Best Way to Send Money to Georgia from USA (USD to GEL)

Sending money from USA to Georgia: what today's data shows

RemitFinder compares 8 providers and 38 ways to send money from USA to Georgia. The mid-market rate is GEL 2.605 per USD. 4 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Georgia from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 8 providers offering 38 ways to send US Dollar (USD) to Georgian Lari (GEL).

💰 Most GEL received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: Taptap Send, MoneyGram, Western Union and Remitly.

At USD 1,000, the top three providers are Taptap Send, MoneyGram and Remitly, giving GEL 2,601.00, GEL 2,572.40 and ≈ GEL 2,552.05 respectively. GEL 48.95 separates Taptap Send in first place from Remitly in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 8 providers, followed by Cash Pickup (2) and Debit Card (2). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to GEL 2,601.00.

💱 How to get the best USD to GEL exchange rate?

The mid-market US Dollar to Georgian Lari rate today is GEL 2.605 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is GEL 2,605.00, and each 1% of markup costs about GEL 26.05.

• 📊 Rates run from GEL 1.00 to GEL 2.601 per USD across all amounts. The top three rates are from Taptap Send (GEL 2.601 for transfers up to USD 10,000), Wise (GEL 2.596 for transfers of USD 2.27 to USD 2,000) and MoneyGram (GEL 2.5724 for transfers up to USD 1,000).
• 📏 Typical markup: 1.72%. The median provider's best rate is 1.72% below the mid-market rate.
• 💳 How you pay rarely changes the rate. At USD 1,000, 5 of the 5 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 1.72% below the mid-market rate for money received in a Bank Account, 1.83% below it as Cash Pickup and 32.04% below it on a Debit Card.

💸 What is the cheapest way to send money to Georgia from USA?

At USD 1,000, the three cheapest providers today are Taptap Send (paying by Debit Card, received in a Bank Account), MoneyGram (paying by Debit Card, received in a Bank Account) and Remitly (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets GEL 2,601.00, GEL 2,572.40 and ≈ GEL 2,552.05 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

The typical total cost is 5.08% at USD 200, 3.20% at USD 1,000 and 2.66% at USD 5,000, so larger transfers cost less.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Paying in Cash has the lowest typical total cost at USD 1,000 (1.25%), and paying by Revolut Account the highest (8.95%). On USD 1,000, that difference is worth about GEL 201 more to your recipient.

🏦 Cheapest way to receive, at USD 1,000:

Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (3.20%), and receiving on a Debit Card the highest (3.97%). On USD 1,000, that difference is worth about GEL 20 more to your recipient.

🔗 Cheapest pay and receive combinations, at USD 1,000:

The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of 1.25%. The most expensive is paying by Debit Card, received on a Debit Card, at 32.04%.

On USD 1,000, your recipient typically gets GEL 2,572.40 with the cheapest combination and GEL 1,770.30 with the most expensive: GEL 802.10 more with the cheapest combination.

Choosing well is worth GEL 1,601.00 more on USD 1,000. The most your recipient can get today is GEL 2,601.00, and the least is GEL 1,000.00.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 4 is 2.00% of USD 200 but only 0.08% of USD 5,000.
• 🆓 4 providers charge no fee on some ways to send or some amounts: MoneyGram, Taptap Send, Western Union and XE Money Transfer.

≈ marks amounts that include an estimated fee, where a provider does not publish its own.

🏦 How to send money from USA to Georgia through a bank?

4 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 8 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 2.47% paying by ACH, 2.76% paying by Debit Card, 2.83% paying from a Bank Account and 5.75% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Georgia.

⚡ How to send money from USA to Georgia fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup).

By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup or on a Debit Card.

What speed costs. At USD 1,000, the cheapest way with a published delivery time within an hour is MoneyGram (paying by Debit Card, received in a Bank Account), with a total cost of 1.25%. The cheapest way overall has a total cost of 0.15%, 1.10 percentage points less.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Georgia from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 Taptap Send, MoneyGram and Remitly give your recipient the most on USD 1,000 today.
• 💱 Taptap Send, Wise and MoneyGram offer the highest exchange rates, from GEL 2.5724 to GEL 2.601 per USD.
• 🔀 Ria Money Transfer offers the most ways to send (12), followed by Western Union (10) and MoneyGram (6).
• 💵 MoneyGram and Ria Money Transfer offer Cash Pickup in Georgia.
• 🆓 4 providers have no-fee options.
• ⚡ MoneyGram publishes the fastest delivery: instant.
• 🎁 3 providers have RemitFinder deals for this corridor.

📋 All 8 providers, by what your recipient gets for USD 1,000:

At USD 1,000, all 8 providers accept the transfer. Among them, your recipient gets between GEL 2,374.57 and GEL 2,601.00, and half of the providers give at least GEL 2,542.05.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

MoneyGram USD to GEL exchange rate today

• 💱 MoneyGram's US Dollar to Georgian Lari exchange rate runs from GEL 1.00 to GEL 2.5724 per USD. Its best rate applies to transfers up to USD 1,000 and is 1.25% below the mid-market rate.
• 💸 MoneyGram charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when you pay by Credit Card and no fee when you pay by Debit Card or in Cash.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets GEL 2,572.40 with MoneyGram (paying by Debit Card, received in a Bank Account).

Remitly USD to GEL exchange rate today

• 💱 Remitly's US Dollar to Georgian Lari exchange rate is GEL 2.5532 per USD, 1.99% below the mid-market rate.
• 💸 Remitly's fee is not published for USD to GEL transfers, so amounts here include an estimated fee.
• 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
• 📏 Remitly accepts up to USD 20,000 per transfer.
• 💰 On USD 1,000, your recipient gets about GEL 2,552.05 with Remitly (paying from a Bank Account, received in a Bank Account).

Revolut USD to GEL exchange rate today

• 💱 Revolut's US Dollar to Georgian Lari exchange rate is GEL 2.5671 per USD, 1.45% below the mid-market rate.
• 💸 Revolut charges USD 75 (0.15% from USD 50,000).
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Revolut, money arrives in a Bank Account within 18 hours.
• 📏 Revolut accepts USD 269.77 to USD 100,000 per transfer.
• 💰 On USD 1,000, your recipient gets GEL 2,374.57 with Revolut (paying by Revolut Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.

Ria Money Transfer USD to GEL exchange rate today

• 💱 Ria Money Transfer's US Dollar to Georgian Lari exchange rate runs from GEL 2.525 to GEL 2.5424 per USD. Its best rate applies to transfers of USD 100 to USD 29,999.99 and is 2.40% below the mid-market rate.
• 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
• 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
• ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
• 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
• 💰 On USD 1,000, your recipient gets GEL 2,529.69 with Ria Money Transfer (paying from a Bank Account, received as Cash Pickup).

Taptap Send USD to GEL exchange rate today

• 💱 Taptap Send's US Dollar to Georgian Lari exchange rate is GEL 2.601 per USD, 0.15% below the mid-market rate.
• 💸 Taptap Send charges no fee.
• 🏦 With Taptap Send, you pay by Debit Card, and your recipient gets the money in a Bank Account.
• ⏱️ With Taptap Send, money arrives in a Bank Account typically in 2–4 days.
• 📏 Taptap Send accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets GEL 2,601.00 with Taptap Send (paying by Debit Card, received in a Bank Account).

Western Union USD to GEL exchange rate today

• 💱 Western Union's US Dollar to Georgian Lari exchange rate runs from GEL 2.5406 to GEL 2.5507 per USD. Its best rate applies to transfers up to USD 1,000 and is 2.08% below the mid-market rate.
• 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
• 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account or on a Debit Card.
• ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and on a Debit Card typically in 1–2 days.
• 💰 On USD 1,000, your recipient gets GEL 2,550.70 with Western Union (paying by Debit Card, received in a Bank Account).
• 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.

Wise USD to GEL exchange rate today

• 💱 Wise's US Dollar to Georgian Lari exchange rate is GEL 2.596 per USD, 0.35% below the mid-market rate.
• 💸 Wise charges 7.33% + USD 1.72 when you pay by Credit Card or with Apple Pay and 2.52% + USD 1.81 when you pay by Debit Card.
• 🏦 With Wise, you pay by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account in about 4 hours.
• 📏 Wise accepts USD 2.25 to USD 2,000 per transfer.
• 💰 On USD 1,000, your recipient gets GEL 2,525.80 with Wise (paying by Debit Card, received in a Bank Account).

XE Money Transfer USD to GEL exchange rate today

• 💱 XE Money Transfer's US Dollar to Georgian Lari exchange rate runs from GEL 2.2526 to GEL 2.5334 per USD. Its best rate applies to transfers up to USD 10,000 and is 2.75% below the mid-market rate.
• 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets GEL 2,533.40 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Georgia

1. Compare providers. RemitFinder lists 8 providers and 38 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (1.25%).
3. Choose how your recipient gets the money. Bank Account (8 providers), Cash Pickup (2 providers) or Debit Card (2 providers), including Bank of Georgia.
4. Check the limits. Published maximums start at USD 2,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Georgia.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Georgia from USA

These FAQs use data from RemitFinder's live comparison of 8 providers for USA to Georgia money transfers.

• How do I send money from USA to Georgia?

  Compare 8 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Georgia from USA?

  At USD 1,000, Taptap Send, MoneyGram and Remitly give your recipient the most today: GEL 2,601.00, GEL 2,572.40 and ≈ GEL 2,552.05 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Georgia?

  At USD 1,000, the cheapest providers today are Taptap Send, MoneyGram and Remitly. The cheapest combination is paying in Cash, received in a Bank Account, with a typical total cost of 1.25%. 4 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Georgia?

  At USD 1,000, your recipient gets between GEL 1,000.00 and GEL 2,601.00, depending on the provider and how you send. Comparing can get them GEL 1,601.00 more on one transfer. Taptap Send gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to GEL exchange rate today?

  The mid-market rate is GEL 2.605 per USD. Providers' rates run from GEL 1.00 to GEL 2.601.

• Exchange rate or fee: what matters more when you send money to Georgia?

  At USD 200, the typical fee is 2.50% of the amount, and the typical exchange rate has a markup of 2.40%. At USD 5,000, the typical fee is 0.13% of the amount, and the typical exchange rate has a markup of 2.40%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Georgia lower the cost?

  Yes. The typical total cost is 5.08% at USD 200, 3.20% at USD 1,000 and 2.66% at USD 5,000.

• Which payment method is cheapest for sending money from USA to Georgia?

  Paying in Cash has the lowest typical total cost at USD 1,000 (1.25%), and paying by Revolut Account the highest (8.95%). On USD 1,000, that difference is worth about GEL 201 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Georgia?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 2.76%, compared with 5.75% paying by Credit Card. On USD 1,000, that difference is worth about GEL 78 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Georgia from USA?

  Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (3.20%), and receiving on a Debit Card the highest (3.97%). On USD 1,000, that difference is worth about GEL 20 more to your recipient. The providers giving your recipient the most when receiving as Cash Pickup are MoneyGram and Ria Money Transfer.

• Is Bank Account cheaper than Cash Pickup for sending money to Georgia?

  No. At USD 1,000, receiving in a Bank Account has a typical total cost of 3.25%, compared with 3.20% receiving as Cash Pickup. On USD 1,000, that difference is worth about GEL 1 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Georgia from USA?

  MoneyGram and Ria Money Transfer offer Cash Pickup in Georgia. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Georgia?

  By their published times, MoneyGram delivers fastest, instantly.

• Can I send money from USA to Georgia instantly?

  Yes. MoneyGram publishes delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is GEL 2,572.40, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Georgia from USA?

  Each provider sets its own limits. The lowest published maximum is USD 2,000, and 2 of 8 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Georgia without fees?

  Yes, with MoneyGram, Taptap Send, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Georgia?

  RemitFinder compares 8 providers: MoneyGram, Remitly, Revolut, Ria Money Transfer, Taptap Send, Western Union, Wise and XE Money Transfer.

• Which app is best to send money to Georgia?

  It depends on your amount and how you pay. RemitFinder compares 8 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Georgia?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, none of the 5 providers that offer more than one way to pay change the rate with it.