Best Way to Send Money to Jersey from USA (USD to GBP)

Sending money from USA to Jersey: what today's data shows

RemitFinder compares 11 providers and 24 ways to send money from USA to Jersey. The mid-market rate is GBP 0.7409 per USD. 9 providers have no-fee options. The fastest published delivery is instant.

🧭 What is the best way to send money to Jersey from USA?

It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 11 providers offering 24 ways to send US Dollar (USD) to British Pound (GBP).

💰 Most GBP received today, by amount sent:

Four providers rank in the top three at one or more of these amounts: MoneyGram, Regency FX, Revolut and Cambridge Currencies.

At USD 1,000, the top three providers are MoneyGram, Regency FX and Revolut, giving GBP 747.30, GBP 740.16 and GBP 739.80 respectively. GBP 7.50 separates MoneyGram in first place from Revolut in third.

The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.

🔀 Ways to receive, with the most received at USD 1,000:

Bank Account is the most widely offered way to receive, with 11 providers, followed by Cash Pickup (1), Debit Card (1) and Revolut Account (1). At USD 1,000, receiving in a Bank Account gets your recipient the most: up to GBP 747.30.

💱 How to get the best USD to GBP exchange rate?

The mid-market US Dollar to British Pound rate today is GBP 0.7409 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.

At that rate, USD 1,000 is GBP 740.90, and each 1% of markup costs about GBP 7.41.

• 📊 Rates run from GBP 0.7196 to GBP 0.7473 per USD across all amounts. The top three rates are from MoneyGram (GBP 0.7473 for transfers up to USD 1,000), Wise (GBP 0.7423 for transfers of USD 7.04 to USD 1,000,000) and XE Money Transfer (GBP 0.7421 for transfers of USD 300 to USD 500).
• 📏 Typical markup: 0.10%. The median provider's best rate is 0.10% below the mid-market rate.
• ✅ 3 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Wise and XE Money Transfer.
• 📈 Bigger transfers get better rates with 3 providers.
  • Cambridge Currencies gives GBP 0.7402 per USD for transfers from USD 25,001, compared with GBP 0.739 for transfers up to USD 5,000.
  • Currency Solutions gives GBP 0.7383 per USD for transfers from USD 150,001, compared with GBP 0.7353 for transfers up to USD 25,000.
  • TorFX gives GBP 0.7396 per USD for transfers from USD 200,001, compared with GBP 0.7305 for transfers up to USD 2,000.
• 💳 How you pay rarely changes the rate. At USD 1,000, 2 of the 3 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.

How your recipient gets the money changes the rate. The median provider's best rate is 0.86% above the mid-market rate for money received as Cash Pickup, 0.10% below it in a Bank Account, 0.15% below it by Revolut Account and 2.07% below it on a Debit Card.

💸 What is the cheapest way to send money to Jersey from USA?

At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received in a Bank Account), Regency FX (paying from a Bank Account, received in a Bank Account) and Revolut (paying by Revolut Account, received by Revolut Account). With these providers, your recipient gets GBP 747.30, GBP 740.16 and GBP 739.80 respectively.

💸 Total cost (fee + exchange-rate markup) by amount:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The typical total cost is 1.08% at USD 200, 0.75% at USD 1,000 and 0.75% at USD 5,000. At USD 1,000, one of the three cheapest providers has a total cost below zero, so your recipient gets more than at the mid-market rate.

Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.

💳 Cheapest way to pay, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Paying in Cash has the lowest typical total cost at USD 1,000 (−0.86%), and paying with Apple Pay the highest (6.35%). On USD 1,000, that difference is worth about GBP 53 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🏦 Cheapest way to receive, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (−0.86%), and receiving on a Debit Card the highest (2.07%). On USD 1,000, that difference is worth about GBP 22 more to your recipient.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

🔗 Cheapest pay and receive combinations, at USD 1,000:

Below zero (−) is better than the mid-market rate^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

The cheapest combination is paying by Debit Card, received as Cash Pickup, with a typical total cost of −0.86%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Revolut Account, received in a Bank Account, at 7.65%.^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.

On USD 1,000, your recipient typically gets GBP 747.30 with the cheapest combination and GBP 684.32 with the most expensive: GBP 62.98 more with the cheapest combination.

Choosing well is worth GBP 62.98 more on USD 1,000. The most your recipient can get today is GBP 747.30, and the least is GBP 684.32.

• 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 1.95 is 0.97% of USD 200 but only 0.04% of USD 5,000.
• 🆓 9 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, TorFX and XE Money Transfer.

🏦 How to send money from USA to Jersey through a bank?

9 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 11 providers.

Bank Transfer or Card? At USD 1,000, the typical total cost is 0.39% paying by ACH, 0.50% paying from a Bank Account, 0.90% paying by Debit Card and 3.02% paying by Credit Card.

• ⏱️ Money typically arrives in a Bank Account in 2–4 days, and Wise publishes instant delivery.
• 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.

Find the bank code: SWIFT codes for banks in Jersey.

⚡ How to send money from USA to Jersey fast?

The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup), Revolut (Revolut Account) and Wise (Bank Account).

By the times providers publish, money can arrive instantly in a Bank Account, as Cash Pickup, on a Debit Card or by Revolut Account.

• ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account instantly when you pay by Credit Card, compared with about 16 hours when you pay from a Bank Account.

Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.

🏆 Which are the best money transfer companies to send money to Jersey from USA?

There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.

• 🥇 MoneyGram, Regency FX and Revolut give your recipient the most on USD 1,000 today.
• 💱 MoneyGram, Wise and XE Money Transfer offer the highest exchange rates, from GBP 0.7421 to GBP 0.7473 per USD.
• 🔀 MoneyGram offers the most ways to send (7), followed by Wise (4) and XE Money Transfer (4).
• 💵 MoneyGram offers Cash Pickup in Jersey.
• 🆓 9 providers have no-fee options.
• ⚡ MoneyGram, Revolut and Wise publish the fastest delivery: instant.
• 🎁 3 providers have RemitFinder deals for this corridor.

📋 All 11 providers, by what your recipient gets for USD 1,000:

At USD 1,000, 10 of the 11 providers accept the transfer. Among them, your recipient gets between GBP 730.53 and GBP 747.30, and half of the providers give at least GBP 738.20.

Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.

Airwallex USD to GBP exchange rate today

• 💱 Airwallex's US Dollar to British Pound exchange rate is GBP 0.7384 per USD, 0.34% below the mid-market rate.
• 💸 Airwallex charges no fee.
• 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
• 💰 On USD 1,000, your recipient gets GBP 738.40 with Airwallex (paying from a Bank Account, received in a Bank Account).

Cambridge Currencies USD to GBP exchange rate today

• 💱 Cambridge Currencies' US Dollar to British Pound exchange rate runs from GBP 0.739 to GBP 0.7402 per USD. Its best rate applies to transfers from USD 25,001 and is 0.10% below the mid-market rate.
• 💸 Cambridge Currencies charges no fee.
• 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets GBP 739.05 with Cambridge Currencies (paying from a Bank Account, received in a Bank Account).

Currency Solutions USD to GBP exchange rate today

• 💱 Currency Solutions' US Dollar to British Pound exchange rate runs from GBP 0.7353 to GBP 0.7383 per USD. Its best rate applies to transfers from USD 150,001 and is 0.35% below the mid-market rate.
• 💸 Currency Solutions charges no fee.
• 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
• 📏 Currency Solutions accepts transfers from USD 1,000 per transfer.
• 💰 On USD 1,000, your recipient gets GBP 735.34 with Currency Solutions (paying from a Bank Account, received in a Bank Account).

Key Currency USD to GBP exchange rate today

• 💱 Key Currency's US Dollar to British Pound exchange rate is GBP 0.7402 per USD, 0.10% below the mid-market rate.
• 💸 Key Currency charges no fee.
• 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
• 📏 Key Currency accepts transfers from USD 6,736.50 per transfer.

MoneyGram USD to GBP exchange rate today

• 💱 MoneyGram's US Dollar to British Pound exchange rate runs from GBP 0.7196 to GBP 0.7473 per USD. Its best rate applies to transfers up to USD 1,000 and is 0.86% above the mid-market rate.
• 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when your recipient gets the money in a Bank Account and 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup.
• 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
• ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
• 📏 MoneyGram accepts up to USD 10,000 per transfer.
• 💰 On USD 1,000, your recipient gets GBP 747.30 with MoneyGram (paying by Debit Card, received in a Bank Account).

OFX USD to GBP exchange rate today

• 💱 OFX's US Dollar to British Pound exchange rate is GBP 0.7376 per USD, 0.45% below the mid-market rate.
• 💸 OFX's fee is not published for USD to GBP transfers, so amounts here include an estimated fee.
• 🏦 With OFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With OFX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets about GBP 736.52 with OFX (paying from a Bank Account, received in a Bank Account).
• 🎁 RemitFinder exclusive for OFX: Get 10 free transfers.

Regency FX USD to GBP exchange rate today

• 💱 Regency FX's US Dollar to British Pound exchange rate is GBP 0.7402 per USD, 0.10% below the mid-market rate.
• 💸 Regency FX charges no fee.
• 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets GBP 740.16 with Regency FX (paying from a Bank Account, received in a Bank Account).

Revolut USD to GBP exchange rate today

• 💱 Revolut's US Dollar to British Pound exchange rate is GBP 0.7398 per USD, 0.15% below the mid-market rate.
• 💸 When you pay by Revolut Account, Revolut charges USD 75 (0.15% from USD 50,000) when your recipient gets the money in a Bank Account and no fee when your recipient gets the money by Revolut Account.
• 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or by Revolut Account.
• ⏱️ With Revolut, money arrives in a Bank Account in about 5 minutes and by Revolut Account instantly.
• 📏 Revolut accepts USD 135.16 to USD 100,000 per transfer.
• 💰 On USD 1,000, your recipient gets GBP 739.80 with Revolut (paying by Revolut Account, received by Revolut Account).
• 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.

TorFX USD to GBP exchange rate today

• 💱 TorFX's US Dollar to British Pound exchange rate runs from GBP 0.7305 to GBP 0.7396 per USD. Its best rate applies to transfers of USD 200,001 to USD 999,999,999 and is 0.18% below the mid-market rate.
• 💸 TorFX charges no fee.
• 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
• ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
• 📏 TorFX accepts up to USD 999,999,999 per transfer.
• 💰 On USD 1,000, your recipient gets GBP 730.53 with TorFX (paying from a Bank Account, received in a Bank Account).

Wise USD to GBP exchange rate today

• 💱 Wise's US Dollar to British Pound exchange rate is GBP 0.7423 per USD, 0.19% above the mid-market rate.
• 💸 Wise charges 0.33% + USD 7 (0.23% + USD 31.96 from USD 25,078.32) when you pay from a Bank Account, 6.45% + USD 0.86 when you pay by Credit Card or with Apple Pay and 1.56% + USD 0.90 when you pay by Debit Card.
• 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
• ⏱️ With Wise, money arrives in a Bank Account instantly.
• 📏 Wise accepts USD 3 to USD 1,000,000 per transfer.
• 💰 On USD 1,000, your recipient gets GBP 734.66 with Wise (paying from a Bank Account, received in a Bank Account).

XE Money Transfer USD to GBP exchange rate today

• 💱 XE Money Transfer's US Dollar to British Pound exchange rate runs from GBP 0.7346 to GBP 0.7421 per USD. Its best rate applies to transfers of USD 300 to USD 500 and is 0.16% above the mid-market rate.
• 💸 XE Money Transfer charges no fee when you pay from a Bank Account or by ACH, 3% when you pay by Credit Card and 0.5% when you pay by Debit Card.
• 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
• ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
• 💰 On USD 1,000, your recipient gets GBP 738.00 with XE Money Transfer (paying by ACH, received in a Bank Account).
• 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.

Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.

🪜 Step by step guide to send money from USA to Jersey

1. Compare providers. RemitFinder lists 11 providers and 24 ways to send; the cards above rank them for your amount.
2. Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−0.86%).^ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee.
3. Choose how your recipient gets the money. Bank Account (11 providers), Cash Pickup (1 provider), Debit Card (1 provider) or Revolut Account (1 provider).
4. Check the limits. Published maximums start at USD 10,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
5. Sign up and verify your identity. Providers need ID before your first transfer.
6. Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Jersey.
7. Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.

Frequently Asked Questions: Sending money to Jersey from USA

These FAQs use data from RemitFinder's live comparison of 11 providers for USA to Jersey money transfers.

• How do I send money from USA to Jersey?

  Compare 11 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.

• What is the best way to send money to Jersey from USA?

  At USD 1,000, MoneyGram, Regency FX and Revolut give your recipient the most today: GBP 747.30, GBP 740.16 and GBP 739.80 respectively. The best way changes with the amount, so compare at yours.

• What is the cheapest way to send money to Jersey?

  At USD 1,000, the cheapest providers today are MoneyGram, Regency FX and Revolut. The cheapest combination is paying by Debit Card, received as Cash Pickup, with a typical total cost of −0.86%. 9 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.

• How much can I save by comparing providers to send money to Jersey?

  At USD 1,000, your recipient gets between GBP 684.32 and GBP 747.30, depending on the provider and how you send. Comparing can get them GBP 62.98 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received in a Bank Account.

• What is the USD to GBP exchange rate today?

  The mid-market rate is GBP 0.7409 per USD. Providers' rates run from GBP 0.7196 to GBP 0.7473.

• Can I get a better rate than the mid-market USD to GBP rate?

  Yes. MoneyGram, Wise and XE Money Transfer offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.

• Exchange rate or fee: what matters more when you send money to Jersey?

  At USD 200, the typical fee is 0.00% of the amount, and the typical exchange rate has a markup of 0.10%. At USD 5,000, the typical fee is 0.00% of the amount, and the typical exchange rate has a markup of 0.35%. So the exchange rate matters more at every amount shown. Compare both: the cards above rank every way to send with both included.

• Does sending more money to Jersey lower the cost?

  Not always. The typical total cost is 1.08% at USD 200, 0.75% at USD 1,000 and 0.75% at USD 5,000. Cambridge Currencies, Currency Solutions and TorFX give a better exchange rate on larger transfers.

• Which payment method is cheapest for sending money from USA to Jersey?

  Paying in Cash has the lowest typical total cost at USD 1,000 (−0.86%), and paying with Apple Pay the highest (6.35%). On USD 1,000, that difference is worth about GBP 53 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.

• Is Debit Card cheaper than Credit Card for sending money to Jersey?

  Yes. At USD 1,000, paying by Debit Card has a typical total cost of 0.90%, compared with 3.02% paying by Credit Card. On USD 1,000, that difference is worth about GBP 16 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.

• Which delivery method is cheapest for sending money to Jersey from USA?

  Receiving as Cash Pickup has the lowest typical total cost at USD 1,000 (−0.86%), and receiving on a Debit Card the highest (2.07%). On USD 1,000, that difference is worth about GBP 22 more to your recipient. The provider giving your recipient the most when receiving as Cash Pickup is MoneyGram.

• Is Bank Account cheaper than Cash Pickup for sending money to Jersey?

  No. At USD 1,000, receiving in a Bank Account has a typical total cost of 0.80%, compared with −0.86% receiving as Cash Pickup. On USD 1,000, that difference is worth about GBP 12 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.

• How can I send cash to Jersey from USA?

  MoneyGram offers Cash Pickup in Jersey. By published times, Cash Pickup can be ready instantly with MoneyGram.

• What is the fastest way to send money to Jersey?

  By their published times, MoneyGram, Revolut and Wise deliver fastest, instantly.

• Can I send money from USA to Jersey instantly?

  Yes. Three providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is GBP 747.30, with MoneyGram (paying by Debit Card, received in a Bank Account).

• How much money can I send to Jersey from USA?

  Each provider sets its own limits. The lowest published maximum is USD 10,000, and 7 of 11 providers publish no maximum. Checks and the rules in both countries also apply.

• Can I send money to Jersey without fees?

  Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, TorFX and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.

• Which providers send money from USA to Jersey?

  RemitFinder compares 11 providers: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, OFX, Regency FX, Revolut, TorFX, Wise and XE Money Transfer.

• Which app is best to send money to Jersey?

  It depends on your amount and how you pay. RemitFinder compares 11 providers and ranks every way to send for the amount you enter.

• Why do providers charge different amounts to send money to Jersey?

  Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, 1 of the 3 providers that offer more than one way to pay changes the rate with it.