USD, 7.87% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets GMD 67,946.50 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Gambia

1. Compare providers. RemitFinder lists 9 providers and 46 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (5.76%).
3. Choose how your recipient gets the money. Bank Account (6 providers), Cash Pickup (6 providers) or Mobile Wallet (3 providers), including Afrimoney, Easy Financial Cash Pickup, QMoney and Wave.
4. Check the limits. Published maximums start at USD 3,710 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Gambia.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Gambia from USA

These FAQs use data from RemitFinder's live comparison of 9 providers for USA to Gambia money transfers.

• How do I send money from USA to Gambia?

  Compare 9 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Gambia from USA?

  At USD 1,000, Airwallex, MoneyGram and Sendwave give your recipient the most today: GMD 73,404.50, GMD 69,500.00 and GMD 69,500.00 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Gambia?

  At USD 1,000, the cheapest providers today are Airwallex, MoneyGram and Sendwave. The cheapest combination is paying by Debit Card, received in a Mobile Wallet, with a typical total cost of 5.76%. 7 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Gambia?

  At USD 1,000, your recipient gets between GMD 64,990.29 and GMD 73,404.50, depending on the provider and how you send. Comparing can get them GMD 8,414.21 more on one transfer. Airwallex gives the most today, paying from a Bank Account, received in a Bank Account.

• What is the USD to GMD exchange rate today?

  The mid-market rate is GMD 73.75 per USD. Providers' rates run from GMD 67.0003 to GMD 73.4045.

• Exchange rate or fee: what matters more when you send money to Gambia?

  At USD 200, the typical fee is 1.50% of the amount, and the typical exchange rate has a markup of 5.76%. At USD 5,000, the typical fee is 0.00% of the amount, and the typical exchange rate has a markup of 7.87%. So the exchange rate matters more at every amount shown. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Gambia lower the cost?

  Not always. The typical total cost is 7.76% at USD 200, 6.76% at USD 1,000 and 8.52% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Gambia?

  Paying in Cash has the lowest typical total cost at USD 1,000 (5.76%), and paying by Credit Card the highest (9.26%). On USD 1,000, that difference is worth about GMD 2,581 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Gambia?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 6.55%, compared with 9.26% paying by Credit Card. On USD 1,000, that difference is worth about GMD 2,002 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Gambia from USA?

  Receiving in a Mobile Wallet has the lowest typical total cost at USD 1,000 (5.76%), and receiving as Cash Pickup the highest (6.76%). On USD 1,000, that difference is worth about GMD 737 more to your recipient. The providers giving your recipient the most when receiving in a Mobile Wallet are MoneyGram, Sendwave and Taptap Send.

• Is Bank Account cheaper than Cash Pickup for sending money to Gambia?

  They cost about the same. At USD 1,000, receiving in a Bank Account has a typical total cost of 6.76%, compared with 6.76% receiving as Cash Pickup. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Gambia from USA?

  BOSS Money, MoneyGram, Ria Money Transfer, Sendwave, Taptap Send and Western Union offer Cash Pickup in Gambia. By published times, Cash Pickup can be ready instantly with MoneyGram.

• Which mobile wallets can receive money in Gambia?

  MoneyGram, Sendwave and Taptap Send send to Mobile Wallet accounts in Gambia, including Afrimoney, Easy Financial Cash Pickup, QMoney and Wave.

• What is the fastest way to send money to Gambia?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Gambia instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is GMD 69,500.00, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Gambia from USA?

  Each provider sets its own limits. The lowest published maximum is USD 3,710, and 4 of 9 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Gambia without fees?

  Yes, with Airwallex, BOSS Money, MoneyGram, Sendwave, Taptap Send, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Gambia?

  RemitFinder compares 9 providers: Airwallex, BOSS Money, MoneyGram, Remitly, Ria Money Transfer, Sendwave, Taptap Send, Western Union and XE Money Transfer.

• Which app is best to send money to Gambia?

  It depends on your amount and how you pay. RemitFinder compares 9 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Gambia?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, 1 of the 5 providers that offer more than one way to pay changes the rate with it.