📈 USA to Romania Money Transfer Snapshot Today
- Most RON received for USD 1,000 today: RON 4,849.30 with MoneyGram (Debit Card → Cash Pickup)
- Best USD to RON exchange rate today: RON 4.8493, offered by MoneyGram
- Number of money transfer providers compared: 14 providers offering 47 ways to send
- Exchange rate range: RON 4.8493 to RON 4.6886
- Potential savings on USD 1,000: up to RON 184.14, fees included
- Zero fee transfers: 10 of 13 providers charge no fee for USD 1,000
- Number of deals and promo codes: 4, all exclusive to RemitFinder
- Mid-market
ⓘ The mid-market exchange rate (also called the interbank rate) is the real USD to RON exchange rate before providers add their margin or fees. exchange rate: 1 USD = RON 4.7557 (Updated about 1 hours ago)
See detailed USA to Romania money transfer comparison below.
USA to Romania money transfer providers that matched the search criteria
Also offered for other amounts:
- PayNearMe → Bank Account or Cash Pickup: 100 – 495 USD
This provider doesn’t accept USD 1,000, so it’s shown at the nearest amount it accepts.
Doesn't accept 1,000 USD. Prices shown for 6,707.5 USD.
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💡What these rates mean for sending money to Romania from United States today
Compare top-rated money transfer providers to find the best way to remit money to Romania from United States. Check today's USD to RON exchange rates and fees, read detailed provider reviews, and discover exclusive deals and promo codes.
RemitFinder compared 14 providers offering 47 ways to send for USA to Romania money transfers today. Here is what the competition looks like right now:
Today's Most Competitive Providers to Transfer Money to Romania from USA
🥇 MoneyGram with RON 4,849.30 for USD 1,000 (most RON received today).
🥈 Remitly offering ≈ RON 4,771.80
🥉 Regency FX & Revolut are also offering good value on USD-RON transfers today.
The 13 providers that accept USD 1,000 today offer exchange rates from RON 4.6886 to RON 4.8493. Once fees are included, a USD 1,000 transfer from USA to Romania delivers between RON 4,665.16 and RON 4,849.30. That means up to RON 184.14 more for your recipient — simply by choosing the right provider.
How you pay matters too: paying by Credit Card instead of Bank Account costs RON 262.64 more with Wise, for the same Bank Account delivery.
US Dollar to Romanian Leu exchange rates and fees change throughout the day, and top-ranked providers can change quickly. Even a small difference in the rate or fee can significantly change how much RON your recipient receives in Romania.
Compare the providers above to maximize every USD you send to Romania. The provider that pays the most for US Dollar to Romanian Leu transfers changes daily, so comparing today matters.
🔄 Looking for the reverse corridor? Send money from Romania to USA instead.
Looking for a different option? You can browse all sending countries on our send money from hub, or view all destinations available when sending money from USA.
Sending money from USA to Romania: what today's data shows
RemitFinder compares 14 providers and 47 ways to send money from USA to Romania. The mid-market rate is RON 4.7557 per USD. 11 providers have no-fee options. The fastest published delivery is instant.
🧭 What is the best way to send money to Romania from USA?
It depends on how you pay, how your recipient wants the money and how much you send. RemitFinder compares 14 providers offering 47 ways to send US Dollar (USD) to Romanian Leu (RON).
💰 Most RON received today, by amount sent:
| You send | Top three providers: what your recipient gets |
|---|---|
| USD 200 |
|
| USD 1,000 |
|
| USD 5,000 |
|
Five providers rank in the top three at one or more of these amounts: MoneyGram, Regency FX, Revolut, Remitly and Rutland FX.
At USD 1,000, the top three providers are MoneyGram, Remitly and Regency FX, giving RON 4,849.30, ≈ RON 4,771.80 and RON 4,750.94 respectively. RON 98.36 separates MoneyGram in first place from Regency FX in third.
The leaders change with the amount you send. Compare providers at your own amount: the cards above rank every way to send for it, fees included.
🔀 Ways to receive, with the most received at USD 1,000:
| Receive by | Providers | Most received (top 3) |
|---|---|---|
| Bank Account | 14 |
|
| Cash Pickup | 3 |
|
| Debit Card | 1 |
|
| Revolut Account | 1 |
|
Bank Account is the most widely offered way to receive, with 14 providers, followed by Cash Pickup (3), Debit Card (1) and Revolut Account (1). At USD 1,000, receiving as Cash Pickup gets your recipient the most: up to RON 4,849.30.
💱 How to get the best USD to RON exchange rate?
The mid-market US Dollar to Romanian Leu rate today is RON 4.7557 per USD. Providers add a markup to it, so compare the rate each one gives you, not the mid-market rate.
At that rate, USD 1,000 is RON 4,755.70, and each 1% of markup costs about RON 47.56.
- 📊 Rates run from RON 4.6886 to RON 4.8493 per USD across all amounts. The top three rates are from MoneyGram (RON 4.8493 for transfers up to USD 1,000), Remitly (RON 4.7802 for transfers up to USD 20,000) and Wise (RON 4.7696 for transfers of USD 7.66 to USD 1,000,000).
- 📏 Typical markup: 0.11%. The median provider's best rate is 0.11% below the mid-market rate.
- ✅ 3 providers offer a rate above the mid-market rate on some amounts: MoneyGram, Remitly and Wise.
- 📈 Bigger transfers get better rates with 4 providers.
- Cambridge Currencies gives RON 4.7509 per USD for transfers from USD 25,001, compared with RON 4.7438 for transfers up to USD 5,000.
- Currency Solutions gives RON 4.7391 per USD for transfers from USD 150,001, compared with RON 4.72 for transfers up to USD 25,000.
- Rutland FX gives RON 4.7509 per USD for transfers from USD 3,353.75, compared with RON 4.7438 for transfers up to USD 3,352.41.
- TorFX gives RON 4.7471 per USD for transfers from USD 200,001, compared with RON 4.6891 for transfers up to USD 2,000.
- 💳 How you pay rarely changes the rate. At USD 1,000, 4 of the 5 providers that offer more than one way to pay give the same rate whichever you choose. Payment methods differ mostly in their fees.
How your recipient gets the money changes the rate. The median provider's best rate is 1.92% above the mid-market rate for money received on a Debit Card, 0.11% below it in a Bank Account, 0.11% below it by Revolut Account and 1.02% below it as Cash Pickup.
💸 What is the cheapest way to send money to Romania from USA?
At USD 1,000, the three cheapest providers today are MoneyGram (paying by Debit Card, received as Cash Pickup), Remitly (paying from a Bank Account, received in a Bank Account) and Regency FX (paying from a Bank Account, received in a Bank Account). With these providers, your recipient gets RON 4,849.30, ≈ RON 4,771.80 and RON 4,750.94 respectively.
💸 Total cost (fee + exchange-rate markup) by amount:
| You send | Three cheapest providers (total cost) | Typical total cost |
|---|---|---|
| USD 200 |
| 3.76% |
| USD 1,000 |
| 1.41% |
| USD 5,000 |
| 1.41% |
Below zero (−) is better than the mid-market rate
The typical total cost is 3.76% at USD 200, 1.41% at USD 1,000 and 1.41% at USD 5,000. At USD 1,000, two of the three cheapest providers have a total cost below zero, so your recipient gets more than at the mid-market rate.
Total cost is the fee plus the exchange-rate markup, as a share of the amount sent.
💳 Cheapest way to pay, at USD 1,000:
| Pay with | Typical total cost | Cheapest providers |
|---|---|---|
| Cash | −1.94% | MoneyGram |
| Bank Account | 0.79% | Remitly, Regency FX and Cambridge Currencies |
| Debit Card | 1.02% | MoneyGram, Western Union and Wise |
| ACH | 1.02% | Western Union and XE Money Transfer |
| Apple Pay | 1.91% | Western Union, Ria Money Transfer and Wise |
| Google Pay | 3.01% | Ria Money Transfer and Western Union |
| Revolut Account | 3.86% | Revolut |
| Credit Card | 4.22% | MoneyGram, Western Union and XE Money Transfer |
Below zero (−) is better than the mid-market rate
Paying in Cash has the lowest typical total cost at USD 1,000 (−1.94%), and paying by Credit Card the highest (4.22%). On USD 1,000, that difference is worth about RON 293 more to your recipient.
🏦 Cheapest way to receive, at USD 1,000:
| Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Debit Card | −1.92% | MoneyGram |
| Revolut Account | 0.11% | Revolut |
| Bank Account | 1.40% | MoneyGram, Remitly and Regency FX |
| Cash Pickup | 1.91% | MoneyGram, Western Union and Ria Money Transfer |
Below zero (−) is better than the mid-market rate
Receiving on a Debit Card has the lowest typical total cost at USD 1,000 (−1.92%), and receiving as Cash Pickup the highest (1.91%). On USD 1,000, that difference is worth about RON 182 more to your recipient.
🔗 Cheapest pay and receive combinations, at USD 1,000:
| Pay with → Receive by | Typical total cost | Cheapest providers |
|---|---|---|
| Cash → Cash Pickup | −1.97% | MoneyGram |
| Debit Card → Debit Card | −1.92% | MoneyGram |
| Cash → Bank Account | −1.92% | MoneyGram |
| Revolut Account → Revolut Account | 0.11% | Revolut |
| Bank Account → Bank Account | 0.77% | Remitly, Regency FX and Cambridge Currencies |
| ACH → Bank Account | 0.86% | Western Union and XE Money Transfer |
| Debit Card → Cash Pickup | 1.02% | MoneyGram, Western Union and Ria Money Transfer |
| ACH → Cash Pickup | 1.02% | Western Union |
| Debit Card → Bank Account | 1.40% | MoneyGram, Western Union and Wise |
| Apple Pay → Cash Pickup | 1.51% | Western Union and Ria Money Transfer |
| Bank Account → Cash Pickup | 1.91% | Ria Money Transfer |
| Apple Pay → Bank Account | 1.91% | Western Union, Ria Money Transfer and Wise |
| Google Pay → Bank Account | 2.97% | Ria Money Transfer and Western Union |
| Google Pay → Cash Pickup | 3.01% | Ria Money Transfer and Western Union |
| Credit Card → Cash Pickup | 4.02% | MoneyGram, Western Union and Ria Money Transfer |
| Credit Card → Bank Account | 4.41% | MoneyGram, Western Union and XE Money Transfer |
| Revolut Account → Bank Account | 7.61% | Revolut |
Below zero (−) is better than the mid-market rate
The cheapest combination is paying in Cash, received as Cash Pickup, with a typical total cost of −1.97%, so your recipient typically gets more than at the mid-market rate. The most expensive is paying by Revolut Account, received in a Bank Account, at 7.61%.
On USD 1,000, your recipient typically gets RON 4,849.30 with the cheapest combination and RON 4,394.03 with the most expensive: RON 455.27 more with the cheapest combination.
Choosing well is worth RON 455.27 more on USD 1,000. The most your recipient can get today is RON 4,849.30, and the least is RON 4,394.03.
- 🧮 Fixed fees weigh most on small transfers. A typical fixed fee of USD 5 is 2.50% of USD 200 but only 0.10% of USD 5,000.
- 🆓 11 providers charge no fee on some ways to send or some amounts: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, Rutland FX, TorFX, Western Union and XE Money Transfer.
≈ marks amounts that include an estimated fee, where a provider does not publish its own.
🏦 How to send money from USA to Romania through a bank?
12 providers accept payment by Bank Transfer. Your recipient can receive the money in a Bank Account with 14 providers.
Bank Transfer or Card? At USD 1,000, the typical total cost is 0.79% paying from a Bank Account, 1.02% paying by Debit Card, 1.02% paying by ACH and 4.22% paying by Credit Card.
- ⏱️ Money typically arrives in a Bank Account in 2–4 days, and MoneyGram publishes delivery within 30 minutes.
- 🧾 What you need: the recipient's full name, bank name and account number, plus the bank's code.
Find the bank code: SWIFT codes for banks in Romania.
⚡ How to send money from USA to Romania fast?
The fastest published delivery arrives instantly, with MoneyGram (Cash Pickup) and Revolut (Revolut Account).
| Receive by | Typically | Fastest published (top 3) |
|---|---|---|
| Bank Account | 2–4 days |
|
| Cash Pickup | within 2 hours |
|
| Debit Card | 1–2 days |
|
| Revolut Account | within 30 minutes |
|
By the times providers publish, money can arrive within 30 minutes in a Bank Account and instantly as Cash Pickup, on a Debit Card or by Revolut Account.
- ⚡ How you pay can change the speed. With one provider, money arrives in a Bank Account in about 1 day when you pay by Credit Card, compared with about 2 days when you pay from a Bank Account.
Delivery times are those providers publish, or typical times for the delivery method where they publish none. Actual times can vary with identity checks, bank cut-off times and public holidays.
🏆 Which are the best money transfer companies to send money to Romania from USA?
There's no single best company: it depends on the amount and how you send. These are today's standouts, each by a measured figure.
- 🥇 MoneyGram, Remitly and Regency FX give your recipient the most on USD 1,000 today.
- 💱 MoneyGram, Remitly and Wise offer the highest exchange rates, from RON 4.7696 to RON 4.8493 per USD.
- 🔀 Ria Money Transfer offers the most ways to send (12), followed by Western Union (10) and MoneyGram (7).
- 💵 MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Romania.
- 🆓 11 providers have no-fee options.
- ⚡ MoneyGram and Revolut publish the fastest delivery: instant.
- 🎁 3 providers have RemitFinder deals for this corridor.
📋 All 14 providers, by what your recipient gets for USD 1,000:
| Provider | They receive | Ways |
|---|---|---|
| MoneyGram | RON 4,849.30 | 7 |
| Remitly | ≈ RON 4,771.80 | 1 |
| Regency FX | RON 4,750.94 | 1 |
| Revolut | RON 4,750.30 | 2 |
| Cambridge Currencies | RON 4,743.81 | 1 |
| Rutland FX | RON 4,743.81 | 1 |
| Western Union | RON 4,740.60 | 10 |
| Currency Solutions | RON 4,720.03 | 1 |
| Wise | RON 4,718.05 | 4 |
| Airwallex | RON 4,717.20 | 1 |
| TorFX | RON 4,689.12 | 1 |
| XE Money Transfer | RON 4,688.60 | 4 |
| Ria Money Transfer | RON 4,665.16 | 12 |
| Key Currency | not at this amount | 1 |
At USD 1,000, 13 of the 14 providers accept the transfer. Among them, your recipient gets between RON 4,665.16 and RON 4,849.30, and half of the providers give at least RON 4,740.60.
Below are the details for each provider, in alphabetical order: its exchange rate, fees, ways to pay and receive, delivery times, limits and what your recipient gets.
Airwallex USD to RON exchange rate today
- 💱 Airwallex's US Dollar to Romanian Leu exchange rate is RON 4.7172 per USD, 0.81% below the mid-market rate.
- 💸 Airwallex charges no fee.
- 🏦 With Airwallex, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Airwallex, money arrives in a Bank Account in about 2 hours.
- 💰 On USD 1,000, your recipient gets RON 4,717.20 with Airwallex (paying from a Bank Account, received in a Bank Account).
Cambridge Currencies USD to RON exchange rate today
- 💱 Cambridge Currencies' US Dollar to Romanian Leu exchange rate runs from RON 4.7438 to RON 4.7509 per USD. Its best rate applies to transfers from USD 25,001 and is 0.10% below the mid-market rate.
- 💸 Cambridge Currencies charges no fee.
- 🏦 With Cambridge Currencies, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Cambridge Currencies, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets RON 4,743.81 with Cambridge Currencies (paying from a Bank Account, received in a Bank Account).
Currency Solutions USD to RON exchange rate today
- 💱 Currency Solutions' US Dollar to Romanian Leu exchange rate runs from RON 4.72 to RON 4.7391 per USD. Its best rate applies to transfers from USD 150,001 and is 0.35% below the mid-market rate.
- 💸 Currency Solutions charges no fee.
- 🏦 With Currency Solutions, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Currency Solutions, money arrives in a Bank Account in about 1 day.
- 📏 Currency Solutions accepts transfers from USD 1,000 per transfer.
- 💰 On USD 1,000, your recipient gets RON 4,720.03 with Currency Solutions (paying from a Bank Account, received in a Bank Account).
Key Currency USD to RON exchange rate today
- 💱 Key Currency's US Dollar to Romanian Leu exchange rate is RON 4.7509 per USD, 0.10% below the mid-market rate.
- 💸 Key Currency charges no fee.
- 🏦 With Key Currency, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Key Currency, money arrives in a Bank Account typically in 2–4 days.
- 📏 Key Currency accepts transfers from USD 6,707.50 per transfer.
MoneyGram USD to RON exchange rate today
- 💱 MoneyGram's US Dollar to Romanian Leu exchange rate runs from RON 4.7247 to RON 4.8493 per USD. Its best rate applies to transfers up to USD 1,000 and is 1.97% above the mid-market rate.
- 💸 MoneyGram charges no fee when you pay by Debit Card or in Cash. When you pay by Credit Card, it charges 3.5% + USD 2.99 (3% + USD 2.99 from USD 700, 2.5% + USD 2.99 from USD 1,500) when your recipient gets the money in a Bank Account and 3.5% + USD 4.99 (3% + USD 4.99 from USD 700, 2.5% + USD 4.99 from USD 1,500) when your recipient gets the money as Cash Pickup.
- 🏦 With MoneyGram, you pay by Credit Card, by Debit Card or in Cash, and your recipient gets the money in a Bank Account, as Cash Pickup or on a Debit Card.
- ⏱️ With MoneyGram, money arrives in a Bank Account within 30 minutes, as Cash Pickup instantly and on a Debit Card instantly.
- 📏 MoneyGram accepts up to USD 10,000 per transfer.
- 💰 On USD 1,000, your recipient gets RON 4,849.30 with MoneyGram (paying by Debit Card, received as Cash Pickup).
Regency FX USD to RON exchange rate today
- 💱 Regency FX's US Dollar to Romanian Leu exchange rate is RON 4.7509 per USD, 0.10% below the mid-market rate.
- 💸 Regency FX charges no fee.
- 🏦 With Regency FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Regency FX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets RON 4,750.94 with Regency FX (paying from a Bank Account, received in a Bank Account).
Remitly USD to RON exchange rate today
- 💱 Remitly's US Dollar to Romanian Leu exchange rate is RON 4.7802 per USD, 0.52% above the mid-market rate.
- 💸 Remitly's fee is not published for USD to RON transfers, so amounts here include an estimated fee.
- 🏦 With Remitly, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Remitly, money arrives in a Bank Account typically in 2–4 days.
- 📏 Remitly accepts up to USD 20,000 per transfer.
- 💰 On USD 1,000, your recipient gets about RON 4,771.80 with Remitly (paying from a Bank Account, received in a Bank Account).
Revolut USD to RON exchange rate today
- 💱 Revolut's US Dollar to Romanian Leu exchange rate is RON 4.7503 per USD, 0.11% below the mid-market rate.
- 💸 When you pay by Revolut Account, Revolut charges USD 75 (0.15% from USD 50,000) when your recipient gets the money in a Bank Account and no fee when your recipient gets the money by Revolut Account.
- 🏦 With Revolut, you pay by Revolut Account, and your recipient gets the money in a Bank Account or by Revolut Account.
- ⏱️ With Revolut, money arrives in a Bank Account within 2 days and by Revolut Account instantly.
- 📏 Revolut accepts USD 21.05 to USD 100,000 per transfer.
- 💰 On USD 1,000, your recipient gets RON 4,750.30 with Revolut (paying by Revolut Account, received by Revolut Account).
- 🎁 RemitFinder exclusive for Revolut: Sign up and get USD 20.
Ria Money Transfer USD to RON exchange rate today
- 💱 Ria Money Transfer's US Dollar to Romanian Leu exchange rate is RON 4.6886 per USD, 1.41% below the mid-market rate.
- 💸 Ria Money Transfer's fee depends on how you pay and how much you send.
- 🏦 With Ria Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by PayNearMe, and your recipient gets the money in a Bank Account or as Cash Pickup.
- ⏱️ With Ria Money Transfer, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
- 📏 Ria Money Transfer accepts USD 100 to USD 29,999.99 per transfer.
- 💰 On USD 1,000, your recipient gets RON 4,665.16 with Ria Money Transfer (paying from a Bank Account, received in a Bank Account).
Rutland FX USD to RON exchange rate today
- 💱 Rutland FX's US Dollar to Romanian Leu exchange rate runs from RON 4.7438 to RON 4.7509 per USD. Its best rate applies to transfers from USD 3,353.75 and is 0.10% below the mid-market rate.
- 💸 Rutland FX charges no fee.
- 🏦 With Rutland FX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With Rutland FX, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets RON 4,743.81 with Rutland FX (paying from a Bank Account, received in a Bank Account).
TorFX USD to RON exchange rate today
- 💱 TorFX's US Dollar to Romanian Leu exchange rate runs from RON 4.6891 to RON 4.7471 per USD. Its best rate applies to transfers of USD 200,001 to USD 999,999,999 and is 0.18% below the mid-market rate.
- 💸 TorFX charges no fee.
- 🏦 With TorFX, you pay from a Bank Account, and your recipient gets the money in a Bank Account.
- ⏱️ With TorFX, money arrives in a Bank Account typically in 2–4 days.
- 📏 TorFX accepts up to USD 999,999,999 per transfer.
- 💰 On USD 1,000, your recipient gets RON 4,689.12 with TorFX (paying from a Bank Account, received in a Bank Account).
Western Union USD to RON exchange rate today
- 💱 Western Union's US Dollar to Romanian Leu exchange rate runs from RON 4.7072 to RON 4.7406 per USD. Its best rate applies to all amounts and is 0.32% below the mid-market rate.
- 💸 Western Union charges 3% when you pay by Credit Card or with Google Pay and no fee when you pay by Debit Card, with Apple Pay or by ACH.
- 🏦 With Western Union, you pay by Credit Card, by Debit Card, with Google Pay, with Apple Pay or by ACH, and your recipient gets the money in a Bank Account or as Cash Pickup.
- ⏱️ With Western Union, money arrives in a Bank Account typically in 2–4 days and as Cash Pickup typically within 2 hours.
- 💰 On USD 1,000, your recipient gets RON 4,740.60 with Western Union (paying by ACH, received in a Bank Account).
- 🎁 RemitFinder exclusives for Western Union: Refer a friend to earn USD 20; Get first transfer free in US.
Wise USD to RON exchange rate today
- 💱 Wise's US Dollar to Romanian Leu exchange rate is RON 4.7696 per USD, 0.29% above the mid-market rate.
- 💸 Wise charges 0.34% + USD 7.42 (0.24% + USD 32.37 from USD 25,127.18) when you pay from a Bank Account, 6.46% + USD 1.25 when you pay by Credit Card or with Apple Pay and 1.57% + USD 1.30 when you pay by Debit Card.
- 🏦 With Wise, you pay from a Bank Account, by Credit Card, by Debit Card or with Apple Pay, and your recipient gets the money in a Bank Account.
- ⏱️ With Wise, money arrives in a Bank Account in about 1 day.
- 📏 Wise accepts USD 1.54 to USD 1,000,000 per transfer.
- 💰 On USD 1,000, your recipient gets RON 4,718.05 with Wise (paying from a Bank Account, received in a Bank Account).
XE Money Transfer USD to RON exchange rate today
- 💱 XE Money Transfer's US Dollar to Romanian Leu exchange rate is RON 4.6886 per USD, 1.41% below the mid-market rate.
- 💸 XE Money Transfer charges USD 4 (no fee from USD 1,000) when you pay from a Bank Account or by ACH, 3% + USD 4 (3% from USD 1,000) when you pay by Credit Card and 0.5% + USD 4 (0.5% from USD 1,000) when you pay by Debit Card.
- 🏦 With XE Money Transfer, you pay from a Bank Account, by Credit Card, by Debit Card or by ACH, and your recipient gets the money in a Bank Account.
- ⏱️ With XE Money Transfer, money arrives in a Bank Account typically in 2–4 days.
- 💰 On USD 1,000, your recipient gets RON 4,688.60 with XE Money Transfer (paying from a Bank Account, received in a Bank Account).
- 🎁 RemitFinder exclusive for XE Money Transfer: Refer a friend to earn USD 25.
Limits are those providers publish to RemitFinder. What you can actually send depends on the provider's checks, your account and the rules in both countries.
🪜 Step by step guide to send money from USA to Romania
- Compare providers. RemitFinder lists 14 providers and 47 ways to send; the cards above rank them for your amount.
- Choose how to pay. At USD 1,000, paying in Cash has the lowest typical total cost (−1.94%).
ⓘ A total cost below zero (−) means the provider's exchange rate is better than the mid-market rate, so your recipient gets more than your amount converted at the mid-market rate, even after the fee. - Choose how your recipient gets the money. Bank Account (14 providers), Cash Pickup (3 providers), Debit Card (1 provider) or Revolut Account (1 provider), including Smith and Smith, Speed Transfer and MoneyGold.
- Check the limits. Published maximums start at USD 10,000 per transfer. What you can send also depends on the provider's checks and the rules in both countries.
- Sign up and verify your identity. Providers need ID before your first transfer.
- Add your recipient's details. Name and Bank Account details, or their name as on their ID for Cash Pickup. Find the bank code: SWIFT codes for banks in Romania.
- Pay and track the transfer. The fastest published delivery arrives instantly. Money typically arrives in a Bank Account in 2–4 days.
Frequently Asked Questions: Sending money to Romania from USA
These FAQs use data from RemitFinder's live comparison of 14 providers for USA to Romania money transfers.
How do I send money from USA to Romania?
Compare 14 providers on RemitFinder, choose how you pay and how your recipient gets the money, then send online with the provider you pick.
What is the best way to send money to Romania from USA?
At USD 1,000, MoneyGram, Remitly and Regency FX give your recipient the most today: RON 4,849.30, ≈ RON 4,771.80 and RON 4,750.94 respectively. The best way changes with the amount, so compare at yours.
What is the cheapest way to send money to Romania?
At USD 1,000, the cheapest providers today are MoneyGram, Remitly and Regency FX. The cheapest combination is paying in Cash, received as Cash Pickup, with a typical total cost of −1.97%. 11 providers charge no fee on some ways to send or some amounts, and the exchange-rate markup decides the rest. RemitFinder ranks every way to send by what your recipient gets, fees included.
How much can I save by comparing providers to send money to Romania?
At USD 1,000, your recipient gets between RON 4,394.03 and RON 4,849.30, depending on the provider and how you send. Comparing can get them RON 455.27 more on one transfer. MoneyGram gives the most today, paying by Debit Card, received as Cash Pickup.
What is the USD to RON exchange rate today?
The mid-market rate is RON 4.7557 per USD. Providers' rates run from RON 4.6886 to RON 4.8493.
Can I get a better rate than the mid-market USD to RON rate?
Yes. MoneyGram, Remitly and Wise offer a rate above the mid-market rate on some amounts today, so your recipient can get more than your amount converted at the mid-market rate. Rates like these can depend on the amount, how you pay or a first-transfer offer, so check the provider's terms.
Exchange rate or fee: what matters more when you send money to Romania?
At USD 200, the typical fee is 2.50% of the amount, and the typical exchange rate has a markup of 1.02%. At USD 5,000, the typical fee is 0.09% of the amount, and the typical exchange rate has a markup of 1.02%. So the fee matters more on small transfers, and the exchange rate on large ones. Compare both: the cards above rank every way to send with both included.
Does sending more money to Romania lower the cost?
Not always. The typical total cost is 3.76% at USD 200, 1.41% at USD 1,000 and 1.41% at USD 5,000. Cambridge Currencies, Currency Solutions, Rutland FX and TorFX give a better exchange rate on larger transfers.
Which payment method is cheapest for sending money from USA to Romania?
Paying in Cash has the lowest typical total cost at USD 1,000 (−1.94%), and paying by Credit Card the highest (4.22%). On USD 1,000, that difference is worth about RON 293 more to your recipient. The provider giving your recipient the most when paying in Cash is MoneyGram.
Is Debit Card cheaper than Credit Card for sending money to Romania?
Yes. At USD 1,000, paying by Debit Card has a typical total cost of 1.02%, compared with 4.22% paying by Credit Card. On USD 1,000, that difference is worth about RON 152 more to your recipient. Your card issuer may also charge a cash advance fee when you pay by Credit Card.
Which delivery method is cheapest for sending money to Romania from USA?
Receiving on a Debit Card has the lowest typical total cost at USD 1,000 (−1.92%), and receiving as Cash Pickup the highest (1.91%). On USD 1,000, that difference is worth about RON 182 more to your recipient. The provider giving your recipient the most when receiving on a Debit Card is MoneyGram.
Is Bank Account cheaper than Cash Pickup for sending money to Romania?
Yes. At USD 1,000, receiving in a Bank Account has a typical total cost of 1.40%, compared with 1.91% receiving as Cash Pickup. On USD 1,000, that difference is worth about RON 24 more to your recipient. Money typically arrives in a Bank Account in 2–4 days, and Cash Pickup is typically ready within 2 hours.
How can I send cash to Romania from USA?
MoneyGram, Ria Money Transfer and Western Union offer Cash Pickup in Romania. By published times, Cash Pickup can be ready instantly with MoneyGram.
What is the fastest way to send money to Romania?
By their published times, MoneyGram and Revolut deliver fastest, instantly.
Can I send money from USA to Romania instantly?
Yes. Two providers publish delivery within an hour on some ways to send. On USD 1,000, the most your recipient gets that fast is RON 4,849.30, with MoneyGram (paying by Debit Card, received as Cash Pickup).
How much money can I send to Romania from USA?
Each provider sets its own limits. The lowest published maximum is USD 10,000, and 8 of 14 providers publish no maximum. Checks and the rules in both countries also apply.
Can I send money to Romania without fees?
Yes, with Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Revolut, Rutland FX, TorFX, Western Union and XE Money Transfer on some ways to send or some amounts. Check the exchange rate too, as a no-fee transfer can still carry a markup.
Which providers send money from USA to Romania?
RemitFinder compares 14 providers: Airwallex, Cambridge Currencies, Currency Solutions, Key Currency, MoneyGram, Regency FX, Remitly, Revolut, Ria Money Transfer, Rutland FX, TorFX, Western Union, Wise and XE Money Transfer.
Which app is best to send money to Romania?
It depends on your amount and how you pay. RemitFinder compares 14 providers and ranks every way to send for the amount you enter.
Why do providers charge different amounts to send money to Romania?
Each provider sets its own exchange-rate markup and fees, and both can change with how you pay, how your recipient gets the money and how much you send. At USD 1,000, 1 of the 5 providers that offer more than one way to pay changes the rate with it.
Latest Exchange Rates for Sending Money to Romania from USA
Here are some latest USD to RON (US Dollar to Romanian Leu) exchange rates for popular conversion amounts*.
| 1 USD | 4.76 RON |
| 5 USD | 23.78 RON |
| 10 USD | 47.56 RON |
| 25 USD | 118.89 RON |
| 50 USD | 237.79 RON |
| 100 USD | 475.57 RON |
| 150 USD | 713.36 RON |
| 200 USD | 951.14 RON |
| 250 USD | 1,188.93 RON |
| 300 USD | 1,426.71 RON |
| 400 USD | 1,902.28 RON |
| 500 USD | 2,377.85 RON |
| 600 USD | 2,853.42 RON |
| 700 USD | 3,328.99 RON |
| 800 USD | 3,804.56 RON |
| 1000 USD | 4,755.70 RON |
| 1500 USD | 7,133.55 RON |
| 2000 USD | 9,511.40 RON |
| 2500 USD | 11,889.25 RON |
| 3000 USD | 14,267.10 RON |
| 4000 USD | 19,022.80 RON |
| 5000 USD | 23,778.50 RON |
| 10000 USD | 47,557.00 RON |
| 15000 USD | 71,335.50 RON |
| 20000 USD | 95,114.00 RON |
| 30000 USD | 142,671.00 RON |
| 40000 USD | 190,228.00 RON |
| 50000 USD | 237,785.00 RON |
| 100000 USD | 475,570.00 RON |
*Based on the Mid-market Exchange Rate














